Lakeshore Financial Planning, Inc.

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 13, 2026), Lakeshore Financial Planning, Inc. reported 92 stock positions worth $310.7 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 19.5% of the portfolio, followed by Pgim Ultra Short Bond ETF (PULS, 12.2%) and Dim US Large Cap Value ETF (DFLV, 9.8%). Compared with Q1 2026, it opened 14 new positions, sold out of 7, added to 32 and reduced 21. The biggest buy was iShares Core S&P 500 ETF (IVV, shares +15%) and the biggest sale Dim US Large Cap Value ETF (DFLV, shares −18%).

Most Recent 13F
Q2 2026
Location
St. Clair Shores, MI
CIK
0002000571
Portfolio Value
$310.7M (Q2 2026)
SEC Filing
0001172661-26-002586 ↗ filed Jul 13, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $197.6M Q1 2024 Q2 2024: $204.8M Q2 2024 Q3 2024: $227.0M Q3 2024 Q4 2024: $234.4M Q4 2024 Q1 2025: $240.1M Q1 2025 Q2 2025: $248.8M Q2 2025 Q3 2025: $269.4M Q3 2025 Q4 2025: $279.9M Q4 2025 Q1 2026: $275.8M Q1 2026 Q2 2026: $310.7M $310.7M Q2 2026

Holdings 92 stocks · $310.7M
IVV iShares Core S&P 500 ETF 19.45% 80,686 $60.4M Add +15.0%
PULS Pgim Ultra Short Bond ETF 12.25% 767,769 $38.0M Reduce -0.1%
DFLV Dim US Large Cap Value ETF 9.76% 767,113 $30.3M Reduce -17.7%
VOO Vanguard S&P 500 ETF 7.64% 34,551 $23.7M Add +12.2%
XLF SS Financial Select Sector 7.47% 432,788 $23.2M Add +0.3%
VHT Vanguard Health Care ETF 4.95% 51,457 $15.4M Reduce -9.1%
SCHD Schwab US DVD Equity ETF 3.71% 363,303 $11.5M Reduce -4.3%
AAPL Apple Inc. 3.50% 37,537 $10.9M Reduce -1.6%
DFAT Dimensional US Target Value 2.89% 128,433 $9.0M Reduce -1.1%
RSP Invesco S&P 500 Equal Weight 2.57% 37,547 $8.0M Reduce -1.1%
MSFT Microsoft Corp. 2.55% 21,272 $7.9M Add +2.3%
IJR iShares Core S&P Small-Cap E 1.96% 41,028 $6.1M Add +1.4%
QQQ Invesco QQQ Trust Series 1 1.80% 7,581 $5.6M Reduce -0.2%
IYW iShares Ustechnology ETF 1.55% 19,141 $4.8M Add +3.9%
IWV iShares Russell 3000 ETF 1.22% 8,897 $3.8M No change
JPM JPMorgan Chase & Co. 1.20% 11,366 $3.7M Add +34.1%
DFIV Dimensional International Va 1.14% 65,342 $3.5M Reduce -2.2%
IVW iShares S&P 500 Growth ETF 1.04% 23,601 $3.2M Add +6.8%
IJH iShares Core S&P Midcap ETF 0.90% 36,084 $2.8M Add +0.0%
IWM iShares Russell 2000 ETF 0.78% 8,104 $2.4M Reduce -2.3%
DFUS Dimensional US Eq MKT ETF 0.70% 26,354 $2.2M Add +0.1%
DTCR Global X Data Center & Digit 0.50% 51,381 $1.6M New
SOFI Sofi Technologies Inc. 0.45% 78,427 $1.4M Reduce -15.0%
GOOG Alphabet Inc. Class C 0.42% 3,695 $1.3M No change
PAAA Pgim Aaa Clo ETF 0.36% 21,770 $1.1M Add +0.8%
FITB Fifth Third Bancorp 0.36% 19,689 $1.1M Add +0.1%
SUB iShares Short-Term National 0.32% 9,415 $1.0M New
PSH Pgim Short Duration High YLD 0.32% 20,047 $1000K No change
DTE DTE Energy Company 0.30% 6,023 $918K Add +2.4%
NVDA Nvidia Corp. 0.28% 4,343 $869K No change
KO The Coca-Cola Co. 0.27% 10,376 $843K Reduce -2.4%
SO The Southern Co. 0.26% 8,386 $803K Add +0.6%
AMZN Amazon.com Inc. 0.25% 3,323 $792K Reduce -2.1%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.24% 8,388 $737K Add +1.2%
XOM Exxon Mobil Corp. 0.21% 4,700 $643K Add +0.0%
EFA iShares MSCI Eafe ETF 0.20% 6,068 $630K No change
MCD McDonald's Corp. 0.20% 2,249 $608K Reduce -4.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.19% 807 $603K Add +19.9%
HD Home Depot Inc. 0.19% 1,681 $593K Add +0.1%
NFLX Netflix Inc. 0.18% 7,967 $569K Add +102.2%
COST Costco Wholesale Corp. 0.18% 586 $549K Add +3.5%
NOC Northrop Grumman Corp. 0.16% 1,000 $509K No change
JNJ Johnson & Johnson 0.16% 1,955 $497K Reduce -4.8%
DAL Delta Air Lines Inc. 0.15% 5,051 $473K Add +11.4%
IFRA iShares US Infrastructure 0.15% 7,326 $462K Add +3.6%
KLAC KLA Corp. 0.15% 1,510 $456K No change
VIG Vanguard Dividend Apprec ETF 0.14% 1,888 $447K Add +11.4%
WM Waste Management Inc. 0.14% 1,995 $445K Reduce -1.7%
BRK.B Berkshire Hathaway Inc. Class B 0.14% 881 $441K No change
CINF Cincinnati Financial Corp. 0.14% 2,328 $431K No change
DTM DT Midstream Inc. 0.14% 2,933 $431K Add +2.4%
RXT Rackspace Technology Inc. 0.14% 65,000 $424K New
PG The Procter & Gamble Co. 0.13% 2,805 $412K Reduce -5.5%
BAC Bank of America Corp. 0.13% 7,159 $408K No change
GS Goldman Sachs Group Inc. 0.13% 392 $396K No change
IWF iShares Russell 1000 Growth 0.12% 3,108 $386K No change
AFL Aflac Inc. 0.12% 3,272 $384K Add +0.1%
NEE Nextera Energy Inc. 0.11% 4,062 $357K Add +52.6%
SRE Sempra 0.11% 3,793 $352K Add +0.1%
SYM Symbotic Inc. 0.11% 7,803 $351K New
ABBV Abbvie Inc. 0.11% 1,374 $346K Add +0.1%
WMT Walmart Inc. 0.11% 3,051 $346K No change
META Meta Platforms Inc. Class A 0.11% 606 $341K No change
INTC Intel Corp. 0.10% 2,214 $309K New
CCC CCC Intelligent Solutions Ho 0.10% 58,520 $302K No change
SPYM Ste STR SPDR PT S&P 500 ETF 0.10% 3,426 $301K Add +26.3%
RKT Rocket Cos Inc. Class A 0.10% 18,777 $296K New
ORCL Oracle Corp. 0.09% 1,973 $289K Add +0.1%
IXUS iShares Core Intl Stock ETF 0.09% 3,024 $289K No change
PM Philip Morris International 0.09% 1,547 $280K No change
V Visa Inc. Class A 0.09% 810 $278K No change
F Ford Motor Co. filed as FORD MTR CO 0.09% 19,914 $277K Reduce -2.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.09% 970 $273K Add +0.2%
CVX Chevron Corp. 0.09% 1,632 $271K Reduce -1.8%
QCOM Qualcomm Inc. 0.09% 1,451 $268K New
TSLA Tesla Inc. 0.08% 626 $263K No change
AMKR Amkor Technology Inc. 0.08% 3,000 $259K New
VYM Vanguard High DVD Yield ETF 0.08% 1,615 $255K No change
IWD iShares Russell 1000 Value E 0.08% 1,028 $249K No change
IUSG iShares Core S&P U.S. Growth 0.08% 1,265 $238K New
VTIP Vanguard Short-Term Tips 0.08% 4,713 $237K Add +0.1%
SBUX Starbucks Corp. 0.08% 2,287 $234K Reduce -2.3%
PNW Pinnacle West Capital 0.07% 2,121 $227K New
FLEX Flex Ltd. 0.07% 1,400 $227K New
GILD Gilead Sciences Inc. 0.07% 1,753 $222K No change
UNH Unitedhealth Group Inc. 0.07% 530 $221K New
JCI Johnson Controls Internation 0.07% 1,491 $218K New
PEP Pepsico Inc. 0.07% 1,599 $217K Reduce -0.1%
XLY SS Consumer Disc Select Sect 0.07% 1,840 $216K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.07% 2,186 $211K No change
GLD SPDR Gold Shares 0.06% 547 $202K No change
BNY Bank of New York Mellon Corp. 0.06% 1,392 $201K New

Portfolio Sells Q1 2026 → Q2 2026
DFLV Dim US Large Cap Value ETF Reduce -17.7% 9.76% −2.30
PULS Pgim Ultra Short Bond ETF Reduce -0.1% 12.25% −1.55
VHT Vanguard Health Care ETF Reduce -9.1% 4.95% −0.63
SCHD Schwab US DVD Equity ETF Reduce -4.3% 3.71% −0.51
HOOD Robinhood Markets Inc. Class A Sold out 0.00% −0.15
DFIV Dimensional International Va Reduce -2.2% 1.14% −0.14
PFE Pfizer Inc. Sold out 0.00% −0.10
KR Kroger Co. Sold out 0.00% −0.08
TSCO Tractor Supply Company Sold out 0.00% −0.08
SOFI Sofi Technologies Inc. Reduce -15.0% 0.45% −0.08
KMB Kimberly-Clark Corp. Sold out 0.00% −0.08
MDLZ Mondelez International Inc. Class A Sold out 0.00% −0.08
TGT Target Corp. Sold out 0.00% −0.07
RSP Invesco S&P 500 Equal Weight Reduce -1.1% 2.57% −0.07
MCD McDonald's Corp. Reduce -4.2% 0.20% −0.07
DFAT Dimensional US Target Value Reduce -1.1% 2.89% −0.05
CVX Chevron Corp. Reduce -1.8% 0.09% −0.04
WM Waste Management Inc. Reduce -1.7% 0.14% −0.03
PG The Procter & Gamble Co. Reduce -5.5% 0.13% −0.02
JNJ Johnson & Johnson Reduce -4.8% 0.16% −0.02
KO The Coca-Cola Co. Reduce -2.4% 0.27% −0.02
PEP Pepsico Inc. Reduce -0.1% 0.07% −0.02
AAPL Apple Inc. Reduce -1.6% 3.50% −0.01
AMZN Amazon.com Inc. Reduce -2.1% 0.25% −0.00
SBUX Starbucks Corp. Reduce -2.3% 0.08% −0.00
F Ford Motor Co. Reduce -2.4% 0.09% +0.00
IWM iShares Russell 2000 ETF Reduce -2.3% 0.78% +0.04
QQQ Invesco QQQ Trust Series 1 Reduce -0.2% 1.80% +0.21

Portfolio Buys Q1 2026 → Q2 2026
IVV iShares Core S&P 500 ETF Add +15.0% 19.45% +2.83
VOO Vanguard S&P 500 ETF Add +12.2% 7.64% +0.97
DTCR Global X Data Center & Digit New 0.50% +0.50
IYW iShares Ustechnology ETF Add +3.9% 1.55% +0.34
SUB iShares Short-Term National New 0.32% +0.32
JPM JPMorgan Chase & Co. Add +34.1% 1.20% +0.29
IVW iShares S&P 500 Growth ETF Add +6.8% 1.04% +0.14
RXT Rackspace Technology Inc. New 0.14% +0.14
IJR iShares Core S&P Small-Cap E Add +1.4% 1.96% +0.14
SYM Symbotic Inc. New 0.11% +0.11
INTC Intel Corp. New 0.10% +0.10
RKT Rocket Cos Inc. Class A New 0.10% +0.10
QCOM Qualcomm Inc. New 0.09% +0.09
AMKR Amkor Technology Inc. New 0.08% +0.08
IUSG iShares Core S&P U.S. Growth New 0.08% +0.08
PNW Pinnacle West Capital New 0.07% +0.07
FLEX Flex Ltd. New 0.07% +0.07
UNH Unitedhealth Group Inc. New 0.07% +0.07
JCI Johnson Controls Internation New 0.07% +0.07
BNY Bank of New York Mellon Corp. New 0.06% +0.06
NFLX Netflix Inc. Add +102.2% 0.18% +0.05
DAL Delta Air Lines Inc. Add +11.4% 0.15% +0.04
SPY SS SPDR S&P 500 ETF Trust-US Add +19.9% 0.19% +0.04
FITB Fifth Third Bancorp Add +0.1% 0.36% +0.03
NEE Nextera Energy Inc. Add +52.6% 0.11% +0.03
SPYM Ste STR SPDR PT S&P 500 ETF Add +26.3% 0.10% +0.02
DFUS Dimensional US Eq MKT ETF Add +0.1% 0.70% +0.02
MGK Vngrd Mrgstr MG CP GR ETF-Ui Add +1.2% 0.24% +0.02
IJH iShares Core S&P Midcap ETF Add +0.0% 0.90% +0.01
VIG Vanguard Dividend Apprec ETF Add +11.4% 0.14% +0.01
ABBV Abbvie Inc. Add +0.1% 0.11% +0.00
IBM Intl Business Machines Corp. Add +0.2% 0.09% +0.00
IFRA iShares US Infrastructure Add +3.6% 0.15% +0.00
DTM DT Midstream Inc. Add +2.4% 0.14% −0.00
AFL Aflac Inc. Add +0.1% 0.12% −0.01
VTIP Vanguard Short-Term Tips Add +0.1% 0.08% −0.01
HD Home Depot Inc. Add +0.1% 0.19% −0.01
ORCL Oracle Corp. Add +0.1% 0.09% −0.01
DTE DTE Energy Company Add +2.4% 0.30% −0.02
SRE Sempra Add +0.1% 0.11% −0.02
COST Costco Wholesale Corp. Add +3.5% 0.18% −0.03
SO The Southern Co. Add +0.6% 0.26% −0.03
PAAA Pgim Aaa Clo ETF Add +0.8% 0.36% −0.04
XOM Exxon Mobil Corp. Add +0.0% 0.21% −0.08
MSFT Microsoft Corp. Add +2.3% 2.55% −0.24
XLF SS Financial Select Sector Add +0.3% 7.47% −0.26

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 92$310.7MIVV, PULS, DFLV, VOO, XLF
Q1 2026 85$275.8MIVV, PULS, DFLV, XLF, VOO
Q4 2025 86$279.9MIVV, PULS, XLF, VOO, DFLV
Q3 2025 83$269.4MIVV, PULS, XLF, VOO, DFLV
Q2 2025 77$248.8MIVV, PULS, XLF, VOO, DFLV
Q1 2025 78$240.1MIVV, PULS, XLF, VOO, DFLV
Q4 2024 79$234.4MIVV, PULS, XLF, VOO, DFLV
Q3 2024 74$227.0MIVV, VOO, PULS, XLF, DFLV
Q2 2024 68$204.8MIVV, DFLV, VOO, DFIV, XLF
Q1 2024 68$197.6MIVV, DFLV, DFIV, XLF, VOO