Lakeshore Financial Planning, Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 7, 2026), Lakeshore Financial Planning, Inc. reported 85 stock positions worth $275.8 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 16.6% of the portfolio, followed by Pgim Ultra Short Bond ETF (PULS, 13.8%) and Dim US Large Cap Value ETF (DFLV, 12.1%). Compared with Q4 2025, it opened 7 new positions, sold out of 8, added to 30 and reduced 27. The biggest buy was Dim US Large Cap Value ETF (DFLV, shares +80%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −15%).
- Most Recent 13F
- Q2 2026
- Location
- St. Clair Shores, MI
- CIK
- 0002000571
- Portfolio Value
- $275.8M (Q1 2026)
- SEC Filing
- 0001172661-26-001621 ↗ filed May 7, 2026
Holdings Value
Holdings 85 stocks · $275.8M
| IVV iShares Core S&P 500 ETF | 16.62% | 70,186 | $45.8M | Reduce -15.2% |
| PULS Pgim Ultra Short Bond ETF | 13.80% | 768,939 | $38.1M | Add +1.5% |
| DFLV Dim US Large Cap Value ETF | 12.06% | 931,589 | $33.3M | Add +80.4% |
| XLF SS Financial Select Sector | 7.73% | 431,723 | $21.3M | Add +0.7% |
| VOO Vanguard S&P 500 ETF | 6.67% | 30,803 | $18.4M | Reduce -16.6% |
| VHT Vanguard Health Care ETF | 5.59% | 56,591 | $15.4M | Add +0.8% |
| SCHD Schwab US DVD Equity ETF | 4.22% | 379,709 | $11.6M | Reduce -0.6% |
| AAPL Apple Inc. | 3.51% | 38,137 | $9.7M | Reduce -0.2% |
| DFAT Dimensional US Target Value | 2.94% | 129,865 | $8.1M | Add +5.5% |
| MSFT Microsoft Corp. | 2.79% | 20,791 | $7.7M | Reduce -3.8% |
| RSP Invesco S&P 500 Equal Weight | 2.64% | 37,955 | $7.3M | Add +0.0% |
| IJR iShares Core S&P Small-Cap E | 1.82% | 40,451 | $5.0M | Add +6.9% |
| QQQ Invesco QQQ Trust Series 1 | 1.59% | 7,598 | $4.4M | Add +2.3% |
| DFIV Dimensional International Va | 1.28% | 66,822 | $3.5M | Add +0.4% |
| IYW iShares Ustechnology ETF | 1.21% | 18,415 | $3.3M | Reduce -1.8% |
| IWV iShares Russell 3000 ETF | 1.20% | 8,897 | $3.3M | Reduce -2.3% |
| IVW iShares S&P 500 Growth ETF | 0.91% | 22,097 | $2.5M | Reduce -2.8% |
| JPM JPMorgan Chase & Co. | 0.90% | 8,477 | $2.5M | Add +0.7% |
| IJH iShares Core S&P Midcap ETF | 0.88% | 36,083 | $2.4M | No change |
| IWM iShares Russell 2000 ETF | 0.75% | 8,291 | $2.1M | Add +2.1% |
| DFUS Dimensional US Eq MKT ETF | 0.68% | 26,317 | $1.9M | Add +3.2% |
| SOFI Sofi Technologies Inc. | 0.53% | 92,277 | $1.5M | Add +122.5% |
| PAAA Pgim Aaa Clo ETF | 0.40% | 21,595 | $1.1M | Add +9.6% |
| GOOG Alphabet Inc. Class C | 0.38% | 3,695 | $1.1M | Reduce -20.3% |
| PSH Pgim Short Duration High YLD | 0.36% | 20,047 | $994K | Add +42.1% |
| FITB Fifth Third Bancorp | 0.33% | 19,674 | $914K | Add +160.4% |
| DTE DTE Energy Company | 0.31% | 5,884 | $861K | Add +2.3% |
| KO The Coca-Cola Co. | 0.29% | 10,629 | $809K | Reduce -0.0% |
| SO The Southern Co. | 0.29% | 8,334 | $804K | Add +0.6% |
| XOM Exxon Mobil Corp. | 0.29% | 4,699 | $797K | Add +92.7% |
| NVDA Nvidia Corp. | 0.27% | 4,343 | $757K | Reduce -23.7% |
| MCD McDonald's Corp. | 0.26% | 2,348 | $730K | Reduce -0.0% |
| AMZN Amazon.com Inc. | 0.26% | 3,393 | $707K | Add +5.6% |
| NOC Northrop Grumman Corp. | 0.25% | 1,000 | $682K | No change |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.22% | 1,657 | $609K | Add +8.1% |
| EFA iShares MSCI Eafe ETF | 0.21% | 6,068 | $589K | No change |
| COST Costco Wholesale Corp. | 0.20% | 566 | $564K | No change |
| HD Home Depot Inc. | 0.20% | 1,680 | $553K | No change |
| JNJ Johnson & Johnson | 0.18% | 2,053 | $502K | Reduce -1.0% |
| WM Waste Management Inc. | 0.17% | 2,029 | $466K | Reduce -0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.16% | 673 | $438K | Reduce -27.2% |
| PG The Procter & Gamble Co. | 0.16% | 2,968 | $429K | Add +0.4% |
| HOOD Robinhood Markets Inc. Class A | 0.15% | 6,150 | $426K | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.15% | 881 | $422K | No change |
| IFRA iShares US Infrastructure | 0.15% | 7,073 | $405K | New |
| DTM DT Midstream Inc. | 0.14% | 2,864 | $386K | Add +2.0% |
| WMT Walmart Inc. | 0.14% | 3,051 | $379K | No change |
| NFLX Netflix Inc. | 0.14% | 3,940 | $379K | Reduce -7.5% |
| SRE Sempra | 0.13% | 3,789 | $368K | Reduce -4.0% |
| CINF Cincinnati Financial Corp. | 0.13% | 2,328 | $366K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.13% | 1,695 | $365K | Add +36.3% |
| AFL Aflac Inc. | 0.13% | 3,270 | $359K | Add +0.0% |
| CCC CCC Intelligent Solutions Ho | 0.13% | 58,520 | $351K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.13% | 7,159 | $349K | Reduce -41.8% |
| META Meta Platforms Inc. Class A | 0.13% | 606 | $347K | No change |
| CVX Chevron Corp. | 0.12% | 1,662 | $344K | Reduce -11.1% |
| GS Goldman Sachs Group Inc. | 0.12% | 392 | $332K | No change |
| IWF iShares Russell 1000 Growth | 0.12% | 777 | $331K | No change |
| DAL Delta Air Lines Inc. | 0.11% | 4,535 | $302K | Add +0.0% |
| ABBV Abbvie Inc. | 0.11% | 1,373 | $299K | Add +0.1% |
| ORCL Oracle Corp. | 0.11% | 1,972 | $290K | Reduce -31.4% |
| PFE Pfizer Inc. | 0.10% | 10,186 | $286K | Reduce -1.0% |
| IXUS iShares Core Intl Stock ETF | 0.10% | 3,024 | $262K | No change |
| PM Philip Morris International | 0.09% | 1,547 | $256K | No change |
| PEP Pepsico Inc. | 0.09% | 1,600 | $249K | Add +9.4% |
| NEE Nextera Energy Inc. | 0.09% | 2,662 | $247K | No change |
| V Visa Inc. Class A | 0.09% | 810 | $245K | Reduce -12.3% |
| GILD Gilead Sciences Inc. | 0.09% | 1,753 | $244K | Reduce -0.1% |
| VYM Vanguard High DVD Yield ETF | 0.09% | 1,615 | $239K | New |
| VTIP Vanguard Short-Term Tips | 0.09% | 4,710 | $235K | Reduce -0.1% |
| GLD SPDR Gold Shares | 0.09% | 547 | $235K | No change |
| F Ford Motor Co. filed as FORD MTR CO | 0.09% | 20,394 | $235K | Add +0.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.09% | 968 | $235K | No change |
| TSLA Tesla Inc. | 0.08% | 626 | $233K | No change |
| KR Kroger Co. | 0.08% | 3,136 | $227K | New |
| KLAC KLA Corp. | 0.08% | 151 | $222K | New |
| IWD iShares Russell 1000 Value E | 0.08% | 1,028 | $220K | Reduce -0.1% |
| TSCO Tractor Supply Company | 0.08% | 4,805 | $218K | No change |
| KMB Kimberly-Clark Corp. | 0.08% | 2,187 | $211K | Reduce -6.0% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.08% | 2,186 | $211K | Add +0.1% |
| MDLZ Mondelez International Inc. Class A | 0.08% | 3,649 | $210K | Reduce -3.3% |
| SBUX Starbucks Corp. | 0.08% | 2,340 | $210K | New |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.08% | 2,713 | $208K | No change |
| TGT Target Corp. | 0.07% | 1,701 | $206K | New |
| XLY SS Consumer Disc Select Sect | 0.07% | 1,840 | $201K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| IVV iShares Core S&P 500 ETF | Reduce -15.2% | 16.62% | −3.63 |
| VOO Vanguard S&P 500 ETF | Reduce -16.6% | 6.67% | −1.60 |
| MSFT Microsoft Corp. | Reduce -3.8% | 2.79% | −0.94 |
| AAPL Apple Inc. | Reduce -0.2% | 3.51% | −0.20 |
| CMA Comerica Inc. | Sold out | 0.00% | −0.20 |
| RKT Rocket Cos Inc. Class A | Sold out | 0.00% | −0.19 |
| GOOG Alphabet Inc. Class C | Reduce -20.3% | 0.38% | −0.14 |
| IYW iShares Ustechnology ETF | Reduce -1.8% | 1.21% | −0.13 |
| BAC Bank of America Corp. | Reduce -41.8% | 0.13% | −0.12 |
| NVDA Nvidia Corp. | Reduce -23.7% | 0.27% | −0.10 |
| ORCL Oracle Corp. | Reduce -31.4% | 0.11% | −0.09 |
| IVW iShares S&P 500 Growth ETF | Reduce -2.8% | 0.91% | −0.09 |
| AXP American Express Co. | Sold out | 0.00% | −0.08 |
| IUSG iShares Core S&P U.S. Growth | Sold out | 0.00% | −0.08 |
| MA Mastercard Inc. Class A | Sold out | 0.00% | −0.08 |
| MUB iShares National Muni Bond E | Sold out | 0.00% | −0.07 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -27.2% | 0.16% | −0.07 |
| IWV iShares Russell 3000 ETF | Reduce -2.3% | 1.20% | −0.06 |
| V Visa Inc. Class A | Reduce -12.3% | 0.09% | −0.03 |
| KMB Kimberly-Clark Corp. | Reduce -6.0% | 0.08% | −0.01 |
| NFLX Netflix Inc. | Reduce -7.5% | 0.14% | −0.01 |
| PRESURANCE HOLDINGS INC | Sold out | 0.00% | −0.00 |
| VTIP Vanguard Short-Term Tips | Reduce -0.1% | 0.09% | +0.00 |
| IWD iShares Russell 1000 Value E | Reduce -0.1% | 0.08% | +0.00 |
| MDLZ Mondelez International Inc. Class A | Reduce -3.3% | 0.08% | +0.00 |
| MCD McDonald's Corp. | Reduce -0.0% | 0.26% | +0.01 |
| SRE Sempra | Reduce -4.0% | 0.13% | +0.01 |
| WM Waste Management Inc. | Reduce -0.1% | 0.17% | +0.01 |
| GILD Gilead Sciences Inc. | Reduce -0.1% | 0.09% | +0.01 |
| PFE Pfizer Inc. | Reduce -1.0% | 0.10% | +0.01 |
| CVX Chevron Corp. | Reduce -11.1% | 0.12% | +0.02 |
| KO The Coca-Cola Co. | Reduce -0.0% | 0.29% | +0.03 |
| JNJ Johnson & Johnson | Reduce -1.0% | 0.18% | +0.03 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.6% | 4.22% | +0.48 |
Portfolio Buys Q4 2025 → Q1 2026
| DFLV Dim US Large Cap Value ETF | Add +80.4% | 12.06% | +5.75 |
| PULS Pgim Ultra Short Bond ETF | Add +1.5% | 13.80% | +0.38 |
| DFAT Dimensional US Target Value | Add +5.5% | 2.94% | +0.32 |
| FITB Fifth Third Bancorp | Add +160.4% | 0.33% | +0.20 |
| IJR iShares Core S&P Small-Cap E | Add +6.9% | 1.82% | +0.20 |
| XOM Exxon Mobil Corp. | Add +92.7% | 0.29% | +0.18 |
| HOOD Robinhood Markets Inc. Class A | New | 0.15% | +0.15 |
| IFRA iShares US Infrastructure | New | 0.15% | +0.15 |
| SOFI Sofi Technologies Inc. | Add +122.5% | 0.53% | +0.14 |
| PSH Pgim Short Duration High YLD | Add +42.1% | 0.36% | +0.11 |
| DFIV Dimensional International Va | Add +0.4% | 1.28% | +0.09 |
| VYM Vanguard High DVD Yield ETF | New | 0.09% | +0.09 |
| KR Kroger Co. | New | 0.08% | +0.08 |
| KLAC KLA Corp. | New | 0.08% | +0.08 |
| SBUX Starbucks Corp. | New | 0.08% | +0.08 |
| TGT Target Corp. | New | 0.07% | +0.07 |
| DTE DTE Energy Company | Add +2.3% | 0.31% | +0.05 |
| RSP Invesco S&P 500 Equal Weight | Add +0.0% | 2.64% | +0.04 |
| PAAA Pgim Aaa Clo ETF | Add +9.6% | 0.40% | +0.04 |
| VIG Vanguard Dividend Apprec ETF | Add +36.3% | 0.13% | +0.03 |
| SO The Southern Co. | Add +0.6% | 0.29% | +0.03 |
| IWM iShares Russell 2000 ETF | Add +2.1% | 0.75% | +0.03 |
| DTM DT Midstream Inc. | Add +2.0% | 0.14% | +0.02 |
| PEP Pepsico Inc. | Add +9.4% | 0.09% | +0.02 |
| PG The Procter & Gamble Co. | Add +0.4% | 0.16% | +0.00 |
| AFL Aflac Inc. | Add +0.0% | 0.13% | +0.00 |
| DFUS Dimensional US Eq MKT ETF | Add +3.2% | 0.68% | +0.00 |
| DAL Delta Air Lines Inc. | Add +0.0% | 0.11% | −0.00 |
| ABBV Abbvie Inc. | Add +0.1% | 0.11% | −0.00 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +8.1% | 0.22% | −0.01 |
| AMZN Amazon.com Inc. | Add +5.6% | 0.26% | −0.01 |
| F Ford Motor Co. | Add +0.1% | 0.09% | −0.01 |
| DIS The Walt Disney Co. | Add +0.1% | 0.08% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +2.3% | 1.59% | −0.04 |
| JPM JPMorgan Chase & Co. | Add +0.7% | 0.90% | −0.07 |
| VHT Vanguard Health Care ETF | Add +0.8% | 5.59% | −0.19 |
| XLF SS Financial Select Sector | Add +0.7% | 7.73% | −0.66 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 92 | $310.7M | IVV, PULS, DFLV, VOO, XLF |
| Q1 2026 | 85 | $275.8M | IVV, PULS, DFLV, XLF, VOO |
| Q4 2025 | 86 | $279.9M | IVV, PULS, XLF, VOO, DFLV |
| Q3 2025 | 83 | $269.4M | IVV, PULS, XLF, VOO, DFLV |
| Q2 2025 | 77 | $248.8M | IVV, PULS, XLF, VOO, DFLV |
| Q1 2025 | 78 | $240.1M | IVV, PULS, XLF, VOO, DFLV |
| Q4 2024 | 79 | $234.4M | IVV, PULS, XLF, VOO, DFLV |
| Q3 2024 | 74 | $227.0M | IVV, VOO, PULS, XLF, DFLV |
| Q2 2024 | 68 | $204.8M | IVV, DFLV, VOO, DFIV, XLF |
| Q1 2024 | 68 | $197.6M | IVV, DFLV, DFIV, XLF, VOO |