LifeSteps Financial, Inc.
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 17, 2026), LifeSteps Financial, Inc. reported 790 stock positions worth $214.2 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 15.3% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 14.3%) and Nvidia (NVDA, 4.7%). Compared with Q1 2026, it opened 695 new positions, sold out of 1, added to 42 and reduced 45. The biggest buy was Dimensional World Ex US Core (DFAX, shares +128%) and the biggest sale Microsoft (MSFT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- CLAREMONT, CA
- CIK
- 0001801373
- Portfolio Value
- $214.2M (Q2 2026)
- SEC Filing
- 0001801373-26-000003 ↗ filed Jul 17, 2026
Holdings Value
Holdings 790 stocks · $214.2M
| QQQ Invesco QQQ Trust Series 1 | 15.28% | 44,460 | $32.7M | Add +9.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 14.28% | 40,973 | $30.6M | Add +13.1% |
| NVDA Nvidia Corp. | 4.73% | 50,647 | $10.1M | Add +3.8% |
| AAPL Apple Inc. | 3.85% | 28,528 | $8.3M | Add +3.2% |
| IJH iShares Core S&P Midcap ETF | 3.03% | 84,255 | $6.5M | Add +22.0% |
| MSFT Microsoft Corp. | 2.47% | 14,179 | $5.3M | Reduce -0.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.43% | 23,880 | $5.2M | Reduce -2.0% |
| XLK SS Technology Select Sector | 2.42% | 27,240 | $5.2M | Reduce -1.7% |
| SDY SS SPDR S&P Dividend ETF | 2.19% | 30,887 | $4.7M | Add +0.2% |
| VYM Vanguard High DVD Yield ETF | 2.11% | 28,617 | $4.5M | Reduce -1.0% |
| IJS iShares S&P Small-Cap 600 Va | 1.75% | 27,480 | $3.8M | Add +13.4% |
| SCHD Schwab US DVD Equity ETF | 1.75% | 118,076 | $3.7M | Reduce -2.4% |
| JPM JPMorgan Chase & Co. | 1.73% | 11,304 | $3.7M | Add +8.9% |
| IWM iShares Russell 2000 ETF | 1.64% | 11,702 | $3.5M | Add +2.3% |
| SCHM Schwab US Mid Cap ETF | 1.62% | 94,401 | $3.5M | Reduce -2.9% |
| DFAX Dimensional World Ex US Core | 1.50% | 87,356 | $3.2M | Add +128.2% |
| USB US Bancorp | 1.42% | 50,374 | $3.0M | Reduce -0.0% |
| AMZN Amazon.com Inc. | 1.16% | 10,437 | $2.5M | Reduce -0.5% |
| DFUS Dimensional US Eq MKT ETF | 1.12% | 29,287 | $2.4M | Add +79.9% |
| DFLV Dim US Large Cap Value ETF | 0.99% | 53,573 | $2.1M | Add +88.4% |
| ABBV Abbvie Inc. | 0.86% | 7,339 | $1.8M | Add +0.7% |
| CAT Caterpillar Inc. | 0.86% | 1,728 | $1.8M | Reduce -0.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.78% | 19,298 | $1.7M | Reduce -1.3% |
| XOM Exxonmobil Holdings Corp. | 0.77% | 12,052 | $1.6M | Add +0.9% |
| IVW iShares S&P 500 Growth ETF | 0.76% | 11,884 | $1.6M | Add +3.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.73% | 3,106 | $1.6M | Add +1.0% |
| GOOG Alphabet Inc. Class C | 0.71% | 4,318 | $1.5M | Add +16.5% |
| COST Costco Wholesale Corp. | 0.71% | 1,630 | $1.5M | Reduce -0.5% |
| HD Home Depot Inc. | 0.70% | 4,228 | $1.5M | Reduce -3.9% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.69% | 16,739 | $1.5M | Reduce -4.2% |
| WMT Walmart Inc. | 0.63% | 11,965 | $1.4M | Add +7.2% |
| TSLA Tesla Inc. | 0.55% | 2,796 | $1.2M | Add +7.6% |
| KO The Coca-Cola Co. | 0.54% | 14,361 | $1.2M | Add +0.9% |
| WFC Wells Fargo & Co. | 0.54% | 13,958 | $1.2M | Add +0.5% |
| JNJ Johnson & Johnson | 0.49% | 4,127 | $1.0M | Reduce -0.0% |
| DFCF Dimensional Core Fixed Inc. | 0.49% | 24,731 | $1.0M | Add +259.6% |
| IVV iShares Core S&P 500 ETF | 0.46% | 1,305 | $977K | Add +71.0% |
| ASML ASML Holding NV-NY Reg SHS filed as ASML HLDG NV | 0.44% | 475 | $945K | No change |
| ADP Automatic Data Processing | 0.44% | 4,197 | $940K | Reduce -1.2% |
| MA Mastercard Inc. Class A | 0.40% | 1,679 | $862K | Add +34.2% |
| EMR Emerson Electric Co. | 0.38% | 5,734 | $821K | Reduce -0.1% |
| GOOGL Alphabet Inc. Class A | 0.38% | 2,296 | $821K | Reduce -1.1% |
| NEE Nextera Energy Inc. | 0.38% | 9,293 | $816K | Reduce -2.3% |
| AVGO Broadcom Inc. | 0.36% | 2,068 | $781K | Add +38.0% |
| CSCO Cisco Systems Inc. | 0.36% | 6,567 | $771K | Reduce -8.0% |
| SCHG Schwab US Large-Cap Growth | 0.35% | 22,062 | $747K | Reduce -5.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.35% | 2,642 | $743K | Add +67.1% |
| CVX Chevron Corp. | 0.34% | 4,407 | $730K | Add +2.1% |
| ITW Illinois Tool Works | 0.34% | 2,660 | $720K | Add +0.1% |
| AMAT Applied Materials Inc. | 0.32% | 949 | $686K | Add +2.7% |
| MU Micron Technology Inc. | 0.32% | 592 | $683K | New |
| VOO Vanguard S&P 500 ETF | 0.31% | 969 | $666K | No change |
| GE General Electric filed as GE AEROSPACE | 0.30% | 1,725 | $645K | Add +1.5% |
| QCOM Qualcomm Inc. | 0.29% | 3,328 | $615K | Add +0.1% |
| PG The Procter & Gamble Co. | 0.28% | 4,147 | $608K | Add +2.3% |
| META Meta Platforms Inc. Class A | 0.27% | 1,027 | $578K | Reduce -0.2% |
| MTUM iShares MSCI USA Momentum Fa | 0.26% | 1,631 | $559K | Reduce -0.6% |
| IJR iShares Core S&P Small-Cap E | 0.25% | 3,599 | $534K | Reduce -4.2% |
| GEV GE Vernova Inc. | 0.25% | 453 | $532K | Add +0.9% |
| USMV iShares MSCI USA Min Vol Fac | 0.23% | 5,185 | $500K | Reduce -10.9% |
| LRCX Lam Research Corp. | 0.23% | 1,131 | $490K | Reduce -3.7% |
| FHLC Fidelity MSCI Health Care | 0.20% | 5,644 | $436K | Reduce -3.0% |
| UBER Uber Technologies Inc. | 0.20% | 6,030 | $435K | Reduce -0.7% |
| SCHA Schwab US Small-Cap ETF | 0.20% | 11,662 | $421K | Reduce -4.9% |
| SCHB Schwab US Broad Market ETF | 0.19% | 14,200 | $411K | Reduce -6.4% |
| XLF SS Financial Select Sector | 0.19% | 7,564 | $406K | Reduce -6.2% |
| SCHV Schwab US Large-Cap Value | 0.18% | 11,080 | $386K | Reduce -11.8% |
| V Visa Inc. Class A | 0.18% | 1,106 | $379K | Reduce -3.4% |
| SCHX Schwab US Large-Cap ETF | 0.18% | 12,801 | $377K | Reduce -4.5% |
| NFLX Netflix Inc. | 0.17% | 5,208 | $372K | Reduce -1.2% |
| GNLX Genelux Corp. | 0.17% | 121,965 | $367K | Add +2.6% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.17% | 7,446 | $357K | Reduce -0.1% |
| IVE iShares S&P 500 Value ETF | 0.16% | 1,516 | $344K | Add +49.6% |
| AMD Advanced Micro Devices | 0.15% | 556 | $323K | New |
| VZ Verizon Communications Inc. | 0.15% | 7,484 | $317K | Add +2.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.15% | 6,839 | $316K | New |
| LLY Eli Lilly & Co. | 0.15% | 263 | $315K | Add +4.0% |
| PEP Pepsico Inc. | 0.14% | 2,294 | $311K | Reduce -5.4% |
| MCD McDonald's Corp. | 0.14% | 1,144 | $309K | Reduce -0.3% |
| QDF NT Qual Div ETF | 0.14% | 3,305 | $297K | No change |
| AMGN Amgen Inc. | 0.14% | 813 | $294K | Reduce -22.2% |
| GS Goldman Sachs Group Inc. | 0.14% | 286 | $289K | Reduce -1.4% |
| KMB Kimberly-Clark Corp. | 0.13% | 2,525 | $277K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.12% | 2,750 | $265K | Reduce -0.2% |
| SFBS Servisfirst Bancshares Inc. | 0.12% | 3,000 | $260K | No change |
| FDVV Fidelity High Dividend ETF | 0.12% | 4,127 | $249K | Add +13.0% |
| BIV Vanguard Intermediate-Term B | 0.12% | 3,217 | $247K | Add +17.4% |
| TSCO Tractor Supply Company | 0.11% | 7,726 | $244K | Add +0.1% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.11% | 320 | $244K | New |
| SRE Sempra | 0.11% | 2,564 | $238K | No change |
| BA The Boeing Co. | 0.10% | 1,039 | $225K | No change |
| ORCL Oracle Corp. | 0.10% | 1,525 | $224K | Reduce -4.5% |
| IWB iShares Russell 1000 ETF | 0.10% | 520 | $213K | New |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.10% | 3,052 | $208K | New |
| VHT Vanguard Health Care ETF | 0.10% | 693 | $207K | Reduce -15.3% |
| PHM Pultegroup Inc. | 0.09% | 1,447 | $199K | New |
| VXF Vanguard Extended Market ETF | 0.09% | 775 | $191K | New |
| IWF iShares Russell 1000 Growth | 0.09% | 1,533 | $190K | New |
| IVOO Vanguard S&P Mid-Cap 400 ETF | 0.09% | 1,436 | $187K | New |
| PLTR Palantir Technologies Inc. Class A | 0.09% | 1,584 | $185K | Add +6.9% |
Other holdings (2): bonds, preferreds, convertibles and warrants · $268K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 214 | $268K | Add +5.9% |
| HTZWW Hertz Global Hldgs Inc. -CW51 | *W EXP 06/30/205 | 81 | $88 | New |
Total filed on the 13F, all lines: $214.5M.
Portfolio Sells Q1 2026 → Q2 2026
| MSFT Microsoft Corp. | Reduce -0.6% | 2.47% | −0.88 |
| SCHD Schwab US DVD Equity ETF | Reduce -2.4% | 1.75% | −0.61 |
| VYM Vanguard High DVD Yield ETF | Reduce -1.0% | 2.11% | −0.60 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.0% | 2.43% | −0.60 |
| COST Costco Wholesale Corp. | Reduce -0.5% | 0.71% | −0.32 |
| SCHM Schwab US Mid Cap ETF | Reduce -2.9% | 1.62% | −0.28 |
| USB US Bancorp | Reduce -0.0% | 1.42% | −0.24 |
| AMZN Amazon.com Inc. | Reduce -0.5% | 1.16% | −0.22 |
| HD Home Depot Inc. | Reduce -3.9% | 0.70% | −0.22 |
| NEE Nextera Energy Inc. | Reduce -2.3% | 0.38% | −0.18 |
| JNJ Johnson & Johnson | Reduce -0.0% | 0.49% | −0.15 |
| NFLX Netflix Inc. | Reduce -1.2% | 0.17% | −0.15 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -61.8% | 0.06% | −0.13 |
| SPTS SS SPDR P St Term TSY ETF | Sold out | 0.00% | −0.13 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -4.2% | 0.69% | −0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.3% | 0.78% | −0.13 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -10.9% | 0.23% | −0.11 |
| ADP Automatic Data Processing | Reduce -1.2% | 0.44% | −0.11 |
| META Meta Platforms Inc. Class A | Reduce -0.2% | 0.27% | −0.10 |
| AMGN Amgen Inc. | Reduce -22.2% | 0.14% | −0.10 |
| PEP Pepsico Inc. | Reduce -5.4% | 0.14% | −0.09 |
| EMR Emerson Electric Co. | Reduce -0.1% | 0.38% | −0.09 |
| SCHG Schwab US Large-Cap Growth | Reduce -5.4% | 0.35% | −0.08 |
| MCD McDonald's Corp. | Reduce -0.3% | 0.14% | −0.08 |
| UBER Uber Technologies Inc. | Reduce -0.7% | 0.20% | −0.07 |
| INTU Intuit Inc. | Reduce -0.2% | 0.06% | −0.07 |
| XLF SS Financial Select Sector | Reduce -6.2% | 0.19% | −0.06 |
| SCHV Schwab US Large-Cap Value | Reduce -11.8% | 0.18% | −0.06 |
| NOC Northrop Grumman Corp. | Reduce -0.3% | 0.07% | −0.06 |
| FHLC Fidelity MSCI Health Care | Reduce -3.0% | 0.20% | −0.06 |
| SCHB Schwab US Broad Market ETF | Reduce -6.4% | 0.19% | −0.05 |
| IJR iShares Core S&P Small-Cap E | Reduce -4.2% | 0.25% | −0.05 |
| DIS The Walt Disney Co. | Reduce -0.2% | 0.12% | −0.04 |
| ORCL Oracle Corp. | Reduce -4.5% | 0.10% | −0.04 |
| VHT Vanguard Health Care ETF | Reduce -15.3% | 0.10% | −0.04 |
| V Visa Inc. Class A | Reduce -3.4% | 0.18% | −0.04 |
| SCHX Schwab US Large-Cap ETF | Reduce -4.5% | 0.18% | −0.04 |
| GOOGL Alphabet Inc. Class A | Reduce -1.1% | 0.38% | −0.04 |
| SCHA Schwab US Small-Cap ETF | Reduce -4.9% | 0.20% | −0.03 |
| GS Goldman Sachs Group Inc. | Reduce -1.4% | 0.14% | −0.02 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -0.1% | 0.17% | −0.01 |
| CSCO Cisco Systems Inc. | Reduce -8.0% | 0.36% | +0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -0.6% | 0.26% | +0.01 |
| LRCX Lam Research Corp. | Reduce -3.7% | 0.23% | +0.07 |
| CAT Caterpillar Inc. | Reduce -0.2% | 0.86% | +0.08 |
| XLK SS Technology Select Sector | Reduce -1.7% | 2.42% | +0.09 |
Portfolio Buys Q1 2026 → Q2 2026
| DFAX Dimensional World Ex US Core | Add +128.2% | 1.50% | +0.68 |
| DFUS Dimensional US Eq MKT ETF | Add +79.9% | 1.12% | +0.39 |
| QQQ Invesco QQQ Trust Series 1 | Add +9.1% | 15.28% | +0.36 |
| DFLV Dim US Large Cap Value ETF | Add +88.4% | 0.99% | +0.34 |
| MU Micron Technology Inc. | New | 0.32% | +0.32 |
| DFCF Dimensional Core Fixed Inc. | Add +259.6% | 0.49% | +0.30 |
| AMD Advanced Micro Devices | New | 0.15% | +0.15 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | New | 0.15% | +0.15 |
| IVV iShares Core S&P 500 ETF | Add +71.0% | 0.46% | +0.14 |
| AMAT Applied Materials Inc. | Add +2.7% | 0.32% | +0.12 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.11% | +0.11 |
| IBM Intl Business Machines Corp. | Add +67.1% | 0.35% | +0.10 |
| IWB iShares Russell 1000 ETF | New | 0.10% | +0.10 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | New | 0.10% | +0.10 |
| PHM Pultegroup Inc. | New | 0.09% | +0.09 |
| VXF Vanguard Extended Market ETF | New | 0.09% | +0.09 |
| IWF iShares Russell 1000 Growth | New | 0.09% | +0.09 |
| IVOO Vanguard S&P Mid-Cap 400 ETF | New | 0.09% | +0.09 |
| EMXC iShares MSCI Emr MRK Ex Chna | New | 0.08% | +0.08 |
| FDEV Fidelity Intl Multifact ETF | New | 0.08% | +0.08 |
| CMI Cummins Inc. | New | 0.08% | +0.08 |
| GOVT iShares US Treasury Bond ETF | New | 0.08% | +0.08 |
| CVBF CVB Financial Corp. | New | 0.08% | +0.08 |
| SCHF Schwab Intl Equity ETF | New | 0.08% | +0.08 |
| RTX RTX Corp. | New | 0.08% | +0.08 |
| STRL Sterling Infrastructure Inc. | New | 0.08% | +0.08 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.08% | +0.08 |
| IYT iShares US Transportation Et | New | 0.07% | +0.07 |
| IJH iShares Core S&P Midcap ETF | Add +22.0% | 3.03% | +0.07 |
| DFSU Dimensional US Sus CORE1 ETF | New | 0.07% | +0.07 |
| ABT Abbott Laboratories | New | 0.07% | +0.07 |
| CAH Cardinal Health Inc. | New | 0.07% | +0.07 |
| AVGO Broadcom Inc. | Add +38.0% | 0.36% | +0.07 |
| FIX Comfort Systems USA Inc. | New | 0.07% | +0.07 |
| WMB Williams Cos Inc. | New | 0.07% | +0.07 |
| DFSB Dim GLB Sustain Fix Inc. ETF | New | 0.07% | +0.07 |
| GLW Corning Inc. | New | 0.07% | +0.07 |
| EIX Edison International | New | 0.07% | +0.07 |
| DUK Duke Energy Corp. | New | 0.07% | +0.07 |
| FTEC Fidelity MSCI Info Tech Indx | New | 0.06% | +0.06 |
| GD General Dynamics Corp. | New | 0.06% | +0.06 |
| CRWV Coreweave Inc. Class A | New | 0.06% | +0.06 |
| EFG iShares MSCI Eafe Growth ETF | New | 0.06% | +0.06 |
| IYW iShares Ustechnology ETF | New | 0.06% | +0.06 |
| SPYM Ste STR SPDR PT S&P 500 ETF | New | 0.06% | +0.06 |
| LMT Lockheed Martin Corp. | New | 0.06% | +0.06 |
| PFE Pfizer Inc. | New | 0.06% | +0.06 |
| JMBS Janus Henderson Mortg Backed | New | 0.06% | +0.06 |
| DVY iShares Select Dividend ETF | New | 0.06% | +0.06 |
| IEMG iShares Core MSCI Emerging | New | 0.06% | +0.06 |
Notes & Other Activity Q1 2026 → Q2 2026
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | Add +5.9% | 214 | $268K |
| HTZWW Hertz Global Hldgs Inc. -CW51 | *W EXP 06/30/205 | New | 81 | $88 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 790 | $214.2M | QQQ, SPY, NVDA, AAPL, IJH |
| Q1 2026 | 96 | $157.7M | SPY, QQQ, NVDA, AAPL, MSFT |
| Q4 2025 | 90 | $156.3M | QQQ, SPY, NVDA, AAPL, MSFT |
| Q3 2025 | 89 | $155.7M | QQQ, SPY, NVDA, AAPL, MSFT |
| Q2 2025 | 86 | $145.5M | QQQ, SPY, NVDA, MSFT, AAPL |
| Q1 2025 | 82 | $123.3M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q4 2024 | 82 | $130.3M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q3 2024 | 85 | $127.8M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q2 2024 | 81 | $121.1M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q1 2024 | 439 | $132.4M | QQQ, SPY, AAPL, MSFT, IJH |