LifeSteps Financial, Inc.

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 16, 2024), LifeSteps Financial, Inc. reported 85 stock positions worth $127.8 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 14.6% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 13.6%) and Apple (AAPL, 6.0%). Compared with Q2 2024, it opened 7 new positions, sold out of 3, added to 26 and reduced 25. The biggest buy was Apple (AAPL, shares +0%) and the biggest sale Invesco QQQ Trust Series 1 (QQQ, shares −1%).

Most Recent 13F
Q2 2026
Location
CLAREMONT, CA
CIK
0001801373
Portfolio Value
$127.8M (Q3 2024)
SEC Filing
0001801373-24-000005 ↗ filed Oct 16, 2024

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $132.4M Q1 2024 Q2 2024: $121.1M Q2 2024 Q3 2024: $127.8M $127.8M Q3 2024 Q4 2024: $130.3M Q4 2024 Q1 2025: $123.3M Q1 2025 Q2 2025: $145.5M Q2 2025 Q3 2025: $155.7M Q3 2025 Q4 2025: $156.3M Q4 2025 Q1 2026: $157.7M Q1 2026 Q2 2026: $214.2M Q2 2026

Holdings 85 stocks · $127.8M
QQQ Invesco QQQ Trust Series 1 14.60% 38,236 $18.7M Reduce -1.0%
SPY SS SPDR S&P 500 ETF Trust-US 13.64% 30,387 $17.4M Reduce -0.5%
AAPL Apple Inc. 6.01% 32,979 $7.7M Add +0.0%
NVDA Nvidia Corp. 5.07% 53,330 $6.5M Add +5.2%
MSFT Microsoft Corp. 4.62% 13,738 $5.9M Add +0.9%
IJH iShares Core S&P Midcap ETF 3.26% 66,925 $4.2M Reduce -1.1%
SDY SS SPDR S&P Dividend ETF 3.18% 28,585 $4.1M Reduce -0.1%
VYM Vanguard High DVD Yield ETF 3.06% 30,535 $3.9M Reduce -1.1%
XLK SS Technology Select Sector 2.72% 15,422 $3.5M Reduce -0.0%
IWM iShares Russell 2000 ETF 2.14% 12,405 $2.7M Reduce -2.9%
VTV Vanguard Mrngstr Val ETF-Aui 2.11% 15,446 $2.7M Add +0.2%
USB US Bancorp 1.82% 50,817 $2.3M No change
JPM JPMorgan Chase & Co. 1.62% 9,811 $2.1M Add +0.1%
IJS iShares S&P Small-Cap 600 Va 1.58% 18,728 $2.0M Reduce -0.6%
SCHM Schwab US Mid Cap ETF 1.54% 23,726 $2.0M Reduce -0.5%
VUG Vanguard Mrngstar GR ETF-Sui 1.53% 5,083 $2.0M Reduce -1.6%
HD Home Depot Inc. 1.51% 4,758 $1.9M Reduce -0.9%
AMZN Amazon.com Inc. 1.43% 9,789 $1.8M Add +0.6%
SCHD Schwab US DVD Equity ETF 1.40% 21,174 $1.8M Add +1.6%
BRK.B Berkshire Hathaway Inc. Class B 1.20% 3,340 $1.5M No change
XOM Exxon Mobil Corp. 1.15% 12,577 $1.5M Reduce -0.1%
ABBV Abbvie Inc. 1.15% 7,419 $1.5M Add +1.3%
COST Costco Wholesale Corp. 1.00% 1,443 $1.3M No change
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.97% 3,838 $1.2M Reduce -0.3%
ADP Automatic Data Processing 0.93% 4,279 $1.2M No change
IVW iShares S&P 500 Growth ETF 0.88% 11,767 $1.1M No change
KO The Coca-Cola Co. 0.76% 13,543 $973K Add +0.7%
NVO Novo-Nordisk A/S-Spons ADR 0.69% 7,411 $882K No change
WFC Wells Fargo & Co. 0.64% 14,410 $814K Add +0.0%
NEE Nextera Energy Inc. 0.63% 9,502 $803K No change
JNJ Johnson & Johnson 0.62% 4,861 $788K Reduce -6.4%
CVX Chevron Corp. 0.61% 5,329 $785K Add +3.9%
PG The Procter & Gamble Co. 0.57% 4,225 $732K Reduce -1.4%
ITW Illinois Tool Works 0.56% 2,723 $714K Add +0.1%
SCHG Schwab US Large-Cap Growth 0.55% 6,798 $708K Add +0.3%
CAT Caterpillar Inc. 0.54% 1,779 $696K No change
WMT Walmart Inc. 0.51% 8,138 $657K Add +0.1%
PEP Pepsico Inc. 0.50% 3,782 $643K Add +0.0%
FHLC Fidelity MSCI Health Care 0.50% 8,728 $635K Reduce -0.7%
EMR Emerson Electric Co. 0.50% 5,795 $634K Reduce -4.5%
TSLA Tesla Inc. 0.49% 2,395 $627K Reduce -4.3%
GOOG Alphabet Inc. Class C 0.45% 3,456 $578K No change
AMGN Amgen Inc. 0.45% 1,787 $576K Add +39.8%
QCOM Qualcomm Inc. 0.44% 3,288 $559K No change
USMV iShares MSCI USA Min Vol Fac 0.44% 6,111 $558K Reduce -0.1%
MA Mastercard Inc. Class A 0.43% 1,110 $548K Reduce -0.8%
META Meta Platforms Inc. Class A 0.42% 930 $532K Add +3.3%
IJR iShares Core S&P Small-Cap E 0.41% 4,485 $525K Reduce -12.0%
VOO Vanguard S&P 500 ETF 0.40% 969 $511K No change
MTUM iShares MSCI USA Momentum Fa 0.34% 2,161 $438K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.33% 4,399 $423K Reduce -7.8%
GOOGL Alphabet Inc. Class A 0.31% 2,410 $400K Add +0.4%
SCHV Schwab US Large-Cap Value 0.31% 4,948 $398K Reduce -0.4%
ASML ASML Holding NV-NY Reg SHS 0.31% 475 $396K No change
IVV iShares Core S&P 500 ETF 0.28% 627 $362K No change
KMB Kimberly-Clark Corp. 0.28% 2,525 $359K No change
AVGO Broadcom Inc. 0.27% 1,980 $342K Add +0.5%
MCD McDonald's Corp. 0.27% 1,119 $341K Reduce -20.9%
GE General Electric filed as GE AEROSPACE 0.27% 1,806 $341K No change
VZ Verizon Communications Inc. 0.26% 7,450 $335K Add +0.0%
CSCO Cisco Systems Inc. 0.25% 6,027 $321K No change
XLF SS Financial Select Sector 0.25% 7,023 $318K Reduce -7.9%
LLY Eli Lilly & Co. 0.25% 359 $318K Add +20.1%
UNH Unitedhealth Group Inc. 0.24% 526 $308K No change
VHT Vanguard Health Care ETF 0.24% 1,087 $307K No change
TSCO Tractor Supply Company 0.23% 1,025 $298K Add +6.8%
SCHB Schwab US Broad Market ETF 0.23% 4,340 $289K Add +0.5%
SCHA Schwab US Small-Cap ETF 0.23% 5,605 $289K Add +0.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.22% 1,284 $284K Add +0.2%
INTU Intuit Inc. 0.22% 454 $282K No change
V Visa Inc. Class A 0.21% 964 $265K No change
SFBS Servisfirst Bancshares Inc. 0.19% 3,000 $241K New
QDF NT Qual Div ETF 0.19% 3,305 $237K No change
SCHX Schwab US Large-Cap ETF 0.18% 3,396 $230K No change
AMAT Applied Materials Inc. 0.18% 1,120 $226K No change
ABT Abbott Laboratories 0.17% 1,921 $219K New
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.17% 510 $216K New
SRE Sempra 0.17% 2,564 $214K New
PHM Pultegroup Inc. 0.16% 1,447 $208K New
NFLX Netflix Inc. 0.16% 291 $206K New
NOC Northrop Grumman Corp. 0.16% 382 $202K New
GNLX Genelux Corp. 0.15% 78,255 $185K Add +17.6%
JPC Nuveen Prefered & Income Opp 0.07% 11,520 $93K No change
OXSQ Oxford Square Capital Corp. 0.02% 10,000 $28K No change
LXRX Lexicon Pharmaceuticals Inc. 0.01% 10,000 $16K No change

Portfolio Sells Q2 2024 → Q3 2024
QQQ Invesco QQQ Trust Series 1 Reduce -1.0% 14.60% −0.67
EIX Edison International Sold out 0.00% −0.20
CRWD CrowdStrike Holdings Inc. Class A Sold out 0.00% −0.18
LRCX Lam Research Corp. Sold out 0.00% −0.18
XLK SS Technology Select Sector Reduce -0.0% 2.72% −0.16
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.5% 13.64% −0.08
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.6% 1.53% −0.07
DIS The Walt Disney Co. Reduce -7.8% 0.33% −0.06
EMR Emerson Electric Co. Reduce -4.5% 0.50% −0.06
XOM Exxon Mobil Corp. Reduce -0.1% 1.15% −0.04
IJR iShares Core S&P Small-Cap E Reduce -12.0% 0.41% −0.04
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -0.3% 0.97% −0.03
MCD McDonald's Corp. Reduce -20.9% 0.27% −0.03
PG The Procter & Gamble Co. Reduce -1.4% 0.57% −0.01
JNJ Johnson & Johnson Reduce -6.4% 0.62% −0.01
XLF SS Financial Select Sector Reduce -7.9% 0.25% −0.01
IJH iShares Core S&P Midcap ETF Reduce -1.1% 3.26% −0.00
FHLC Fidelity MSCI Health Care Reduce -0.7% 0.50% −0.00
IWM iShares Russell 2000 ETF Reduce -2.9% 2.14% +0.00
SCHV Schwab US Large-Cap Value Reduce -0.4% 0.31% +0.01
SCHM Schwab US Mid Cap ETF Reduce -0.5% 1.54% +0.01
USMV iShares MSCI USA Min Vol Fac Reduce -0.1% 0.44% +0.01
MA Mastercard Inc. Class A Reduce -0.8% 0.43% +0.02
VYM Vanguard High DVD Yield ETF Reduce -1.1% 3.06% +0.04
IJS iShares S&P Small-Cap 600 Va Reduce -0.6% 1.58% +0.07
TSLA Tesla Inc. Reduce -4.3% 0.49% +0.08
HD Home Depot Inc. Reduce -0.9% 1.51% +0.14
SDY SS SPDR S&P Dividend ETF Reduce -0.1% 3.18% +0.17

Portfolio Buys Q2 2024 → Q3 2024
AAPL Apple Inc. Add +0.0% 6.01% +0.28
SFBS Servisfirst Bancshares Inc. New 0.19% +0.19
ABT Abbott Laboratories New 0.17% +0.17
DIA SS SPDR Dow Jones Indus Avg New 0.17% +0.17
SRE Sempra New 0.17% +0.17
PHM Pultegroup Inc. New 0.16% +0.16
NFLX Netflix Inc. New 0.16% +0.16
NOC Northrop Grumman Corp. New 0.16% +0.16
AMGN Amgen Inc. Add +39.8% 0.45% +0.12
ABBV Abbvie Inc. Add +1.3% 1.15% +0.11
VTV Vanguard Mrngstr Val ETF-Aui Add +0.2% 2.11% +0.07
SCHD Schwab US DVD Equity ETF Add +1.6% 1.40% +0.06
WMT Walmart Inc. Add +0.1% 0.51% +0.06
KO The Coca-Cola Co. Add +0.7% 0.76% +0.06
META Meta Platforms Inc. Class A Add +3.3% 0.42% +0.04
IBM Intl Business Machines Corp. Add +0.2% 0.22% +0.04
GNLX Genelux Corp. Add +17.6% 0.15% +0.04
ITW Illinois Tool Works Add +0.1% 0.56% +0.03
LLY Eli Lilly & Co. Add +20.1% 0.25% +0.03
TSCO Tractor Supply Company Add +6.8% 0.23% +0.02
VZ Verizon Communications Inc. Add +0.0% 0.26% +0.01
SCHA Schwab US Small-Cap ETF Add +0.1% 0.23% +0.01
AVGO Broadcom Inc. Add +0.5% 0.27% +0.01
SCHB Schwab US Broad Market ETF Add +0.5% 0.23% +0.00
SCHG Schwab US Large-Cap Growth Add +0.3% 0.55% −0.01
PEP Pepsico Inc. Add +0.0% 0.50% −0.01
JPM JPMorgan Chase & Co. Add +0.1% 1.62% −0.02
CVX Chevron Corp. Add +3.9% 0.61% −0.05
GOOGL Alphabet Inc. Class A Add +0.4% 0.31% −0.05
WFC Wells Fargo & Co. Add +0.0% 0.64% −0.07
NVDA Nvidia Corp. Add +5.2% 5.07% −0.10
AMZN Amazon.com Inc. Add +0.6% 1.43% −0.13
MSFT Microsoft Corp. Add +0.9% 4.62% −0.40

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 790$214.2MQQQ, SPY, NVDA, AAPL, IJH
Q1 2026 96$157.7MSPY, QQQ, NVDA, AAPL, MSFT
Q4 2025 90$156.3MQQQ, SPY, NVDA, AAPL, MSFT
Q3 2025 89$155.7MQQQ, SPY, NVDA, AAPL, MSFT
Q2 2025 86$145.5MQQQ, SPY, NVDA, MSFT, AAPL
Q1 2025 82$123.3MQQQ, SPY, AAPL, NVDA, MSFT
Q4 2024 82$130.3MQQQ, SPY, AAPL, NVDA, MSFT
Q3 2024 85$127.8MQQQ, SPY, AAPL, NVDA, MSFT
Q2 2024 81$121.1MQQQ, SPY, AAPL, NVDA, MSFT
Q1 2024 439$132.4MQQQ, SPY, AAPL, MSFT, IJH