LifeSteps Financial, Inc.
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 26, 2024), LifeSteps Financial, Inc. reported 439 stock positions worth $132.4 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 13.5% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 12.4%) and Apple (AAPL, 4.4%). Compared with Q4 2023, it opened 357 new positions, added to 17 and reduced 33. The biggest buy was a new position in Eli Lilly (LLY) and the biggest sale Apple (AAPL, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- CLAREMONT, CA
- CIK
- 0001801373
- Portfolio Value
- $132.4M (Q1 2024)
- SEC Filing
- 0001801373-24-000002 ↗ filed Apr 26, 2024
Holdings Value
Holdings 439 stocks · $132.4M
| QQQ Invesco QQQ Trust Series 1 | 13.47% | 40,159 | $17.8M | Add +0.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 12.43% | 31,460 | $16.5M | Reduce -1.5% |
| AAPL Apple Inc. | 4.39% | 33,876 | $5.8M | Reduce -5.5% |
| MSFT Microsoft Corp. | 4.38% | 13,772 | $5.8M | Add +0.1% |
| IJH iShares Core S&P Midcap ETF | 3.49% | 76,067 | $4.6M | Reduce -3.3% |
| SDY SS SPDR S&P Dividend ETF | 3.35% | 33,776 | $4.4M | Reduce -0.3% |
| NVDA Nvidia Corp. | 3.18% | 4,653 | $4.2M | Reduce -0.4% |
| VYM Vanguard High DVD Yield ETF | 2.98% | 32,564 | $3.9M | Reduce -0.7% |
| XLK SS Technology Select Sector | 2.47% | 15,705 | $3.3M | Reduce -0.5% |
| IWM iShares Russell 2000 ETF | 2.16% | 13,619 | $2.9M | Reduce -7.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.90% | 15,485 | $2.5M | Reduce -1.5% |
| IJS iShares S&P Small-Cap 600 Va | 1.73% | 22,324 | $2.3M | Reduce -0.6% |
| USB US Bancorp | 1.72% | 50,817 | $2.3M | No change |
| SCHD Schwab US DVD Equity ETF | 1.56% | 25,662 | $2.1M | Reduce -1.4% |
| SCHM Schwab US Mid Cap ETF | 1.54% | 24,969 | $2.0M | Reduce -0.9% |
| JPM JPMorgan Chase & Co. | 1.52% | 10,021 | $2.0M | Reduce -2.1% |
| HD Home Depot Inc. | 1.42% | 4,899 | $1.9M | Reduce -0.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.37% | 5,262 | $1.8M | Reduce -0.3% |
| AMZN Amazon.com Inc. | 1.32% | 9,710 | $1.8M | Add +0.3% |
| XOM Exxon Mobil Corp. | 1.10% | 12,558 | $1.5M | Add +0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.07% | 3,372 | $1.4M | No change |
| ABBV Abbvie Inc. | 1.01% | 7,365 | $1.3M | Reduce -0.8% |
| CVBF CVB Financial Corp. | 0.94% | 70,056 | $1.2M | No change |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.84% | 3,883 | $1.1M | Reduce -7.9% |
| ADP Automatic Data Processing | 0.81% | 4,279 | $1.1M | No change |
| COST Costco Wholesale Corp. | 0.80% | 1,443 | $1.1M | No change |
| IVW iShares S&P 500 Growth ETF | 0.75% | 11,767 | $994K | No change |
| NVO Novo-Nordisk A/S-Spons ADR | 0.72% | 7,411 | $952K | No change |
| WFC Wells Fargo & Co. | 0.63% | 14,402 | $835K | Add +0.7% |
| JNJ Johnson & Johnson | 0.63% | 5,260 | $832K | Reduce -2.1% |
| KO The Coca-Cola Co. | 0.62% | 13,444 | $823K | No change |
| CVX Chevron Corp. | 0.61% | 5,127 | $809K | Reduce -3.8% |
| PG The Procter & Gamble Co. | 0.55% | 4,516 | $733K | Reduce -3.1% |
| ITW Illinois Tool Works | 0.55% | 2,720 | $730K | Add +0.1% |
| EMR Emerson Electric Co. | 0.53% | 6,201 | $703K | Add +0.0% |
| PEP Pepsico Inc. | 0.53% | 4,004 | $701K | Reduce -2.4% |
| CAT Caterpillar Inc. | 0.49% | 1,779 | $652K | Add +1.1% |
| SCHG Schwab US Large-Cap Growth | 0.49% | 6,930 | $643K | Reduce -10.1% |
| FHLC Fidelity MSCI Health Care | 0.47% | 8,843 | $617K | Reduce -1.8% |
| MA Mastercard Inc. Class A | 0.46% | 1,277 | $615K | Reduce -1.5% |
| NEE Nextera Energy Inc. | 0.46% | 9,577 | $612K | Reduce -0.6% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.44% | 4,774 | $584K | Add +2.3% |
| IJR iShares Core S&P Small-Cap E | 0.43% | 5,096 | $563K | Reduce -1.0% |
| QCOM Qualcomm Inc. | 0.42% | 3,288 | $557K | No change |
| GOOG Alphabet Inc. Class C | 0.40% | 3,456 | $526K | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.39% | 6,119 | $511K | No change |
| WMT Walmart Inc. | 0.36% | 7,937 | $478K | Add +1.3% |
| VOO Vanguard S&P 500 ETF | 0.35% | 969 | $466K | No change |
| ASML ASML Holding NV-NY Reg SHS | 0.35% | 472 | $458K | No change |
| TSLA Tesla Inc. | 0.31% | 2,306 | $405K | Reduce -3.4% |
| MTUM iShares MSCI USA Momentum Fa | 0.31% | 2,161 | $405K | No change |
| META Meta Platforms Inc. Class A | 0.30% | 830 | $403K | No change |
| MCD McDonald's Corp. | 0.30% | 1,415 | $399K | No change |
| SCHV Schwab US Large-Cap Value | 0.29% | 5,080 | $386K | Reduce -7.0% |
| AMGN Amgen Inc. | 0.29% | 1,328 | $378K | Add +3.9% |
| GOOGL Alphabet Inc. Class A | 0.27% | 2,400 | $362K | No change |
| VHT Vanguard Health Care ETF | 0.27% | 1,297 | $351K | No change |
| IVV iShares Core S&P 500 ETF | 0.25% | 627 | $330K | No change |
| KMB Kimberly-Clark Corp. | 0.25% | 2,525 | $327K | No change |
| XLF SS Financial Select Sector | 0.25% | 7,749 | $326K | Reduce -4.9% |
| GE General Electric | 0.24% | 1,806 | $317K | No change |
| VZ Verizon Communications Inc. | 0.24% | 7,444 | $312K | Add +0.0% |
| CSCO Cisco Systems Inc. | 0.23% | 6,061 | $303K | No change |
| INTU Intuit Inc. | 0.22% | 454 | $295K | No change |
| GNLX Genelux Corp. | 0.22% | 44,309 | $285K | Add +26.6% |
| V Visa Inc. Class A | 0.21% | 1,004 | $280K | Reduce -7.4% |
| SRE Sempra | 0.20% | 3,732 | $268K | No change |
| AVGO Broadcom Inc. | 0.20% | 197 | $261K | No change |
| UNH Unitedhealth Group Inc. | 0.20% | 526 | $260K | No change |
| SCHA Schwab US Small-Cap ETF | 0.20% | 5,265 | $259K | Reduce -1.3% |
| SCHB Schwab US Broad Market ETF | 0.19% | 4,183 | $255K | Add +5.1% |
| TSCO Tractor Supply Company | 0.19% | 957 | $251K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.18% | 1,278 | $244K | Add +0.2% |
| EIX Edison International | 0.18% | 3,344 | $237K | Add +0.5% |
| LLY Eli Lilly & Co. | 0.18% | 299 | $233K | New |
| AMAT Applied Materials Inc. | 0.17% | 1,120 | $231K | New |
| LMT Lockheed Martin Corp. | 0.17% | 485 | $221K | No change |
| ABT Abbott Laboratories | 0.16% | 1,921 | $218K | No change |
| QDF NT Qual Div ETF | 0.16% | 3,305 | $218K | Reduce -24.6% |
| SFBS Servisfirst Bancshares Inc. | 0.16% | 3,200 | $212K | No change |
| SCHX Schwab US Large-Cap ETF | 0.16% | 3,412 | $212K | Reduce -6.4% |
| LRCX Lam Research Corp. | 0.15% | 209 | $203K | New |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.15% | 510 | $203K | New |
| BA The Boeing Co. | 0.14% | 986 | $190K | Add +11.3% |
| IYT iShares US Transportation Et | 0.14% | 2,660 | $187K | New |
| NOC Northrop Grumman Corp. | 0.14% | 382 | $183K | New |
| IVOO Vanguard S&P Mid-Cap 400 ETF | 0.13% | 1,716 | $177K | New |
| PFE Pfizer Inc. | 0.13% | 6,314 | $175K | New |
| PHM Pultegroup Inc. | 0.13% | 1,446 | $174K | New |
| VXF Vanguard Extended Market ETF | 0.13% | 956 | $168K | New |
| WM Waste Management Inc. | 0.12% | 750 | $160K | New |
| NFLX Netflix Inc. | 0.12% | 261 | $159K | New |
| VAW Vanguard Materials ETF | 0.12% | 753 | $154K | New |
| IWB iShares Russell 1000 ETF | 0.11% | 520 | $150K | New |
| MDLZ Mondelez International Inc. Class A | 0.11% | 2,029 | $142K | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.10% | 3,466 | $131K | New |
| IWF iShares Russell 1000 Growth | 0.10% | 389 | $131K | New |
| UPS United Parcel Service Class B | 0.10% | 881 | $131K | New |
| F Ford Motor Co. filed as FORD MTR CO DEL | 0.10% | 9,629 | $128K | New |
| IVE iShares S&P 500 Value ETF | 0.10% | 673 | $126K | New |
Other holdings (2): bonds, preferreds, convertibles and warrants · $108K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 90 | $108K | New |
| HTZWW Hertz Global Hldgs Inc. -CW51 | *W EXP 06/30/205 | 81 | $360 | New |
Total filed on the 13F, all lines: $132.5M.
Portfolio Sells Q4 2023 → Q1 2024
| AAPL Apple Inc. | Reduce -5.5% | 4.39% | −1.73 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.5% | 12.43% | −1.04 |
| IWM iShares Russell 2000 ETF | Reduce -7.3% | 2.16% | −0.45 |
| SDY SS SPDR S&P Dividend ETF | Reduce -0.3% | 3.35% | −0.41 |
| IJH iShares Core S&P Midcap ETF | Reduce -3.3% | 3.49% | −0.38 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -0.6% | 1.73% | −0.32 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.7% | 2.98% | −0.27 |
| XLK SS Technology Select Sector | Reduce -0.5% | 2.47% | −0.22 |
| TSLA Tesla Inc. | Reduce -3.4% | 0.31% | −0.22 |
| SCHD Schwab US DVD Equity ETF | Reduce -1.4% | 1.56% | −0.19 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.5% | 1.90% | −0.18 |
| SCHM Schwab US Mid Cap ETF | Reduce -0.9% | 1.54% | −0.15 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -7.9% | 0.84% | −0.13 |
| JNJ Johnson & Johnson | Reduce -2.1% | 0.63% | −0.12 |
| HD Home Depot Inc. | Reduce -0.6% | 1.42% | −0.09 |
| CVX Chevron Corp. | Reduce -3.8% | 0.61% | −0.09 |
| PEP Pepsico Inc. | Reduce -2.4% | 0.53% | −0.09 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.3% | 1.37% | −0.09 |
| SCHG Schwab US Large-Cap Growth | Reduce -10.1% | 0.49% | −0.08 |
| QDF NT Qual Div ETF | Reduce -24.6% | 0.16% | −0.07 |
| IJR iShares Core S&P Small-Cap E | Reduce -1.0% | 0.43% | −0.07 |
| NEE Nextera Energy Inc. | Reduce -0.6% | 0.46% | −0.06 |
| PG The Procter & Gamble Co. | Reduce -3.1% | 0.55% | −0.05 |
| FHLC Fidelity MSCI Health Care | Reduce -1.8% | 0.47% | −0.05 |
| SCHV Schwab US Large-Cap Value | Reduce -7.0% | 0.29% | −0.05 |
| V Visa Inc. Class A | Reduce -7.4% | 0.21% | −0.04 |
| JPM JPMorgan Chase & Co. | Reduce -2.1% | 1.52% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -1.3% | 0.20% | −0.03 |
| MA Mastercard Inc. Class A | Reduce -1.5% | 0.46% | −0.03 |
| XLF SS Financial Select Sector | Reduce -4.9% | 0.25% | −0.03 |
| SCHX Schwab US Large-Cap ETF | Reduce -6.4% | 0.16% | −0.02 |
| ABBV Abbvie Inc. | Reduce -0.8% | 1.01% | −0.01 |
| NVDA Nvidia Corp. | Reduce -0.4% | 3.18% | +1.12 |
Portfolio Buys Q4 2023 → Q1 2024
| LLY Eli Lilly & Co. | New | 0.18% | +0.18 |
| AMAT Applied Materials Inc. | New | 0.17% | +0.17 |
| LRCX Lam Research Corp. | New | 0.15% | +0.15 |
| DIA SS SPDR Dow Jones Indus Avg | New | 0.15% | +0.15 |
| IYT iShares US Transportation Et | New | 0.14% | +0.14 |
| NOC Northrop Grumman Corp. | New | 0.14% | +0.14 |
| IVOO Vanguard S&P Mid-Cap 400 ETF | New | 0.13% | +0.13 |
| PFE Pfizer Inc. | New | 0.13% | +0.13 |
| PHM Pultegroup Inc. | New | 0.13% | +0.13 |
| VXF Vanguard Extended Market ETF | New | 0.13% | +0.13 |
| WM Waste Management Inc. | New | 0.12% | +0.12 |
| NFLX Netflix Inc. | New | 0.12% | +0.12 |
| VAW Vanguard Materials ETF | New | 0.12% | +0.12 |
| IWB iShares Russell 1000 ETF | New | 0.11% | +0.11 |
| MDLZ Mondelez International Inc. Class A | New | 0.11% | +0.11 |
| BAC Bank of America Corp. | New | 0.10% | +0.10 |
| IWF iShares Russell 1000 Growth | New | 0.10% | +0.10 |
| UPS United Parcel Service Class B | New | 0.10% | +0.10 |
| F Ford Motor Co. | New | 0.10% | +0.10 |
| IVE iShares S&P 500 Value ETF | New | 0.10% | +0.10 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.09% | +0.09 |
| ODFL Old Dominion Freight Line | New | 0.09% | +0.09 |
| DUK Duke Energy Corp. | New | 0.09% | +0.09 |
| HON Honeywell International Inc. | New | 0.09% | +0.09 |
| VWO Vanguard Ftse Emerging Marke | New | 0.08% | +0.08 |
| DVY iShares Select Dividend ETF | New | 0.08% | +0.08 |
| EW Edwards Lifesciences Corp. | New | 0.08% | +0.08 |
| GD General Dynamics Corp. | New | 0.08% | +0.08 |
| MRK Merck & Co. Inc. | New | 0.08% | +0.08 |
| SBUX Starbucks Corp. | New | 0.07% | +0.07 |
| RTX RTX Corp. | New | 0.07% | +0.07 |
| ED Consolidated Edison Inc. | New | 0.07% | +0.07 |
| DIS The Walt Disney Co. | Add +2.3% | 0.44% | +0.07 |
| VIG Vanguard Dividend Apprec ETF | New | 0.06% | +0.06 |
| SHOP Shopify Inc. Class A | New | 0.06% | +0.06 |
| BMY Bristol-Myers Squibb Co. | New | 0.06% | +0.06 |
| ORCL Oracle Corp. | New | 0.06% | +0.06 |
| TT Trane Technologies PLC | New | 0.06% | +0.06 |
| LUV Southwest Airlines Co. | New | 0.06% | +0.06 |
| RACE Ferrari NV | New | 0.06% | +0.06 |
| LOW Lowe's Cos Inc. | New | 0.06% | +0.06 |
| CRM Salesforce Inc. | New | 0.06% | +0.06 |
| UL Unilever PLC | New | 0.06% | +0.06 |
| SCHH Schwab US REIT ETF | New | 0.06% | +0.06 |
| UHS Universal Health Services-B | New | 0.06% | +0.06 |
| CMI Cummins Inc. | New | 0.05% | +0.05 |
| CAH Cardinal Health Inc. | New | 0.05% | +0.05 |
| AMD Advanced Micro Devices | New | 0.05% | +0.05 |
| IYW iShares Ustechnology ETF | New | 0.05% | +0.05 |
| PNW Pinnacle West Capital | New | 0.05% | +0.05 |
Notes & Other Activity Q4 2023 → Q1 2024
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | New | 90 | $108K |
| HTZWW Hertz Global Hldgs Inc. -CW51 | *W EXP 06/30/205 | New | 81 | $360 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 790 | $214.2M | QQQ, SPY, NVDA, AAPL, IJH |
| Q1 2026 | 96 | $157.7M | SPY, QQQ, NVDA, AAPL, MSFT |
| Q4 2025 | 90 | $156.3M | QQQ, SPY, NVDA, AAPL, MSFT |
| Q3 2025 | 89 | $155.7M | QQQ, SPY, NVDA, AAPL, MSFT |
| Q2 2025 | 86 | $145.5M | QQQ, SPY, NVDA, MSFT, AAPL |
| Q1 2025 | 82 | $123.3M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q4 2024 | 82 | $130.3M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q3 2024 | 85 | $127.8M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q2 2024 | 81 | $121.1M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q1 2024 | 439 | $132.4M | QQQ, SPY, AAPL, MSFT, IJH |