LifeSteps Financial, Inc.

Name: LifeSteps Financial, Inc. 13F holdings, Q2 2025
Creator: LifeSteps Financial, Inc.
Published: 2025-07-23

Q2 2026Q1 2026Q4 2025Q3 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 23, 2025), LifeSteps Financial, Inc. reported 86 stock positions worth $145.5 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 15.7% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 15.5%) and Nvidia (NVDA, 5.5%). Compared with Q1 2025, it opened 5 new positions, sold out of 1, added to 43 and reduced 22. The biggest buy was SS SPDR S&P 500 ETF Trust-US (SPY, shares +20%) and the biggest sale SS SPDR S&P Dividend ETF (SDY, shares −0%).

Most Recent 13F: Q2 2026
Location: CLAREMONT, CA
CIK: 0001801373
Portfolio Value: $145.5M (Q2 2025)
SEC Filing: 0001801373-25-000004 ↗ filed Jul 23, 2025

Holdings Value

Holdings 86 stocks · $145.5M


QQQ Invesco QQQ Trust Series 1	15.66%	41,301	$22.8M	Add +7.6%
SPY SS SPDR S&P 500 ETF Trust-US	15.45%	36,395	$22.5M	Add +20.4%
NVDA Nvidia Corp.	5.47%	50,367	$8.0M	Add +5.0%
MSFT Microsoft Corp.	4.77%	13,952	$6.9M	Add +1.9%
AAPL Apple Inc.	4.48%	31,757	$6.5M	Add +1.9%
VTV Vanguard Mrngstr Val ETF-Aui	2.85%	23,494	$4.2M	Add +15.0%
IJH iShares Core S&P Midcap ETF	2.83%	66,465	$4.1M	Add +0.3%
SDY SS SPDR S&P Dividend ETF	2.74%	29,348	$4.0M	Reduce -0.2%
VYM Vanguard High DVD Yield ETF	2.73%	29,777	$4.0M	Add +0.4%
XLK SS Technology Select Sector	2.54%	14,613	$3.7M	No change
JPM JPMorgan Chase & Co.	2.04%	10,232	$3.0M	Add +2.4%
SCHD Schwab US DVD Equity ETF	1.98%	108,592	$2.9M	Add +20.6%
IWM iShares Russell 2000 ETF	1.83%	12,315	$2.7M	Add +0.8%
SCHM Schwab US Mid Cap ETF	1.76%	91,559	$2.6M	Add +17.6%
USB US Bancorp	1.58%	50,756	$2.3M	Reduce -1.2%
AMZN Amazon.com Inc.	1.48%	9,824	$2.2M	Add +2.1%
IJS iShares S&P Small-Cap 600 Va	1.47%	21,511	$2.1M	Add +4.5%
VUG Vanguard Mrngstar GR ETF-Sui	1.31%	4,358	$1.9M	Reduce -1.1%
HD Home Depot Inc.	1.22%	4,854	$1.8M	Reduce -0.4%
BRK.B Berkshire Hathaway Inc. Class B	1.08%	3,221	$1.6M	Reduce -1.3%
COST Costco Wholesale Corp.	1.05%	1,548	$1.5M	Add +4.4%
MGK Vngrd Mrgstr MG CP GR ETF-Ui	0.94%	3,741	$1.4M	Reduce -1.3%
ABBV Abbvie Inc.	0.94%	7,358	$1.4M	Add +0.7%
XOM Exxon Mobil Corp.	0.92%	12,481	$1.3M	Reduce -2.8%
ADP Automatic Data Processing	0.90%	4,264	$1.3M	No change
IVW iShares S&P 500 Growth ETF	0.83%	11,000	$1.2M	No change
WFC Wells Fargo & Co.	0.78%	14,130	$1.1M	Add +0.1%
WMT Walmart Inc.	0.72%	10,653	$1.0M	Add +18.1%
KO The Coca-Cola Co.	0.68%	13,930	$986K	Add +1.5%
TSLA Tesla Inc.	0.59%	2,716	$863K	Add +14.1%
EMR Emerson Electric Co.	0.53%	5,784	$771K	Add +0.6%
META Meta Platforms Inc. Class A	0.50%	988	$729K	Reduce -7.6%
GOOG Alphabet Inc. Class C	0.49%	4,048	$718K	Add +15.0%
SCHG Schwab US Large-Cap Growth	0.49%	24,322	$710K	Reduce -7.1%
MA Mastercard Inc. Class A	0.48%	1,241	$698K	Add +11.6%
NFLX Netflix Inc.	0.48%	517	$692K	Add +58.1%
CAT Caterpillar Inc.	0.47%	1,744	$677K	Add +0.6%
CVX Chevron Corp.	0.47%	4,726	$677K	Reduce -2.4%
JNJ Johnson & Johnson	0.46%	4,422	$676K	Reduce -4.9%
ITW Illinois Tool Works	0.46%	2,730	$675K	Add +0.1%
NEE Nextera Energy Inc.	0.46%	9,596	$666K	Add +1.9%
PG The Procter & Gamble Co.	0.44%	4,054	$646K	Reduce -2.6%
UBER Uber Technologies Inc.	0.39%	6,074	$567K	Reduce -0.9%
USMV iShares MSCI USA Min Vol Fac	0.39%	6,035	$567K	No change
VOO Vanguard S&P 500 ETF	0.39%	988	$561K	No change
QCOM Qualcomm Inc.	0.37%	3,384	$539K	Reduce -0.3%
NVO Novo-Nordisk A/S-Spons ADR	0.35%	7,340	$507K	Reduce -0.2%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.34%	4,042	$501K	Add +5.4%
FHLC Fidelity MSCI Health Care	0.33%	7,536	$482K	Reduce -2.6%
MTUM iShares MSCI USA Momentum Fa	0.31%	1,876	$451K	No change
GE General Electric filed as GE AEROSPACE	0.31%	1,745	$449K	Reduce -0.8%
CSCO Cisco Systems Inc.	0.31%	6,447	$447K	Add +1.6%
GOOGL Alphabet Inc. Class A	0.31%	2,531	$446K	Add +19.6%
IJR iShares Core S&P Small-Cap E	0.29%	3,870	$423K	Add +0.7%
V Visa Inc. Class A	0.29%	1,190	$423K	Add +7.5%
AMGN Amgen Inc.	0.28%	1,455	$406K	Reduce -12.4%
AVGO Broadcom Inc.	0.28%	1,455	$401K	Reduce -8.8%
XLF SS Financial Select Sector	0.27%	7,603	$398K	Add +0.5%
IVV iShares Core S&P 500 ETF	0.27%	627	$389K	No change
ASML ASML Holding NV-NY Reg SHS	0.26%	475	$381K	No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.26%	1,291	$380K	Add +0.2%
SCHV Schwab US Large-Cap Value	0.26%	13,546	$375K	Reduce -5.6%
INTU Intuit Inc.	0.25%	454	$358K	No change
TSCO Tractor Supply Company	0.24%	6,703	$354K	Add +10.6%
ORCL Oracle Corp.	0.24%	1,577	$345K	No change
SCHX Schwab US Large-Cap ETF	0.24%	14,068	$344K	Add +52.0%
PEP Pepsico Inc.	0.23%	2,585	$341K	Reduce -16.7%
SCHB Schwab US Broad Market ETF	0.23%	14,051	$335K	Add +0.1%
KMB Kimberly-Clark Corp.	0.22%	2,525	$326K	No change
VZ Verizon Communications Inc.	0.22%	7,446	$322K	Add +0.0%
MCD McDonald's Corp.	0.22%	1,088	$318K	Add +2.8%
VTI VG Morningstar TS MKT ETF-US	0.21%	993	$302K	New
SCHA Schwab US Small-Cap ETF	0.21%	11,837	$299K	Add +22.1%
LLY Eli Lilly & Co.	0.20%	382	$298K	Add +31.3%
GNLX Genelux Corp.	0.19%	97,219	$279K	Add +13.6%
ABT Abbott Laboratories	0.18%	1,961	$267K	Add +2.1%
GS Goldman Sachs Group Inc.	0.17%	345	$244K	New
GEV GE Vernova Inc.	0.17%	459	$243K	New
QDF NT Qual Div ETF	0.17%	3,305	$242K	No change
SFBS Servisfirst Bancshares Inc.	0.16%	3,000	$233K	No change
IWF iShares Russell 1000 Growth	0.15%	530	$225K	New
VHT Vanguard Health Care ETF	0.15%	888	$221K	Reduce -18.4%
AMAT Applied Materials Inc.	0.14%	1,120	$205K	New
SPTS SS SPDR P St Term TSY ETF	0.14%	6,927	$203K	No change
JPC Nuveen Prefered & Income Opp	0.06%	11,520	$92K	No change
OXSQ Oxford Square Capital Corp.	0.02%	10,000	$22K	No change

Portfolio Sells Q1 2025 → Q2 2025


SDY SS SPDR S&P Dividend ETF	Reduce -0.2%	2.74%	−0.50
BRK.B Berkshire Hathaway Inc. Class B	Reduce -1.3%	1.08%	−0.33
XOM Exxon Mobil Corp.	Reduce -2.8%	0.92%	−0.31
HD Home Depot Inc.	Reduce -0.4%	1.22%	−0.23
UNH Unitedhealth Group Inc.	Sold out	0.00%	−0.22
CVX Chevron Corp.	Reduce -2.4%	0.47%	−0.19
USB US Bancorp	Reduce -1.2%	1.58%	−0.18
JNJ Johnson & Johnson	Reduce -4.9%	0.46%	−0.16
PEP Pepsico Inc.	Reduce -16.7%	0.23%	−0.14
AMGN Amgen Inc.	Reduce -12.4%	0.28%	−0.14
PG The Procter & Gamble Co.	Reduce -2.6%	0.44%	−0.13
FHLC Fidelity MSCI Health Care	Reduce -2.6%	0.33%	−0.10
VHT Vanguard Health Care ETF	Reduce -18.4%	0.15%	−0.08
NVO Novo-Nordisk A/S-Spons ADR	Reduce -0.2%	0.35%	−0.07
QCOM Qualcomm Inc.	Reduce -0.3%	0.37%	−0.05
SCHV Schwab US Large-Cap Value	Reduce -5.6%	0.26%	−0.05
SCHG Schwab US Large-Cap Growth	Reduce -7.1%	0.49%	−0.04
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -1.1%	1.31%	−0.01
MGK Vngrd Mrgstr MG CP GR ETF-Ui	Reduce -1.3%	0.94%	−0.01
META Meta Platforms Inc. Class A	Reduce -7.6%	0.50%	+0.00
GE General Electric	Reduce -0.8%	0.31%	+0.02
UBER Uber Technologies Inc.	Reduce -0.9%	0.39%	+0.03
AVGO Broadcom Inc.	Reduce -8.8%	0.28%	+0.06

Portfolio Buys Q1 2025 → Q2 2025


SPY SS SPDR S&P 500 ETF Trust-US	Add +20.4%	15.45%	+1.74
NVDA Nvidia Corp.	Add +5.0%	5.47%	+1.25
QQQ Invesco QQQ Trust Series 1	Add +7.6%	15.66%	+1.06
MSFT Microsoft Corp.	Add +1.9%	4.77%	+0.60
NFLX Netflix Inc.	Add +58.1%	0.48%	+0.23
VTI VG Morningstar TS MKT ETF-US	New	0.21%	+0.21
GS Goldman Sachs Group Inc.	New	0.17%	+0.17
GEV GE Vernova Inc.	New	0.17%	+0.17
IWF iShares Russell 1000 Growth	New	0.15%	+0.15
AMAT Applied Materials Inc.	New	0.14%	+0.14
SCHM Schwab US Mid Cap ETF	Add +17.6%	1.76%	+0.11
TSLA Tesla Inc.	Add +14.1%	0.59%	+0.09
WMT Walmart Inc.	Add +18.1%	0.72%	+0.07
SCHX Schwab US Large-Cap ETF	Add +52.0%	0.24%	+0.07
JPM JPMorgan Chase & Co.	Add +2.4%	2.04%	+0.05
GOOG Alphabet Inc. Class C	Add +15.0%	0.49%	+0.05
GOOGL Alphabet Inc. Class A	Add +19.6%	0.31%	+0.04
DIS The Walt Disney Co.	Add +5.4%	0.34%	+0.04
SCHA Schwab US Small-Cap ETF	Add +22.1%	0.21%	+0.02
EMR Emerson Electric Co.	Add +0.6%	0.53%	+0.02
LLY Eli Lilly & Co.	Add +31.3%	0.20%	+0.01
GNLX Genelux Corp.	Add +13.6%	0.19%	+0.00
IBM Intl Business Machines Corp.	Add +0.2%	0.26%	+0.00
CAT Caterpillar Inc.	Add +0.6%	0.47%	+0.00
AMZN Amazon.com Inc.	Add +2.1%	1.48%	−0.00
VTV Vanguard Mrngstr Val ETF-Aui	Add +15.0%	2.85%	−0.01
CSCO Cisco Systems Inc.	Add +1.6%	0.31%	−0.01
MA Mastercard Inc. Class A	Add +11.6%	0.48%	−0.01
SCHB Schwab US Broad Market ETF	Add +0.1%	0.23%	−0.01
ABT Abbott Laboratories	Add +2.1%	0.18%	−0.02
V Visa Inc. Class A	Add +7.5%	0.29%	−0.02
TSCO Tractor Supply Company	Add +10.6%	0.24%	−0.03
XLF SS Financial Select Sector	Add +0.5%	0.27%	−0.03
IJR iShares Core S&P Small-Cap E	Add +0.7%	0.29%	−0.04
WFC Wells Fargo & Co.	Add +0.1%	0.78%	−0.04
MCD McDonald's Corp.	Add +2.8%	0.22%	−0.05
VZ Verizon Communications Inc.	Add +0.0%	0.22%	−0.05
SCHD Schwab US DVD Equity ETF	Add +20.6%	1.98%	−0.06
NEE Nextera Energy Inc.	Add +1.9%	0.46%	−0.08
COST Costco Wholesale Corp.	Add +4.4%	1.05%	−0.08
ITW Illinois Tool Works	Add +0.1%	0.46%	−0.08
KO The Coca-Cola Co.	Add +1.5%	0.68%	−0.12
IWM iShares Russell 2000 ETF	Add +0.8%	1.83%	−0.15
IJS iShares S&P Small-Cap 600 Va	Add +4.5%	1.47%	−0.16
ABBV Abbvie Inc.	Add +0.7%	0.94%	−0.30
IJH iShares Core S&P Midcap ETF	Add +0.3%	2.83%	−0.30
VYM Vanguard High DVD Yield ETF	Add +0.4%	2.73%	−0.37
AAPL Apple Inc.	Add +1.9%	4.48%	−1.14

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	790	$214.2M	QQQ, SPY, NVDA, AAPL, IJH
Q1 2026	96	$157.7M	SPY, QQQ, NVDA, AAPL, MSFT
Q4 2025	90	$156.3M	QQQ, SPY, NVDA, AAPL, MSFT
Q3 2025	89	$155.7M	QQQ, SPY, NVDA, AAPL, MSFT
Q2 2025	86	$145.5M	QQQ, SPY, NVDA, MSFT, AAPL
Q1 2025	82	$123.3M	QQQ, SPY, AAPL, NVDA, MSFT
Q4 2024	82	$130.3M	QQQ, SPY, AAPL, NVDA, MSFT
Q3 2024	85	$127.8M	QQQ, SPY, AAPL, NVDA, MSFT
Q2 2024	81	$121.1M	QQQ, SPY, AAPL, NVDA, MSFT
Q1 2024	439	$132.4M	QQQ, SPY, AAPL, MSFT, IJH