LifeSteps Financial, Inc.

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 23, 2025), LifeSteps Financial, Inc. reported 82 stock positions worth $123.3 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 14.6% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 13.7%) and Apple (AAPL, 5.6%). Compared with Q4 2024, it opened 1 new position, sold out of 1, added to 24 and reduced 41. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +22%) and the biggest sale Apple (AAPL, shares −9%).

Most Recent 13F
Q2 2026
Location
CLAREMONT, CA
CIK
0001801373
Portfolio Value
$123.3M (Q1 2025)
SEC Filing
0001801373-25-000003 ↗ filed Apr 23, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $132.4M Q1 2024 Q2 2024: $121.1M Q2 2024 Q3 2024: $127.8M Q3 2024 Q4 2024: $130.3M Q4 2024 Q1 2025: $123.3M $123.3M Q1 2025 Q2 2025: $145.5M Q2 2025 Q3 2025: $155.7M Q3 2025 Q4 2025: $156.3M Q4 2025 Q1 2026: $157.7M Q1 2026 Q2 2026: $214.2M Q2 2026

Holdings 82 stocks · $123.3M
QQQ Invesco QQQ Trust Series 1 14.60% 38,382 $18.0M Add +1.0%
SPY SS SPDR S&P 500 ETF Trust-US 13.71% 30,221 $16.9M Reduce -0.6%
AAPL Apple Inc. 5.62% 31,179 $6.9M Reduce -9.1%
NVDA Nvidia Corp. 4.22% 47,976 $5.2M Reduce -2.3%
MSFT Microsoft Corp. 4.17% 13,693 $5.1M Reduce -3.4%
SDY SS SPDR S&P Dividend ETF 3.24% 29,412 $4.0M Add +1.0%
IJH iShares Core S&P Midcap ETF 3.14% 66,276 $3.9M Add +0.3%
VYM Vanguard High DVD Yield ETF 3.10% 29,647 $3.8M Reduce -2.5%
VTV Vanguard Mrngstr Val ETF-Aui 2.86% 20,424 $3.5M Add +22.3%
XLK SS Technology Select Sector 2.45% 14,613 $3.0M Reduce -0.2%
SCHD Schwab US DVD Equity ETF 2.04% 90,020 $2.5M Add +33.5%
JPM JPMorgan Chase & Co. 1.99% 9,989 $2.5M Reduce -0.7%
IWM iShares Russell 2000 ETF 1.98% 12,211 $2.4M Reduce -1.2%
USB US Bancorp 1.76% 51,371 $2.2M Reduce -0.1%
SCHM Schwab US Mid Cap ETF 1.66% 77,891 $2.0M Add +9.7%
IJS iShares S&P Small-Cap 600 Va 1.63% 20,581 $2.0M Add +5.6%
AMZN Amazon.com Inc. 1.49% 9,626 $1.8M Reduce -5.5%
HD Home Depot Inc. 1.45% 4,874 $1.8M Add +2.9%
BRK.B Berkshire Hathaway Inc. Class B 1.41% 3,262 $1.7M Reduce -2.3%
VUG Vanguard Mrngstar GR ETF-Sui 1.33% 4,408 $1.6M Reduce -12.7%
ABBV Abbvie Inc. 1.24% 7,304 $1.5M Add +1.0%
XOM Exxon Mobil Corp. 1.24% 12,845 $1.5M Reduce -1.3%
COST Costco Wholesale Corp. 1.14% 1,483 $1.4M Add +0.3%
ADP Automatic Data Processing 1.06% 4,264 $1.3M No change
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.95% 3,791 $1.2M Reduce -0.8%
IVW iShares S&P 500 Growth ETF 0.83% 11,000 $1.0M Reduce -6.3%
WFC Wells Fargo & Co. 0.82% 14,112 $1.0M Add +0.7%
KO The Coca-Cola Co. 0.80% 13,729 $983K No change
CVX Chevron Corp. 0.66% 4,840 $810K Add +0.0%
WMT Walmart Inc. 0.64% 9,021 $792K Add +5.8%
JNJ Johnson & Johnson 0.63% 4,649 $771K Reduce -1.9%
PG The Procter & Gamble Co. 0.58% 4,164 $710K Reduce -1.4%
ITW Illinois Tool Works 0.55% 2,728 $676K Add +0.1%
NEE Nextera Energy Inc. 0.54% 9,416 $668K Reduce -0.9%
SCHG Schwab US Large-Cap Growth 0.53% 26,188 $656K Reduce -3.7%
EMR Emerson Electric Co. 0.51% 5,749 $630K Reduce -0.8%
TSLA Tesla Inc. 0.50% 2,381 $617K Reduce -2.6%
META Meta Platforms Inc. Class A 0.50% 1,069 $616K Add +3.8%
MA Mastercard Inc. Class A 0.49% 1,112 $610K Add +5.2%
CAT Caterpillar Inc. 0.46% 1,734 $572K Reduce -2.5%
USMV iShares MSCI USA Min Vol Fac 0.46% 6,035 $565K Reduce -0.1%
GOOG Alphabet Inc. Class C 0.45% 3,519 $550K Add +1.8%
FHLC Fidelity MSCI Health Care 0.43% 7,737 $529K Reduce -2.3%
QCOM Qualcomm Inc. 0.42% 3,395 $522K Add +3.3%
AMGN Amgen Inc. 0.42% 1,662 $518K Reduce -9.8%
NVO Novo-Nordisk A/S-Spons ADR 0.41% 7,352 $511K Reduce -0.5%
VOO Vanguard S&P 500 ETF 0.41% 988 $508K No change
PEP Pepsico Inc. 0.38% 3,103 $465K Reduce -16.1%
UBER Uber Technologies Inc. 0.36% 6,132 $447K New
IJR iShares Core S&P Small-Cap E 0.33% 3,845 $402K Reduce -0.7%
CSCO Cisco Systems Inc. 0.32% 6,347 $392K Add +5.3%
V Visa Inc. Class A 0.31% 1,107 $388K Add +14.8%
SCHV Schwab US Large-Cap Value 0.31% 14,351 $381K Reduce -3.6%
MTUM iShares MSCI USA Momentum Fa 0.31% 1,876 $379K Reduce -8.1%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.31% 3,835 $378K Reduce -4.8%
XLF SS Financial Select Sector 0.31% 7,562 $377K No change
KMB Kimberly-Clark Corp. 0.29% 2,525 $359K No change
IVV iShares Core S&P 500 ETF 0.29% 627 $352K No change
GE General Electric filed as GE AEROSPACE 0.29% 1,760 $352K Reduce -2.5%
VZ Verizon Communications Inc. 0.27% 7,443 $338K Reduce -1.9%
TSCO Tractor Supply Company 0.27% 6,063 $334K Add +8.3%
MCD McDonald's Corp. 0.27% 1,058 $330K Reduce -4.3%
GOOGL Alphabet Inc. Class A 0.27% 2,116 $327K Reduce -12.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.26% 1,289 $320K Add +0.2%
ASML ASML Holding NV-NY Reg SHS 0.26% 475 $315K No change
NFLX Netflix Inc. 0.25% 327 $305K Add +6.9%
SCHB Schwab US Broad Market ETF 0.24% 14,031 $302K Add +0.1%
VHT Vanguard Health Care ETF 0.23% 1,088 $288K No change
INTU Intuit Inc. 0.23% 454 $279K No change
UNH Unitedhealth Group Inc. 0.22% 526 $275K No change
AVGO Broadcom Inc. 0.22% 1,595 $267K Reduce -19.4%
ABT Abbott Laboratories 0.21% 1,921 $255K No change
SFBS Servisfirst Bancshares Inc. 0.20% 3,000 $248K No change
LLY Eli Lilly & Co. 0.19% 291 $240K Reduce -16.6%
GNLX Genelux Corp. 0.19% 85,592 $231K Reduce -1.6%
SCHA Schwab US Small-Cap ETF 0.18% 9,698 $227K Reduce -8.7%
QDF NT Qual Div ETF 0.18% 3,305 $226K No change
ORCL Oracle Corp. 0.18% 1,577 $221K Reduce -3.1%
SCHX Schwab US Large-Cap ETF 0.17% 9,258 $204K Reduce -6.7%
SPTS SS SPDR P St Term TSY ETF 0.16% 6,927 $203K No change
JPC Nuveen Prefered & Income Opp 0.07% 11,520 $92K No change
OXSQ Oxford Square Capital Corp. 0.02% 10,000 $26K No change

Portfolio Sells Q4 2024 → Q1 2025
AAPL Apple Inc. Reduce -9.1% 5.62% −0.97
NVDA Nvidia Corp. Reduce -2.3% 4.22% −0.84
MSFT Microsoft Corp. Reduce -3.4% 4.17% −0.42
VUG Vanguard Mrngstar GR ETF-Sui Reduce -12.7% 1.33% −0.27
TSLA Tesla Inc. Reduce -2.6% 0.50% −0.26
AMZN Amazon.com Inc. Reduce -5.5% 1.49% −0.23
SRE Sempra Sold out 0.00% −0.17
XLK SS Technology Select Sector Reduce -0.2% 2.45% −0.17
AVGO Broadcom Inc. Reduce -19.4% 0.22% −0.14
USB US Bancorp Reduce -0.1% 1.76% −0.13
IWM iShares Russell 2000 ETF Reduce -1.2% 1.98% −0.12
IVW iShares S&P 500 Growth ETF Reduce -6.3% 0.83% −0.09
GOOGL Alphabet Inc. Class A Reduce -12.2% 0.27% −0.08
NVO Novo-Nordisk A/S-Spons ADR Reduce -0.5% 0.41% −0.07
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -0.8% 0.95% −0.06
PEP Pepsico Inc. Reduce -16.1% 0.38% −0.05
SCHG Schwab US Large-Cap Growth Reduce -3.7% 0.53% −0.05
EMR Emerson Electric Co. Reduce -0.8% 0.51% −0.04
DIS The Walt Disney Co. Reduce -4.8% 0.31% −0.04
CAT Caterpillar Inc. Reduce -2.5% 0.46% −0.03
ORCL Oracle Corp. Reduce -3.1% 0.18% −0.03
SCHA Schwab US Small-Cap ETF Reduce -8.7% 0.18% −0.03
MTUM iShares MSCI USA Momentum Fa Reduce -8.1% 0.31% −0.02
IJR iShares Core S&P Small-Cap E Reduce -0.7% 0.33% −0.02
LLY Eli Lilly & Co. Reduce -16.6% 0.19% −0.01
SCHX Schwab US Large-Cap ETF Reduce -6.7% 0.17% −0.01
SCHV Schwab US Large-Cap Value Reduce -3.6% 0.31% +0.01
NEE Nextera Energy Inc. Reduce -0.9% 0.54% +0.02
MCD McDonald's Corp. Reduce -4.3% 0.27% +0.02
GNLX Genelux Corp. Reduce -1.6% 0.19% +0.03
FHLC Fidelity MSCI Health Care Reduce -2.3% 0.43% +0.03
PG The Procter & Gamble Co. Reduce -1.4% 0.58% +0.03
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.6% 13.71% +0.04
VZ Verizon Communications Inc. Reduce -1.9% 0.27% +0.04
USMV iShares MSCI USA Min Vol Fac Reduce -0.1% 0.46% +0.05
AMGN Amgen Inc. Reduce -9.8% 0.42% +0.05
GE General Electric Reduce -2.5% 0.29% +0.05
JNJ Johnson & Johnson Reduce -1.9% 0.63% +0.10
VYM Vanguard High DVD Yield ETF Reduce -2.5% 3.10% +0.12
JPM JPMorgan Chase & Co. Reduce -0.7% 1.99% +0.14
XOM Exxon Mobil Corp. Reduce -1.3% 1.24% +0.17
BRK.B Berkshire Hathaway Inc. Class B Reduce -2.3% 1.41% +0.25

Portfolio Buys Q4 2024 → Q1 2025
VTV Vanguard Mrngstr Val ETF-Aui Add +22.3% 2.86% +0.69
SCHD Schwab US DVD Equity ETF Add +33.5% 2.04% +0.63
UBER Uber Technologies Inc. New 0.36% +0.36
SDY SS SPDR S&P Dividend ETF Add +1.0% 3.24% +0.28
ABBV Abbvie Inc. Add +1.0% 1.24% +0.26
SCHM Schwab US Mid Cap ETF Add +9.7% 1.66% +0.14
CVX Chevron Corp. Add +0.0% 0.66% +0.12
COST Costco Wholesale Corp. Add +0.3% 1.14% +0.10
V Visa Inc. Class A Add +14.8% 0.31% +0.08
MA Mastercard Inc. Class A Add +5.2% 0.49% +0.07
WFC Wells Fargo & Co. Add +0.7% 0.82% +0.07
WMT Walmart Inc. Add +5.8% 0.64% +0.05
CSCO Cisco Systems Inc. Add +5.3% 0.32% +0.04
IBM Intl Business Machines Corp. Add +0.2% 0.26% +0.04
TSCO Tractor Supply Company Add +8.3% 0.27% +0.04
NFLX Netflix Inc. Add +6.9% 0.25% +0.04
META Meta Platforms Inc. Class A Add +3.8% 0.50% +0.04
HD Home Depot Inc. Add +2.9% 1.45% +0.04
QCOM Qualcomm Inc. Add +3.3% 0.42% +0.04
ITW Illinois Tool Works Add +0.1% 0.55% +0.02
IJS iShares S&P Small-Cap 600 Va Add +5.6% 1.63% +0.00
SCHB Schwab US Broad Market ETF Add +0.1% 0.24% +0.00
IJH iShares Core S&P Midcap ETF Add +0.3% 3.14% −0.02
GOOG Alphabet Inc. Class C Add +1.8% 0.45% −0.06
QQQ Invesco QQQ Trust Series 1 Add +1.0% 14.60% −0.31

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 790$214.2MQQQ, SPY, NVDA, AAPL, IJH
Q1 2026 96$157.7MSPY, QQQ, NVDA, AAPL, MSFT
Q4 2025 90$156.3MQQQ, SPY, NVDA, AAPL, MSFT
Q3 2025 89$155.7MQQQ, SPY, NVDA, AAPL, MSFT
Q2 2025 86$145.5MQQQ, SPY, NVDA, MSFT, AAPL
Q1 2025 82$123.3MQQQ, SPY, AAPL, NVDA, MSFT
Q4 2024 82$130.3MQQQ, SPY, AAPL, NVDA, MSFT
Q3 2024 85$127.8MQQQ, SPY, AAPL, NVDA, MSFT
Q2 2024 81$121.1MQQQ, SPY, AAPL, NVDA, MSFT
Q1 2024 439$132.4MQQQ, SPY, AAPL, MSFT, IJH