LifeSteps Financial, Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 22, 2026), LifeSteps Financial, Inc. reported 96 stock positions worth $157.7 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 14.9% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 14.9%) and Nvidia (NVDA, 5.4%). Compared with Q4 2025, it opened 7 new positions, sold out of 1, added to 27 and reduced 46. The biggest buy was a new position in Dimensional World Ex US Core (DFAX) and the biggest sale Nvidia (NVDA, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- CLAREMONT, CA
- CIK
- 0001801373
- Portfolio Value
- $157.7M (Q1 2026)
- SEC Filing
- 0001801373-26-000002 ↗ filed Apr 22, 2026
Holdings Value
Holdings 96 stocks · $157.7M
| SPY SS SPDR S&P 500 ETF Trust-US | 14.95% | 36,235 | $23.6M | Add +7.4% |
| QQQ Invesco QQQ Trust Series 1 | 14.92% | 40,747 | $23.5M | Add +2.6% |
| NVDA Nvidia Corp. | 5.40% | 48,795 | $8.5M | Reduce -2.1% |
| AAPL Apple Inc. | 4.45% | 27,647 | $7.0M | Reduce -0.2% |
| MSFT Microsoft Corp. | 3.35% | 14,258 | $5.3M | Add +2.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.03% | 24,366 | $4.8M | Reduce -1.6% |
| IJH iShares Core S&P Midcap ETF | 2.96% | 69,056 | $4.7M | Add +8.8% |
| SDY SS SPDR S&P Dividend ETF | 2.85% | 30,836 | $4.5M | Add +6.1% |
| VYM Vanguard High DVD Yield ETF | 2.72% | 28,904 | $4.3M | Reduce -0.6% |
| SCHD Schwab US DVD Equity ETF | 2.35% | 121,004 | $3.7M | Add +6.1% |
| XLK SS Technology Select Sector | 2.34% | 27,711 | $3.7M | Reduce -4.0% |
| JPM JPMorgan Chase & Co. | 1.94% | 10,381 | $3.1M | Add +3.4% |
| SCHM Schwab US Mid Cap ETF | 1.91% | 97,205 | $3.0M | Add +5.7% |
| IJS iShares S&P Small-Cap 600 Va | 1.82% | 24,241 | $2.9M | Add +20.6% |
| IWM iShares Russell 2000 ETF | 1.80% | 11,434 | $2.8M | Reduce -4.2% |
| USB US Bancorp | 1.66% | 50,379 | $2.6M | Reduce -0.0% |
| AMZN Amazon.com Inc. | 1.39% | 10,486 | $2.2M | Add +1.7% |
| XOM Exxon Mobil Corp. | 1.29% | 11,948 | $2.0M | Reduce -4.8% |
| COST Costco Wholesale Corp. | 1.03% | 1,638 | $1.6M | Add +4.6% |
| ABBV Abbvie Inc. | 1.01% | 7,288 | $1.6M | Reduce -0.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.93% | 3,075 | $1.5M | Reduce -0.7% |
| HD Home Depot Inc. | 0.92% | 4,401 | $1.4M | Reduce -2.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.90% | 3,257 | $1.4M | Reduce -17.3% |
| WMT Walmart Inc. | 0.88% | 11,167 | $1.4M | Add +13.0% |
| IVW iShares S&P 500 Growth ETF | 0.83% | 11,534 | $1.3M | Reduce -0.1% |
| DFAX Dimensional World Ex US Core | 0.82% | 38,283 | $1.3M | New |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.81% | 3,496 | $1.3M | Reduce -5.9% |
| CAT Caterpillar Inc. | 0.78% | 1,732 | $1.2M | Reduce -0.8% |
| DFUS Dimensional US Eq MKT ETF | 0.73% | 16,282 | $1.2M | New |
| WFC Wells Fargo & Co. | 0.70% | 13,888 | $1.1M | Reduce -0.2% |
| KO The Coca-Cola Co. | 0.69% | 14,226 | $1.1M | No change |
| GOOG Alphabet Inc. Class C | 0.67% | 3,707 | $1.1M | Add +1.0% |
| DFLV Dim US Large Cap Value ETF | 0.64% | 28,439 | $1.0M | New |
| JNJ Johnson & Johnson | 0.64% | 4,128 | $1.0M | Reduce -0.2% |
| TSLA Tesla Inc. | 0.61% | 2,598 | $966K | Add +7.6% |
| CVX Chevron Corp. | 0.57% | 4,317 | $893K | No change |
| NEE Nextera Energy Inc. | 0.56% | 9,511 | $883K | Reduce -0.2% |
| ADP Automatic Data Processing | 0.55% | 4,247 | $863K | No change |
| EMR Emerson Electric Co. | 0.48% | 5,739 | $752K | Reduce -0.2% |
| ITW Illinois Tool Works | 0.44% | 2,658 | $692K | Add +0.1% |
| SCHG Schwab US Large-Cap Growth | 0.43% | 23,325 | $679K | Reduce -4.2% |
| GOOGL Alphabet Inc. Class A | 0.42% | 2,322 | $668K | Reduce -2.4% |
| ASML ASML Holding NV-NY Reg SHS filed as ASML HLDG NV | 0.40% | 475 | $627K | No change |
| MA Mastercard Inc. Class A | 0.40% | 1,251 | $625K | Reduce -0.5% |
| META Meta Platforms Inc. Class A | 0.37% | 1,029 | $589K | Reduce -1.7% |
| PG The Procter & Gamble Co. | 0.37% | 4,054 | $586K | No change |
| VOO Vanguard S&P 500 ETF | 0.37% | 969 | $579K | No change |
| CSCO Cisco Systems Inc. | 0.35% | 7,137 | $554K | Add +9.0% |
| USMV iShares MSCI USA Min Vol Fac | 0.34% | 5,822 | $540K | Reduce -1.7% |
| NFLX Netflix Inc. | 0.32% | 5,269 | $507K | Reduce -0.8% |
| IVV iShares Core S&P 500 ETF | 0.32% | 763 | $498K | Add +5.2% |
| GE General Electric filed as GE AEROSPACE | 0.31% | 1,700 | $482K | Reduce -0.6% |
| IJR iShares Core S&P Small-Cap E | 0.30% | 3,755 | $467K | Reduce -1.7% |
| AVGO Broadcom Inc. | 0.29% | 1,498 | $464K | Add +2.8% |
| UBER Uber Technologies Inc. | 0.28% | 6,075 | $437K | Add +0.2% |
| QCOM Qualcomm Inc. | 0.27% | 3,323 | $428K | Reduce -0.3% |
| FHLC Fidelity MSCI Health Care | 0.26% | 5,816 | $409K | Reduce -13.4% |
| XLF SS Financial Select Sector | 0.25% | 8,064 | $398K | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.25% | 1,641 | $394K | Reduce -0.1% |
| GEV GE Vernova Inc. | 0.25% | 449 | $392K | Reduce -1.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.24% | 1,581 | $383K | Add +22.1% |
| SCHV Schwab US Large-Cap Value | 0.24% | 12,564 | $383K | Reduce -6.5% |
| SCHB Schwab US Broad Market ETF | 0.24% | 15,178 | $381K | Add +2.9% |
| PEP Pepsico Inc. | 0.24% | 2,425 | $377K | Add +0.0% |
| AMGN Amgen Inc. | 0.23% | 1,045 | $368K | Reduce -16.3% |
| VZ Verizon Communications Inc. | 0.23% | 7,306 | $367K | Reduce -1.1% |
| SCHA Schwab US Small-Cap ETF | 0.23% | 12,264 | $357K | Reduce -0.3% |
| MCD McDonald's Corp. | 0.23% | 1,147 | $356K | Reduce -0.6% |
| TSCO Tractor Supply Company | 0.22% | 7,720 | $350K | Add +10.7% |
| V Visa Inc. Class A | 0.22% | 1,145 | $346K | Reduce -2.5% |
| SCHX Schwab US Large-Cap ETF | 0.22% | 13,397 | $343K | Reduce -1.1% |
| AMAT Applied Materials Inc. | 0.20% | 924 | $316K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.20% | 971 | $312K | Add +0.2% |
| DFCF Dimensional Core Fixed Inc. | 0.18% | 6,877 | $290K | New |
| GNLX Genelux Corp. | 0.18% | 118,862 | $288K | Add +0.7% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.17% | 7,457 | $274K | Add +1.9% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.17% | 2,756 | $266K | Reduce -17.1% |
| QDF NT Qual Div ETF | 0.17% | 3,305 | $261K | No change |
| LRCX Lam Research Corp. | 0.16% | 1,175 | $251K | Reduce -7.6% |
| SRE Sempra | 0.16% | 2,564 | $249K | No change |
| GS Goldman Sachs Group Inc. | 0.16% | 290 | $245K | Reduce -5.2% |
| KMB Kimberly-Clark Corp. | 0.15% | 2,525 | $244K | No change |
| ORCL Oracle Corp. | 0.15% | 1,597 | $235K | Reduce -2.4% |
| LLY Eli Lilly & Co. | 0.15% | 253 | $233K | Reduce -5.6% |
| VHT Vanguard Health Care ETF | 0.14% | 818 | $223K | No change |
| SFBS Servisfirst Bancshares Inc. | 0.14% | 3,000 | $218K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.14% | 1,482 | $217K | Add +4.9% |
| IVE iShares S&P 500 Value ETF | 0.14% | 1,013 | $214K | Reduce -5.4% |
| BIV Vanguard Intermediate-Term B | 0.13% | 2,739 | $211K | New |
| NOC Northrop Grumman Corp. | 0.13% | 306 | $209K | New |
| BA The Boeing Co. | 0.13% | 1,039 | $207K | Reduce -1.1% |
| SPTS SS SPDR P St Term TSY ETF | 0.13% | 6,927 | $202K | No change |
| FDVV Fidelity High Dividend ETF | 0.13% | 3,651 | $202K | New |
| INTU Intuit Inc. | 0.13% | 466 | $201K | Reduce -0.2% |
| JPC Nuveen Prefered & Income Opp | 0.06% | 11,520 | $87K | No change |
| OXSQ Oxford Square Capital Corp. | 0.01% | 10,000 | $18K | No change |
Other holdings (1): bonds, preferreds, convertibles and warrants · $241K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 202 | $241K | New |
Total filed on the 13F, all lines: $157.9M.
Portfolio Sells Q4 2025 → Q1 2026
| NVDA Nvidia Corp. | Reduce -2.1% | 5.40% | −0.55 |
| AAPL Apple Inc. | Reduce -0.2% | 4.45% | −0.37 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -17.3% | 0.90% | −0.33 |
| XLK SS Technology Select Sector | Reduce -4.0% | 2.34% | −0.32 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -5.9% | 0.81% | −0.17 |
| ABT Abbott Laboratories | Sold out | 0.00% | −0.14 |
| WFC Wells Fargo & Co. | Reduce -0.2% | 0.70% | −0.13 |
| QCOM Qualcomm Inc. | Reduce -0.3% | 0.27% | −0.09 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.1% | 0.83% | −0.08 |
| IWM iShares Russell 2000 ETF | Reduce -4.2% | 1.80% | −0.08 |
| HD Home Depot Inc. | Reduce -2.6% | 0.92% | −0.08 |
| SCHG Schwab US Large-Cap Growth | Reduce -4.2% | 0.43% | −0.08 |
| DIS The Walt Disney Co. | Reduce -17.1% | 0.17% | −0.07 |
| INTU Intuit Inc. | Reduce -0.2% | 0.13% | −0.07 |
| META Meta Platforms Inc. Class A | Reduce -1.7% | 0.37% | −0.07 |
| ABBV Abbvie Inc. | Reduce -0.6% | 1.01% | −0.07 |
| MA Mastercard Inc. Class A | Reduce -0.5% | 0.40% | −0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.7% | 0.93% | −0.06 |
| FHLC Fidelity MSCI Health Care | Reduce -13.4% | 0.26% | −0.06 |
| USB US Bancorp | Reduce -0.0% | 1.66% | −0.06 |
| ORCL Oracle Corp. | Reduce -2.4% | 0.15% | −0.06 |
| GOOGL Alphabet Inc. Class A | Reduce -2.4% | 0.42% | −0.05 |
| V Visa Inc. Class A | Reduce -2.5% | 0.22% | −0.04 |
| LLY Eli Lilly & Co. | Reduce -5.6% | 0.15% | −0.04 |
| GE General Electric | Reduce -0.6% | 0.31% | −0.03 |
| AMGN Amgen Inc. | Reduce -16.3% | 0.23% | −0.03 |
| GS Goldman Sachs Group Inc. | Reduce -5.2% | 0.16% | −0.02 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.1% | 0.22% | −0.02 |
| BA The Boeing Co. | Reduce -1.1% | 0.13% | −0.01 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.7% | 0.34% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -0.1% | 0.25% | −0.01 |
| SCHV Schwab US Large-Cap Value | Reduce -6.5% | 0.24% | −0.01 |
| EMR Emerson Electric Co. | Reduce -0.2% | 0.48% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -5.4% | 0.14% | −0.01 |
| MCD McDonald's Corp. | Reduce -0.6% | 0.23% | +0.00 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.3% | 0.23% | +0.00 |
| IJR iShares Core S&P Small-Cap E | Reduce -1.7% | 0.30% | +0.00 |
| NFLX Netflix Inc. | Reduce -0.8% | 0.32% | +0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.6% | 3.03% | +0.01 |
| LRCX Lam Research Corp. | Reduce -7.6% | 0.16% | +0.02 |
| VZ Verizon Communications Inc. | Reduce -1.1% | 0.23% | +0.04 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.6% | 2.72% | +0.04 |
| GEV GE Vernova Inc. | Reduce -1.3% | 0.25% | +0.06 |
| NEE Nextera Energy Inc. | Reduce -0.2% | 0.56% | +0.07 |
| JNJ Johnson & Johnson | Reduce -0.2% | 0.64% | +0.09 |
| CAT Caterpillar Inc. | Reduce -0.8% | 0.78% | +0.14 |
| XOM Exxon Mobil Corp. | Reduce -4.8% | 1.29% | +0.32 |
Portfolio Buys Q4 2025 → Q1 2026
| DFAX Dimensional World Ex US Core | New | 0.82% | +0.82 |
| DFUS Dimensional US Eq MKT ETF | New | 0.73% | +0.73 |
| DFLV Dim US Large Cap Value ETF | New | 0.64% | +0.64 |
| IJS iShares S&P Small-Cap 600 Va | Add +20.6% | 1.82% | +0.36 |
| SCHD Schwab US DVD Equity ETF | Add +6.1% | 2.35% | +0.35 |
| IJH iShares Core S&P Midcap ETF | Add +8.8% | 2.96% | +0.28 |
| SDY SS SPDR S&P Dividend ETF | Add +6.1% | 2.85% | +0.27 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +7.4% | 14.95% | +0.22 |
| DFCF Dimensional Core Fixed Inc. | New | 0.18% | +0.18 |
| WMT Walmart Inc. | Add +13.0% | 0.88% | +0.18 |
| COST Costco Wholesale Corp. | Add +4.6% | 1.03% | +0.17 |
| SCHM Schwab US Mid Cap ETF | Add +5.7% | 1.91% | +0.14 |
| BIV Vanguard Intermediate-Term B | New | 0.13% | +0.13 |
| NOC Northrop Grumman Corp. | New | 0.13% | +0.13 |
| FDVV Fidelity High Dividend ETF | New | 0.13% | +0.13 |
| CSCO Cisco Systems Inc. | Add +9.0% | 0.35% | +0.03 |
| ITW Illinois Tool Works | Add +0.1% | 0.44% | +0.02 |
| PEP Pepsico Inc. | Add +0.0% | 0.24% | +0.02 |
| TSCO Tractor Supply Company | Add +10.7% | 0.22% | −0.00 |
| IVV iShares Core S&P 500 ETF | Add +5.2% | 0.32% | −0.00 |
| IBM Intl Business Machines Corp. | Add +22.1% | 0.24% | −0.00 |
| SCHB Schwab US Broad Market ETF | Add +2.9% | 0.24% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.2% | 0.20% | −0.01 |
| PLTR Palantir Technologies Inc. Class A | Add +4.9% | 0.14% | −0.02 |
| AVGO Broadcom Inc. | Add +2.8% | 0.29% | −0.03 |
| UBER Uber Technologies Inc. | Add +0.2% | 0.28% | −0.04 |
| GOOG Alphabet Inc. Class C | Add +1.0% | 0.67% | −0.06 |
| NVO Novo-Nordisk A/S-Spons ADR | Add +1.9% | 0.17% | −0.06 |
| TSLA Tesla Inc. | Add +7.6% | 0.61% | −0.08 |
| JPM JPMorgan Chase & Co. | Add +3.4% | 1.94% | −0.13 |
| AMZN Amazon.com Inc. | Add +1.7% | 1.39% | −0.14 |
| GNLX Genelux Corp. | Add +0.7% | 0.18% | −0.15 |
| QQQ Invesco QQQ Trust Series 1 | Add +2.6% | 14.92% | −0.70 |
| MSFT Microsoft Corp. | Add +2.4% | 3.35% | −0.96 |
Notes & Other Activity Q4 2025 → Q1 2026
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | New | 202 | $241K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 790 | $214.2M | QQQ, SPY, NVDA, AAPL, IJH |
| Q1 2026 | 96 | $157.7M | SPY, QQQ, NVDA, AAPL, MSFT |
| Q4 2025 | 90 | $156.3M | QQQ, SPY, NVDA, AAPL, MSFT |
| Q3 2025 | 89 | $155.7M | QQQ, SPY, NVDA, AAPL, MSFT |
| Q2 2025 | 86 | $145.5M | QQQ, SPY, NVDA, MSFT, AAPL |
| Q1 2025 | 82 | $123.3M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q4 2024 | 82 | $130.3M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q3 2024 | 85 | $127.8M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q2 2024 | 81 | $121.1M | QQQ, SPY, AAPL, NVDA, MSFT |
| Q1 2024 | 439 | $132.4M | QQQ, SPY, AAPL, MSFT, IJH |