Personal Cfo Solutions, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), Personal Cfo Solutions, LLC reported 457 stock positions worth $508.2 million. Its top holding was Chubb (CB) at 10.5% of the portfolio, followed by Apple (AAPL, 5.4%) and Proshares Ultra RUSSELL2000 (UWM, 3.0%). Compared with Q3 2024, it opened 66 new positions, sold out of 169, added to 175 and reduced 212. The biggest buy was a new position in Proshares Ultra RUSSELL2000 (UWM) and the biggest sale an exit from Innovator U.S. Equity Power (PJUL).
- Most Recent 13F
- Q2 2026
- Location
- CHESTER, NJ
- CIK
- 0001677501
- Portfolio Value
- $508.2M (Q4 2024)
- SEC Filing
- 0001677501-25-000004 ↗ filed Feb 7, 2025
Holdings Value
Holdings 457 stocks · $508.2M
| CB Chubb Ltd. | 10.53% | 193,753 | $53.5M | Reduce -0.0% |
| AAPL Apple Inc. | 5.40% | 109,617 | $27.5M | Add +3.4% |
| UWM Proshares Ultra RUSSELL2000 | 3.01% | 365,348 | $15.3M | New |
| AMZN Amazon.com Inc. | 2.91% | 67,365 | $14.8M | Reduce -5.4% |
| MSFT Microsoft Corp. | 2.56% | 30,878 | $13.0M | Add +1.4% |
| GOOGL Alphabet Inc. Class A | 2.09% | 56,216 | $10.6M | Reduce -4.9% |
| ITT Itt Inc. | 1.67% | 59,484 | $8.5M | Reduce -0.1% |
| GOOG Alphabet Inc. Class C | 1.57% | 41,789 | $8.0M | Reduce -1.2% |
| NVDA Nvidia Corp. | 1.44% | 54,540 | $7.3M | Add +1.3% |
| FCOM Fidelity MSCI Comm Serv Indx | 1.34% | 116,090 | $6.8M | Add +6.0% |
| UITB Victoryshares Core Intermedi | 1.14% | 126,175 | $5.8M | Reduce -0.8% |
| SCHD Schwab US DVD Equity ETF | 1.08% | 200,667 | $5.5M | Add +1.7% |
| MRK Merck & Co. Inc. | 1.06% | 54,228 | $5.4M | Reduce -5.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.03% | 8,911 | $5.2M | Add +3.6% |
| IQLT iShares MSCI International Q | 0.93% | 126,694 | $4.7M | Add +14.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.89% | 9,966 | $4.5M | Add +2.1% |
| V Visa Inc. Class A | 0.85% | 13,691 | $4.3M | Reduce -1.1% |
| TSLA Tesla Inc. | 0.83% | 10,449 | $4.2M | Reduce -39.5% |
| MA Mastercard Inc. Class A | 0.78% | 7,551 | $4.0M | Reduce -2.0% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.73% | 47,430 | $3.7M | Add +2.1% |
| AXP American Express Co. | 0.66% | 11,355 | $3.4M | Add +4.8% |
| NFLX Netflix Inc. | 0.65% | 3,683 | $3.3M | Reduce -4.8% |
| TSM Taiwan Semiconductor-SP ADR | 0.62% | 15,837 | $3.1M | Add +3.2% |
| VZ Verizon Communications Inc. | 0.59% | 75,183 | $3.0M | Add +1.3% |
| META Meta Platforms Inc. Class A | 0.59% | 5,102 | $3.0M | Add +4.5% |
| XOM Exxon Mobil Corp. | 0.59% | 27,727 | $3.0M | Reduce -8.5% |
| GLD SPDR Gold Shares | 0.58% | 12,142 | $2.9M | Add +3.3% |
| ORCL Oracle Corp. | 0.57% | 17,350 | $2.9M | Add +26.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.53% | 5,312 | $2.7M | Add +2.5% |
| NOW ServiceNow Inc. | 0.52% | 2,496 | $2.6M | Reduce -25.8% |
| GD General Dynamics Corp. | 0.51% | 9,864 | $2.6M | Reduce -0.2% |
| ADBE Adobe Inc. | 0.51% | 5,796 | $2.6M | Reduce -0.8% |
| LLY Eli Lilly & Co. | 0.50% | 3,302 | $2.5M | Add +20.5% |
| CVX Chevron Corp. | 0.50% | 17,507 | $2.5M | Add +3.1% |
| BA The Boeing Co. | 0.50% | 14,312 | $2.5M | Add +88.0% |
| MO Altria Group Inc. | 0.50% | 48,210 | $2.5M | Reduce -3.5% |
| CBRE CBRE Group Inc. Class A | 0.49% | 19,095 | $2.5M | Add +9.5% |
| AVGO Broadcom Inc. | 0.49% | 10,667 | $2.5M | Reduce -3.4% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.46% | 27,131 | $2.3M | Reduce -12.2% |
| SAP Sap SE-Sponsored ADR | 0.45% | 9,321 | $2.3M | Add +93.5% |
| JPM JPMorgan Chase & Co. | 0.45% | 9,463 | $2.3M | Reduce -2.3% |
| PFE Pfizer Inc. | 0.44% | 85,104 | $2.3M | Reduce -4.2% |
| BMY Bristol-Myers Squibb Co. | 0.42% | 37,972 | $2.1M | Add +68.1% |
| ACN Accenture PLC Class A | 0.42% | 6,011 | $2.1M | Reduce -47.7% |
| SKYY First Trust Cloud Computing | 0.41% | 17,690 | $2.1M | Reduce -0.4% |
| UNH Unitedhealth Group Inc. | 0.41% | 4,159 | $2.1M | Reduce -12.1% |
| SHOP Shopify Inc. Class A | 0.40% | 19,340 | $2.1M | Reduce -1.4% |
| CMCSA Comcast Corp. Class A | 0.39% | 52,994 | $2.0M | Reduce -1.0% |
| ABT Abbott Laboratories | 0.39% | 17,476 | $2.0M | Reduce -0.8% |
| RTX RTX Corp. | 0.38% | 16,476 | $1.9M | Reduce -0.8% |
| T AT&T Inc. | 0.37% | 81,687 | $1.9M | Reduce -14.3% |
| INTU Intuit Inc. | 0.36% | 2,948 | $1.9M | Add +56.1% |
| JNJ Johnson & Johnson | 0.36% | 12,688 | $1.8M | Reduce -6.6% |
| TMO Thermo Fisher Scientific Inc. | 0.34% | 3,324 | $1.7M | Reduce -3.7% |
| GS Goldman Sachs Group Inc. | 0.34% | 2,975 | $1.7M | Add +9.0% |
| IGV iShares Expanded Tech-Softwa | 0.33% | 16,607 | $1.7M | Add +8.8% |
| SE Sea Ltd.-ADR | 0.33% | 15,607 | $1.7M | Add +24.4% |
| ET Energy Transfer LP | 0.32% | 82,191 | $1.6M | Reduce -1.9% |
| JNK SS SPDR BB High Yield Bond | 0.31% | 16,676 | $1.6M | Add +2.5% |
| WDAY Workday Inc. Class A | 0.30% | 5,952 | $1.5M | Reduce -0.4% |
| CRM Salesforce Inc. | 0.30% | 4,586 | $1.5M | Add +6.8% |
| WMT Walmart Inc. | 0.30% | 16,835 | $1.5M | Reduce -2.1% |
| MSCI MSCI Inc. | 0.30% | 2,500 | $1.5M | Reduce -0.8% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.29% | 34,059 | $1.5M | Add +3.9% |
| QCOM Qualcomm Inc. | 0.29% | 9,570 | $1.5M | Add +38.3% |
| IWD iShares Russell 1000 Value E | 0.28% | 7,693 | $1.4M | Add +64.9% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.28% | 23,945 | $1.4M | Add +0.1% |
| AZN Astrazeneca PLC-Spons ADR | 0.27% | 21,298 | $1.4M | Add +1.0% |
| ZTS Zoetis Inc. | 0.27% | 8,552 | $1.4M | Add +21.6% |
| CARR Carrier Global Corp. | 0.27% | 20,329 | $1.4M | Add +0.5% |
| NKE Nike Inc. Class B | 0.27% | 18,220 | $1.4M | Add +78.5% |
| ABBV Abbvie Inc. | 0.26% | 7,518 | $1.3M | Reduce -33.6% |
| GE General Electric filed as GE AEROSPACE | 0.26% | 7,912 | $1.3M | Add +9.6% |
| REGN Regeneron Pharmaceuticals | 0.26% | 1,852 | $1.3M | Add +230.1% |
| PG The Procter & Gamble Co. | 0.26% | 7,798 | $1.3M | Reduce -3.0% |
| LIN Linde PLC | 0.26% | 3,116 | $1.3M | Add +0.8% |
| TGT Target Corp. | 0.25% | 9,507 | $1.3M | Add +327.9% |
| CP Canadian Pacific Kansas City | 0.25% | 17,314 | $1.3M | Reduce -15.8% |
| D Dominion Energy Inc. | 0.25% | 23,263 | $1.3M | Reduce -0.2% |
| KO The Coca-Cola Co. | 0.25% | 20,121 | $1.3M | Add +2.4% |
| COST Costco Wholesale Corp. | 0.24% | 1,352 | $1.2M | Add +3.6% |
| RACE Ferrari NV | 0.24% | 2,890 | $1.2M | Reduce -23.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.24% | 5,469 | $1.2M | Add +2.1% |
| SPOT Spotify Technology SA | 0.24% | 2,686 | $1.2M | Add +4.2% |
| LOW Lowe's Cos Inc. | 0.24% | 4,867 | $1.2M | Add +9.3% |
| HD Home Depot Inc. | 0.23% | 3,066 | $1.2M | Reduce -3.7% |
| AMP Ameriprise Financial Inc. | 0.23% | 2,238 | $1.2M | Reduce -18.6% |
| XLF SS Financial Select Sector | 0.23% | 24,524 | $1.2M | Add +19.5% |
| AON Aon PLC Class A | 0.23% | 3,274 | $1.2M | Reduce -19.5% |
| XLP SS Consumer Staples Sel Sect | 0.22% | 14,530 | $1.1M | Add +30.8% |
| SO The Southern Co. | 0.22% | 13,827 | $1.1M | Reduce -3.9% |
| MCK McKesson Corp. | 0.22% | 1,987 | $1.1M | Reduce -5.4% |
| ICLR Icon PLC | 0.22% | 5,392 | $1.1M | Reduce -2.8% |
| XLK SS Technology Select Sector | 0.22% | 4,837 | $1.1M | Add +16.0% |
| ASML ASML Holding NV-NY Reg SHS | 0.22% | 1,618 | $1.1M | Add +15.3% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.22% | 14,749 | $1.1M | Add +25.0% |
| LEN Lennar Corp. Class A | 0.22% | 8,087 | $1.1M | Reduce -6.5% |
| NSC Norfolk Southern Corp. | 0.21% | 4,611 | $1.1M | Reduce -0.8% |
| XLRE SS Real Estate Select Sector | 0.21% | 26,353 | $1.1M | Add +37.1% |
| CAG Conagra Brands Inc. | 0.21% | 37,613 | $1.0M | Add +262.2% |
Portfolio Sells Q3 2024 → Q4 2024
| PJUL Innovator U.S. Equity Power | Sold out | 0.00% | −2.82 |
| EFA iShares MSCI Eafe ETF | Sold out | 0.00% | −2.53 |
| IAPR Innovator International Deve | Sold out | 0.00% | −1.69 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −1.64 |
| BJUL Innovator U.S. Equity Buffer | Sold out | 0.00% | −1.60 |
| KAPR Innovator U.S. Small Cap Pow | Sold out | 0.00% | −1.60 |
| BALT Inn Defined Wealth Shield | Sold out | 0.00% | −1.34 |
| CNA Cna Financial Corp. | Sold out | 0.00% | −1.22 |
| NJUL Innovator Growth 100 Power B | Sold out | 0.00% | −0.93 |
| FIDU Fidelity MSCI Indust Indx | Sold out | 0.00% | −0.78 |
| FTEC Fidelity MSCI Info Tech Indx | Sold out | 0.00% | −0.78 |
| FNCL Fidelity MSCI Financial Indx | Sold out | 0.00% | −0.73 |
| RSP Invesco S&P 500 Equal Weight | Sold out | 0.00% | −0.70 |
| EJUL Innovator Emerging Markets P | Sold out | 0.00% | −0.68 |
| VYM Vanguard High DVD Yield ETF | Sold out | 0.00% | −0.66 |
| DGRW Wisdomtree U.S. Quality Divi | Sold out | 0.00% | −0.64 |
| HDG Proshares Hedge Replicat ETF | Sold out | 0.00% | −0.63 |
| JIG JPMorgan International Growt | Sold out | 0.00% | −0.63 |
| FDVV Fidelity High Dividend ETF | Sold out | 0.00% | −0.58 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.57 |
| FTLS First Trust Long/Short Eqty | Sold out | 0.00% | −0.53 |
| VOOV Vanguard S&P 500 Value ETF | Sold out | 0.00% | −0.51 |
| SPMO Invesco S&P 500 Momentum ETF | Sold out | 0.00% | −0.32 |
| COWZ Pacer US Cash Cows 100 ETF | Sold out | 0.00% | −0.29 |
| BUFG FT Vest Buffered Allocation | Sold out | 0.00% | −0.29 |
| VTI VG Morningstar TS MKT ETF-US | Sold out | 0.00% | −0.27 |
| VIG Vanguard Dividend Apprec ETF | Sold out | 0.00% | −0.26 |
| JMUB JPMorgan Municipal ETF | Sold out | 0.00% | −0.24 |
| VIOG Vanguard S&P SM Cap 600 GRW | Sold out | 0.00% | −0.19 |
| AVUV Avantis US Small Cap Value | Sold out | 0.00% | −0.19 |
| EYLD Cambria Emerg Shrhldr Yield | Sold out | 0.00% | −0.19 |
| IVW iShares S&P 500 Growth ETF | Sold out | 0.00% | −0.18 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.18 |
| SWKS Skyworks Solutions Inc. | Sold out | 0.00% | −0.16 |
| RDVY First Trust Rising Dividend | Sold out | 0.00% | −0.16 |
| VHT Vanguard Health Care ETF | Sold out | 0.00% | −0.16 |
| ACN Accenture PLC Class A | Reduce -47.7% | 0.42% | −0.15 |
| CVS CVS Health Corp. | Reduce -62.5% | 0.09% | −0.15 |
| PHM Pultegroup Inc. | Sold out | 0.00% | −0.14 |
| QUAL iShares MSCI USA Quality Fac | Sold out | 0.00% | −0.14 |
| IAK iShares U.S. Insurance ETF | Sold out | 0.00% | −0.13 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.13 |
| IVE iShares S&P 500 Value ETF | Sold out | 0.00% | −0.13 |
| NVR NVR Inc. | Sold out | 0.00% | −0.13 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −0.13 |
| VONV Vanguard Russell 1000 Value | Sold out | 0.00% | −0.13 |
| JCPB JPMorgan Core Plus Bond ETF | Sold out | 0.00% | −0.12 |
| XLB SS Materials Select Sector | Sold out | 0.00% | −0.12 |
| SPG Simon Property Group Inc. | Reduce -70.9% | 0.09% | −0.12 |
| IWF iShares Russell 1000 Growth | Sold out | 0.00% | −0.12 |
Portfolio Buys Q3 2024 → Q4 2024
| UWM Proshares Ultra RUSSELL2000 | New | 3.01% | +3.01 |
| AAPL Apple Inc. | Add +3.4% | 5.40% | +1.95 |
| MSFT Microsoft Corp. | Add +1.4% | 2.56% | +0.73 |
| NVDA Nvidia Corp. | Add +1.3% | 1.44% | +0.53 |
| FCOM Fidelity MSCI Comm Serv Indx | Add +6.0% | 1.34% | +0.50 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +3.6% | 1.03% | +0.34 |
| BA The Boeing Co. | Add +88.0% | 0.50% | +0.34 |
| SCHD Schwab US DVD Equity ETF | Add +1.7% | 1.08% | +0.30 |
| SAP Sap SE-Sponsored ADR | Add +93.5% | 0.45% | +0.30 |
| IQLT iShares MSCI International Q | Add +14.7% | 0.93% | +0.28 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.1% | 0.89% | +0.26 |
| BMY Bristol-Myers Squibb Co. | Add +68.1% | 0.42% | +0.26 |
| AXP American Express Co. | Add +4.8% | 0.66% | +0.25 |
| ORCL Oracle Corp. | Add +26.8% | 0.57% | +0.24 |
| TSM Taiwan Semiconductor-SP ADR | Add +3.2% | 0.62% | +0.24 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +2.1% | 0.73% | +0.21 |
| TGT Target Corp. | Add +327.9% | 0.25% | +0.20 |
| INTU Intuit Inc. | Add +56.1% | 0.36% | +0.20 |
| META Meta Platforms Inc. Class A | Add +4.5% | 0.59% | +0.20 |
| CBRE CBRE Group Inc. Class A | Add +9.5% | 0.49% | +0.19 |
| BLK BlackRock Inc. | New | 0.18% | +0.18 |
| QQQ Invesco QQQ Trust Series 1 | Add +2.5% | 0.53% | +0.18 |
| GLD SPDR Gold Shares | Add +3.3% | 0.58% | +0.18 |
| REGN Regeneron Pharmaceuticals | Add +230.1% | 0.26% | +0.18 |
| SLB SLB Ltd. | New | 0.17% | +0.17 |
| UHS Universal Health Services-B | New | 0.17% | +0.17 |
| LLY Eli Lilly & Co. | Add +20.5% | 0.50% | +0.16 |
| SE Sea Ltd.-ADR | Add +24.4% | 0.33% | +0.16 |
| CAG Conagra Brands Inc. | Add +262.2% | 0.21% | +0.16 |
| IWD iShares Russell 1000 Value E | Add +64.9% | 0.28% | +0.16 |
| CVX Chevron Corp. | Add +3.1% | 0.50% | +0.15 |
| IPG Interpublic Group of Cos Inc. | New | 0.15% | +0.15 |
| HPQ HP Inc. | New | 0.15% | +0.15 |
| ADM Archer-Daniels-Midland Co. | New | 0.15% | +0.15 |
| GS Goldman Sachs Group Inc. | Add +9.0% | 0.34% | +0.15 |
| NKE Nike Inc. Class B | Add +78.5% | 0.27% | +0.15 |
| HCA HCA Healthcare Inc. | Add +287.8% | 0.19% | +0.14 |
| CRM Salesforce Inc. | Add +6.8% | 0.30% | +0.14 |
| IGV iShares Expanded Tech-Softwa | Add +8.8% | 0.33% | +0.14 |
| APTV Aptiv PLC | New | 0.13% | +0.13 |
| LKQ LKQ Corp. | New | 0.13% | +0.13 |
| HST Host Hotels & Resorts Inc. | New | 0.13% | +0.13 |
| EOG EOG Resources Inc. | Add +112.4% | 0.19% | +0.13 |
| BWA Borgwarner Inc. | Add +137.8% | 0.19% | +0.13 |
| GIS General Mills Inc. | New | 0.13% | +0.13 |
| OMC Omnicom Group | New | 0.13% | +0.13 |
| VZ Verizon Communications Inc. | Add +1.3% | 0.59% | +0.13 |
| QCOM Qualcomm Inc. | Add +38.3% | 0.29% | +0.12 |
| LRCX Lam Research Corp. | New | 0.11% | +0.11 |
| BAC Bank of America Corp. | Add +3.9% | 0.29% | +0.11 |
Notes & Other Activity Q3 2024 → Q4 2024
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | Sold out | 200 | $255Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 529 | $691.9M | CB, AAPL, GOOG, BALT, NVDA |
| Q1 2026 | 520 | $711.9M | CB, AAPL, PJAN, BALT, GOOGL |
| Q4 2025 | 504 | $629.8M | CB, AAPL, GOOGL, MSFT, NVDA |
| Q3 2025 | 495 | $569.9M | CB, AAPL, MSFT, NVDA, IWM |
| Q2 2025 | 481 | $540.5M | CB, AAPL, MSFT, NVDA, AMZN |
| Q1 2025 | 448 | $492.5M | CB, AAPL, AMZN, MSFT, UWM |
| Q4 2024 | 457 | $508.2M | CB, AAPL, UWM, AMZN, MSFT |
| Q3 2024 | 560 | $715.5M | CB, AAPL, PJUL, EFA, AMZN |
| Q2 2024 | 530 | $650.6M | CB, AAPL, PAPR, EFA, MSFT |
| Q1 2024 | 540 | $640.6M | CB, IWM, PMAR, AAPL, MSFT |