Personal Cfo Solutions, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 12, 2025), Personal Cfo Solutions, LLC reported 481 stock positions worth $540.5 million. Its top holding was Chubb (CB) at 10.4% of the portfolio, followed by Apple (AAPL, 4.2%) and Microsoft (MSFT, 3.0%). Compared with Q1 2025, it opened 68 new positions, sold out of 35, added to 205 and reduced 204. The biggest buy was Nvidia (NVDA, shares +53%) and the biggest sale Chubb (CB, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- CHESTER, NJ
- CIK
- 0001677501
- Portfolio Value
- $540.5M (Q2 2025)
- SEC Filing
- 0001677501-25-000008 ↗ filed Aug 12, 2025
Holdings Value
Holdings 481 stocks · $540.5M
| CB Chubb Ltd. | 10.36% | 193,262 | $56.0M | Reduce -0.1% |
| AAPL Apple Inc. | 4.15% | 109,455 | $22.5M | Add +0.2% |
| MSFT Microsoft Corp. | 3.04% | 33,003 | $16.4M | Add +3.7% |
| NVDA Nvidia Corp. | 2.75% | 94,192 | $14.9M | Add +53.0% |
| AMZN Amazon.com Inc. | 2.43% | 59,785 | $13.1M | Reduce -7.9% |
| UWM Proshares Ultra RUSSELL2000 | 2.25% | 322,764 | $12.2M | Reduce -4.9% |
| GOOGL Alphabet Inc. Class A | 1.93% | 59,114 | $10.4M | Add +3.4% |
| ITT Itt Inc. | 1.72% | 59,268 | $9.3M | Reduce -0.1% |
| FNCL Fidelity MSCI Financial Indx | 1.63% | 119,296 | $8.8M | Add +7.4% |
| IWF iShares Russell 1000 Growth | 1.37% | 17,500 | $7.4M | Add +392.4% |
| GOOG Alphabet Inc. Class C | 1.20% | 36,714 | $6.5M | Reduce -8.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.17% | 10,251 | $6.3M | Add +9.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.93% | 10,402 | $5.1M | Add +2.0% |
| V Visa Inc. Class A | 0.90% | 13,756 | $4.9M | Reduce -2.6% |
| EFG iShares MSCI Eafe Growth ETF | 0.87% | 42,163 | $4.7M | Add +697.2% |
| IQLT iShares MSCI International Q | 0.81% | 100,846 | $4.4M | Add +6.9% |
| NFLX Netflix Inc. | 0.80% | 3,227 | $4.3M | Add +6.6% |
| META Meta Platforms Inc. Class A | 0.80% | 5,828 | $4.3M | Add +6.7% |
| ORCL Oracle Corp. | 0.78% | 19,354 | $4.2M | Reduce -3.3% |
| MA Mastercard Inc. Class A | 0.76% | 7,310 | $4.1M | Reduce -3.7% |
| BA The Boeing Co. | 0.73% | 18,793 | $3.9M | Add +16.3% |
| GLD SPDR Gold Shares | 0.73% | 12,876 | $3.9M | Add +5.9% |
| LLY Eli Lilly & Co. | 0.64% | 4,466 | $3.5M | Add +6.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.63% | 6,197 | $3.4M | Add +14.2% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.63% | 41,946 | $3.4M | Reduce -16.2% |
| TSM Taiwan Semiconductor-SP ADR | 0.61% | 14,603 | $3.3M | Reduce -7.6% |
| XOM Exxon Mobil Corp. | 0.60% | 30,166 | $3.3M | Add +3.1% |
| VZ Verizon Communications Inc. | 0.59% | 73,632 | $3.2M | Add +1.1% |
| AXP American Express Co. | 0.59% | 9,968 | $3.2M | Reduce -9.9% |
| JPM JPMorgan Chase & Co. | 0.56% | 10,382 | $3.0M | Add +11.4% |
| TSLA Tesla Inc. | 0.55% | 9,302 | $3.0M | Reduce -24.9% |
| AVGO Broadcom Inc. | 0.54% | 10,653 | $2.9M | Add +8.0% |
| MO Altria Group Inc. | 0.52% | 47,899 | $2.8M | Reduce -1.9% |
| GD General Dynamics Corp. | 0.51% | 9,456 | $2.8M | Reduce -4.3% |
| CVX Chevron Corp. | 0.48% | 18,244 | $2.6M | Add +1.3% |
| PM Philip Morris International | 0.47% | 13,885 | $2.5M | Add +122.0% |
| SAP Sap SE-Sponsored ADR | 0.46% | 8,255 | $2.5M | Reduce -1.2% |
| CBRE CBRE Group Inc. Class A | 0.45% | 17,436 | $2.4M | Reduce -0.6% |
| T AT&T Inc. | 0.44% | 82,157 | $2.4M | Add +0.8% |
| ABT Abbott Laboratories | 0.44% | 17,418 | $2.4M | Reduce -0.8% |
| RTX RTX Corp. | 0.43% | 16,066 | $2.3M | Reduce -3.9% |
| SE Sea Ltd.-ADR | 0.43% | 14,576 | $2.3M | Add +3.8% |
| NOW ServiceNow Inc. | 0.43% | 2,242 | $2.3M | Add +14.7% |
| ADBE Adobe Inc. | 0.42% | 5,830 | $2.3M | Add +1.2% |
| SKYY First Trust Cloud Computing | 0.41% | 18,134 | $2.2M | Add +2.7% |
| SHOP Shopify Inc. Class A | 0.39% | 18,398 | $2.1M | Add +4.2% |
| IGV iShares Expanded Tech-Softwa | 0.37% | 18,454 | $2.0M | Add +0.6% |
| JNJ Johnson & Johnson | 0.37% | 13,082 | $2.0M | Reduce -1.0% |
| MRK Merck & Co. Inc. | 0.37% | 25,093 | $2.0M | Reduce -53.4% |
| IWD iShares Russell 1000 Value E | 0.36% | 10,087 | $2.0M | Add +112.1% |
| AON Aon PLC Class A | 0.36% | 5,403 | $1.9M | Reduce -6.6% |
| GS Goldman Sachs Group Inc. | 0.35% | 2,688 | $1.9M | Reduce -13.8% |
| GE General Electric filed as GE AEROSPACE | 0.34% | 7,130 | $1.8M | Add +0.2% |
| WMT Walmart Inc. | 0.33% | 18,376 | $1.8M | Reduce -2.0% |
| SPOT Spotify Technology SA | 0.33% | 2,341 | $1.8M | Reduce -6.8% |
| CMCSA Comcast Corp. Class A | 0.33% | 49,631 | $1.8M | Reduce -1.4% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.33% | 24,093 | $1.8M | Add +0.5% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.32% | 36,557 | $1.7M | Reduce -0.8% |
| JNK SS SPDR BB High Yield Bond | 0.31% | 17,030 | $1.7M | Reduce -2.5% |
| PFE Pfizer Inc. | 0.30% | 67,760 | $1.6M | Reduce -20.4% |
| COST Costco Wholesale Corp. | 0.30% | 1,634 | $1.6M | Add +7.6% |
| ZTS Zoetis Inc. | 0.30% | 10,303 | $1.6M | Add +11.3% |
| LIN Linde PLC | 0.30% | 3,401 | $1.6M | Add +7.5% |
| INTU Intuit Inc. | 0.29% | 2,000 | $1.6M | Reduce -35.9% |
| KO The Coca-Cola Co. | 0.29% | 22,153 | $1.6M | Add +1.4% |
| MCK McKesson Corp. | 0.29% | 2,128 | $1.6M | Add +0.1% |
| ACN Accenture PLC Class A | 0.29% | 5,156 | $1.5M | Reduce -2.7% |
| QCOM Qualcomm Inc. | 0.28% | 9,532 | $1.5M | Reduce -2.4% |
| PLTR Palantir Technologies Inc. Class A | 0.28% | 11,127 | $1.5M | Add +9.7% |
| CARR Carrier Global Corp. | 0.28% | 20,513 | $1.5M | Add +0.3% |
| ASML ASML Holding NV-NY Reg SHS | 0.28% | 1,866 | $1.5M | Add +1.9% |
| COF Capital One Financial Corp. | 0.27% | 6,833 | $1.5M | Add +37.2% |
| SHY iShares 1-3 Year Treasury Bo | 0.27% | 17,428 | $1.4M | Add +315.1% |
| ET Energy Transfer LP | 0.26% | 78,877 | $1.4M | Reduce -3.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.26% | 4,812 | $1.4M | Reduce -26.0% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.26% | 20,294 | $1.4M | Reduce -21.1% |
| TMO Thermo Fisher Scientific Inc. | 0.25% | 3,313 | $1.3M | Reduce -1.8% |
| MELI MercadoLibre Inc. | 0.25% | 512 | $1.3M | Add +0.6% |
| D Dominion Energy Inc. | 0.25% | 23,534 | $1.3M | Add +3.0% |
| PG The Procter & Gamble Co. | 0.24% | 8,259 | $1.3M | Add +4.6% |
| BMY Bristol-Myers Squibb Co. | 0.24% | 28,143 | $1.3M | Reduce -15.1% |
| UNH Unitedhealth Group Inc. | 0.24% | 4,129 | $1.3M | Reduce -5.8% |
| SO The Southern Co. | 0.24% | 13,915 | $1.3M | Add +0.3% |
| NKE Nike Inc. Class B | 0.23% | 17,868 | $1.3M | Add +6.7% |
| MSCI MSCI Inc. | 0.23% | 2,153 | $1.2M | Reduce -0.7% |
| WDAY Workday Inc. Class A | 0.23% | 5,107 | $1.2M | Reduce -7.3% |
| ABBV Abbvie Inc. | 0.22% | 6,466 | $1.2M | Reduce -12.0% |
| SBUX Starbucks Corp. | 0.22% | 12,936 | $1.2M | Add +39.8% |
| CP Canadian Pacific Kansas City | 0.22% | 14,876 | $1.2M | Reduce -1.5% |
| RBA RB Global Inc. | 0.22% | 11,096 | $1.2M | Add +0.4% |
| CSCO Cisco Systems Inc. | 0.21% | 16,630 | $1.2M | Add +1.5% |
| AZN Astrazeneca PLC-Spons ADR | 0.21% | 16,506 | $1.2M | Reduce -25.0% |
| HD Home Depot Inc. | 0.21% | 3,142 | $1.2M | Add +3.7% |
| CRM Salesforce Inc. | 0.21% | 4,191 | $1.1M | Add +15.0% |
| WFC Wells Fargo & Co. | 0.21% | 14,263 | $1.1M | Add +19.4% |
| NSC Norfolk Southern Corp. | 0.21% | 4,382 | $1.1M | Reduce -2.8% |
| AMP Ameriprise Financial Inc. | 0.20% | 2,048 | $1.1M | Reduce -8.1% |
| YUM Yum! Brands Inc. | 0.20% | 7,202 | $1.1M | Add +50.5% |
| ABNB Airbnb Inc. Class A | 0.20% | 8,064 | $1.1M | Reduce -1.1% |
| AMAT Applied Materials Inc. | 0.20% | 5,820 | $1.1M | Add +8.8% |
Portfolio Sells Q1 2025 → Q2 2025
| CB Chubb Ltd. | Reduce -0.1% | 10.36% | −1.51 |
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −1.16 |
| MRK Merck & Co. Inc. | Reduce -53.4% | 0.37% | −0.61 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.23 |
| UNH Unitedhealth Group Inc. | Reduce -5.8% | 0.24% | −0.23 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.22 |
| HES Hess Corp. | Sold out | 0.00% | −0.18 |
| ICLR Icon PLC | Sold out | 0.00% | −0.18 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Reduce -16.2% | 0.63% | −0.18 |
| BMY Bristol-Myers Squibb Co. | Reduce -15.1% | 0.24% | −0.17 |
| PFE Pfizer Inc. | Reduce -20.4% | 0.30% | −0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Sold out | 0.00% | −0.13 |
| AZN Astrazeneca PLC-Spons ADR | Reduce -25.0% | 0.21% | −0.11 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −0.11 |
| AON Aon PLC Class A | Reduce -6.6% | 0.36% | −0.11 |
| TSLA Tesla Inc. | Reduce -24.9% | 0.55% | −0.11 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -21.1% | 0.26% | −0.10 |
| V Visa Inc. Class A | Reduce -2.6% | 0.90% | −0.10 |
| INTU Intuit Inc. | Reduce -35.9% | 0.29% | −0.10 |
| RACE Ferrari NV | Reduce -40.7% | 0.15% | −0.09 |
| TMO Thermo Fisher Scientific Inc. | Reduce -1.8% | 0.25% | −0.09 |
| ANSS Ansys Inc. | Sold out | 0.00% | −0.09 |
| ABBV Abbvie Inc. | Reduce -12.0% | 0.22% | −0.09 |
| MA Mastercard Inc. Class A | Reduce -3.7% | 0.76% | −0.09 |
| STE Steris PLC | Reduce -48.8% | 0.08% | −0.09 |
| AMZN Amazon.com Inc. | Reduce -7.9% | 2.43% | −0.08 |
| MO Altria Group Inc. | Reduce -1.9% | 0.52% | −0.08 |
| JNJ Johnson & Johnson | Reduce -1.0% | 0.37% | −0.08 |
| CASY Casey's General Stores Inc. | Sold out | 0.00% | −0.07 |
| GRMN Garmin Ltd. | Sold out | 0.00% | −0.07 |
| CTRA Coterra Energy Inc. | Reduce -46.7% | 0.05% | −0.07 |
| BMA Banco Macro SA-ADR | Sold out | 0.00% | −0.07 |
| IBM Intl Business Machines Corp. | Reduce -26.0% | 0.26% | −0.07 |
| CPB The Campbell's Company | Sold out | 0.00% | −0.07 |
| EFV iShares MSCI Eafe Value ETF | Sold out | 0.00% | −0.07 |
| BABA Alibaba Group Holding-SP ADR | Sold out | 0.00% | −0.06 |
| CAG Conagra Brands Inc. | Reduce -3.4% | 0.14% | −0.06 |
| REGN Regeneron Pharmaceuticals | Reduce -3.9% | 0.17% | −0.06 |
| TAP Molson Coors Beverage Co. Class B | Sold out | 0.00% | −0.06 |
| GOOG Alphabet Inc. Class C | Reduce -8.1% | 1.20% | −0.06 |
| SLB SLB Ltd. | Reduce -7.0% | 0.13% | −0.06 |
| TFC Truist Financial Corp. | Sold out | 0.00% | −0.06 |
| STZ Constellation Brands Inc. Class A | Reduce -35.7% | 0.06% | −0.06 |
| XLP SS Consumer Staples Sel Sect | Reduce -16.6% | 0.18% | −0.06 |
| BAH Booz Allen Hamilton Holdings | Sold out | 0.00% | −0.06 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -20.6% | 0.17% | −0.06 |
| DFS Discover Financial Services | Sold out | 0.00% | −0.06 |
| PEP Pepsico Inc. | Reduce -23.3% | 0.09% | −0.06 |
| LYV Live Nation Entertainment Inc. | Sold out | 0.00% | −0.06 |
| EXPD Expeditors Intl Wash Inc. | Sold out | 0.00% | −0.06 |
Portfolio Buys Q1 2025 → Q2 2025
| NVDA Nvidia Corp. | Add +53.0% | 2.75% | +1.40 |
| IWF iShares Russell 1000 Growth | Add +392.4% | 1.37% | +1.11 |
| EFG iShares MSCI Eafe Growth ETF | Add +697.2% | 0.87% | +0.77 |
| MSFT Microsoft Corp. | Add +3.7% | 3.04% | +0.61 |
| PM Philip Morris International | Add +122.0% | 0.47% | +0.27 |
| NFLX Netflix Inc. | Add +6.6% | 0.80% | +0.23 |
| AVGO Broadcom Inc. | Add +8.0% | 0.54% | +0.21 |
| SHY iShares 1-3 Year Treasury Bo | Add +315.1% | 0.27% | +0.20 |
| XLK SS Technology Select Sector | New | 0.19% | +0.19 |
| XLC SS Comm Select Sector SPDR | New | 0.18% | +0.18 |
| IWD iShares Russell 1000 Value E | Add +112.1% | 0.36% | +0.18 |
| IDXX Idexx Laboratories Inc. | New | 0.18% | +0.18 |
| BA The Boeing Co. | Add +16.3% | 0.73% | +0.17 |
| MNDY Monday.com Ltd. | New | 0.17% | +0.17 |
| XLRE SS Real Estate Select Sector | New | 0.17% | +0.17 |
| XLY SS Consumer Disc Select Sect | New | 0.17% | +0.17 |
| META Meta Platforms Inc. Class A | Add +6.7% | 0.80% | +0.16 |
| GOOGL Alphabet Inc. Class A | Add +3.4% | 1.93% | +0.13 |
| QQQ Invesco QQQ Trust Series 1 | Add +14.2% | 0.63% | +0.12 |
| NOW ServiceNow Inc. | Add +14.7% | 0.43% | +0.11 |
| PLTR Palantir Technologies Inc. Class A | Add +9.7% | 0.28% | +0.11 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +9.3% | 1.17% | +0.11 |
| URTH iShares MSCI World ETF | New | 0.09% | +0.09 |
| JPM JPMorgan Chase & Co. | Add +11.4% | 0.56% | +0.09 |
| COF Capital One Financial Corp. | Add +37.2% | 0.27% | +0.09 |
| AKAM Akamai Technologies Inc. | New | 0.09% | +0.09 |
| MPC Marathon Petroleum Corp. | Add +67.5% | 0.20% | +0.08 |
| NEM Newmont Corp. | New | 0.08% | +0.08 |
| ILCG iShares Morningstar Growth E | New | 0.07% | +0.07 |
| COIN Coinbase Global Inc. Class A | New | 0.07% | +0.07 |
| FLQM Franklin U.S. Mid Cap Multif | New | 0.07% | +0.07 |
| EBAY eBay Inc. | New | 0.07% | +0.07 |
| FNCL Fidelity MSCI Financial Indx | Add +7.4% | 1.63% | +0.07 |
| GEV GE Vernova Inc. | Add +8.1% | 0.16% | +0.06 |
| VST Vistra Corp. | New | 0.06% | +0.06 |
| COHR Coherent Corp. | New | 0.06% | +0.06 |
| HOOD Robinhood Markets Inc. Class A | New | 0.06% | +0.06 |
| SE Sea Ltd.-ADR | Add +3.8% | 0.43% | +0.06 |
| TT Trane Technologies PLC | Add +38.5% | 0.15% | +0.06 |
| VRT Vertiv Holdings Co. Class A | New | 0.06% | +0.06 |
| UBER Uber Technologies Inc. | Add +21.6% | 0.19% | +0.06 |
| JBL Jabil Inc. | New | 0.06% | +0.06 |
| IWR iShares Russell Mid-Cap ETF | New | 0.06% | +0.06 |
| LFUS Littelfuse Inc. | New | 0.06% | +0.06 |
| PATK Patrick Industries Inc. | New | 0.05% | +0.05 |
| CBOE Cboe Global Markets Inc. | New | 0.05% | +0.05 |
| GE General Electric | Add +0.2% | 0.34% | +0.05 |
| SHOP Shopify Inc. Class A | Add +4.2% | 0.39% | +0.05 |
| FIX Comfort Systems USA Inc. | New | 0.05% | +0.05 |
| CEG Constellation Energy | Add +5.6% | 0.14% | +0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 529 | $691.9M | CB, AAPL, GOOG, BALT, NVDA |
| Q1 2026 | 520 | $711.9M | CB, AAPL, PJAN, BALT, GOOGL |
| Q4 2025 | 504 | $629.8M | CB, AAPL, GOOGL, MSFT, NVDA |
| Q3 2025 | 495 | $569.9M | CB, AAPL, MSFT, NVDA, IWM |
| Q2 2025 | 481 | $540.5M | CB, AAPL, MSFT, NVDA, AMZN |
| Q1 2025 | 448 | $492.5M | CB, AAPL, AMZN, MSFT, UWM |
| Q4 2024 | 457 | $508.2M | CB, AAPL, UWM, AMZN, MSFT |
| Q3 2024 | 560 | $715.5M | CB, AAPL, PJUL, EFA, AMZN |
| Q2 2024 | 530 | $650.6M | CB, AAPL, PAPR, EFA, MSFT |
| Q1 2024 | 540 | $640.6M | CB, IWM, PMAR, AAPL, MSFT |