Personal Cfo Solutions, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 30, 2025), Personal Cfo Solutions, LLC reported 448 stock positions worth $492.5 million. Its top holding was Chubb (CB) at 11.9% of the portfolio, followed by Apple (AAPL, 4.9%) and Amazon.com (AMZN, 2.5%). Compared with Q4 2024, it opened 43 new positions, sold out of 52, added to 196 and reduced 206. The biggest buy was a new position in Fidelity MSCI Financial Indx (FNCL) and the biggest sale an exit from Fidelity MSCI Comm Serv Indx (FCOM).
- Most Recent 13F
- Q2 2026
- Location
- CHESTER, NJ
- CIK
- 0001677501
- Portfolio Value
- $492.5M (Q1 2025)
- SEC Filing
- 0001677501-25-000006 ↗ filed Apr 30, 2025
Holdings Value
Holdings 448 stocks · $492.5M
| CB Chubb Ltd. | 11.87% | 193,555 | $58.5M | Reduce -0.1% |
| AAPL Apple Inc. | 4.93% | 109,242 | $24.3M | Reduce -0.3% |
| AMZN Amazon.com Inc. | 2.51% | 64,884 | $12.3M | Reduce -3.7% |
| MSFT Microsoft Corp. | 2.43% | 31,837 | $12.0M | Add +3.1% |
| UWM Proshares Ultra RUSSELL2000 | 2.30% | 339,375 | $11.3M | Reduce -7.1% |
| GOOGL Alphabet Inc. Class A | 1.79% | 57,151 | $8.8M | Add +1.7% |
| FNCL Fidelity MSCI Financial Indx | 1.57% | 111,103 | $7.7M | New |
| ITT Itt Inc. | 1.56% | 59,310 | $7.7M | Reduce -0.3% |
| NVDA Nvidia Corp. | 1.35% | 61,547 | $6.7M | Add +12.8% |
| GOOG Alphabet Inc. Class C | 1.27% | 39,951 | $6.2M | Reduce -4.4% |
| SCHD Schwab US DVD Equity ETF | 1.16% | 204,016 | $5.7M | Add +1.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.10% | 10,193 | $5.4M | Add +2.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.07% | 9,383 | $5.2M | Add +5.3% |
| V Visa Inc. Class A | 1.01% | 14,128 | $5.0M | Add +3.2% |
| MRK Merck & Co. Inc. | 0.98% | 53,822 | $4.8M | Reduce -0.8% |
| MA Mastercard Inc. Class A | 0.84% | 7,593 | $4.2M | Add +0.6% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.80% | 50,058 | $3.9M | Add +5.5% |
| IQLT iShares MSCI International Q | 0.76% | 94,302 | $3.7M | Reduce -25.6% |
| GLD SPDR Gold Shares | 0.71% | 12,158 | $3.5M | Add +0.1% |
| XOM Exxon Mobil Corp. | 0.71% | 29,261 | $3.5M | Add +5.5% |
| LLY Eli Lilly & Co. | 0.70% | 4,177 | $3.4M | Add +26.5% |
| VZ Verizon Communications Inc. | 0.67% | 72,813 | $3.3M | Reduce -3.1% |
| TSLA Tesla Inc. | 0.65% | 12,386 | $3.2M | Add +18.5% |
| META Meta Platforms Inc. Class A | 0.64% | 5,461 | $3.1M | Add +7.0% |
| CVX Chevron Corp. | 0.61% | 18,014 | $3.0M | Add +2.9% |
| AXP American Express Co. | 0.60% | 11,060 | $3.0M | Reduce -2.6% |
| MO Altria Group Inc. | 0.59% | 48,821 | $2.9M | Add +1.3% |
| NFLX Netflix Inc. | 0.57% | 3,027 | $2.8M | Reduce -17.8% |
| ORCL Oracle Corp. | 0.57% | 20,006 | $2.8M | Add +15.3% |
| BA The Boeing Co. | 0.56% | 16,158 | $2.8M | Add +12.9% |
| GD General Dynamics Corp. | 0.55% | 9,877 | $2.7M | Add +0.1% |
| TSM Taiwan Semiconductor-SP ADR | 0.53% | 15,810 | $2.6M | Reduce -0.2% |
| QQQ Invesco QQQ Trust Series 1 | 0.52% | 5,428 | $2.5M | Add +2.2% |
| ABT Abbott Laboratories | 0.47% | 17,560 | $2.3M | Add +0.5% |
| AON Aon PLC Class A | 0.47% | 5,784 | $2.3M | Add +76.7% |
| T AT&T Inc. | 0.47% | 81,510 | $2.3M | Reduce -0.2% |
| UNH Unitedhealth Group Inc. | 0.47% | 4,383 | $2.3M | Add +5.4% |
| CBRE CBRE Group Inc. Class A | 0.47% | 17,546 | $2.3M | Reduce -8.1% |
| JPM JPMorgan Chase & Co. | 0.46% | 9,320 | $2.3M | Reduce -1.5% |
| SAP Sap SE-Sponsored ADR | 0.46% | 8,357 | $2.2M | Reduce -10.3% |
| RTX RTX Corp. | 0.45% | 16,724 | $2.2M | Add +1.5% |
| ADBE Adobe Inc. | 0.45% | 5,763 | $2.2M | Reduce -0.6% |
| JNJ Johnson & Johnson | 0.44% | 13,214 | $2.2M | Add +4.2% |
| PFE Pfizer Inc. | 0.44% | 85,164 | $2.2M | Add +0.1% |
| BMY Bristol-Myers Squibb Co. | 0.41% | 33,139 | $2.0M | Reduce -12.7% |
| INTU Intuit Inc. | 0.39% | 3,118 | $1.9M | Add +5.8% |
| CMCSA Comcast Corp. Class A | 0.38% | 50,321 | $1.9M | Reduce -5.0% |
| SE Sea Ltd.-ADR | 0.37% | 14,047 | $1.8M | Reduce -10.0% |
| SKYY First Trust Cloud Computing | 0.37% | 17,656 | $1.8M | Reduce -0.2% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.36% | 25,720 | $1.8M | Reduce -5.2% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.35% | 23,972 | $1.7M | Add +0.1% |
| GS Goldman Sachs Group Inc. | 0.35% | 3,118 | $1.7M | Add +4.8% |
| SHOP Shopify Inc. Class A | 0.34% | 17,653 | $1.7M | Reduce -8.7% |
| TMO Thermo Fisher Scientific Inc. | 0.34% | 3,375 | $1.7M | Add +1.5% |
| JNK SS SPDR BB High Yield Bond | 0.34% | 17,457 | $1.7M | Add +4.7% |
| ACN Accenture PLC Class A | 0.34% | 5,301 | $1.7M | Reduce -11.8% |
| AVGO Broadcom Inc. | 0.34% | 9,861 | $1.7M | Reduce -7.6% |
| WMT Walmart Inc. | 0.33% | 18,745 | $1.6M | Add +11.3% |
| IGV iShares Expanded Tech-Softwa | 0.33% | 18,343 | $1.6M | Add +10.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.33% | 6,504 | $1.6M | Add +18.9% |
| AZN Astrazeneca PLC-Spons ADR | 0.33% | 22,002 | $1.6M | Add +3.3% |
| KO The Coca-Cola Co. | 0.32% | 21,854 | $1.6M | Add +8.6% |
| NOW ServiceNow Inc. | 0.32% | 1,955 | $1.6M | Reduce -21.7% |
| ABBV Abbvie Inc. | 0.31% | 7,347 | $1.5M | Reduce -2.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.31% | 36,838 | $1.5M | Add +8.2% |
| ET Energy Transfer LP | 0.31% | 82,034 | $1.5M | Reduce -0.2% |
| ZTS Zoetis Inc. | 0.31% | 9,259 | $1.5M | Add +8.3% |
| QCOM Qualcomm Inc. | 0.30% | 9,767 | $1.5M | Add +2.1% |
| LIN Linde PLC | 0.30% | 3,163 | $1.5M | Add +1.5% |
| COST Costco Wholesale Corp. | 0.29% | 1,519 | $1.4M | Add +12.3% |
| MCK McKesson Corp. | 0.29% | 2,126 | $1.4M | Add +7.0% |
| GE General Electric filed as GE AEROSPACE | 0.29% | 7,113 | $1.4M | Reduce -10.1% |
| SPOT Spotify Technology SA | 0.28% | 2,512 | $1.4M | Reduce -6.5% |
| PG The Procter & Gamble Co. | 0.27% | 7,899 | $1.3M | Add +1.3% |
| CARR Carrier Global Corp. | 0.26% | 20,450 | $1.3M | Add +0.6% |
| WDAY Workday Inc. Class A | 0.26% | 5,511 | $1.3M | Reduce -7.4% |
| IWF iShares Russell 1000 Growth | 0.26% | 3,554 | $1.3M | New |
| D Dominion Energy Inc. | 0.26% | 22,841 | $1.3M | Reduce -1.8% |
| SO The Southern Co. | 0.26% | 13,880 | $1.3M | Add +0.4% |
| MSCI MSCI Inc. | 0.25% | 2,167 | $1.2M | Reduce -13.3% |
| ASML ASML Holding NV-NY Reg SHS | 0.25% | 1,831 | $1.2M | Add +13.2% |
| RACE Ferrari NV | 0.25% | 2,831 | $1.2M | Reduce -2.0% |
| XLP SS Consumer Staples Sel Sect | 0.24% | 14,312 | $1.2M | Reduce -1.5% |
| REGN Regeneron Pharmaceuticals | 0.24% | 1,828 | $1.2M | Reduce -1.3% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.23% | 14,489 | $1.1M | Reduce -1.8% |
| LOW Lowe's Cos Inc. | 0.23% | 4,885 | $1.1M | Add +0.4% |
| XLV SS Health Care Select Sector | 0.23% | 7,781 | $1.1M | New |
| HD Home Depot Inc. | 0.23% | 3,030 | $1.1M | Reduce -1.2% |
| RBA RB Global Inc. | 0.23% | 11,053 | $1.1M | Add +0.1% |
| COP Conocophillips | 0.22% | 10,277 | $1.1M | Add +17.6% |
| AMP Ameriprise Financial Inc. | 0.22% | 2,228 | $1.1M | Reduce -0.5% |
| NSC Norfolk Southern Corp. | 0.22% | 4,506 | $1.1M | Reduce -2.3% |
| XLF SS Financial Select Sector | 0.22% | 21,392 | $1.1M | Reduce -12.8% |
| NKE Nike Inc. Class B | 0.22% | 16,744 | $1.1M | Reduce -8.1% |
| CP Canadian Pacific Kansas City | 0.22% | 15,108 | $1.1M | Reduce -12.7% |
| MDT Medtronic PLC | 0.21% | 11,614 | $1.0M | Add +7.8% |
| CSCO Cisco Systems Inc. | 0.21% | 16,378 | $1.0M | Add +31.3% |
| APD Air Products & Chemicals Inc. | 0.20% | 3,391 | $1.0M | Add +33.4% |
| MELI MercadoLibre Inc. | 0.20% | 509 | $993K | Add +12.6% |
| PM Philip Morris International | 0.20% | 6,254 | $993K | Reduce -5.8% |
Portfolio Sells Q4 2024 → Q1 2025
| FCOM Fidelity MSCI Comm Serv Indx | Sold out | 0.00% | −1.34 |
| UITB Victoryshares Core Intermedi | Reduce -90.4% | 0.12% | −1.03 |
| UWM Proshares Ultra RUSSELL2000 | Reduce -7.1% | 2.30% | −0.70 |
| AAPL Apple Inc. | Reduce -0.3% | 4.93% | −0.47 |
| AMZN Amazon.com Inc. | Reduce -3.7% | 2.51% | −0.40 |
| GOOG Alphabet Inc. Class C | Reduce -4.4% | 1.27% | −0.30 |
| XLK SS Technology Select Sector | Sold out | 0.00% | −0.22 |
| XLRE SS Real Estate Select Sector | Sold out | 0.00% | −0.21 |
| NOW ServiceNow Inc. | Reduce -21.7% | 0.32% | −0.20 |
| FDIS Fidelity MSCI Cons Discr Ind | Sold out | 0.00% | −0.20 |
| IQLT iShares MSCI International Q | Reduce -25.6% | 0.76% | −0.17 |
| AVGO Broadcom Inc. | Reduce -7.6% | 0.34% | −0.15 |
| FERG Ferguson Enterprises Inc. | Sold out | 0.00% | −0.13 |
| TGT Target Corp. | Reduce -34.8% | 0.13% | −0.12 |
| ITT Itt Inc. | Reduce -0.3% | 1.56% | −0.12 |
| CRM Salesforce Inc. | Reduce -20.5% | 0.20% | −0.10 |
| IWD iShares Russell 1000 Value E | Reduce -38.2% | 0.18% | −0.10 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -5.2% | 0.36% | −0.10 |
| EPI Wisdomtree India Earnings | Sold out | 0.00% | −0.09 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -0.2% | 0.53% | −0.08 |
| FLQM Franklin U.S. Mid Cap Multif | Sold out | 0.00% | −0.08 |
| MRK Merck & Co. Inc. | Reduce -0.8% | 0.98% | −0.08 |
| ACN Accenture PLC Class A | Reduce -11.8% | 0.34% | −0.08 |
| NFLX Netflix Inc. | Reduce -17.8% | 0.57% | −0.07 |
| PKG Packaging Corp. of America | Sold out | 0.00% | −0.07 |
| WAB Wabtec Corp. | Sold out | 0.00% | −0.07 |
| DECK Deckers Outdoor Corp. | Sold out | 0.00% | −0.07 |
| ALL Allstate Corp. | Sold out | 0.00% | −0.07 |
| ZBRA Zebra Technologies Corp. Class A | Sold out | 0.00% | −0.07 |
| CWB SS SPDR BB Conv Sec ETF | Sold out | 0.00% | −0.06 |
| SHOP Shopify Inc. Class A | Reduce -8.7% | 0.34% | −0.06 |
| EMB iShares JP Morgan Usd Emergi | Sold out | 0.00% | −0.06 |
| VST Vistra Corp. | Sold out | 0.00% | −0.06 |
| IWR iShares Russell Mid-Cap ETF | Sold out | 0.00% | −0.06 |
| EMXC iShares MSCI Emr MRK Ex Chna | Sold out | 0.00% | −0.06 |
| AXP American Express Co. | Reduce -2.6% | 0.60% | −0.06 |
| AKAM Akamai Technologies Inc. | Sold out | 0.00% | −0.06 |
| ADBE Adobe Inc. | Reduce -0.6% | 0.45% | −0.06 |
| LULU Lululemon Athletica Inc. | Sold out | 0.00% | −0.06 |
| VRT Vertiv Holdings Co. Class A | Sold out | 0.00% | −0.06 |
| WWD Woodward Inc. | Sold out | 0.00% | −0.06 |
| NKE Nike Inc. Class B | Reduce -8.1% | 0.22% | −0.06 |
| FDX FedEx Corp. | Sold out | 0.00% | −0.06 |
| CBOE Cboe Global Markets Inc. | Sold out | 0.00% | −0.05 |
| ING ING Groep N.V.-Sponsored ADR | Sold out | 0.00% | −0.05 |
| NSSC Napco Security Technologies | Sold out | 0.00% | −0.05 |
| DELL Dell Technologies -C | Sold out | 0.00% | −0.05 |
| ALSN Allison Transmission Holding | Sold out | 0.00% | −0.05 |
| LFUS Littelfuse Inc. | Sold out | 0.00% | −0.05 |
| KLIC Kulicke & Soffa Industries | Sold out | 0.00% | −0.05 |
Portfolio Buys Q4 2024 → Q1 2025
| FNCL Fidelity MSCI Financial Indx | New | 1.57% | +1.57 |
| IWF iShares Russell 1000 Growth | New | 0.26% | +0.26 |
| AON Aon PLC Class A | Add +76.7% | 0.47% | +0.24 |
| XLV SS Health Care Select Sector | New | 0.23% | +0.23 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.3% | 1.10% | +0.21 |
| LLY Eli Lilly & Co. | Add +26.5% | 0.70% | +0.20 |
| SLV iShares Silver Trust | New | 0.16% | +0.16 |
| V Visa Inc. Class A | Add +3.2% | 1.01% | +0.15 |
| RSP Invesco S&P 500 Equal Weight | New | 0.14% | +0.14 |
| EFA iShares MSCI Eafe ETF | New | 0.14% | +0.14 |
| GLD SPDR Gold Shares | Add +0.1% | 0.71% | +0.13 |
| XOM Exxon Mobil Corp. | Add +5.5% | 0.71% | +0.12 |
| CVX Chevron Corp. | Add +2.9% | 0.61% | +0.11 |
| TLT iShares 20+ Year Treasury BD | New | 0.11% | +0.11 |
| SBUX Starbucks Corp. | Add +125.5% | 0.18% | +0.11 |
| EFG iShares MSCI Eafe Growth ETF | New | 0.11% | +0.11 |
| MO Altria Group Inc. | Add +1.3% | 0.59% | +0.10 |
| IBM Intl Business Machines Corp. | Add +18.9% | 0.33% | +0.09 |
| NRG NRG Energy Inc. | New | 0.09% | +0.09 |
| ABT Abbott Laboratories | Add +0.5% | 0.47% | +0.08 |
| JNJ Johnson & Johnson | Add +4.2% | 0.44% | +0.08 |
| AMD Advanced Micro Devices | Add +179.8% | 0.14% | +0.08 |
| SCHD Schwab US DVD Equity ETF | Add +1.7% | 1.16% | +0.08 |
| RTX RTX Corp. | Add +1.5% | 0.45% | +0.07 |
| KO The Coca-Cola Co. | Add +8.6% | 0.32% | +0.07 |
| WRB WR Berkley Corp. | Add +0.1% | 0.35% | +0.07 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +5.5% | 0.80% | +0.07 |
| MCK McKesson Corp. | Add +7.0% | 0.29% | +0.07 |
| EFV iShares MSCI Eafe Value ETF | New | 0.07% | +0.07 |
| CVS CVS Health Corp. | Add +11.1% | 0.15% | +0.06 |
| MA Mastercard Inc. Class A | Add +0.6% | 0.84% | +0.06 |
| CCK Crown Holdings Inc. | New | 0.06% | +0.06 |
| BA The Boeing Co. | Add +12.9% | 0.56% | +0.06 |
| RBC RBC Bearings Inc. | New | 0.06% | +0.06 |
| CSCO Cisco Systems Inc. | Add +31.3% | 0.21% | +0.06 |
| HES Hess Corp. | Add +18.2% | 0.18% | +0.06 |
| APD Air Products & Chemicals Inc. | Add +33.4% | 0.20% | +0.06 |
| CL Colgate-Palmolive Co. | New | 0.06% | +0.06 |
| DFS Discover Financial Services | New | 0.06% | +0.06 |
| LYV Live Nation Entertainment Inc. | New | 0.06% | +0.06 |
| BIPC Brookfield Infrastructure-A | New | 0.06% | +0.06 |
| EXPD Expeditors Intl Wash Inc. | New | 0.06% | +0.06 |
| AZN Astrazeneca PLC-Spons ADR | Add +3.3% | 0.33% | +0.05 |
| SNY Sanofi-ADR | New | 0.05% | +0.05 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | New | 0.05% | +0.05 |
| YOU Clear Secure Inc. Class A | New | 0.05% | +0.05 |
| VNET Vnet Group Inc.-ADR | New | 0.05% | +0.05 |
| GILD Gilead Sciences Inc. | Add +82.8% | 0.09% | +0.05 |
| UNH Unitedhealth Group Inc. | Add +5.4% | 0.47% | +0.05 |
| META Meta Platforms Inc. Class A | Add +7.0% | 0.64% | +0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 529 | $691.9M | CB, AAPL, GOOG, BALT, NVDA |
| Q1 2026 | 520 | $711.9M | CB, AAPL, PJAN, BALT, GOOGL |
| Q4 2025 | 504 | $629.8M | CB, AAPL, GOOGL, MSFT, NVDA |
| Q3 2025 | 495 | $569.9M | CB, AAPL, MSFT, NVDA, IWM |
| Q2 2025 | 481 | $540.5M | CB, AAPL, MSFT, NVDA, AMZN |
| Q1 2025 | 448 | $492.5M | CB, AAPL, AMZN, MSFT, UWM |
| Q4 2024 | 457 | $508.2M | CB, AAPL, UWM, AMZN, MSFT |
| Q3 2024 | 560 | $715.5M | CB, AAPL, PJUL, EFA, AMZN |
| Q2 2024 | 530 | $650.6M | CB, AAPL, PAPR, EFA, MSFT |
| Q1 2024 | 540 | $640.6M | CB, IWM, PMAR, AAPL, MSFT |