Stephens Consulting, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 13, 2026), Stephens Consulting, LLC reported 471 stock positions worth $309.4 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 21.4% of the portfolio, followed by Vanguard Total Bond Market (BND, 9.7%) and Fidelity Enhanced Intl ETF (FENI, 8.9%). Compared with Q3 2025, it opened 127 new positions, sold out of 42, added to 97 and reduced 32. The biggest buy was Vanguard Most SM-Cap ETF-Usd (VB, shares +569%) and the biggest sale Raymond James Financial (RJF, shares −19%).
- Most Recent 13F
- Q4 2025
- Location
- FLINT, MI
- CIK
- 0001961632
- Portfolio Value
- $309.4M (Q4 2025)
- SEC Filing
- 0001961632-26-000001 ↗ filed Jan 13, 2026
Holdings Value
Holdings 471 stocks · $309.4M
| VOO Vanguard S&P 500 ETF | 21.44% | 105,780 | $66.3M | Add +0.8% |
| BND Vanguard Total Bond Market | 9.74% | 407,094 | $30.2M | Add +1.7% |
| FENI Fidelity Enhanced Intl ETF | 8.85% | 748,808 | $27.4M | Add +1.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 8.30% | 88,518 | $25.7M | Add +0.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 7.13% | 115,522 | $22.1M | Add +0.0% |
| JMUB JPMorgan Municipal ETF | 6.09% | 372,925 | $18.8M | Add +0.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 5.92% | 71,033 | $18.3M | Add +569.1% |
| AVUV Avantis US Small Cap Value | 4.78% | 145,109 | $14.8M | Reduce -1.0% |
| IBTG iShares Ibonds Dec 2026 Term | 2.94% | 397,664 | $9.1M | Add +1.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.91% | 17,888 | $9.0M | Reduce -1.0% |
| RJF Raymond James Financial Inc. | 2.09% | 40,278 | $6.5M | Reduce -19.5% |
| IEFA iShares Core MSCI Eafe ETF | 2.06% | 71,189 | $6.4M | Reduce -1.2% |
| VIG Vanguard Dividend Apprec ETF | 1.52% | 21,399 | $4.7M | Add +0.7% |
| AAPL Apple Inc. | 1.07% | 12,191 | $3.3M | Reduce -0.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.89% | 5,621 | $2.7M | Reduce -3.0% |
| IWF iShares Russell 1000 Growth | 0.88% | 5,770 | $2.7M | Reduce -0.2% |
| NVDA Nvidia Corp. | 0.84% | 13,954 | $2.6M | Reduce -43.7% |
| JPM JPMorgan Chase & Co. | 0.84% | 8,045 | $2.6M | Add +2.1% |
| EFA iShares MSCI Eafe ETF | 0.67% | 21,466 | $2.1M | Add +0.0% |
| BA The Boeing Co. | 0.56% | 8,022 | $1.7M | Add +301.1% |
| HOOD Robinhood Markets Inc. Class A | 0.48% | 13,000 | $1.5M | Add +85.7% |
| RSP Invesco S&P 500 Equal Weight | 0.40% | 6,413 | $1.2M | No change |
| DTE DTE Energy Company | 0.36% | 8,686 | $1.1M | No change |
| MSFT Microsoft Corp. | 0.34% | 2,189 | $1.1M | Add +9.7% |
| VEA Vanguard Ftse Developed ETF | 0.30% | 15,015 | $938K | Reduce -0.4% |
| VXF Vanguard Extended Market ETF | 0.30% | 4,423 | $925K | No change |
| MUB iShares National Muni Bond E | 0.26% | 7,398 | $792K | No change |
| JNJ Johnson & Johnson | 0.23% | 3,426 | $709K | Add +0.7% |
| WMT Walmart Inc. | 0.21% | 5,753 | $641K | Add +1.9% |
| GLD SPDR Gold Shares | 0.20% | 1,539 | $610K | No change |
| LIN Linde PLC | 0.19% | 1,413 | $602K | No change |
| TSLA Tesla Inc. | 0.19% | 1,331 | $599K | Add +1.3% |
| VYM Vanguard High DVD Yield ETF | 0.17% | 3,601 | $517K | Add +25.5% |
| HCA HCA Healthcare Inc. | 0.16% | 1,084 | $506K | No change |
| MO Altria Group Inc. | 0.16% | 8,429 | $486K | Add +0.2% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.15% | 1,516 | $477K | Reduce -18.7% |
| IUSG iShares Core S&P U.S. Growth | 0.15% | 2,754 | $463K | No change |
| AMGN Amgen Inc. | 0.14% | 1,370 | $448K | Add +0.7% |
| OKLO Oklo Inc. | 0.14% | 6,000 | $431K | Add +500.0% |
| HD Home Depot Inc. | 0.14% | 1,221 | $420K | Add +49.6% |
| PG The Procter & Gamble Co. | 0.13% | 2,805 | $402K | Add +4.7% |
| SYK Stryker Corp. | 0.13% | 1,141 | $401K | Add +9.6% |
| PEP Pepsico Inc. | 0.13% | 2,741 | $393K | Reduce -9.3% |
| DELL Dell Technologies -C | 0.12% | 3,030 | $381K | Add +49.3% |
| XOM Exxon Mobil Corp. | 0.12% | 3,164 | $381K | Add +14.5% |
| GOOGL Alphabet Inc. Class A | 0.12% | 1,143 | $358K | Add +5615.0% |
| GILD Gilead Sciences Inc. | 0.11% | 2,881 | $354K | No change |
| ABBV Abbvie Inc. | 0.11% | 1,464 | $334K | Add +0.3% |
| CAT Caterpillar Inc. | 0.10% | 564 | $323K | Add +18.7% |
| SMG Scotts Miracle-Gro Co. | 0.10% | 5,242 | $306K | No change |
| CMS CMS Energy Corp. | 0.09% | 4,130 | $289K | Add +0.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.09% | 3,544 | $283K | Reduce -12.5% |
| COST Costco Wholesale Corp. | 0.09% | 309 | $266K | Add +4.4% |
| BE Bloom Energy Corp. Class A | 0.08% | 3,000 | $261K | New |
| DTM DT Midstream Inc. | 0.08% | 1,960 | $235K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.07% | 1,091 | $231K | No change |
| HBAN Huntington Bancshares Inc. | 0.07% | 13,288 | $231K | Add +0.2% |
| RDDT Reddit Inc. Class A | 0.07% | 1,000 | $230K | New |
| IVV iShares Core S&P 500 ETF | 0.07% | 322 | $221K | Add +3.9% |
| AMD Advanced Micro Devices | 0.07% | 1,013 | $217K | New |
| DUK Duke Energy Corp. | 0.07% | 1,789 | $210K | Add +0.1% |
| AXP American Express Co. | 0.07% | 560 | $207K | Add +0.4% |
| CSCO Cisco Systems Inc. | 0.06% | 2,609 | $201K | Add +0.9% |
| AKRE Akre Focus ETF filed as PROFESIONALLY MANAGED PORTFO | 0.06% | 2,991 | $196K | New |
| OUSA Alps Oshares US Quality Divi | 0.06% | 3,294 | $190K | No change |
| SO The Southern Co. | 0.06% | 2,164 | $189K | Add +0.8% |
| F Ford Motor Co. filed as FORD MTR CO | 0.06% | 14,068 | $185K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.06% | 1,597 | $182K | No change |
| RYAAY Ryanair Holdings PLC-SP ADR | 0.06% | 2,500 | $180K | No change |
| PRK Park National Corp. | 0.06% | 1,143 | $174K | No change |
| PM Philip Morris International | 0.06% | 1,077 | $173K | Add +0.2% |
| AVY Avery Dennison Corp. | 0.06% | 944 | $172K | No change |
| NOC Northrop Grumman Corp. | 0.06% | 300 | $171K | No change |
| JCI Johnson Controls Internation | 0.05% | 1,415 | $169K | Add +5.8% |
| ESGD iShares Trust iShares ESG Aw | 0.05% | 1,676 | $159K | Reduce -1.2% |
| CRCL Circle Internet Group Inc. | 0.05% | 2,000 | $159K | No change |
| RPM RPM International Inc. | 0.05% | 1,506 | $157K | No change |
| VYMI Vanguard Int High DVD YLD Inc. | 0.05% | 1,703 | $153K | Reduce -4.9% |
| ESTC Elastic NV | 0.05% | 2,000 | $151K | No change |
| ADI Analog Devices Inc. | 0.05% | 532 | $144K | No change |
| DE Deere & Co. | 0.05% | 303 | $141K | Add +4.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.04% | 200 | $136K | No change |
| XLK SS Technology Select Sector | 0.04% | 935 | $135K | Add +0.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.04% | 452 | $134K | Add +0.2% |
| AGG iShares Core U.S. Aggregate | 0.04% | 1,288 | $129K | Add +9.4% |
| USMV iShares MSCI USA Min Vol Fac | 0.04% | 1,348 | $127K | No change |
| XJH Ishare ESG SS S&P Midcap ETF | 0.04% | 2,763 | $123K | Reduce -2.0% |
| COF Capital One Financial Corp. | 0.04% | 504 | $122K | Add +10.3% |
| AMZN Amazon.com Inc. | 0.04% | 519 | $120K | Reduce -87.3% |
| SCHX Schwab US Large-Cap ETF | 0.04% | 4,424 | $119K | Reduce -3.5% |
| PDD PDD Holdings Inc. | 0.04% | 1,000 | $113K | No change |
| KBH KB Home | 0.04% | 2,000 | $113K | No change |
| IJR iShares Core S&P Small-Cap E | 0.04% | 935 | $112K | Add +12.4% |
| IUSV iShares Core S&P U.S. Value | 0.04% | 1,082 | $111K | No change |
| INGR Ingredion Inc. | 0.04% | 1,000 | $110K | No change |
| DVN Devon Energy Corp. | 0.04% | 3,000 | $110K | No change |
| MCD McDonald's Corp. | 0.03% | 351 | $107K | No change |
| NVO Novo-Nordisk A/S-Spons ADR | 0.03% | 2,050 | $104K | No change |
| XHB SS SPDR S&P Homebldrs ETF | 0.03% | 1,000 | $103K | No change |
| AEP American Electric Power | 0.03% | 891 | $103K | No change |
Other holdings (4): bonds, preferreds, convertibles and warrants · $497 (not counted above)
Lines left out (1) · $1 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| BLD Topbuild Corp. | COM | 0 | $1 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $309.4M.
Portfolio Sells Q3 2025 → Q4 2025
| RJF Raymond James Financial Inc. | Reduce -19.5% | 2.09% | −0.89 |
| NVDA Nvidia Corp. | Reduce -43.7% | 0.84% | −0.75 |
| AMZN Amazon.com Inc. | Reduce -87.3% | 0.04% | −0.27 |
| AVUV Avantis US Small Cap Value | Reduce -1.0% | 4.78% | −0.25 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.0% | 2.91% | −0.23 |
| SNOW Snowflake Inc. | Sold out | 0.00% | −0.16 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.2% | 2.06% | −0.11 |
| CRWV Coreweave Inc. Class A | Sold out | 0.00% | −0.09 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -3.0% | 0.89% | −0.07 |
| IWF iShares Russell 1000 Growth | Reduce -0.2% | 0.88% | −0.05 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -18.7% | 0.15% | −0.04 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -12.5% | 0.09% | −0.02 |
| PEP Pepsico Inc. | Reduce -9.3% | 0.13% | −0.02 |
| BNTX Biontech SE-ADR | Sold out | 0.00% | −0.02 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -24.6% | 0.03% | −0.01 |
| IBDQ iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.01 |
| CLF Cleveland-Cliffs Inc. | Sold out | 0.00% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.4% | 0.30% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -13.7% | 0.03% | −0.01 |
| VGSH Vanguard Short-Term Treasury | Reduce -50.3% | 0.01% | −0.01 |
| AL Sumisho Air Lease Corp. | Sold out | 0.00% | −0.01 |
| MRNA Moderna Inc. | Reduce -98.8% | 0.00% | −0.00 |
| ACHV Achieve Life Sciences Inc. | Sold out | 0.00% | −0.00 |
| AMRC Ameresco Inc. Class A | Sold out | 0.00% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -3.5% | 0.04% | −0.00 |
| WGS Genedx Holdings Corp. | Sold out | 0.00% | −0.00 |
| ESGD iShares Trust iShares ESG Aw | Reduce -1.2% | 0.05% | −0.00 |
| IBMN iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.00 |
| XJH Ishare ESG SS S&P Midcap ETF | Reduce -2.0% | 0.04% | −0.00 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -4.9% | 0.05% | −0.00 |
| AAPL Apple Inc. | Reduce -0.3% | 1.07% | −0.00 |
| EXAS Exact Sciences Corp. | Sold out | 0.00% | −0.00 |
| ESML iShares ESG Aware MSCI USA S | Reduce -3.1% | 0.03% | −0.00 |
| IBTF iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.00 |
| EQIX Equinix Inc. | Sold out | 0.00% | −0.00 |
| GNRC Generac Holdings Inc. | Sold out | 0.00% | −0.00 |
| CDNA Caredx Inc. | Sold out | 0.00% | −0.00 |
| ARKK ARK Innovation ETF | Reduce -53.5% | 0.00% | −0.00 |
| BL Blackline Inc. | Sold out | 0.00% | −0.00 |
| FRSH Freshworks Inc. Class A | Sold out | 0.00% | −0.00 |
| BRR Columbus Circle Capital Co. Class A | Sold out | 0.00% | −0.00 |
| CARG Cargurus Inc. | Sold out | 0.00% | −0.00 |
| ASPN Aspen Aerogels Inc. | Sold out | 0.00% | −0.00 |
| KMX Carmax Inc. | Reduce -15.7% | 0.00% | −0.00 |
| MPC Marathon Petroleum Corp. | Reduce -22.2% | 0.00% | −0.00 |
| MCHP Microchip Technology Inc. | Reduce -4.7% | 0.01% | −0.00 |
| TMCI Treace Medical Concepts Inc. | Sold out | 0.00% | −0.00 |
| VERX Vertex Inc. Class A | Sold out | 0.00% | −0.00 |
| CAKE The Cheesecake Factory Inc. | Sold out | 0.00% | −0.00 |
| EPD Enterprise Products Partners | Reduce -5.3% | 0.01% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| VB Vanguard Most SM-Cap ETF-Usd | Add +569.1% | 5.92% | +4.99 |
| BA The Boeing Co. | Add +301.1% | 0.56% | +0.41 |
| HOOD Robinhood Markets Inc. Class A | Add +85.7% | 0.48% | +0.13 |
| GOOGL Alphabet Inc. Class A | Add +5615.0% | 0.12% | +0.11 |
| OKLO Oklo Inc. | Add +500.0% | 0.14% | +0.10 |
| BE Bloom Energy Corp. Class A | New | 0.08% | +0.08 |
| RDDT Reddit Inc. Class A | New | 0.07% | +0.07 |
| AMD Advanced Micro Devices | New | 0.07% | +0.07 |
| AKRE Akre Focus ETF | New | 0.06% | +0.06 |
| IWR iShares Russell Mid-Cap ETF | New | 0.03% | +0.03 |
| VYM Vanguard High DVD Yield ETF | Add +25.5% | 0.17% | +0.03 |
| CAT Caterpillar Inc. | Add +18.7% | 0.10% | +0.03 |
| DELL Dell Technologies -C | Add +49.3% | 0.12% | +0.02 |
| HD Home Depot Inc. | Add +49.6% | 0.14% | +0.02 |
| XOM Exxon Mobil Corp. | Add +14.5% | 0.12% | +0.02 |
| AMGN Amgen Inc. | Add +0.7% | 0.14% | +0.01 |
| IBDU iShares Ibonds Dec 2029 Term | New | 0.01% | +0.01 |
| FNV Franco-Nevada Corp. | New | 0.01% | +0.01 |
| JNJ Johnson & Johnson | Add +0.7% | 0.23% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Add +3108.3% | 0.01% | +0.01 |
| KO The Coca-Cola Co. | Add +51.2% | 0.03% | +0.01 |
| LLY Eli Lilly & Co. | Add +37.5% | 0.02% | +0.01 |
| WPM Wheaton Precious Metals Corp. | Add +41.6% | 0.03% | +0.01 |
| ACN Accenture PLC Class A | New | 0.01% | +0.01 |
| DHR Danaher Corp. | New | 0.01% | +0.01 |
| HLN Haleon PLC-ADR | Add +930.2% | 0.01% | +0.01 |
| WMT Walmart Inc. | Add +1.9% | 0.21% | +0.01 |
| TEL Te Connectivity PLC | New | 0.01% | +0.01 |
| TXN Texas Instruments Inc. | New | 0.01% | +0.01 |
| COF Capital One Financial Corp. | Add +10.3% | 0.04% | +0.01 |
| GS Goldman Sachs Group Inc. | New | 0.01% | +0.01 |
| CVX Chevron Corp. | Add +32.3% | 0.03% | +0.01 |
| AVGO Broadcom Inc. | New | 0.01% | +0.01 |
| C Citigroup Inc. | New | 0.01% | +0.01 |
| KRG Kite Realty Group Trust | New | 0.01% | +0.01 |
| PAAS Pan American Silver Corp. | New | 0.01% | +0.01 |
| GOOG Alphabet Inc. Class C | Add +15.2% | 0.02% | +0.00 |
| TSM Taiwan Semiconductor-SP ADR | Add +82.0% | 0.01% | +0.00 |
| JCI Johnson Controls Internation | Add +5.8% | 0.05% | +0.00 |
| BSX Boston Scientific Corp. | New | 0.00% | +0.00 |
| CSCO Cisco Systems Inc. | Add +0.9% | 0.06% | +0.00 |
| BAC Bank of America Corp. | Add +36.8% | 0.01% | +0.00 |
| ASML ASML Holding NV-NY Reg SHS | New | 0.00% | +0.00 |
| AZN Astrazeneca PLC-Spons ADR | Add +5.2% | 0.02% | +0.00 |
| PSX Phillips 66 | Add +67.7% | 0.01% | +0.00 |
| AXP American Express Co. | Add +0.4% | 0.07% | +0.00 |
| COIN Coinbase Global Inc. Class A | Add +99.0% | 0.01% | +0.00 |
| META Meta Platforms Inc. Class A | Add +29.7% | 0.03% | +0.00 |
| ING ING Groep N.V.-Sponsored ADR | New | 0.00% | +0.00 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | New | 0.00% | +0.00 |
Options Activity Q3 2025 → Q4 2025
| RAYMOND JAMES FINL INC | put | Sold out | 9,600 | $1.7Mbefore exit |
| BOEING CO | call | Sold out | 2,000 | $432Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q3 2025 → Q4 2025
| OPENL Opendoor Technologies Inc.-26 | *W EXP 11/20/202 | New | 4 | $2 |
| OPENZ Opendoor Technologies Inc.-26 | *W EXP 11/20/202 | New | 4 | $2 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 471 | $309.4M | VOO, BND, FENI, VO, VTV |
| Q3 2025 | 384 | $290.0M | VOO, BND, FENI, VO, VTV |
| Q2 2025 | 1,181 | $419.0M | VOO, BND, VO, VTV, IEFA |
| Q1 2025 | 1,510 | $397.7M | VOO, BND, VO, VTV, IEFA |
| Q4 2024 | 513 | $398.7M | VOO, BND, VO, VTV, AVUV |
| Q3 2024 | 510 | $390.0M | VOO, BND, VO, VTV, IEFA |
| Q2 2024 | 644 | $350.8M | VOO, BND, VO, VTV, IEFA |
| Q1 2024 | 473 | $325.9M | VOO, VO, BND, VTV, IEFA |