Stephens Consulting, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 18, 2024), Stephens Consulting, LLC reported 510 stock positions worth $390.0 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 20.1% of the portfolio, followed by Vanguard Total Bond Market (BND, 9.9%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 9.2%). Compared with Q2 2024, it opened 23 new positions, sold out of 157, added to 62 and reduced 134. The biggest buy was iShares Core Dividend Growth (DGRO, shares +1483%) and the biggest sale iShares Ibonds Dec 2024 Term (IBTE, shares −1%).
- Most Recent 13F
- Q4 2025
- Location
- FLINT, MI
- CIK
- 0001961632
- Portfolio Value
- $390.0M (Q3 2024)
- SEC Filing
- 0001961632-24-000006 ↗ filed Oct 18, 2024
Holdings Value
Holdings 510 stocks · $390.0M
| VOO Vanguard S&P 500 ETF | 20.13% | 148,810 | $78.5M | Add +1.6% |
| BND Vanguard Total Bond Market | 9.95% | 516,605 | $38.8M | Add +8.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 9.16% | 135,362 | $35.7M | Add +1.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 8.91% | 198,966 | $34.7M | Add +1.9% |
| IEFA iShares Core MSCI Eafe ETF | 5.43% | 271,460 | $21.2M | Reduce -0.0% |
| AVUV Avantis US Small Cap Value | 4.90% | 199,356 | $19.1M | Add +3.0% |
| JMUB JPMorgan Municipal ETF | 3.97% | 302,158 | $15.5M | Add +1.1% |
| AVDE Avantis International Equity | 2.54% | 147,509 | $9.9M | Add +7.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.15% | 18,216 | $8.4M | Reduce -0.8% |
| IBTE iShares Ibonds Dec 2024 Term | 2.14% | 346,961 | $8.3M | Reduce -1.1% |
| MUB iShares National Muni Bond E | 2.12% | 75,969 | $8.3M | Add +0.0% |
| DGRO iShares Core Dividend Growth | 1.34% | 83,299 | $5.2M | Add +1483.3% |
| RJF Raymond James Financial Inc. | 1.28% | 40,650 | $5.0M | Add +0.0% |
| NVDA Nvidia Corp. | 1.26% | 40,571 | $4.9M | Reduce -0.3% |
| HELO JPMorgan Hedged Equity ETF | 1.20% | 76,614 | $4.7M | Add +7814.7% |
| ESGV Vanguard ESG US Stock ETF | 1.16% | 44,461 | $4.5M | Add +3.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.91% | 14,893 | $3.5M | Reduce -0.7% |
| QQQM Invesco Nasdaq 100 ETF | 0.90% | 17,465 | $3.5M | Add +12.6% |
| FRDM Freedom 100 Emeging MRKT ETF | 0.84% | 91,109 | $3.3M | Add +7.1% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.83% | 29,770 | $3.2M | Add +9.3% |
| XMHQ Invesco S&P Midcap Qual ETF | 0.80% | 30,593 | $3.1M | Add +18.8% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.78% | 33,225 | $3.1M | Add +24.2% |
| TMSL T.rowe PRC Small-Mid Cap ETF | 0.78% | 93,879 | $3.0M | Add +15.6% |
| AAPL Apple Inc. | 0.72% | 12,106 | $2.8M | Add +0.3% |
| IWF iShares Russell 1000 Growth | 0.70% | 7,237 | $2.7M | Reduce -0.2% |
| QQQ Invesco QQQ Trust Series 1 | 0.68% | 5,397 | $2.6M | Reduce -0.3% |
| IBTG iShares Ibonds Dec 2026 Term | 0.64% | 109,000 | $2.5M | Add +8.7% |
| ESML iShares ESG Aware MSCI USA S | 0.60% | 56,034 | $2.3M | Reduce -1.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.49% | 5,010 | $1.9M | Reduce -0.1% |
| MSFT Microsoft Corp. | 0.45% | 4,056 | $1.7M | Reduce -1.2% |
| VEA Vanguard Ftse Developed ETF | 0.42% | 31,040 | $1.6M | Reduce -1.2% |
| JPM JPMorgan Chase & Co. | 0.42% | 7,769 | $1.6M | Reduce -0.3% |
| BIV Vanguard Intermediate-Term B | 0.38% | 18,977 | $1.5M | Add +0.1% |
| BF.B Brown-Forman Corp. Class B | 0.35% | 27,995 | $1.4M | No change |
| RSP Invesco S&P 500 Equal Weight | 0.29% | 6,420 | $1.2M | Add +0.1% |
| IVV iShares Core S&P 500 ETF | 0.29% | 1,992 | $1.1M | Reduce -0.3% |
| AGG iShares Core U.S. Aggregate | 0.29% | 11,260 | $1.1M | Add +0.0% |
| BF.A Brown-Forman Corp. Class A | 0.29% | 23,494 | $1.1M | No change |
| QUAL iShares MSCI USA Quality Fac | 0.29% | 6,284 | $1.1M | Reduce -0.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.23% | 4,002 | $885K | Add +0.1% |
| QQMG Invesco ESG Nasdaq 100 | 0.22% | 25,445 | $851K | New |
| VXF Vanguard Extended Market ETF | 0.22% | 4,676 | $851K | Reduce -0.2% |
| IJH iShares Core S&P Midcap ETF | 0.20% | 12,454 | $776K | Reduce -0.2% |
| GOOGL Alphabet Inc. Class A | 0.20% | 4,588 | $761K | Reduce -0.6% |
| VIG Vanguard Dividend Apprec ETF | 0.18% | 3,474 | $688K | Reduce -1.6% |
| SCHD Schwab US DVD Equity ETF | 0.18% | 8,128 | $687K | Reduce -9.0% |
| GLD SPDR Gold Shares | 0.18% | 2,823 | $686K | No change |
| LIN Linde PLC | 0.17% | 1,413 | $674K | No change |
| JNJ Johnson & Johnson | 0.16% | 3,794 | $615K | Reduce -3.6% |
| BSV Vanguard Short-Term Bond ETF | 0.15% | 7,247 | $570K | Add +83.3% |
| PEP Pepsico Inc. | 0.14% | 3,186 | $542K | Reduce -4.5% |
| ORCL Oracle Corp. | 0.13% | 2,974 | $507K | Reduce -26.6% |
| PG The Procter & Gamble Co. | 0.13% | 2,878 | $499K | No change |
| DTE DTE Energy Company | 0.13% | 3,842 | $493K | No change |
| AMZN Amazon.com Inc. | 0.12% | 2,585 | $482K | Reduce -1.4% |
| RSG Republic Services Inc. | 0.12% | 2,359 | $474K | No change |
| WMT Walmart Inc. | 0.12% | 5,823 | $470K | Reduce -4.7% |
| AMGN Amgen Inc. | 0.11% | 1,390 | $448K | No change |
| HCA HCA Healthcare Inc. | 0.11% | 1,084 | $441K | No change |
| BABA Alibaba Group Holding-SP ADR | 0.11% | 4,131 | $438K | Reduce -0.5% |
| XLK SS Technology Select Sector | 0.11% | 1,930 | $436K | Reduce -13.9% |
| ILCV iShares Morningstar Value Et | 0.11% | 5,279 | $434K | No change |
| MO Altria Group Inc. | 0.11% | 8,340 | $426K | Reduce -1.9% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.11% | 8,535 | $415K | Reduce -3.8% |
| VYM Vanguard High DVD Yield ETF | 0.10% | 3,126 | $401K | Add +0.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.10% | 1,956 | $393K | Reduce -11.9% |
| VOTE TCW Transform 500 ETF | 0.10% | 5,844 | $392K | Reduce -6.5% |
| SYK Stryker Corp. | 0.10% | 1,041 | $376K | No change |
| ESGE iShares Inc. iShares ESG Awar | 0.10% | 10,290 | $375K | Add +2.7% |
| IUSG iShares Core S&P U.S. Growth | 0.09% | 2,754 | $363K | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.09% | 4,340 | $345K | Reduce -0.6% |
| ABBV Abbvie Inc. | 0.09% | 1,738 | $343K | Reduce -0.7% |
| HD Home Depot Inc. | 0.09% | 826 | $335K | No change |
| XOM Exxon Mobil Corp. | 0.08% | 2,784 | $326K | Add +0.8% |
| CMS CMS Energy Corp. | 0.07% | 4,102 | $290K | Add +9.1% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.07% | 2,244 | $267K | Reduce -1.5% |
| TXN Texas Instruments Inc. | 0.07% | 1,289 | $266K | Reduce -4.5% |
| ESGD iShares Trust iShares ESG Aw | 0.06% | 2,933 | $247K | Reduce -2.7% |
| AVY Avery Dennison Corp. | 0.06% | 1,045 | $231K | No change |
| JPST JPMorgan Ultra-Short Income | 0.06% | 4,546 | $231K | New |
| ESGU iShares ESG Aware MSCI USA | 0.06% | 1,732 | $219K | No change |
| SO The Southern Co. | 0.06% | 2,412 | $218K | Reduce -2.8% |
| CAT Caterpillar Inc. | 0.06% | 551 | $215K | No change |
| DUK Duke Energy Corp. | 0.05% | 1,839 | $212K | Reduce -1.5% |
| MAS Masco Corp. | 0.05% | 2,490 | $209K | No change |
| COST Costco Wholesale Corp. | 0.05% | 235 | $208K | No change |
| HBAN Huntington Bancshares Inc. | 0.05% | 13,744 | $202K | Reduce -8.0% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.05% | 2,086 | $201K | Reduce -2.5% |
| JAAA Janus Henderson Aaa Clo ETF | 0.05% | 3,870 | $197K | New |
| OUSA Alps Oshares US Quality Divi | 0.05% | 3,607 | $195K | No change |
| VCEB Vanguard ESG US Corp. Bond | 0.05% | 2,940 | $191K | New |
| IWN iShares Russell 2000 Value E | 0.05% | 1,111 | $185K | No change |
| TSLA Tesla Inc. | 0.05% | 703 | $184K | Add +5.2% |
| KO The Coca-Cola Co. | 0.05% | 2,550 | $183K | No change |
| RPM RPM International Inc. | 0.05% | 1,506 | $182K | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.05% | 894 | $181K | No change |
| SHE SS SPDR MSCI U Gend Div ETF | 0.05% | 1,592 | $181K | Add +21.5% |
| META Meta Platforms Inc. Class A | 0.04% | 301 | $172K | Reduce -8.8% |
| DOW Dow Inc. | 0.04% | 3,148 | $172K | No change |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.04% | 3,636 | $171K | No change |
Options reported separately and not counted above: NVIDIA CORPORATION calls ($1.2M), BOEING CO calls ($760K), UBER TECHNOLOGIES INC calls ($150K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $743 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 25 | $743 | No change |
Lines left out (2) · $2 — a value with no share or principal amount
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $390.0M.
Portfolio Sells Q2 2024 → Q3 2024
| IBTE iShares Ibonds Dec 2024 Term | Reduce -1.1% | 2.14% | −0.26 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.0% | 5.43% | −0.19 |
| NVDA Nvidia Corp. | Reduce -0.3% | 1.26% | −0.17 |
| SMG Scotts Miracle-Gro Co. | Reduce -99.3% | 0.00% | −0.09 |
| MSFT Microsoft Corp. | Reduce -1.2% | 0.45% | −0.08 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.3% | 0.68% | −0.06 |
| IWF iShares Russell 1000 Growth | Reduce -0.2% | 0.70% | −0.06 |
| GOOGL Alphabet Inc. Class A | Reduce -0.6% | 0.20% | −0.04 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.1% | 0.49% | −0.04 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.04 |
| ORCL Oracle Corp. | Reduce -26.6% | 0.13% | −0.03 |
| XLK SS Technology Select Sector | Reduce -13.9% | 0.11% | −0.03 |
| JPM JPMorgan Chase & Co. | Reduce -0.3% | 0.42% | −0.03 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.7% | 0.91% | −0.03 |
| MMM 3M Co. | Reduce -62.7% | 0.02% | −0.03 |
| ESML iShares ESG Aware MSCI USA S | Reduce -1.7% | 0.60% | −0.02 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -1.5% | 0.07% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.2% | 0.42% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Reduce -9.0% | 0.18% | −0.02 |
| AMZN Amazon.com Inc. | Reduce -1.4% | 0.12% | −0.02 |
| QUAL iShares MSCI USA Quality Fac | Reduce -0.4% | 0.29% | −0.02 |
| PEP Pepsico Inc. | Reduce -4.5% | 0.14% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -0.3% | 0.29% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -11.9% | 0.10% | −0.01 |
| ISTB iShares Core 1-5 Year Usd Bo | Reduce -3.8% | 0.11% | −0.01 |
| VOTE TCW Transform 500 ETF | Reduce -6.5% | 0.10% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -5.5% | 0.04% | −0.01 |
| UAL United Airlines Holdings Inc. | Reduce -86.3% | 0.00% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.2% | 0.20% | −0.01 |
| DIS The Walt Disney Co. | Reduce -2.5% | 0.05% | −0.01 |
| BA The Boeing Co. | Reduce -14.8% | 0.02% | −0.01 |
| FMB First Trust Managed Municipa | Reduce -8.7% | 0.04% | −0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -0.6% | 0.09% | −0.01 |
| VXF Vanguard Extended Market ETF | Reduce -0.2% | 0.22% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.6% | 0.18% | −0.01 |
| KRP Kimbell Royalty Partners LP | Sold out | 0.00% | −0.01 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -62.3% | 0.00% | −0.01 |
| GOOG Alphabet Inc. Class C | Reduce -6.7% | 0.02% | −0.01 |
| TXN Texas Instruments Inc. | Reduce -4.5% | 0.07% | −0.01 |
| CVX Chevron Corp. | Reduce -11.9% | 0.02% | −0.01 |
| JNJ Johnson & Johnson | Reduce -3.6% | 0.16% | −0.01 |
| STLA Stellantis NV | Reduce -99.5% | 0.00% | −0.01 |
| IWM iShares Russell 2000 ETF | Reduce -14.0% | 0.03% | −0.01 |
| CVS CVS Health Corp. | Reduce -48.0% | 0.01% | −0.01 |
| PFE Pfizer Inc. | Reduce -10.3% | 0.03% | −0.01 |
| PLTR Palantir Technologies Inc. Class A | Reduce -63.0% | 0.00% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -10.9% | 0.03% | −0.00 |
| V Visa Inc. Class A | Reduce -8.2% | 0.03% | −0.00 |
| ESGD iShares Trust iShares ESG Aw | Reduce -2.7% | 0.06% | −0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -17.7% | 0.02% | −0.00 |
Portfolio Buys Q2 2024 → Q3 2024
| DGRO iShares Core Dividend Growth | Add +1483.3% | 1.34% | +1.25 |
| HELO JPMorgan Hedged Equity ETF | Add +7814.7% | 1.20% | +1.18 |
| QQMG Invesco ESG Nasdaq 100 | New | 0.22% | +0.22 |
| BND Vanguard Total Bond Market | Add +8.5% | 9.95% | +0.17 |
| XMHQ Invesco S&P Midcap Qual ETF | Add +18.8% | 0.80% | +0.09 |
| AVDE Avantis International Equity | Add +7.1% | 2.54% | +0.09 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +24.2% | 0.78% | +0.08 |
| TMSL T.rowe PRC Small-Mid Cap ETF | Add +15.6% | 0.78% | +0.08 |
| BSV Vanguard Short-Term Bond ETF | Add +83.3% | 0.15% | +0.06 |
| JPST JPMorgan Ultra-Short Income | New | 0.06% | +0.06 |
| JAAA Janus Henderson Aaa Clo ETF | New | 0.05% | +0.05 |
| VCEB Vanguard ESG US Corp. Bond | New | 0.05% | +0.05 |
| IBM Intl Business Machines Corp. | Add +0.1% | 0.23% | +0.03 |
| QQQM Invesco Nasdaq 100 ETF | Add +12.6% | 0.90% | +0.03 |
| CMS CMS Energy Corp. | Add +9.1% | 0.07% | +0.01 |
| TSLA Tesla Inc. | Add +5.2% | 0.05% | +0.01 |
| SHE SS SPDR MSCI U Gend Div ETF | Add +21.5% | 0.05% | +0.01 |
| NKE Nike Inc. Class B | Add +20.0% | 0.02% | +0.00 |
| TLT iShares 20+ Year Treasury BD | New | 0.00% | +0.00 |
| IWY iShares Russell Top 200 Grow | New | 0.00% | +0.00 |
| IBIT iShares Bitcoin Trust ETF | New | 0.00% | +0.00 |
| VTEB Vanguard Tax-Exempt Bond ETF | New | 0.00% | +0.00 |
| IBLC iShares Blockchain & Tech | New | 0.00% | +0.00 |
| NEE Nextera Energy Inc. | Add +4.0% | 0.01% | +0.00 |
| SPTS SS SPDR P St Term TSY ETF | New | 0.00% | +0.00 |
| GNRC Generac Holdings Inc. | New | 0.00% | +0.00 |
| SCHF Schwab Intl Equity ETF | Add +20.7% | 0.00% | +0.00 |
| COF Capital One Financial Corp. | Add +14.8% | 0.00% | +0.00 |
| WCEO Hypatia Women Ceo ETF | Add +7.8% | 0.01% | +0.00 |
| HST Host Hotels & Resorts Inc. | New | 0.00% | +0.00 |
| LHX L3HARRIS Technologies Inc. | New | 0.00% | +0.00 |
| LH Labcorp Holdings Inc. | New | 0.00% | +0.00 |
| EIX Edison International | Add +0.8% | 0.00% | +0.00 |
| VLUE iShares MSCI USA Value Facto | New | 0.00% | +0.00 |
| ESGE iShares Inc. iShares ESG Awar | Add +2.7% | 0.10% | +0.00 |
| SDY SS SPDR S&P Dividend ETF | Add +0.6% | 0.03% | +0.00 |
| EZU iShares MSCI Eurozone ETF | New | 0.00% | +0.00 |
| SYM Symbotic Inc. | New | 0.00% | +0.00 |
| ARM Arm Holdings PLC-ADR | New | 0.00% | +0.00 |
| NET Cloudflare Inc. Class A | New | 0.00% | +0.00 |
| EXAI Exscientia Ltd. | New | 0.00% | +0.00 |
| IJR iShares Core S&P Small-Cap E | Add +1.8% | 0.02% | +0.00 |
| TXG 10X Genomics Inc. Class A | New | 0.00% | +0.00 |
| CRSP Crispr Therapeutics AG | New | 0.00% | +0.00 |
| CYBR Cyberark Software Ltd./Israel | New | 0.00% | +0.00 |
| ABT Abbott Laboratories | Add +1.4% | 0.01% | 0.00 |
| NOBL Proshares S&P 500 Dividend A | Add +0.9% | 0.01% | 0.00 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +0.7% | 0.00% | 0.00 |
| USHY iShares Broad Usd High Yield | Add +1.8% | 0.00% | −0.00 |
| IBTF iShares Ibonds Dec 2025 Term | Add +1.1% | 0.00% | −0.00 |
Options Activity Q2 2024 → Q3 2024
| NVIDIA CORPORATION | call | New | 10,000 | $1.2M |
| TESLA INC | call | Sold out | 1,000 | $198Kbefore exit |
| UBER TECHNOLOGIES INC | call | New | 2,000 | $150K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q2 2024 → Q3 2024
| LEN Lennar Corp. Class A | CL A | New | 0 | $1 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 471 | $309.4M | VOO, BND, FENI, VO, VTV |
| Q3 2025 | 384 | $290.0M | VOO, BND, FENI, VO, VTV |
| Q2 2025 | 1,181 | $419.0M | VOO, BND, VO, VTV, IEFA |
| Q1 2025 | 1,510 | $397.7M | VOO, BND, VO, VTV, IEFA |
| Q4 2024 | 513 | $398.7M | VOO, BND, VO, VTV, AVUV |
| Q3 2024 | 510 | $390.0M | VOO, BND, VO, VTV, IEFA |
| Q2 2024 | 644 | $350.8M | VOO, BND, VO, VTV, IEFA |
| Q1 2024 | 473 | $325.9M | VOO, VO, BND, VTV, IEFA |