Stephens Consulting, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 15, 2025), Stephens Consulting, LLC reported 384 stock positions worth $290.0 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 22.2% of the portfolio, followed by Vanguard Total Bond Market (BND, 10.3%) and Fidelity Enhanced Intl ETF (FENI, 9.0%). Compared with Q2 2025, it opened 41 new positions, sold out of 837, added to 38 and reduced 194. The biggest buy was Fidelity Enhanced Intl ETF (FENI, shares +430%) and the biggest sale an exit from Avantis International Equity (AVDE).
- Most Recent 13F
- Q4 2025
- Location
- FLINT, MI
- CIK
- 0001961632
- Portfolio Value
- $290.0M (Q3 2025)
- SEC Filing
- 0001961632-25-000006 ↗ filed Oct 15, 2025
Holdings Value
Holdings 384 stocks · $290.0M
| VOO Vanguard S&P 500 ETF | 22.15% | 104,899 | $64.2M | Reduce -31.2% |
| BND Vanguard Total Bond Market | 10.26% | 400,204 | $29.8M | Reduce -27.3% |
| FENI Fidelity Enhanced Intl ETF | 9.00% | 740,220 | $26.1M | Add +430.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 8.89% | 87,745 | $25.8M | Reduce -37.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 7.43% | 115,509 | $21.5M | Reduce -43.8% |
| JMUB JPMorgan Municipal ETF | 6.45% | 370,348 | $18.7M | Add +5.3% |
| AVUV Avantis US Small Cap Value | 5.03% | 146,522 | $14.6M | Reduce -27.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 3.13% | 18,067 | $9.1M | Reduce -1.2% |
| IBTG iShares Ibonds Dec 2026 Term | 3.10% | 391,408 | $9.0M | Reduce -3.7% |
| RJF Raymond James Financial Inc. | 2.98% | 50,012 | $8.6M | Add +111.7% |
| IEFA iShares Core MSCI Eafe ETF | 2.17% | 72,048 | $6.3M | Reduce -69.4% |
| NVDA Nvidia Corp. | 1.60% | 24,793 | $4.6M | Reduce -4.0% |
| VIG Vanguard Dividend Apprec ETF | 1.58% | 21,243 | $4.6M | Reduce -2.3% |
| AAPL Apple Inc. | 1.07% | 12,227 | $3.1M | Add +18.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.96% | 5,794 | $2.8M | Reduce -3.8% |
| IWF iShares Russell 1000 Growth | 0.93% | 5,781 | $2.7M | Reduce -19.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.93% | 10,616 | $2.7M | Reduce -28.6% |
| JPM JPMorgan Chase & Co. | 0.86% | 7,883 | $2.5M | Reduce -9.4% |
| EFA iShares MSCI Eafe ETF | 0.69% | 21,463 | $2.0M | No change |
| DTE DTE Energy Company | 0.42% | 8,686 | $1.2M | Reduce -2.3% |
| RSP Invesco S&P 500 Equal Weight | 0.42% | 6,413 | $1.2M | No change |
| MSFT Microsoft Corp. | 0.36% | 1,996 | $1.0M | Reduce -25.1% |
| HOOD Robinhood Markets Inc. Class A | 0.35% | 7,000 | $1.0M | Add +27900.0% |
| VXF Vanguard Extended Market ETF | 0.32% | 4,423 | $926K | Reduce -2.2% |
| VEA Vanguard Ftse Developed ETF | 0.31% | 15,079 | $904K | Reduce -46.0% |
| AMZN Amazon.com Inc. | 0.31% | 4,071 | $894K | Add +6.8% |
| MUB iShares National Muni Bond E | 0.27% | 7,398 | $788K | Reduce -71.8% |
| LIN Linde PLC | 0.23% | 1,413 | $671K | Reduce -1.6% |
| JNJ Johnson & Johnson | 0.22% | 3,401 | $631K | Reduce -18.5% |
| TSLA Tesla Inc. | 0.20% | 1,314 | $584K | Reduce -45.5% |
| WMT Walmart Inc. | 0.20% | 5,643 | $582K | Reduce -1.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.20% | 1,865 | $574K | Reduce -2.5% |
| MO Altria Group Inc. | 0.19% | 8,412 | $556K | Reduce -0.2% |
| GLD SPDR Gold Shares | 0.19% | 1,539 | $547K | Reduce -14.9% |
| HCA HCA Healthcare Inc. | 0.16% | 1,084 | $462K | Reduce -0.4% |
| IUSG iShares Core S&P U.S. Growth | 0.16% | 2,754 | $453K | No change |
| SNOW Snowflake Inc. | 0.16% | 2,000 | $451K | Reduce -0.7% |
| BA The Boeing Co. | 0.15% | 2,000 | $432K | Add +8233.3% |
| PEP Pepsico Inc. | 0.15% | 3,022 | $424K | Reduce -2.5% |
| PG The Procter & Gamble Co. | 0.14% | 2,678 | $411K | Reduce -3.9% |
| VYM Vanguard High DVD Yield ETF | 0.14% | 2,869 | $404K | Reduce -4.4% |
| SYK Stryker Corp. | 0.13% | 1,041 | $385K | Reduce -1.1% |
| AMGN Amgen Inc. | 0.13% | 1,360 | $384K | Reduce -3.5% |
| ABBV Abbvie Inc. | 0.12% | 1,460 | $338K | Reduce -17.9% |
| HD Home Depot Inc. | 0.11% | 816 | $331K | Reduce -16.3% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.11% | 4,050 | $324K | Reduce -12.9% |
| GILD Gilead Sciences Inc. | 0.11% | 2,881 | $320K | Reduce -5.8% |
| XOM Exxon Mobil Corp. | 0.11% | 2,763 | $312K | Reduce -5.5% |
| CMS CMS Energy Corp. | 0.10% | 4,125 | $302K | Reduce -2.2% |
| SMG Scotts Miracle-Gro Co. | 0.10% | 5,242 | $299K | No change |
| DELL Dell Technologies -C | 0.10% | 2,030 | $288K | Reduce -0.7% |
| COST Costco Wholesale Corp. | 0.09% | 296 | $274K | Reduce -2.0% |
| CRWV Coreweave Inc. Class A | 0.09% | 2,000 | $274K | Add +31.4% |
| CRCL Circle Internet Group Inc. | 0.09% | 2,000 | $265K | New |
| HBAN Huntington Bancshares Inc. | 0.08% | 13,256 | $229K | Reduce -0.1% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.08% | 1,091 | $228K | Reduce -60.2% |
| CAT Caterpillar Inc. | 0.08% | 475 | $227K | Reduce -3.3% |
| DTM DT Midstream Inc. | 0.08% | 1,960 | $222K | Reduce -5.0% |
| DUK Duke Energy Corp. | 0.08% | 1,787 | $221K | Reduce -1.5% |
| IVV iShares Core S&P 500 ETF | 0.07% | 310 | $207K | Reduce -80.7% |
| SO The Southern Co. | 0.07% | 2,147 | $203K | Reduce -20.4% |
| OUSA Alps Oshares US Quality Divi | 0.06% | 3,294 | $186K | Reduce -8.7% |
| PRK Park National Corp. | 0.06% | 1,143 | $186K | No change |
| AXP American Express Co. | 0.06% | 558 | $185K | Add +7.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.06% | 1,597 | $183K | Reduce -9.4% |
| NOC Northrop Grumman Corp. | 0.06% | 300 | $183K | Reduce -9.9% |
| RPM RPM International Inc. | 0.06% | 1,506 | $178K | Reduce -0.3% |
| CSCO Cisco Systems Inc. | 0.06% | 2,586 | $177K | Reduce -20.7% |
| PM Philip Morris International | 0.06% | 1,075 | $174K | Reduce -3.5% |
| ESTC Elastic NV | 0.06% | 2,000 | $169K | No change |
| F Ford Motor Co. filed as FORD MTR CO | 0.06% | 14,068 | $168K | Reduce -9.0% |
| ESGD iShares Trust iShares ESG Aw | 0.05% | 1,697 | $158K | Add +8.8% |
| AVY Avery Dennison Corp. | 0.05% | 944 | $153K | Reduce -9.8% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.05% | 1,790 | $152K | Reduce -13.9% |
| RYAAY Ryanair Holdings PLC-SP ADR | 0.05% | 2,500 | $151K | No change |
| JCI Johnson Controls Internation | 0.05% | 1,337 | $147K | Reduce -1.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.05% | 200 | $133K | Reduce -27.0% |
| DE Deere & Co. | 0.05% | 290 | $133K | Reduce -2.4% |
| PDD PDD Holdings Inc. | 0.05% | 1,000 | $132K | No change |
| XLK SS Technology Select Sector | 0.05% | 467 | $132K | Reduce -70.5% |
| ADI Analog Devices Inc. | 0.05% | 532 | $131K | Reduce -4.0% |
| USMV iShares MSCI USA Min Vol Fac | 0.04% | 1,348 | $128K | No change |
| SCHZ Schwab US Aggregate Bond ETF | 0.04% | 5,452 | $128K | Add +75.5% |
| KBH KB Home | 0.04% | 2,000 | $127K | Add +199900.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.04% | 451 | $127K | Reduce -87.7% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.04% | 2,820 | $124K | Reduce -9.0% |
| INGR Ingredion Inc. | 0.04% | 1,000 | $122K | No change |
| SCHX Schwab US Large-Cap ETF | 0.04% | 4,587 | $121K | Reduce -5.7% |
| AGG iShares Core U.S. Aggregate | 0.04% | 1,177 | $118K | Reduce -88.8% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.04% | 2,050 | $114K | Reduce -6.6% |
| OKLO Oklo Inc. | 0.04% | 1,000 | $112K | Reduce -80.0% |
| XHB SS SPDR S&P Homebldrs ETF | 0.04% | 1,000 | $111K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.04% | 182 | $109K | Reduce -96.5% |
| IUSV iShares Core S&P U.S. Value | 0.04% | 1,082 | $108K | No change |
| MCD McDonald's Corp. | 0.04% | 351 | $107K | Reduce -29.7% |
| DVN Devon Energy Corp. | 0.04% | 3,000 | $105K | Reduce -0.2% |
| AEP American Electric Power | 0.03% | 891 | $100K | Reduce -1.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.03% | 305 | $100K | Reduce -47.4% |
| IJR iShares Core S&P Small-Cap E | 0.03% | 832 | $99K | Reduce -23.8% |
| COF Capital One Financial Corp. | 0.03% | 457 | $97K | Reduce -3.4% |
Options reported separately and not counted above: RAYMOND JAMES FINL INC puts ($1.7M), BOEING CO calls ($432K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $638 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 25 | $638 | No change |
Lines left out (1) · $1 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| BLD Topbuild Corp. | COM | 0 | $1 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $290.0M.
Portfolio Sells Q2 2025 → Q3 2025
| AVDE Avantis International Equity | Sold out | 0.00% | −3.39 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -69.4% | 2.17% | −2.52 |
| FRDM Freedom 100 Emeging MRKT ETF | Sold out | 0.00% | −1.81 |
| DGRO iShares Core Dividend Growth | Sold out | 0.00% | −1.44 |
| ESGV Vanguard ESG US Stock ETF | Sold out | 0.00% | −1.26 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -43.8% | 7.43% | −1.24 |
| BOXX Alpha Architect 1-3 MNTH Box | Sold out | 0.00% | −1.09 |
| QQQM Invesco Nasdaq 100 ETF | Sold out | 0.00% | −1.01 |
| TMSL T.rowe PRC Small-Mid Cap ETF | Sold out | 0.00% | −0.86 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Sold out | 0.00% | −0.77 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -96.5% | 0.04% | −0.64 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -37.6% | 8.89% | −0.50 |
| ESML iShares ESG Aware MSCI USA S | Reduce -95.5% | 0.03% | −0.42 |
| VCEB Vanguard ESG US Corp. Bond | Sold out | 0.00% | −0.41 |
| QQMG Invesco ESG Nasdaq 100 | Sold out | 0.00% | −0.41 |
| MUB iShares National Muni Bond E | Reduce -71.8% | 0.27% | −0.38 |
| BIV Vanguard Intermediate-Term B | Sold out | 0.00% | −0.34 |
| BSV Vanguard Short-Term Bond ETF | Reduce -97.3% | 0.01% | −0.31 |
| XMHQ Invesco S&P Midcap Qual ETF | Sold out | 0.00% | −0.27 |
| QUAL iShares MSCI USA Quality Fac | Sold out | 0.00% | −0.26 |
| IBM Intl Business Machines Corp. | Reduce -87.7% | 0.04% | −0.21 |
| AGG iShares Core U.S. Aggregate | Reduce -88.8% | 0.04% | −0.21 |
| GOOGL Alphabet Inc. Class A | Reduce -99.5% | 0.00% | −0.19 |
| BF.B Brown-Forman Corp. Class B | Reduce -98.1% | 0.00% | −0.17 |
| IVV iShares Core S&P 500 ETF | Reduce -80.7% | 0.07% | −0.17 |
| IJH iShares Core S&P Midcap ETF | Reduce -96.8% | 0.01% | −0.16 |
| BF.A Brown-Forman Corp. Class A | Sold out | 0.00% | −0.15 |
| ORCL Oracle Corp. | Reduce -92.7% | 0.02% | −0.14 |
| AVSC Avantis US Small Cap Equity | Sold out | 0.00% | −0.13 |
| CRWD CrowdStrike Holdings Inc. Class A | Sold out | 0.00% | −0.12 |
| RSG Republic Services Inc. | Sold out | 0.00% | −0.11 |
| ILCV iShares Morningstar Value Et | Sold out | 0.00% | −0.11 |
| VOTE TCW Transform 500 ETF | Sold out | 0.00% | −0.10 |
| ISTB iShares Core 1-5 Year Usd Bo | Sold out | 0.00% | −0.08 |
| VEA Vanguard Ftse Developed ETF | Reduce -46.0% | 0.31% | −0.07 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.07 |
| ESGU iShares ESG Aware MSCI USA | Sold out | 0.00% | −0.06 |
| COIN Coinbase Global Inc. Class A | Reduce -86.7% | 0.01% | −0.05 |
| MTUM iShares MSCI USA Momentum Fa | Sold out | 0.00% | −0.05 |
| XLK SS Technology Select Sector | Reduce -70.5% | 0.05% | −0.05 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -60.2% | 0.08% | −0.05 |
| SHE SS SPDR MSCI U Gend Div ETF | Sold out | 0.00% | −0.05 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Sold out | 0.00% | −0.04 |
| IWN iShares Russell 2000 Value E | Sold out | 0.00% | −0.04 |
| IWB iShares Russell 1000 ETF | Sold out | 0.00% | −0.04 |
| EAGG iShares ESG Aware US Aggrega | Sold out | 0.00% | −0.03 |
| FMB First Trust Managed Municipa | Sold out | 0.00% | −0.03 |
| IEMG iShares Core MSCI Emerging | Reduce -93.1% | 0.00% | −0.03 |
| OKLO Oklo Inc. | Reduce -80.0% | 0.04% | −0.03 |
| IMTM iShares MSCI Intl Momentum F | Sold out | 0.00% | −0.03 |
Portfolio Buys Q2 2025 → Q3 2025
| FENI Fidelity Enhanced Intl ETF | Add +430.1% | 9.00% | +7.90 |
| JMUB JPMorgan Municipal ETF | Add +5.3% | 6.45% | +2.28 |
| RJF Raymond James Financial Inc. | Add +111.7% | 2.98% | +2.11 |
| AAPL Apple Inc. | Add +18.0% | 1.07% | +0.57 |
| HOOD Robinhood Markets Inc. Class A | Add +27900.0% | 0.35% | +0.34 |
| BA The Boeing Co. | Add +8233.3% | 0.15% | +0.15 |
| AMZN Amazon.com Inc. | Add +6.8% | 0.31% | +0.11 |
| CRCL Circle Internet Group Inc. | New | 0.09% | +0.09 |
| KBH KB Home | Add +199900.0% | 0.04% | +0.04 |
| XHB SS SPDR S&P Homebldrs ETF | New | 0.04% | +0.04 |
| CRWV Coreweave Inc. Class A | Add +31.4% | 0.09% | +0.04 |
| SCHZ Schwab US Aggregate Bond ETF | Add +75.5% | 0.04% | +0.03 |
| COLB Columbia Banking System Inc. | New | 0.03% | +0.03 |
| AXP American Express Co. | Add +7.7% | 0.06% | +0.02 |
| ESGD iShares Trust iShares ESG Aw | Add +8.8% | 0.05% | +0.02 |
| IBIT iShares Bitcoin Trust ETF | Add +0.1% | 0.02% | +0.01 |
| PEBO Peoples Bancorp Inc. | Add +1.9% | 0.03% | +0.01 |
| VGSH Vanguard Short-Term Treasury | Add +146.1% | 0.01% | +0.01 |
| GSLC Goldman Activebeta US LC ETF | New | 0.01% | +0.01 |
| AM Antero Midstream Corp. | Add +1.2% | 0.02% | +0.01 |
| BGH Barings GLBL SHRT Dur Hi YLD | New | 0.01% | +0.01 |
| QXO Qxo Inc. | New | 0.01% | +0.01 |
| FEX First Trust Large Cap Core A | Add +0.2% | 0.02% | +0.01 |
| AL Sumisho Air Lease Corp. | New | 0.01% | +0.01 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | Add +1.1% | 0.01% | +0.00 |
| EPD Enterprise Products Partners | Add +5.6% | 0.01% | +0.00 |
| IBDQ iShares Ibonds Dec 2025 Term | Add +1.0% | 0.01% | +0.00 |
| IBDR iShares Ibonds Dec 2026 Term | Add +1.1% | 0.01% | +0.00 |
| SDY SS SPDR S&P Dividend ETF | New | 0.00% | +0.00 |
| AMRC Ameresco Inc. Class A | New | 0.00% | +0.00 |
| WGS Genedx Holdings Corp. | New | 0.00% | +0.00 |
| MCHP Microchip Technology Inc. | Add +2.1% | 0.01% | +0.00 |
| NOBL Proshares S&P 500 Dividend A | Add +0.9% | 0.01% | +0.00 |
| SWKS Skyworks Solutions Inc. | Add +1011.1% | 0.00% | +0.00 |
| TSEM Tower Semiconductor Ltd. | New | 0.00% | +0.00 |
| ETSY Etsy Inc. | New | 0.00% | +0.00 |
| EXAS Exact Sciences Corp. | Add +2360.0% | 0.00% | +0.00 |
| MP MP Materials Corp. | New | 0.00% | +0.00 |
| DEFT Defi Technologies Inc. | New | 0.00% | +0.00 |
| LRGF iShares US Equity Factor ETF | New | 0.00% | +0.00 |
| GSIE Goldman Sachs Activebeta Int | New | 0.00% | +0.00 |
| ARKK ARK Innovation ETF | Add +115.0% | 0.00% | +0.00 |
| GNRC Generac Holdings Inc. | Add +3100.0% | 0.00% | +0.00 |
| CDNA Caredx Inc. | New | 0.00% | +0.00 |
| BL Blackline Inc. | New | 0.00% | +0.00 |
| EQIX Equinix Inc. | Add +250.0% | 0.00% | +0.00 |
| FRSH Freshworks Inc. Class A | New | 0.00% | +0.00 |
| BRR Columbus Circle Capital Co. Class A | New | 0.00% | +0.00 |
| CARG Cargurus Inc. | New | 0.00% | +0.00 |
| ASPN Aspen Aerogels Inc. | New | 0.00% | +0.00 |
Options Activity Q2 2025 → Q3 2025
| BP PLC | call | Sold out | 20,000 | $599Kbefore exit |
| BOEING CO | call | Reduce -33.3% | 2,000 | $432K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q2 2025 → Q3 2025
| BLD Topbuild Corp. | COM | Reduce -100.0% | 0 | $1 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 471 | $309.4M | VOO, BND, FENI, VO, VTV |
| Q3 2025 | 384 | $290.0M | VOO, BND, FENI, VO, VTV |
| Q2 2025 | 1,181 | $419.0M | VOO, BND, VO, VTV, IEFA |
| Q1 2025 | 1,510 | $397.7M | VOO, BND, VO, VTV, IEFA |
| Q4 2024 | 513 | $398.7M | VOO, BND, VO, VTV, AVUV |
| Q3 2024 | 510 | $390.0M | VOO, BND, VO, VTV, IEFA |
| Q2 2024 | 644 | $350.8M | VOO, BND, VO, VTV, IEFA |
| Q1 2024 | 473 | $325.9M | VOO, VO, BND, VTV, IEFA |