Stephens Consulting, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 17, 2025), Stephens Consulting, LLC reported 1,510 stock positions worth $397.7 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 19.7% of the portfolio, followed by Vanguard Total Bond Market (BND, 10.5%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 9.1%). Compared with Q4 2024, it opened 1,042 new positions, sold out of 45, added to 104 and reduced 113. The biggest buy was Freedom 100 Emeging MRKT ETF (FRDM, shares +50%) and the biggest sale JPMorgan Hedged Equity ETF (HELO, shares −95%).
- Most Recent 13F
- Q4 2025
- Location
- FLINT, MI
- CIK
- 0001961632
- Portfolio Value
- $397.7M (Q1 2025)
- SEC Filing
- 0001961632-25-000001 ↗ filed Apr 17, 2025
Holdings Value
Holdings 1,510 stocks · $397.7M
| VOO Vanguard S&P 500 ETF | 19.69% | 152,385 | $78.3M | Add +1.8% |
| BND Vanguard Total Bond Market | 10.46% | 566,414 | $41.6M | Add +1.6% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 9.08% | 139,604 | $36.1M | Add +2.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 8.86% | 203,890 | $35.2M | Add +2.5% |
| IEFA iShares Core MSCI Eafe ETF | 5.49% | 288,562 | $21.8M | Add +1.8% |
| AVUV Avantis US Small Cap Value | 4.77% | 217,710 | $19.0M | Add +4.7% |
| JMUB JPMorgan Municipal ETF | 3.96% | 315,077 | $15.8M | Add +0.8% |
| AVDE Avantis International Equity | 2.87% | 172,043 | $11.4M | Add +2.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.48% | 18,542 | $9.9M | Add +1.9% |
| IBTG iShares Ibonds Dec 2026 Term | 2.32% | 402,161 | $9.2M | Add +0.9% |
| MUB iShares National Muni Bond E | 1.96% | 73,790 | $7.8M | Reduce -2.5% |
| RJF Raymond James Financial Inc. | 1.66% | 47,482 | $6.6M | Add +16.9% |
| DGRO iShares Core Dividend Growth | 1.58% | 101,631 | $6.3M | Add +2.8% |
| FRDM Freedom 100 Emeging MRKT ETF | 1.45% | 164,267 | $5.8M | Add +50.5% |
| ESGV Vanguard ESG US Stock ETF | 1.21% | 49,282 | $4.8M | Add +4.8% |
| XMHQ Invesco S&P Midcap Qual ETF | 0.88% | 38,420 | $3.5M | Add +11.3% |
| TMSL T.rowe PRC Small-Mid Cap ETF | 0.88% | 114,639 | $3.5M | Add +8.8% |
| QQQM Invesco Nasdaq 100 ETF | 0.87% | 17,851 | $3.4M | Reduce -4.5% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.83% | 36,027 | $3.3M | Add +4.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.83% | 14,858 | $3.3M | Add +0.0% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.75% | 26,622 | $3.0M | Reduce -6.0% |
| NVDA Nvidia Corp. | 0.69% | 25,178 | $2.7M | Reduce -2.7% |
| AAPL Apple Inc. | 0.68% | 12,211 | $2.7M | Add +4.2% |
| IWF iShares Russell 1000 Growth | 0.65% | 7,180 | $2.6M | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.62% | 5,241 | $2.5M | Reduce -3.2% |
| ESML iShares ESG Aware MSCI USA S | 0.59% | 60,852 | $2.3M | Add +4.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.56% | 6,041 | $2.2M | Add +22.1% |
| JPM JPMorgan Chase & Co. | 0.48% | 7,795 | $1.9M | Add +0.4% |
| EFA iShares MSCI Eafe ETF | 0.44% | 21,460 | $1.8M | No change |
| BIV Vanguard Intermediate-Term B | 0.36% | 18,843 | $1.4M | Reduce -0.7% |
| VEA Vanguard Ftse Developed ETF | 0.36% | 27,879 | $1.4M | Reduce -11.4% |
| VCEB Vanguard ESG US Corp. Bond | 0.35% | 21,812 | $1.4M | Add +66.3% |
| DTE DTE Energy Company | 0.31% | 9,036 | $1.2M | Add +135.2% |
| QQMG Invesco ESG Nasdaq 100 | 0.31% | 38,778 | $1.2M | Add +10.6% |
| AGG iShares Core U.S. Aggregate | 0.30% | 12,020 | $1.2M | Add +1.6% |
| RSP Invesco S&P 500 Equal Weight | 0.28% | 6,413 | $1.1M | No change |
| QUAL iShares MSCI USA Quality Fac | 0.26% | 6,042 | $1.0M | Reduce -3.9% |
| MSFT Microsoft Corp. | 0.26% | 2,742 | $1.0M | Reduce -35.2% |
| BSV Vanguard Short-Term Bond ETF | 0.25% | 12,862 | $1.0M | Add +45.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.24% | 3,879 | $965K | Add +1.4% |
| IVV iShares Core S&P 500 ETF | 0.24% | 1,702 | $956K | Reduce -0.9% |
| BF.B Brown-Forman Corp. Class B | 0.24% | 27,995 | $950K | No change |
| BF.A Brown-Forman Corp. Class A | 0.20% | 23,494 | $786K | No change |
| JNJ Johnson & Johnson | 0.20% | 4,714 | $782K | Add +13.8% |
| VXF Vanguard Extended Market ETF | 0.20% | 4,523 | $779K | No change |
| AMZN Amazon.com Inc. | 0.17% | 3,515 | $669K | Add +37.0% |
| LIN Linde PLC | 0.17% | 1,420 | $661K | Add +0.5% |
| GOOGL Alphabet Inc. Class A | 0.16% | 4,231 | $654K | Reduce -7.7% |
| VIG Vanguard Dividend Apprec ETF | 0.16% | 3,368 | $653K | Reduce -1.5% |
| IJH iShares Core S&P Midcap ETF | 0.16% | 11,067 | $646K | Reduce -9.7% |
| RSG Republic Services Inc. | 0.14% | 2,359 | $571K | No change |
| BA The Boeing Co. | 0.13% | 3,106 | $530K | Reduce -8.6% |
| GLD SPDR Gold Shares | 0.13% | 1,808 | $521K | Reduce -10.5% |
| MO Altria Group Inc. | 0.13% | 8,378 | $503K | Add +0.2% |
| ORCL Oracle Corp. | 0.13% | 3,583 | $501K | Add +3.7% |
| WMT Walmart Inc. | 0.12% | 5,658 | $497K | Add +0.3% |
| PG The Procter & Gamble Co. | 0.12% | 2,749 | $468K | Reduce -3.2% |
| PEP Pepsico Inc. | 0.11% | 3,022 | $453K | Reduce -5.2% |
| ESGE iShares Inc. iShares ESG Awar | 0.11% | 12,928 | $452K | Add +4.1% |
| AMGN Amgen Inc. | 0.11% | 1,397 | $435K | Add +0.5% |
| ILCV iShares Morningstar Value Et | 0.11% | 5,279 | $430K | No change |
| ISTB iShares Core 1-5 Year Usd Bo | 0.10% | 8,317 | $402K | Reduce -2.7% |
| VYM Vanguard High DVD Yield ETF | 0.10% | 3,043 | $392K | Reduce -0.5% |
| SYK Stryker Corp. | 0.10% | 1,041 | $388K | No change |
| ABBV Abbvie Inc. | 0.10% | 1,823 | $382K | Reduce -25.9% |
| HCA HCA Healthcare Inc. | 0.09% | 1,084 | $375K | No change |
| VOTE TCW Transform 500 ETF | 0.09% | 5,707 | $373K | Reduce -0.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.09% | 1,941 | $362K | Reduce -0.1% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.09% | 1,000 | $353K | No change |
| IUSG iShares Core S&P U.S. Growth | 0.09% | 2,754 | $350K | No change |
| HD Home Depot Inc. | 0.09% | 938 | $344K | Add +13.6% |
| TSLA Tesla Inc. | 0.09% | 1,326 | $344K | Reduce -16.8% |
| XOM Exxon Mobil Corp. | 0.08% | 2,828 | $336K | Reduce -2.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.08% | 4,235 | $334K | Reduce -15.3% |
| XLK SS Technology Select Sector | 0.08% | 1,581 | $327K | Reduce -18.1% |
| CMS CMS Energy Corp. | 0.08% | 4,226 | $317K | Reduce -2.3% |
| SO The Southern Co. | 0.08% | 3,377 | $311K | Add +15.4% |
| SNOW Snowflake Inc. | 0.07% | 2,012 | $294K | Reduce -0.7% |
| COST Costco Wholesale Corp. | 0.07% | 295 | $279K | Add +25.5% |
| AVSC Avantis US Small Cap Equity | 0.07% | 5,746 | $278K | New |
| HELO JPMorgan Hedged Equity ETF | 0.07% | 4,386 | $262K | Reduce -94.9% |
| TXN Texas Instruments Inc. | 0.06% | 1,336 | $240K | Reduce -0.2% |
| SHE SS SPDR MSCI U Gend Div ETF | 0.06% | 2,042 | $233K | No change |
| DUK Duke Energy Corp. | 0.05% | 1,787 | $218K | Reduce -2.8% |
| ESGU iShares ESG Aware MSCI USA | 0.05% | 1,732 | $211K | No change |
| CAT Caterpillar Inc. | 0.05% | 625 | $206K | Add +38.9% |
| DTM DT Midstream Inc. | 0.05% | 2,059 | $199K | No change |
| HBAN Huntington Bancshares Inc. | 0.05% | 13,187 | $198K | Add +0.3% |
| CSCO Cisco Systems Inc. | 0.05% | 3,135 | $193K | Add +4.1% |
| OUSA Alps Oshares US Quality Divi | 0.05% | 3,607 | $192K | No change |
| AVY Avery Dennison Corp. | 0.05% | 1,045 | $186K | No change |
| DELL Dell Technologies -C | 0.05% | 2,030 | $185K | No change |
| KO The Coca-Cola Co. | 0.05% | 2,567 | $184K | Reduce -10.2% |
| MTUM iShares MSCI USA Momentum Fa | 0.05% | 894 | $181K | No change |
| ESTC Elastic NV | 0.04% | 2,000 | $178K | No change |
| RPM RPM International Inc. | 0.04% | 1,506 | $174K | No change |
| MAS Masco Corp. | 0.04% | 2,490 | $173K | No change |
| PM Philip Morris International | 0.04% | 1,073 | $170K | Add +0.2% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.04% | 1,721 | $170K | Reduce -17.5% |
| IWN iShares Russell 2000 Value E | 0.04% | 1,111 | $168K | No change |
Options reported separately and not counted above: RAYMOND JAMES FINL INC puts ($945K), TESLA INC calls ($259K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $692 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 25 | $692 | No change |
Lines left out (1) · $1 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| BLD Topbuild Corp. | COM | 0 | $1 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $397.7M.
Portfolio Sells Q4 2024 → Q1 2025
| HELO JPMorgan Hedged Equity ETF | Reduce -94.9% | 0.07% | −1.26 |
| MSFT Microsoft Corp. | Reduce -35.2% | 0.26% | −0.19 |
| NVDA Nvidia Corp. | Reduce -2.7% | 0.69% | −0.19 |
| IMTM iShares MSCI Intl Momentum F | Reduce -85.2% | 0.03% | −0.13 |
| QQQM Invesco Nasdaq 100 ETF | Reduce -4.5% | 0.87% | −0.12 |
| TFI SS SPDR N Ice Muni Bond ETF | Sold out | 0.00% | −0.11 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -3.2% | 0.62% | −0.08 |
| TSLA Tesla Inc. | Reduce -16.8% | 0.09% | −0.07 |
| SCHD Schwab US DVD Equity ETF | Reduce -74.3% | 0.02% | −0.07 |
| MUB iShares National Muni Bond E | Reduce -2.5% | 1.96% | −0.07 |
| GOOGL Alphabet Inc. Class A | Reduce -7.7% | 0.16% | −0.05 |
| BOXX Alpha Architect 1-3 MNTH Box | Reduce -6.0% | 0.75% | −0.04 |
| XLK SS Technology Select Sector | Reduce -18.1% | 0.08% | −0.03 |
| MMM 3M Co. | Reduce -66.9% | 0.02% | −0.03 |
| IJH iShares Core S&P Midcap ETF | Reduce -9.7% | 0.16% | −0.03 |
| ESGD iShares Trust iShares ESG Aw | Reduce -49.8% | 0.03% | −0.03 |
| BABA Alibaba Group Holding-SP ADR | Reduce -97.5% | 0.00% | −0.02 |
| PFE Pfizer Inc. | Reduce -57.9% | 0.02% | −0.02 |
| META Meta Platforms Inc. Class A | Reduce -45.4% | 0.03% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -11.4% | 0.36% | −0.02 |
| QUAL iShares MSCI USA Quality Fac | Reduce -3.9% | 0.26% | −0.02 |
| V Visa Inc. Class A | Reduce -66.9% | 0.01% | −0.02 |
| BA The Boeing Co. | Reduce -8.6% | 0.13% | −0.02 |
| NFLX Netflix Inc. | Reduce -88.0% | 0.00% | −0.02 |
| ABT Abbott Laboratories | Reduce -64.4% | 0.01% | −0.02 |
| DIS The Walt Disney Co. | Reduce -17.5% | 0.04% | −0.02 |
| ABBV Abbvie Inc. | Reduce -25.9% | 0.10% | −0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -15.3% | 0.08% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -0.9% | 0.24% | −0.01 |
| GOOG Alphabet Inc. Class C | Reduce -38.0% | 0.01% | −0.01 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -6.9% | 0.04% | −0.01 |
| CRM Salesforce Inc. | Reduce -91.3% | 0.00% | −0.01 |
| AVGO Broadcom Inc. | Reduce -32.1% | 0.01% | −0.01 |
| ADSK Autodesk Inc. | Sold out | 0.00% | −0.01 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -34.2% | 0.02% | −0.01 |
| NKE Nike Inc. Class B | Reduce -44.6% | 0.01% | −0.01 |
| PEP Pepsico Inc. | Reduce -5.2% | 0.11% | −0.01 |
| SHOP Shopify Inc. Class A | Sold out | 0.00% | −0.01 |
| MNST Monster Beverage Corp. | Sold out | 0.00% | −0.01 |
| AVEM Avantis Emerging Markets Eq | Sold out | 0.00% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -0.1% | 0.09% | −0.01 |
| VRTX Vertex Pharmaceuticals Inc. | Sold out | 0.00% | −0.01 |
| JEF Jefferies Financial Group Inc. | Reduce -64.0% | 0.00% | −0.01 |
| MCHP Microchip Technology Inc. | Reduce -39.1% | 0.01% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -5.6% | 0.03% | −0.01 |
| ET Energy Transfer LP | Sold out | 0.00% | −0.00 |
| VOTE TCW Transform 500 ETF | Reduce -0.3% | 0.09% | −0.00 |
| OKLO Oklo Inc. | Reduce -16.7% | 0.03% | −0.00 |
| SNOW Snowflake Inc. | Reduce -0.7% | 0.07% | −0.00 |
| GS Goldman Sachs Group Inc. | Reduce -68.9% | 0.00% | −0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| FRDM Freedom 100 Emeging MRKT ETF | Add +50.5% | 1.45% | +0.55 |
| IEFA iShares Core MSCI Eafe ETF | Add +1.8% | 5.49% | +0.49 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.9% | 2.48% | +0.41 |
| BND Vanguard Total Bond Market | Add +1.6% | 10.46% | +0.41 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +2.5% | 8.86% | +0.41 |
| AVDE Avantis International Equity | Add +2.5% | 2.87% | +0.28 |
| DTE DTE Energy Company | Add +135.2% | 0.31% | +0.20 |
| VCEB Vanguard ESG US Corp. Bond | Add +66.3% | 0.35% | +0.14 |
| BSV Vanguard Short-Term Bond ETF | Add +45.6% | 0.25% | +0.08 |
| RJF Raymond James Financial Inc. | Add +16.9% | 1.66% | +0.08 |
| AVSC Avantis US Small Cap Equity | New | 0.07% | +0.07 |
| DGRO iShares Core Dividend Growth | Add +2.8% | 1.58% | +0.06 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +22.1% | 0.56% | +0.05 |
| JNJ Johnson & Johnson | Add +13.8% | 0.20% | +0.05 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +2.3% | 9.08% | +0.04 |
| IBTG iShares Ibonds Dec 2026 Term | Add +0.9% | 2.32% | +0.04 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +4.0% | 0.83% | +0.04 |
| GILD Gilead Sciences Inc. | Add +320.9% | 0.04% | +0.03 |
| IBM Intl Business Machines Corp. | Add +1.4% | 0.24% | +0.03 |
| XMHQ Invesco S&P Midcap Qual ETF | Add +11.3% | 0.88% | +0.03 |
| FENI Fidelity Enhanced Intl ETF | New | 0.03% | +0.03 |
| JMUB JPMorgan Municipal ETF | Add +0.8% | 3.96% | +0.03 |
| DVN Devon Energy Corp. | New | 0.03% | +0.03 |
| AMZN Amazon.com Inc. | Add +37.0% | 0.17% | +0.03 |
| TMSL T.rowe PRC Small-Mid Cap ETF | Add +8.8% | 0.88% | +0.03 |
| HON Honeywell International Inc. | Add +124.9% | 0.04% | +0.02 |
| AMGN Amgen Inc. | Add +0.5% | 0.11% | +0.02 |
| LIN Linde PLC | Add +0.5% | 0.17% | +0.02 |
| SO The Southern Co. | Add +15.4% | 0.08% | +0.02 |
| MO Altria Group Inc. | Add +0.2% | 0.13% | +0.02 |
| COST Costco Wholesale Corp. | Add +25.5% | 0.07% | +0.02 |
| JPM JPMorgan Chase & Co. | Add +0.4% | 0.48% | +0.01 |
| AXP American Express Co. | Add +82.8% | 0.03% | +0.01 |
| AGG iShares Core U.S. Aggregate | Add +1.6% | 0.30% | +0.01 |
| EMR Emerson Electric Co. | Add +212.4% | 0.02% | +0.01 |
| CAT Caterpillar Inc. | Add +38.9% | 0.05% | +0.01 |
| PM Philip Morris International | Add +0.2% | 0.04% | +0.01 |
| ESGE iShares Inc. iShares ESG Awar | Add +4.1% | 0.11% | +0.01 |
| WEC WEC Energy Group Inc. | Add +138.6% | 0.01% | +0.01 |
| AZN Astrazeneca PLC-Spons ADR | Add +61.3% | 0.02% | +0.01 |
| HD Home Depot Inc. | Add +13.6% | 0.09% | +0.01 |
| RTX RTX Corp. | Add +26.3% | 0.02% | +0.01 |
| VZ Verizon Communications Inc. | Add +23.6% | 0.02% | +0.01 |
| T AT&T Inc. | Add +12.1% | 0.02% | +0.01 |
| TIP iShares Tips Bond ETF | Add +93.7% | 0.01% | +0.00 |
| DE Deere & Co. | Add +4.3% | 0.03% | +0.00 |
| VICI Vici Properties Inc. | New | 0.00% | +0.00 |
| SDY SS SPDR S&P Dividend ETF | Add +12.7% | 0.03% | +0.00 |
| CSCO Cisco Systems Inc. | Add +4.1% | 0.05% | +0.00 |
| STT State Street Corp. | New | 0.00% | +0.00 |
Options Activity Q4 2024 → Q1 2025
| RAYMOND JAMES FINL INC | put | New | 6,800 | $945K |
| BOEING CO | call | Sold out | 5,000 | $885Kbefore exit |
| TESLA INC | call | New | 1,000 | $259K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q4 2024 → Q1 2025
| EXEEL Chesapeake Energy Corp. -CW26 | *W EXP 02/09/202 | Sold out | 1 | $87before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 471 | $309.4M | VOO, BND, FENI, VO, VTV |
| Q3 2025 | 384 | $290.0M | VOO, BND, FENI, VO, VTV |
| Q2 2025 | 1,181 | $419.0M | VOO, BND, VO, VTV, IEFA |
| Q1 2025 | 1,510 | $397.7M | VOO, BND, VO, VTV, IEFA |
| Q4 2024 | 513 | $398.7M | VOO, BND, VO, VTV, AVUV |
| Q3 2024 | 510 | $390.0M | VOO, BND, VO, VTV, IEFA |
| Q2 2024 | 644 | $350.8M | VOO, BND, VO, VTV, IEFA |
| Q1 2024 | 473 | $325.9M | VOO, VO, BND, VTV, IEFA |