Stephens Consulting, LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 17, 2024), Stephens Consulting, LLC reported 473 stock positions worth $325.9 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 18.9% of the portfolio, followed by Vngrd Mrngstr MD-Cap ETF-Usd (VO, 11.0%) and Vanguard Total Bond Market (BND, 9.5%). Compared with Q4 2023, it opened 12 new positions, sold out of 23, added to 55 and reduced 93. The biggest buy was Vanguard Total Bond Market (BND, shares +47%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −3%).
- Most Recent 13F
- Q4 2025
- Location
- FLINT, MI
- CIK
- 0001961632
- Portfolio Value
- $325.9M (Q1 2024)
- SEC Filing
- 0001961632-24-000002 ↗ filed Apr 17, 2024
Holdings Value
Holdings 473 stocks · $325.9M
| VOO Vanguard S&P 500 ETF | 18.85% | 127,821 | $61.4M | Reduce -3.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 11.02% | 143,815 | $35.9M | Reduce -2.9% |
| BND Vanguard Total Bond Market | 9.54% | 428,149 | $31.1M | Add +47.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 9.37% | 187,436 | $30.5M | Reduce -2.4% |
| IEFA iShares Core MSCI Eafe ETF | 6.04% | 265,207 | $19.7M | Add +1.6% |
| AVUV Avantis US Small Cap Value | 5.19% | 180,474 | $16.9M | Reduce -0.8% |
| JMUB JPMorgan Municipal ETF | 4.12% | 264,492 | $13.4M | Add +93.4% |
| MUB iShares National Muni Bond E | 2.70% | 81,681 | $8.8M | Add +0.6% |
| IBTE iShares Ibonds Dec 2024 Term | 2.61% | 355,377 | $8.5M | Reduce -2.1% |
| AVDE Avantis International Equity | 2.45% | 125,315 | $8.0M | Reduce -2.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.09% | 16,208 | $6.8M | Reduce -2.4% |
| RJF Raymond James Financial Inc. | 1.60% | 40,630 | $5.2M | Add +0.0% |
| QQQ Invesco QQQ Trust Series 1 | 1.51% | 11,051 | $4.9M | Reduce -6.0% |
| ESGV Vanguard ESG US Stock ETF | 1.13% | 39,513 | $3.7M | Add +1.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.09% | 15,532 | $3.6M | Add +2.5% |
| NVDA Nvidia Corp. | 1.04% | 3,751 | $3.4M | Reduce -8.3% |
| FRDM Freedom 100 Emeging MRKT ETF | 0.82% | 79,057 | $2.7M | Reduce -1.9% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.81% | 24,909 | $2.7M | Add +26.5% |
| IWF iShares Russell 1000 Growth | 0.75% | 7,264 | $2.4M | No change |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.72% | 25,567 | $2.3M | Reduce -6.2% |
| AAPL Apple Inc. | 0.69% | 13,089 | $2.2M | Reduce -10.6% |
| ESML iShares ESG Aware MSCI USA S | 0.67% | 54,457 | $2.2M | Add +1.1% |
| MSFT Microsoft Corp. | 0.60% | 4,654 | $2.0M | Reduce -0.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.53% | 5,040 | $1.7M | Reduce -1.9% |
| VEA Vanguard Ftse Developed ETF | 0.49% | 31,545 | $1.6M | Reduce -1.3% |
| JPM JPMorgan Chase & Co. | 0.48% | 7,880 | $1.6M | Reduce -1.1% |
| BIV Vanguard Intermediate-Term B | 0.45% | 19,569 | $1.5M | Reduce -6.3% |
| BF.B Brown-Forman Corp. Class B | 0.44% | 27,995 | $1.4M | No change |
| BF.A Brown-Forman Corp. Class A | 0.38% | 23,494 | $1.2M | No change |
| IVV iShares Core S&P 500 ETF | 0.34% | 2,118 | $1.1M | Reduce -28.8% |
| RSP Invesco S&P 500 Equal Weight | 0.33% | 6,413 | $1.1M | No change |
| QUAL iShares MSCI USA Quality Fac | 0.33% | 6,560 | $1.1M | No change |
| AGG iShares Core U.S. Aggregate | 0.31% | 10,156 | $995K | Reduce -3.1% |
| VXF Vanguard Extended Market ETF | 0.25% | 4,722 | $828K | No change |
| SCHD Schwab US DVD Equity ETF | 0.25% | 10,228 | $825K | Reduce -1.7% |
| IJH iShares Core S&P Midcap ETF | 0.25% | 13,190 | $801K | Reduce -0.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.24% | 4,117 | $786K | Add +0.1% |
| VYM Vanguard High DVD Yield ETF | 0.23% | 6,118 | $740K | Reduce -6.3% |
| VIG Vanguard Dividend Apprec ETF | 0.21% | 3,676 | $671K | Reduce -0.5% |
| GOOGL Alphabet Inc. Class A | 0.20% | 4,380 | $661K | Add +0.5% |
| LIN Linde PLC | 0.20% | 1,413 | $656K | No change |
| JNJ Johnson & Johnson | 0.18% | 3,757 | $594K | Reduce -11.2% |
| GLD SPDR Gold Shares | 0.18% | 2,829 | $582K | Reduce -12.3% |
| PEP Pepsico Inc. | 0.18% | 3,290 | $576K | Reduce -8.4% |
| AMD Advanced Micro Devices | 0.17% | 3,000 | $541K | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.15% | 6,427 | $497K | Reduce -1.2% |
| ORCL Oracle Corp. | 0.15% | 3,832 | $481K | No change |
| PG The Procter & Gamble Co. | 0.15% | 2,941 | $477K | Reduce -15.4% |
| XLK SS Technology Select Sector | 0.14% | 2,241 | $467K | Add +52.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.14% | 2,367 | $454K | Add +0.6% |
| RSG Republic Services Inc. | 0.14% | 2,359 | $452K | Reduce -4.1% |
| DTE DTE Energy Company | 0.13% | 3,842 | $431K | Reduce -3.9% |
| ILCV iShares Morningstar Value Et | 0.13% | 5,579 | $429K | No change |
| ISTB iShares Core 1-5 Year Usd Bo | 0.13% | 8,858 | $420K | Reduce -31.2% |
| SYK Stryker Corp. | 0.13% | 1,150 | $411K | Reduce -12.2% |
| ESGD iShares Trust iShares ESG Aw | 0.12% | 5,080 | $406K | Add +0.6% |
| VOTE TCW Transform 500 ETF | 0.12% | 6,499 | $398K | Add +11.3% |
| AMGN Amgen Inc. | 0.12% | 1,390 | $395K | No change |
| WMT Walmart Inc. | 0.12% | 6,395 | $385K | Reduce -2.3% |
| SMG Scotts Miracle-Gro Co. | 0.12% | 5,034 | $375K | Reduce -0.3% |
| IBTG iShares Ibonds Dec 2026 Term | 0.11% | 16,319 | $371K | Add +186.1% |
| MO Altria Group Inc. | 0.11% | 8,366 | $365K | Reduce -8.1% |
| HCA HCA Healthcare Inc. | 0.11% | 1,084 | $362K | Reduce -14.0% |
| HD Home Depot Inc. | 0.10% | 849 | $326K | No change |
| IUSG iShares Core S&P U.S. Growth | 0.10% | 2,754 | $323K | No change |
| XOM Exxon Mobil Corp. | 0.10% | 2,763 | $321K | Reduce -9.7% |
| DGRO iShares Core Dividend Growth | 0.10% | 5,444 | $316K | Add +68.0% |
| ABBV Abbvie Inc. | 0.10% | 1,726 | $314K | Reduce -1.0% |
| BABA Alibaba Group Holding-SP ADR | 0.09% | 4,059 | $294K | No change |
| ESGE iShares Inc. iShares ESG Awar | 0.09% | 8,816 | $284K | Add +4.5% |
| AMZN Amazon.com Inc. | 0.09% | 1,574 | $284K | Reduce -12.3% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.08% | 2,086 | $268K | Add +2325.6% |
| AVY Avery Dennison Corp. | 0.07% | 1,045 | $233K | No change |
| MAS Masco Corp. | 0.07% | 2,924 | $231K | No change |
| CMS CMS Energy Corp. | 0.07% | 3,753 | $226K | No change |
| TXN Texas Instruments Inc. | 0.07% | 1,289 | $225K | Reduce -11.5% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.07% | 1,820 | $223K | Reduce -0.2% |
| HBAN Huntington Bancshares Inc. | 0.07% | 15,712 | $219K | Add +0.3% |
| OUSA Alps Oshares US Quality Divi | 0.06% | 4,284 | $212K | Add +0.0% |
| MRK Merck & Co. Inc. | 0.06% | 1,590 | $210K | Reduce -4.0% |
| F Ford Motor Co. filed as FORD MTR CO DEL | 0.06% | 15,639 | $208K | Reduce -2.0% |
| CAT Caterpillar Inc. | 0.06% | 551 | $202K | No change |
| ESGU iShares ESG Aware MSCI USA | 0.06% | 1,732 | $199K | Reduce -19.3% |
| DOW Dow Inc. | 0.06% | 3,152 | $183K | Add +79.9% |
| FMB First Trust Managed Municipa | 0.06% | 3,503 | $180K | Add +0.3% |
| RPM RPM International Inc. | 0.06% | 1,506 | $179K | No change |
| IWN iShares Russell 2000 Value E | 0.05% | 1,111 | $176K | No change |
| DUK Duke Energy Corp. | 0.05% | 1,787 | $173K | No change |
| COST Costco Wholesale Corp. | 0.05% | 235 | $172K | No change |
| SO The Southern Co. | 0.05% | 2,379 | $171K | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.05% | 894 | $167K | Reduce -7.7% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.05% | 3,636 | $166K | Reduce -28.1% |
| MMM 3M Co. | 0.05% | 1,478 | $157K | Add +209.2% |
| KO The Coca-Cola Co. | 0.05% | 2,550 | $156K | Reduce -7.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.05% | 292 | $153K | No change |
| BMY Bristol-Myers Squibb Co. | 0.05% | 2,796 | $152K | No change |
| DE Deere & Co. | 0.05% | 365 | $150K | Add +37.7% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.05% | 2,139 | $147K | Add +1.8% |
| SDY SS SPDR S&P Dividend ETF | 0.04% | 1,115 | $146K | Add +103.5% |
| RYAAY Ryanair Holdings PLC-SP ADR | 0.04% | 1,000 | $146K | No change |
Other holdings (1): bonds, preferreds, convertibles and warrants · $1K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 25 | $1K | No change |
Lines left out (1) · $1 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| LEN Lennar Corp. Class A | CL A | 0 | $1 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $325.9M.
Portfolio Sells Q4 2023 → Q1 2024
| VOO Vanguard S&P 500 ETF | Reduce -3.3% | 18.85% | −0.70 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.9% | 11.02% | −0.65 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.4% | 9.37% | −0.36 |
| AVUV Avantis US Small Cap Value | Reduce -0.8% | 5.19% | −0.35 |
| IBTE iShares Ibonds Dec 2024 Term | Reduce -2.1% | 2.61% | −0.32 |
| AAPL Apple Inc. | Reduce -10.6% | 0.69% | −0.27 |
| AVDE Avantis International Equity | Reduce -2.0% | 2.45% | −0.17 |
| IVV iShares Core S&P 500 ETF | Reduce -28.8% | 0.34% | −0.14 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -6.0% | 1.51% | −0.12 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -6.2% | 0.72% | −0.12 |
| TSLA Tesla Inc. | Reduce -75.6% | 0.02% | −0.09 |
| BIV Vanguard Intermediate-Term B | Reduce -6.3% | 0.45% | −0.09 |
| FRDM Freedom 100 Emeging MRKT ETF | Reduce -1.9% | 0.82% | −0.08 |
| ISTB iShares Core 1-5 Year Usd Bo | Reduce -31.2% | 0.13% | −0.08 |
| HOG Harley-Davidson Inc. | Sold out | 0.00% | −0.05 |
| AGG iShares Core U.S. Aggregate | Reduce -3.1% | 0.31% | −0.05 |
| JNJ Johnson & Johnson | Reduce -11.2% | 0.18% | −0.04 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.3% | 0.49% | −0.03 |
| X United States Steel Corp. | Sold out | 0.00% | −0.03 |
| GLD SPDR Gold Shares | Reduce -12.3% | 0.18% | −0.03 |
| PEP Pepsico Inc. | Reduce -8.4% | 0.18% | −0.03 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -28.1% | 0.05% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -15.4% | 0.15% | −0.03 |
| AFRM Affirm Holdings Inc. | Sold out | 0.00% | −0.03 |
| MRO Marathon Oil Corp. | Sold out | 0.00% | −0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -6.3% | 0.23% | −0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.2% | 0.15% | −0.02 |
| IWM iShares Russell 2000 ETF | Reduce -25.5% | 0.04% | −0.02 |
| MDLZ Mondelez International Inc. Class A | Reduce -41.9% | 0.02% | −0.02 |
| DTE DTE Energy Company | Reduce -3.9% | 0.13% | −0.02 |
| NVS Novartis AG-Sponsored ADR | Sold out | 0.00% | −0.02 |
| IWD iShares Russell 1000 Value E | Reduce -59.7% | 0.01% | −0.02 |
| PFE Pfizer Inc. | Reduce -24.6% | 0.03% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Reduce -1.7% | 0.25% | −0.02 |
| ESGU iShares ESG Aware MSCI USA | Reduce -19.3% | 0.06% | −0.02 |
| TXN Texas Instruments Inc. | Reduce -11.5% | 0.07% | −0.02 |
| GE General Electric | Reduce -72.4% | 0.01% | −0.01 |
| PM Philip Morris International | Reduce -20.4% | 0.03% | −0.01 |
| VCEB Vanguard ESG US Corp. Bond | Sold out | 0.00% | −0.01 |
| EAGG iShares ESG Aware US Aggrega | Reduce -12.5% | 0.04% | −0.01 |
| MO Altria Group Inc. | Reduce -8.1% | 0.11% | −0.01 |
| IWR iShares Russell Mid-Cap ETF | Sold out | 0.00% | −0.01 |
| COP Conocophillips | Reduce -66.7% | 0.01% | −0.01 |
| ESPO Vaneck Videogaming Esports | Reduce -66.1% | 0.00% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.9% | 0.53% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.5% | 0.21% | −0.01 |
| CVS CVS Health Corp. | Reduce -18.8% | 0.02% | −0.01 |
| KO The Coca-Cola Co. | Reduce -7.3% | 0.05% | −0.01 |
| IXUS iShares Core Intl Stock ETF | Reduce -34.3% | 0.01% | −0.01 |
| NKE Nike Inc. Class B | Reduce -7.3% | 0.02% | −0.01 |
Portfolio Buys Q4 2023 → Q1 2024
| BND Vanguard Total Bond Market | Add +47.1% | 9.54% | +2.29 |
| JMUB JPMorgan Municipal ETF | Add +93.4% | 4.12% | +1.76 |
| BOXX Alpha Architect 1-3 MNTH Box | Add +26.5% | 0.81% | +0.11 |
| NVO Novo-Nordisk A/S-Spons ADR | Add +2325.6% | 0.08% | +0.08 |
| IBTG iShares Ibonds Dec 2026 Term | Add +186.1% | 0.11% | +0.07 |
| RJF Raymond James Financial Inc. | Add +0.0% | 1.60% | +0.07 |
| XLK SS Technology Select Sector | Add +52.9% | 0.14% | +0.05 |
| DGRO iShares Core Dividend Growth | Add +68.0% | 0.10% | +0.04 |
| XJH Ishare ESG SS S&P Midcap ETF | New | 0.04% | +0.04 |
| MMM 3M Co. | Add +209.2% | 0.05% | +0.03 |
| IJT iShares S&P Small-Cap 600 GR | Add +239.6% | 0.04% | +0.02 |
| DOW Dow Inc. | Add +79.9% | 0.06% | +0.02 |
| SDY SS SPDR S&P Dividend ETF | Add +103.5% | 0.04% | +0.02 |
| PNC PNC Financial Services Group | New | 0.01% | +0.01 |
| IBM Intl Business Machines Corp. | Add +0.1% | 0.24% | +0.01 |
| VOTE TCW Transform 500 ETF | Add +11.3% | 0.12% | +0.01 |
| DE Deere & Co. | Add +37.7% | 0.05% | +0.01 |
| GPC Genuine Parts Co. | Add +740.7% | 0.01% | +0.01 |
| AEM Agnico Eagle Mines Ltd. | New | 0.01% | +0.01 |
| EPD Enterprise Products Partners | New | 0.01% | +0.01 |
| UPS United Parcel Service Class B | Add +869.6% | 0.01% | +0.01 |
| JHMD John Hancock MF Dev Intl ETF | New | 0.01% | +0.01 |
| ESGV Vanguard ESG US Stock ETF | Add +1.2% | 1.13% | +0.00 |
| FBTC Fidelity Wise Origin Bitcoin | New | 0.00% | +0.00 |
| CIBR First Trust Nasdaq Cybersecu | Add +58.8% | 0.01% | +0.00 |
| MPC Marathon Petroleum Corp. | Add +12.4% | 0.01% | +0.00 |
| JPSE JPM Diversified RT Small Cap | New | 0.00% | +0.00 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.00% | +0.00 |
| IJR iShares Core S&P Small-Cap E | Add +15.0% | 0.03% | +0.00 |
| IGIB iShares 5-10Y Inv Grade Corp. | New | 0.00% | +0.00 |
| DJT Trump Media & Technology Gro | New | 0.00% | +0.00 |
| MRNA Moderna Inc. | Add +9.2% | 0.02% | +0.00 |
| AM Antero Midstream Corp. | Add +1.8% | 0.01% | +0.00 |
| BROS Dutch Bros Inc. Class A | New | 0.00% | +0.00 |
| WOMN Impact Shares Women's Empowe | Add +33.3% | 0.00% | +0.00 |
| VTRS Viatris Inc. | Add +19.4% | 0.00% | +0.00 |
| FEX First Trust Large Cap Core A | Add +0.2% | 0.01% | 0.00 |
| QYLD Global X Nasd 100 Cov Call | New | 0.00% | 0.00 |
| HBAN Huntington Bancshares Inc. | Add +0.3% | 0.07% | −0.00 |
| IWP iShares Russell Mid-Cap Grow | Add +0.2% | 0.02% | −0.00 |
| IBTF iShares Ibonds Dec 2025 Term | Add +0.8% | 0.00% | −0.00 |
| NOBL Proshares S&P 500 Dividend A | Add +0.5% | 0.01% | −0.00 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +0.7% | 0.00% | −0.00 |
| EIX Edison International | Add +1.6% | 0.00% | −0.00 |
| USHY iShares Broad Usd High Yield | Add +1.5% | 0.00% | −0.00 |
| IJS iShares S&P Small-Cap 600 Va | Add +0.7% | 0.01% | −0.00 |
| IBDQ iShares Ibonds Dec 2025 Term | Add +0.6% | 0.01% | −0.00 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | Add +0.7% | 0.01% | −0.00 |
| IBDR iShares Ibonds Dec 2026 Term | Add +0.6% | 0.01% | −0.00 |
| USMV iShares MSCI USA Min Vol Fac | Add +0.1% | 0.04% | −0.00 |
Notes & Other Activity Q4 2023 → Q1 2024
| LEN Lennar Corp. Class A | CL A | New | 0 | $1 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 471 | $309.4M | VOO, BND, FENI, VO, VTV |
| Q3 2025 | 384 | $290.0M | VOO, BND, FENI, VO, VTV |
| Q2 2025 | 1,181 | $419.0M | VOO, BND, VO, VTV, IEFA |
| Q1 2025 | 1,510 | $397.7M | VOO, BND, VO, VTV, IEFA |
| Q4 2024 | 513 | $398.7M | VOO, BND, VO, VTV, AVUV |
| Q3 2024 | 510 | $390.0M | VOO, BND, VO, VTV, IEFA |
| Q2 2024 | 644 | $350.8M | VOO, BND, VO, VTV, IEFA |
| Q1 2024 | 473 | $325.9M | VOO, VO, BND, VTV, IEFA |