Stephens Consulting, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 27, 2025), Stephens Consulting, LLC reported 513 stock positions worth $398.7 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 20.2% of the portfolio, followed by Vanguard Total Bond Market (BND, 10.0%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 9.0%). Compared with Q3 2024, it opened 39 new positions, sold out of 36, added to 106 and reduced 82. The biggest buy was iShares Ibonds Dec 2026 Term (IBTG, shares +266%) and the biggest sale an exit from iShares Ibonds Dec 2024 Term (IBTE).
- Most Recent 13F
- Q4 2025
- Location
- FLINT, MI
- CIK
- 0001961632
- Portfolio Value
- $398.7M (Q4 2024)
- SEC Filing
- 0001842787-25-000002 ↗ filed Jan 27, 2025
Holdings Value
Holdings 513 stocks · $398.7M
| VOO Vanguard S&P 500 ETF | 20.24% | 149,748 | $80.7M | Add +0.6% |
| BND Vanguard Total Bond Market | 10.05% | 557,197 | $40.1M | Add +7.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 9.04% | 136,429 | $36.0M | Add +0.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 8.44% | 198,872 | $33.7M | Reduce -0.1% |
| AVUV Avantis US Small Cap Value | 5.04% | 208,041 | $20.1M | Add +4.4% |
| IEFA iShares Core MSCI Eafe ETF | 4.99% | 283,357 | $19.9M | Add +4.4% |
| JMUB JPMorgan Municipal ETF | 3.93% | 312,530 | $15.7M | Add +3.4% |
| AVDE Avantis International Equity | 2.58% | 167,850 | $10.3M | Add +13.8% |
| IBTG iShares Ibonds Dec 2026 Term | 2.28% | 398,502 | $9.1M | Add +265.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.07% | 18,198 | $8.2M | Reduce -0.1% |
| MUB iShares National Muni Bond E | 2.02% | 75,708 | $8.1M | Reduce -0.3% |
| RJF Raymond James Financial Inc. | 1.58% | 40,634 | $6.3M | Reduce -0.0% |
| DGRO iShares Core Dividend Growth | 1.52% | 98,836 | $6.1M | Add +18.6% |
| HELO JPMorgan Hedged Equity ETF | 1.33% | 85,271 | $5.3M | Add +11.3% |
| ESGV Vanguard ESG US Stock ETF | 1.24% | 47,022 | $4.9M | Add +5.8% |
| QQQM Invesco Nasdaq 100 ETF | 0.99% | 18,696 | $3.9M | Add +7.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.90% | 14,857 | $3.6M | Reduce -0.2% |
| FRDM Freedom 100 Emeging MRKT ETF | 0.89% | 109,175 | $3.6M | Add +19.8% |
| NVDA Nvidia Corp. | 0.87% | 25,888 | $3.5M | Reduce -36.2% |
| XMHQ Invesco S&P Midcap Qual ETF | 0.85% | 34,521 | $3.4M | Add +12.8% |
| TMSL T.rowe PRC Small-Mid Cap ETF | 0.85% | 105,390 | $3.4M | Add +12.3% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.79% | 34,638 | $3.2M | Add +4.3% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.78% | 28,317 | $3.1M | Reduce -4.9% |
| AAPL Apple Inc. | 0.74% | 11,724 | $2.9M | Reduce -3.2% |
| IWF iShares Russell 1000 Growth | 0.72% | 7,180 | $2.9M | Reduce -0.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.69% | 5,416 | $2.8M | Add +0.3% |
| ESML iShares ESG Aware MSCI USA S | 0.61% | 58,059 | $2.4M | Add +3.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.51% | 4,949 | $2.0M | Reduce -1.2% |
| JPM JPMorgan Chase & Co. | 0.47% | 7,764 | $1.9M | Reduce -0.1% |
| MSFT Microsoft Corp. | 0.45% | 4,234 | $1.8M | Add +4.4% |
| EFA iShares MSCI Eafe ETF | 0.41% | 21,460 | $1.6M | Add +15012.7% |
| VEA Vanguard Ftse Developed ETF | 0.38% | 31,476 | $1.5M | Add +1.4% |
| BIV Vanguard Intermediate-Term B | 0.36% | 18,982 | $1.4M | Add +0.0% |
| QQMG Invesco ESG Nasdaq 100 | 0.31% | 35,053 | $1.2M | Add +37.8% |
| AGG iShares Core U.S. Aggregate | 0.29% | 11,827 | $1.1M | Add +5.0% |
| RSP Invesco S&P 500 Equal Weight | 0.28% | 6,413 | $1.1M | Reduce -0.1% |
| QUAL iShares MSCI USA Quality Fac | 0.28% | 6,284 | $1.1M | No change |
| BF.B Brown-Forman Corp. Class B | 0.27% | 27,995 | $1.1M | No change |
| IVV iShares Core S&P 500 ETF | 0.25% | 1,718 | $1.0M | Reduce -13.8% |
| BF.A Brown-Forman Corp. Class A | 0.22% | 23,494 | $885K | No change |
| GOOGL Alphabet Inc. Class A | 0.22% | 4,585 | $868K | Reduce -0.1% |
| VXF Vanguard Extended Market ETF | 0.22% | 4,523 | $859K | Reduce -3.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.21% | 3,825 | $841K | Reduce -4.4% |
| VCEB Vanguard ESG US Corp. Bond | 0.20% | 13,115 | $813K | Add +346.1% |
| IJH iShares Core S&P Midcap ETF | 0.19% | 12,257 | $764K | Reduce -1.6% |
| BSV Vanguard Short-Term Bond ETF | 0.17% | 8,831 | $682K | Add +21.9% |
| VIG Vanguard Dividend Apprec ETF | 0.17% | 3,419 | $669K | Reduce -1.6% |
| TSLA Tesla Inc. | 0.16% | 1,594 | $644K | Add +126.7% |
| IMTM iShares MSCI Intl Momentum F | 0.16% | 17,035 | $637K | New |
| BA The Boeing Co. | 0.15% | 3,399 | $602K | Add +764.9% |
| JNJ Johnson & Johnson | 0.15% | 4,143 | $599K | Add +9.2% |
| LIN Linde PLC | 0.15% | 1,413 | $592K | No change |
| ORCL Oracle Corp. | 0.14% | 3,456 | $576K | Add +16.2% |
| AMZN Amazon.com Inc. | 0.14% | 2,566 | $563K | Reduce -0.7% |
| WMT Walmart Inc. | 0.13% | 5,643 | $510K | Reduce -3.1% |
| GLD SPDR Gold Shares | 0.12% | 2,020 | $489K | Reduce -28.4% |
| PEP Pepsico Inc. | 0.12% | 3,186 | $484K | No change |
| PG The Procter & Gamble Co. | 0.12% | 2,840 | $476K | Reduce -1.3% |
| RSG Republic Services Inc. | 0.12% | 2,359 | $475K | No change |
| DTE DTE Energy Company | 0.12% | 3,842 | $464K | No change |
| XLK SS Technology Select Sector | 0.11% | 1,931 | $449K | Add +0.1% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.11% | 9,788 | $447K | New |
| ABBV Abbvie Inc. | 0.11% | 2,461 | $437K | Add +41.6% |
| MO Altria Group Inc. | 0.11% | 8,359 | $437K | Add +0.2% |
| ILCV iShares Morningstar Value Et | 0.11% | 5,279 | $427K | No change |
| ESGE iShares Inc. iShares ESG Awar | 0.10% | 12,424 | $415K | Add +20.7% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.10% | 8,549 | $408K | Add +0.2% |
| VOTE TCW Transform 500 ETF | 0.10% | 5,725 | $394K | Reduce -2.0% |
| VYM Vanguard High DVD Yield ETF | 0.10% | 3,058 | $390K | Reduce -2.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.10% | 4,999 | $390K | Add +15.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.10% | 1,943 | $385K | Reduce -0.7% |
| IUSG iShares Core S&P U.S. Growth | 0.10% | 2,754 | $384K | No change |
| SYK Stryker Corp. | 0.09% | 1,041 | $375K | No change |
| SCHD Schwab US DVD Equity ETF | 0.09% | 13,323 | $364K | Reduce -45.4% |
| AMGN Amgen Inc. | 0.09% | 1,390 | $362K | No change |
| CRWD CrowdStrike Holdings Inc. Class A | 0.09% | 1,000 | $342K | New |
| HCA HCA Healthcare Inc. | 0.08% | 1,084 | $325K | No change |
| HD Home Depot Inc. | 0.08% | 826 | $321K | No change |
| SNOW Snowflake Inc. | 0.08% | 2,027 | $313K | Add +7407.4% |
| XOM Exxon Mobil Corp. | 0.08% | 2,891 | $311K | Add +3.8% |
| CMS CMS Energy Corp. | 0.07% | 4,327 | $288K | Add +5.5% |
| TXN Texas Instruments Inc. | 0.06% | 1,339 | $251K | Add +3.9% |
| ESGD iShares Trust iShares ESG Aw | 0.06% | 3,259 | $248K | Add +11.1% |
| SO The Southern Co. | 0.06% | 2,925 | $241K | Add +21.3% |
| SHE SS SPDR MSCI U Gend Div ETF | 0.06% | 2,042 | $236K | Add +28.3% |
| DELL Dell Technologies -C | 0.06% | 2,030 | $234K | Add +6666.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.06% | 2,086 | $232K | No change |
| ESGU iShares ESG Aware MSCI USA | 0.06% | 1,732 | $223K | No change |
| COST Costco Wholesale Corp. | 0.05% | 235 | $215K | No change |
| HBAN Huntington Bancshares Inc. | 0.05% | 13,154 | $214K | Reduce -4.3% |
| DTM DT Midstream Inc. | 0.05% | 2,059 | $205K | No change |
| ESTC Elastic NV | 0.05% | 2,000 | $198K | New |
| DUK Duke Energy Corp. | 0.05% | 1,839 | $198K | No change |
| NVO Novo-Nordisk A/S-Spons ADR | 0.05% | 2,294 | $197K | Add +2.2% |
| AVY Avery Dennison Corp. | 0.05% | 1,045 | $196K | No change |
| MMM 3M Co. | 0.05% | 1,495 | $193K | Add +151.3% |
| OUSA Alps Oshares US Quality Divi | 0.05% | 3,607 | $192K | No change |
| COIN Coinbase Global Inc. Class A | 0.05% | 750 | $186K | Add +200.0% |
| META Meta Platforms Inc. Class A | 0.05% | 317 | $186K | Add +5.3% |
| RPM RPM International Inc. | 0.05% | 1,506 | $185K | No change |
Options reported separately and not counted above: BOEING CO calls ($885K).
Other holdings (2): bonds, preferreds, convertibles and warrants · $776 (not counted above)
Lines left out (1) · $1 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| BLD Topbuild Corp. | COM | 0 | $1 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $398.7M.
Portfolio Sells Q3 2024 → Q4 2024
| IBTE iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −2.14 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.1% | 8.44% | −0.46 |
| NVDA Nvidia Corp. | Reduce -36.2% | 0.87% | −0.39 |
| MUB iShares National Muni Bond E | Reduce -0.3% | 2.02% | −0.09 |
| BABA Alibaba Group Holding-SP ADR | Reduce -72.6% | 0.02% | −0.09 |
| SCHD Schwab US DVD Equity ETF | Reduce -45.4% | 0.09% | −0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.1% | 2.07% | −0.08 |
| GLD SPDR Gold Shares | Reduce -28.4% | 0.12% | −0.05 |
| BOXX Alpha Architect 1-3 MNTH Box | Reduce -4.9% | 0.78% | −0.05 |
| AMD Advanced Micro Devices | Reduce -99.0% | 0.00% | −0.04 |
| IVV iShares Core S&P 500 ETF | Reduce -13.8% | 0.25% | −0.04 |
| BMY Bristol-Myers Squibb Co. | Reduce -89.4% | 0.00% | −0.03 |
| JPST JPMorgan Ultra-Short Income | Reduce -49.1% | 0.03% | −0.03 |
| JAAA Janus Henderson Aaa Clo ETF | Reduce -48.3% | 0.03% | −0.03 |
| LLY Eli Lilly & Co. | Reduce -45.7% | 0.02% | −0.02 |
| KMI Kinder Morgan Inc. | Reduce -67.5% | 0.01% | −0.02 |
| IEF iShares 7-10 Year Treasury B | Reduce -99.1% | 0.00% | −0.02 |
| DOW Dow Inc. | Reduce -12.7% | 0.03% | −0.02 |
| IBM Intl Business Machines Corp. | Reduce -4.4% | 0.21% | −0.02 |
| SLV iShares Silver Trust | Reduce -59.3% | 0.01% | −0.02 |
| CAT Caterpillar Inc. | Reduce -18.3% | 0.04% | −0.01 |
| PNC PNC Financial Services Group | Sold out | 0.00% | −0.01 |
| RSP Invesco S&P 500 Equal Weight | Reduce -0.1% | 0.28% | −0.01 |
| DE Deere & Co. | Reduce -26.5% | 0.03% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.2% | 0.90% | −0.01 |
| FMB First Trust Managed Municipa | Reduce -21.2% | 0.03% | −0.01 |
| VT Vanguard Tot World STK ETF | Sold out | 0.00% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.6% | 0.17% | −0.01 |
| PG The Procter & Gamble Co. | Reduce -1.3% | 0.12% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.6% | 0.19% | −0.01 |
| GPC Genuine Parts Co. | Sold out | 0.00% | −0.01 |
| MCHP Microchip Technology Inc. | Reduce -10.3% | 0.01% | −0.01 |
| ROBT First Trust Nasdaq Artificia | Sold out | 0.00% | −0.01 |
| ARKK ARK Innovation ETF | Reduce -80.5% | 0.00% | −0.01 |
| INTC Intel Corp. | Reduce -39.4% | 0.01% | −0.01 |
| SUM Summit Materials Inc. Class A | Sold out | 0.00% | −0.01 |
| FCX Freeport-McMoran Inc. | Sold out | 0.00% | −0.00 |
| VYM Vanguard High DVD Yield ETF | Reduce -2.2% | 0.10% | −0.00 |
| IBMM iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -0.7% | 0.10% | −0.00 |
| PM Philip Morris International | Reduce -8.5% | 0.03% | −0.00 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -0.6% | 0.04% | −0.00 |
| ETN Eaton Corp. PLC | Reduce -16.9% | 0.02% | −0.00 |
| CVS CVS Health Corp. | Reduce -51.4% | 0.00% | −0.00 |
| AVTR Avantor Inc. | Sold out | 0.00% | −0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -7.4% | 0.02% | −0.00 |
| NKE Nike Inc. Class B | Reduce -1.3% | 0.01% | −0.00 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -7.5% | 0.02% | −0.00 |
| MRSH Marsh & McLennan Cos | Reduce -67.7% | 0.00% | −0.00 |
| TGT Target Corp. | Reduce -1.4% | 0.01% | −0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| IBTG iShares Ibonds Dec 2026 Term | Add +265.6% | 2.28% | +1.64 |
| EFA iShares MSCI Eafe ETF | Add +15012.7% | 0.41% | +0.40 |
| DGRO iShares Core Dividend Growth | Add +18.6% | 1.52% | +0.18 |
| IMTM iShares MSCI Intl Momentum F | New | 0.16% | +0.16 |
| VCEB Vanguard ESG US Corp. Bond | Add +346.1% | 0.20% | +0.15 |
| BA The Boeing Co. | Add +764.9% | 0.15% | +0.14 |
| AVUV Avantis US Small Cap Value | Add +4.4% | 5.04% | +0.13 |
| HELO JPMorgan Hedged Equity ETF | Add +11.3% | 1.33% | +0.13 |
| TSLA Tesla Inc. | Add +126.7% | 0.16% | +0.11 |
| TFI SS SPDR N Ice Muni Bond ETF | New | 0.11% | +0.11 |
| VOO Vanguard S&P 500 ETF | Add +0.6% | 20.24% | +0.10 |
| BND Vanguard Total Bond Market | Add +7.9% | 10.05% | +0.10 |
| QQMG Invesco ESG Nasdaq 100 | Add +37.8% | 0.31% | +0.09 |
| QQQM Invesco Nasdaq 100 ETF | Add +7.0% | 0.99% | +0.09 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.09% | +0.09 |
| ESGV Vanguard ESG US Stock ETF | Add +5.8% | 1.24% | +0.08 |
| SNOW Snowflake Inc. | Add +7407.4% | 0.08% | +0.08 |
| TMSL T.rowe PRC Small-Mid Cap ETF | Add +12.3% | 0.85% | +0.07 |
| FRDM Freedom 100 Emeging MRKT ETF | Add +19.8% | 0.89% | +0.06 |
| DELL Dell Technologies -C | Add +6666.7% | 0.06% | +0.06 |
| ESTC Elastic NV | New | 0.05% | +0.05 |
| AVDE Avantis International Equity | Add +13.8% | 2.58% | +0.05 |
| XMHQ Invesco S&P Midcap Qual ETF | Add +12.8% | 0.85% | +0.05 |
| COIN Coinbase Global Inc. Class A | Add +200.0% | 0.05% | +0.04 |
| OKLO Oklo Inc. | New | 0.03% | +0.03 |
| MRVL Marvell Technology Inc. | New | 0.03% | +0.03 |
| MMM 3M Co. | Add +151.3% | 0.05% | +0.03 |
| BSV Vanguard Short-Term Bond ETF | Add +21.9% | 0.17% | +0.02 |
| PDD PDD Holdings Inc. | New | 0.02% | +0.02 |
| ABBV Abbvie Inc. | Add +41.6% | 0.11% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.3% | 0.69% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +64.0% | 0.04% | +0.02 |
| ABT Abbott Laboratories | Add +158.5% | 0.03% | +0.02 |
| ORCL Oracle Corp. | Add +16.2% | 0.14% | +0.01 |
| ESPO Vaneck Videogaming Esports | Add +237.9% | 0.02% | +0.01 |
| SHE SS SPDR MSCI U Gend Div ETF | Add +28.3% | 0.06% | +0.01 |
| PFE Pfizer Inc. | Add +66.1% | 0.04% | +0.01 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +4.3% | 0.79% | +0.01 |
| ESML iShares ESG Aware MSCI USA S | Add +3.6% | 0.61% | +0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +15.2% | 0.10% | +0.01 |
| CSCO Cisco Systems Inc. | Add +15.2% | 0.04% | +0.01 |
| ESGE iShares Inc. iShares ESG Awar | Add +20.7% | 0.10% | +0.01 |
| JEF Jefferies Financial Group Inc. | New | 0.01% | +0.01 |
| GS Goldman Sachs Group Inc. | New | 0.01% | +0.01 |
| EMR Emerson Electric Co. | New | 0.01% | +0.01 |
| GILD Gilead Sciences Inc. | Add +325.0% | 0.01% | +0.01 |
| AVEM Avantis Emerging Markets Eq | New | 0.01% | +0.01 |
| BNY Bank of New York Mellon Corp. | New | 0.01% | +0.01 |
| PAYX Paychex Inc. | New | 0.01% | +0.01 |
| ORI Old Republic Intl Corp. | New | 0.01% | +0.01 |
Options Activity Q3 2024 → Q4 2024
| NVIDIA CORPORATION | call | Sold out | 10,000 | $1.2Mbefore exit |
| UBER TECHNOLOGIES INC | call | Sold out | 2,000 | $150Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q3 2024 → Q4 2024
| EXEEL Chesapeake Energy Corp. -CW26 | *W EXP 02/09/202 | New | 1 | $87 |
| LEN Lennar Corp. Class A | CL A | Sold out | 0 | $1before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 471 | $309.4M | VOO, BND, FENI, VO, VTV |
| Q3 2025 | 384 | $290.0M | VOO, BND, FENI, VO, VTV |
| Q2 2025 | 1,181 | $419.0M | VOO, BND, VO, VTV, IEFA |
| Q1 2025 | 1,510 | $397.7M | VOO, BND, VO, VTV, IEFA |
| Q4 2024 | 513 | $398.7M | VOO, BND, VO, VTV, AVUV |
| Q3 2024 | 510 | $390.0M | VOO, BND, VO, VTV, IEFA |
| Q2 2024 | 644 | $350.8M | VOO, BND, VO, VTV, IEFA |
| Q1 2024 | 473 | $325.9M | VOO, VO, BND, VTV, IEFA |