VeraBank, N.A.

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 3, 2024), VeraBank, N.A. reported 144 stock positions worth $320.9 million. Its top holding was NT Qual Div ETF (QDF) at 8.3% of the portfolio, followed by Vanguard Int Div App Indx FD (VIGI, 7.4%) and Dimensional US Core Equity M (DFAU, 5.1%). Compared with Q4 2023, it opened 6 new positions, sold out of 3, added to 21 and reduced 65. The biggest buy was Dimensional US Core Equity M (DFAU, shares +10%) and the biggest sale Apple (AAPL, shares −2%).

Most Recent 13F
Q2 2026
Location
HENDERSON, TX
CIK
0001767297
Portfolio Value
$320.9M (Q1 2024)
SEC Filing
0001767297-24-000002 ↗ filed May 3, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $320.9M $320.9M Q1 2024 Q2 2024: $322.0M Q2 2024 Q3 2024: $341.9M Q3 2024 Q4 2024: $354.7M Q4 2024 Q1 2025: $358.5M Q1 2025 Q2 2025: $498.5M Q2 2025 Q3 2025: $534.9M Q3 2025 Q4 2025: $549.8M Q4 2025 Q1 2026: $546.3M Q1 2026 Q2 2026: $604.4M Q2 2026

Holdings 144 stocks · $320.9M
QDF NT Qual Div ETF 8.35% 406,409 $26.8M Reduce -2.2%
VIGI Vanguard Int Div App Indx FD 7.37% 290,225 $23.7M Reduce -0.7%
DFAU Dimensional US Core Equity M 5.05% 443,757 $16.2M Add +10.3%
IVV iShares Core S&P 500 ETF 4.14% 25,286 $13.3M Add +5.5%
MSFT Microsoft Corp. 3.64% 27,732 $11.7M Reduce -1.8%
JEPI JPMorgan Equity Premium Inco 3.53% 195,803 $11.3M Add +5.3%
AAPL Apple Inc. 3.43% 64,236 $11.0M Reduce -1.6%
GUNR NT Mstar GLBL NR ETF 3.26% 254,830 $10.5M Reduce -0.0%
DFLV Dim US Large Cap Value ETF 3.12% 333,409 $10.0M Add +9.6%
VUG Vanguard Mrngstar GR ETF-Sui 3.01% 28,035 $9.6M Add +6.4%
DFIC Dimensional International Co. 2.94% 352,632 $9.4M Add +9.8%
TDTT NT Iboxx 3Y Dur Tips ETF 2.48% 335,523 $8.0M Add +4.6%
DFIV Dimensional International Va 2.41% 210,598 $7.7M Add +3.2%
XOM Exxon Mobil Corp. 1.68% 46,257 $5.4M Reduce -0.0%
DFAS Dimensional US Small Cap ETF 1.64% 84,462 $5.3M Add +8.1%
DFEM Dimensional Emrg MRKT Core 1.47% 184,993 $4.7M Add +8.6%
GOOG Alphabet Inc. Class C 1.43% 30,130 $4.6M No change
JPM JPMorgan Chase & Co. 1.34% 21,491 $4.3M Reduce -0.6%
LOW Lowe's Cos Inc. 1.17% 14,724 $3.8M Reduce -0.8%
BRK.B Berkshire Hathaway Inc. Class B 1.08% 8,225 $3.5M Reduce -0.8%
CVX Chevron Corp. 1.07% 21,699 $3.4M Reduce -0.4%
SPY SS SPDR S&P 500 ETF Trust-US 1.04% 6,399 $3.3M Reduce -8.6%
VNQ Vanguard Real Estate ETF 0.98% 36,449 $3.2M Add +11.7%
GOOGL Alphabet Inc. Class A 0.92% 19,557 $3.0M No change
LLY Eli Lilly & Co. 0.89% 3,679 $2.9M Reduce -3.8%
AMZN Amazon.com Inc. 0.89% 15,840 $2.9M Add +6.5%
TDTF NT Iboxx 5Y Dur Tips ETF 0.88% 119,129 $2.8M Reduce -3.4%
IJR iShares Core S&P Small-Cap E 0.79% 22,921 $2.5M Reduce -0.6%
DHR Danaher Corp. 0.74% 9,571 $2.4M Reduce -2.5%
ABBV Abbvie Inc. 0.73% 12,943 $2.4M Reduce -1.2%
PEP Pepsico Inc. 0.73% 13,464 $2.4M Add +0.1%
VYM Vanguard High DVD Yield ETF 0.72% 19,057 $2.3M No change
ABT Abbott Laboratories 0.70% 19,846 $2.3M Reduce -0.4%
CRM Salesforce Inc. 0.69% 7,314 $2.2M Reduce -8.2%
PG The Procter & Gamble Co. 0.67% 13,319 $2.2M Reduce -0.5%
ORCL Oracle Corp. 0.65% 16,676 $2.1M No change
JNJ Johnson & Johnson 0.62% 12,524 $2.0M Reduce -0.1%
MCD McDonald's Corp. 0.61% 6,975 $2.0M Reduce -0.4%
MA Mastercard Inc. Class A 0.58% 3,836 $1.8M Reduce -1.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.56% 7,212 $1.8M Reduce -6.8%
IJH iShares Core S&P Midcap ETF 0.55% 29,222 $1.8M Reduce -6.9%
COST Costco Wholesale Corp. 0.53% 2,322 $1.7M Reduce -1.1%
DE Deere & Co. 0.52% 4,096 $1.7M Reduce -2.4%
IWF iShares Russell 1000 Growth 0.52% 4,953 $1.7M No change
EFA iShares MSCI Eafe ETF 0.51% 20,484 $1.6M No change
SBUX Starbucks Corp. 0.50% 17,593 $1.6M No change
MRK Merck & Co. Inc. 0.50% 12,109 $1.6M Reduce -0.1%
SBR Sabine Royalty Trust 0.48% 24,024 $1.5M No change
NKE Nike Inc. Class B 0.47% 15,887 $1.5M Reduce -0.6%
WM Waste Management Inc. 0.43% 6,429 $1.4M No change
INTC Intel Corp. 0.42% 30,772 $1.4M Reduce -0.8%
AMGN Amgen Inc. 0.42% 4,764 $1.4M Reduce -0.1%
KO The Coca-Cola Co. 0.40% 20,738 $1.3M No change
ACN Accenture PLC Class A 0.38% 3,484 $1.2M Reduce -1.4%
AFL Aflac Inc. 0.36% 13,505 $1.2M No change
IWD iShares Russell 1000 Value E 0.36% 6,363 $1.1M No change
NEE Nextera Energy Inc. 0.35% 17,547 $1.1M Reduce -0.5%
FISV Fiserv Inc. 0.34% 6,805 $1.1M Reduce -1.4%
ITOT iShares Core S&P Total U.S. 0.33% 9,216 $1.1M No change
PFE Pfizer Inc. 0.33% 38,023 $1.1M Reduce -1.8%
CSCO Cisco Systems Inc. 0.32% 20,618 $1.0M Reduce -2.0%
IWM iShares Russell 2000 ETF 0.31% 4,705 $989K Add +0.7%
VTV Vanguard Mrngstr Val ETF-Aui 0.30% 5,996 $977K No change
NSC Norfolk Southern Corp. 0.30% 3,761 $959K Reduce -0.5%
RTX RTX Corp. 0.30% 9,709 $947K Reduce -2.1%
META Meta Platforms Inc. Class A 0.29% 1,938 $941K Reduce -0.1%
CP Canadian Pacific Kansas City 0.28% 10,328 $911K No change
VZ Verizon Communications Inc. 0.28% 21,097 $885K Reduce -8.0%
HAL Halliburton Co. 0.27% 22,185 $875K No change
MDY State Street SPDR S&P Midcap 0.27% 1,545 $860K No change
MMM 3M Co. 0.26% 7,967 $845K Reduce -1.2%
UNP Union Pacific Corp. 0.26% 3,394 $835K No change
ADP Automatic Data Processing 0.26% 3,310 $827K No change
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO 0.26% 3,300 $825K No change
HON Honeywell International Inc. 0.25% 3,952 $811K No change
NUE Nucor Corp. 0.25% 4,028 $797K No change
HCA HCA Healthcare Inc. 0.25% 2,373 $791K No change
MRSH Marsh & McLennan Cos 0.24% 3,790 $781K Reduce -0.2%
ETN Eaton Corp. PLC 0.24% 2,438 $762K Add +0.8%
UPS United Parcel Service Class B 0.24% 5,080 $755K Reduce -1.7%
AMAT Applied Materials Inc. 0.23% 3,503 $722K No change
TMO Thermo Fisher Scientific Inc. 0.23% 1,242 $722K Reduce -2.7%
UNH Unitedhealth Group Inc. 0.21% 1,388 $687K Reduce -1.1%
AVGO Broadcom Inc. 0.21% 509 $675K Reduce -0.4%
CVS CVS Health Corp. 0.21% 8,297 $662K Add +2.5%
AXP American Express Co. 0.21% 2,898 $660K No change
MO Altria Group Inc. 0.20% 14,972 $653K No change
PANW Palo Alto Networks Inc. 0.19% 2,099 $596K Add +4.0%
HD Home Depot Inc. 0.18% 1,539 $590K Reduce -0.3%
PM Philip Morris International 0.18% 6,184 $567K Reduce -0.9%
USB US Bancorp 0.18% 12,610 $564K Reduce -0.1%
LIN Linde PLC 0.17% 1,190 $553K No change
LRCX Lam Research Corp. 0.17% 567 $551K No change
ICE Intercontinental Exchange Inc. 0.17% 3,906 $537K No change
CL Colgate-Palmolive Co. 0.17% 5,930 $534K No change
CEG Constellation Energy 0.17% 2,867 $530K No change
AWK American Water Works Co. Inc. 0.16% 4,120 $504K Reduce -0.1%
BLK BlackRock Finance Inc. 0.15% 594 $495K Reduce -30.9%
CAT Caterpillar Inc. 0.15% 1,326 $486K No change
VEA Vanguard Ftse Developed ETF 0.15% 9,622 $483K Reduce -0.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.15% 12,495 $474K Reduce -0.5%
CTSH Cognizant Tech Solutions-A 0.15% 6,380 $468K Reduce -1.7%
D Dominion Energy Inc. 0.14% 9,295 $457K No change
MDLZ Mondelez International Inc. Class A 0.14% 6,236 $437K Reduce -0.1%
V Visa Inc. Class A 0.14% 1,554 $434K Add +0.8%
FTV Fortive Corp. 0.14% 5,035 $433K Reduce -1.9%
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.13% 7,865 $431K Reduce -2.7%
COP Conocophillips 0.13% 3,271 $416K Reduce -24.1%
BKNG Booking Holdings Inc. 0.13% 113 $410K No change
CMCSA Comcast Corp. Class A 0.13% 9,310 $404K Add +20.3%
BMY Bristol-Myers Squibb Co. 0.11% 6,599 $358K Reduce -0.7%
MPC Marathon Petroleum Corp. 0.11% 1,750 $353K No change
MDT Medtronic PLC 0.11% 4,024 $351K No change
EXC Exelon Corp. 0.11% 9,300 $349K Reduce -3.3%
BDX Becton Dickinson and Co. 0.10% 1,299 $321K No change
BX Blackstone Inc. 0.09% 2,314 $304K New
CDW CDW Corp. 0.09% 1,160 $297K No change
PSX Phillips 66 0.09% 1,802 $294K No change
GD General Dynamics Corp. 0.09% 1,037 $293K Reduce -0.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.09% 1,533 $293K No change
VWO Vanguard Ftse Emerging Marke 0.09% 6,963 $291K Add +3.4%
ADBE Adobe Inc. 0.09% 576 $291K Add +39.5%
PDBC Invesco Optimum Yield Divers 0.09% 20,790 $288K Reduce -4.0%
TGT Target Corp. 0.09% 1,609 $285K Reduce -0.3%
GIS General Mills Inc. 0.09% 4,007 $280K No change
NVDA Nvidia Corp. 0.09% 310 $280K New
LMT Lockheed Martin Corp. 0.09% 608 $277K Reduce -0.5%
CB Chubb Ltd. 0.08% 1,039 $269K No change
GSLC Goldman Activebeta US LC ETF 0.08% 2,573 $267K Reduce -12.4%
SPGI S&P Global Inc. 0.08% 626 $266K No change
VLO Valero Energy Corp. 0.08% 1,524 $260K New
IJK iShares S&P Mid-Cap 400 Grow 0.08% 2,807 $256K No change
ZTS Zoetis Inc. 0.08% 1,500 $254K No change
DUK Duke Energy Corp. 0.08% 2,563 $248K No change
KR Kroger Co. 0.07% 4,024 $230K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.07% 1,868 $229K New
SYY Sysco Corp. 0.07% 2,783 $226K No change
CME Cme Group Inc. 0.07% 1,040 $224K No change
LH Laboratory CRP of Amer Hldgs 0.07% 1,000 $218K No change
SO The Southern Co. 0.07% 3,012 $216K No change
BAX Baxter International Inc. 0.07% 5,045 $216K Reduce -4.7%
KMB Kimberly-Clark Corp. 0.07% 1,657 $214K No change
CMS CMS Energy Corp. 0.06% 3,400 $205K New
JPC Nuveen Prefered & Income Opp 0.03% 13,658 $98K No change

Portfolio Sells Q4 2023 → Q1 2024
AAPL Apple Inc. Reduce -1.6% 3.43% −0.80
VIGI Vanguard Int Div App Indx FD Reduce -0.7% 7.37% −0.43
QDF NT Qual Div ETF Reduce -2.2% 8.35% −0.26
GUNR NT Mstar GLBL NR ETF Reduce -0.0% 3.26% −0.25
NKE Nike Inc. Class B Reduce -0.6% 0.47% −0.12
BA The Boeing Co. Sold out 0.00% −0.11
TDTF NT Iboxx 5Y Dur Tips ETF Reduce -3.4% 0.88% −0.10
INTC Intel Corp. Reduce -0.8% 0.42% −0.10
VLTO Veralto Corp. Sold out 0.00% −0.09
MCD McDonald's Corp. Reduce -0.4% 0.61% −0.09
BLK BlackRock Finance Inc. Reduce -30.9% 0.15% −0.08
C Citigroup Inc. Sold out 0.00% −0.08
SPY SS SPDR S&P 500 ETF Trust-US Reduce -8.6% 1.04% −0.08
IJR iShares Core S&P Small-Cap E Reduce -0.6% 0.79% −0.05
PFE Pfizer Inc. Reduce -1.8% 0.33% −0.05
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -6.8% 0.56% −0.04
JNJ Johnson & Johnson Reduce -0.1% 0.62% −0.04
ACN Accenture PLC Class A Reduce -1.4% 0.38% −0.04
DE Deere & Co. Reduce -2.4% 0.52% −0.04
AMGN Amgen Inc. Reduce -0.1% 0.42% −0.04
COP Conocophillips Reduce -24.1% 0.13% −0.04
UPS United Parcel Service Class B Reduce -1.7% 0.24% −0.04
CSCO Cisco Systems Inc. Reduce -2.0% 0.32% −0.04
ABT Abbott Laboratories Reduce -0.4% 0.70% −0.04
UNH Unitedhealth Group Inc. Reduce -1.1% 0.21% −0.03
MMM 3M Co. Reduce -1.2% 0.26% −0.03
IJH iShares Core S&P Midcap ETF Reduce -6.9% 0.55% −0.03
CVX Chevron Corp. Reduce -0.4% 1.07% −0.03
AWK American Water Works Co. Inc. Reduce -0.1% 0.16% −0.03
PM Philip Morris International Reduce -0.9% 0.18% −0.02
CTSH Cognizant Tech Solutions-A Reduce -1.7% 0.15% −0.02
DHR Danaher Corp. Reduce -2.5% 0.74% −0.02
CRM Salesforce Inc. Reduce -8.2% 0.69% −0.02
MDLZ Mondelez International Inc. Class A Reduce -0.1% 0.14% −0.02
VZ Verizon Communications Inc. Reduce -8.0% 0.28% −0.01
NEE Nextera Energy Inc. Reduce -0.5% 0.35% −0.01
GSLC Goldman Activebeta US LC ETF Reduce -12.4% 0.08% −0.01
USB US Bancorp Reduce -0.1% 0.18% −0.01
EXC Exelon Corp. Reduce -3.3% 0.11% −0.01
SLB SLB Ltd. Reduce -2.7% 0.13% −0.01
PDBC Invesco Optimum Yield Divers Reduce -4.0% 0.09% −0.01
LMT Lockheed Martin Corp. Reduce -0.5% 0.09% −0.01
VEA Vanguard Ftse Developed ETF Reduce -0.3% 0.15% −0.01
BMY Bristol-Myers Squibb Co. Reduce -0.7% 0.11% −0.00
TMO Thermo Fisher Scientific Inc. Reduce -2.7% 0.23% −0.00
NSC Norfolk Southern Corp. Reduce -0.5% 0.30% −0.00
BAX Baxter International Inc. Reduce -4.7% 0.07% −0.00
GD General Dynamics Corp. Reduce -0.5% 0.09% +0.00
MRSH Marsh & McLennan Cos Reduce -0.2% 0.24% +0.00
HD Home Depot Inc. Reduce -0.3% 0.18% +0.00

Portfolio Buys Q4 2023 → Q1 2024
DFAU Dimensional US Core Equity M Add +10.3% 5.05% +0.55
DFLV Dim US Large Cap Value ETF Add +9.6% 3.12% +0.34
IVV iShares Core S&P 500 ETF Add +5.5% 4.14% +0.29
VUG Vanguard Mrngstar GR ETF-Sui Add +6.4% 3.01% +0.25
DFIC Dimensional International Co. Add +9.8% 2.94% +0.18
AMZN Amazon.com Inc. Add +6.5% 0.89% +0.13
BX Blackstone Inc. New 0.09% +0.09
JEPI JPMorgan Equity Premium Inco Add +5.3% 3.53% +0.09
NVDA Nvidia Corp. New 0.09% +0.09
VLO Valero Energy Corp. New 0.08% +0.08
DFAS Dimensional US Small Cap ETF Add +8.1% 1.64% +0.07
KR Kroger Co. New 0.07% +0.07
DIS The Walt Disney Co. New 0.07% +0.07
CMS CMS Energy Corp. New 0.06% +0.06
DFIV Dimensional International Va Add +3.2% 2.41% +0.05
ETN Eaton Corp. PLC Add +0.8% 0.24% +0.04
DFEM Dimensional Emrg MRKT Core Add +8.6% 1.47% +0.04
VNQ Vanguard Real Estate ETF Add +11.7% 0.98% +0.01
CMCSA Comcast Corp. Class A Add +20.3% 0.13% +0.01
ADBE Adobe Inc. Add +39.5% 0.09% +0.01
V Visa Inc. Class A Add +0.8% 0.14% +0.00
VWO Vanguard Ftse Emerging Marke Add +3.4% 0.09% −0.00
IWM iShares Russell 2000 ETF Add +0.7% 0.31% −0.01
CVS CVS Health Corp. Add +2.5% 0.21% −0.01
PANW Palo Alto Networks Inc. Add +4.0% 0.19% −0.01
PEP Pepsico Inc. Add +0.1% 0.73% −0.03
TDTT NT Iboxx 3Y Dur Tips ETF Add +4.6% 2.48% −0.07

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 167$604.4MDFAU, QDF, IVV, VUG, BLUE BELL CREAMERIES INC.
Q1 2026 173$546.3MDFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG
Q4 2025 180$549.8MDFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG
Q3 2025 184$534.9MDFAU, QDF, BLUE BELL CREAMERIES INC., IVV, VIGI
Q2 2025 187$498.5MQDF, BLUE BELL CREAMERIES INC., DFAU, VIGI, IVV
Q1 2025 144$358.5MQDF, VIGI, DFAU, IVV, VUG
Q4 2024 146$354.7MQDF, VIGI, DFAU, IVV, AAPL
Q3 2024 146$341.9MQDF, VIGI, DFAU, IVV, AAPL
Q2 2024 144$322.0MQDF, VIGI, DFAU, IVV, AAPL
Q1 2024 144$320.9MQDF, VIGI, DFAU, IVV, MSFT