VeraBank, N.A.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 7, 2025), VeraBank, N.A. reported 184 stock positions worth $534.9 million. Its top holding was Dimensional US Core Equity M (DFAU) at 6.9% of the portfolio, followed by NT Qual Div ETF (QDF, 6.8%) and Blue Bell Creameries (6.0%). Compared with Q2 2025, it opened 6 new positions, sold out of 9, added to 41 and reduced 84. The biggest buy was Apple (AAPL, shares +0%) and the biggest sale Vanguard Int Div App Indx FD (VIGI, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- HENDERSON, TX
- CIK
- 0001767297
- Portfolio Value
- $534.9M (Q3 2025)
- SEC Filing
- 0001767297-25-000007 ↗ filed Nov 7, 2025
Holdings Value
Holdings 184 stocks · $534.9M
| DFAU Dimensional US Core Equity M | 6.95% | 811,941 | $37.2M | Add +6.6% |
| QDF NT Qual Div ETF | 6.81% | 458,556 | $36.4M | Add +1.3% |
| BLUE BELL CREAMERIES INC. | 6.05% | 245 | $32.3M | No change |
| IVV iShares Core S&P 500 ETF | 5.80% | 46,392 | $31.1M | Add +5.3% |
| VIGI Vanguard Int Div App Indx FD | 5.25% | 313,712 | $28.1M | Reduce -1.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 5.17% | 57,667 | $27.7M | Add +6.9% |
| DFIC Dimensional International Co. | 4.00% | 651,747 | $21.4M | Add +6.6% |
| AVEM Avantis Emerging Markets Eq | 3.64% | 259,090 | $19.5M | Add +8.3% |
| MSFT Microsoft Corp. | 3.57% | 36,853 | $19.1M | Add +0.0% |
| AAPL Apple Inc. | 3.42% | 71,922 | $18.3M | Add +0.3% |
| DFLV Dim US Large Cap Value ETF | 3.26% | 529,273 | $17.4M | Add +3.3% |
| TDTT NT Iboxx 3Y Dur Tips ETF | 2.01% | 442,225 | $10.8M | Add +5.0% |
| DFIV Dimensional International Va | 1.80% | 208,919 | $9.6M | Add +13.2% |
| GOOG Alphabet Inc. Class C | 1.75% | 38,366 | $9.3M | Reduce -1.8% |
| DFAS Dimensional US Small Cap ETF | 1.61% | 125,438 | $8.6M | Add +5.7% |
| JEPI JPMorgan Equity Premium Inco | 1.39% | 130,319 | $7.4M | Reduce -20.5% |
| JPM JPMorgan Chase & Co. | 1.39% | 23,489 | $7.4M | Reduce -0.1% |
| AMZN Amazon.com Inc. | 1.24% | 30,187 | $6.6M | Reduce -0.6% |
| XOM Exxon Mobil Corp. | 1.17% | 55,501 | $6.3M | Add +1.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.11% | 11,823 | $5.9M | Reduce -3.1% |
| VNQ Vanguard Real Estate ETF | 0.96% | 56,312 | $5.1M | Add +5.4% |
| GOOGL Alphabet Inc. Class A | 0.89% | 19,493 | $4.7M | Reduce -1.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.80% | 22,995 | $4.3M | Add +58.2% |
| ABBV Abbvie Inc. | 0.67% | 15,566 | $3.6M | Reduce -0.8% |
| CVX Chevron Corp. | 0.63% | 21,868 | $3.4M | Add +3.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.63% | 5,046 | $3.4M | Add +13.7% |
| LOW Lowe's Cos Inc. | 0.63% | 13,364 | $3.4M | Reduce -1.6% |
| ORCL Oracle Corp. | 0.57% | 10,838 | $3.0M | Add +0.6% |
| NVDA Nvidia Corp. | 0.53% | 15,197 | $2.8M | Add +11.4% |
| JNJ Johnson & Johnson | 0.53% | 15,234 | $2.8M | Reduce -1.9% |
| VYM Vanguard High DVD Yield ETF | 0.51% | 19,305 | $2.7M | No change |
| ABT Abbott Laboratories | 0.51% | 20,167 | $2.7M | Reduce -0.4% |
| BKNG Booking Holdings Inc. | 0.50% | 493 | $2.7M | Reduce -3.3% |
| RTX RTX Corp. | 0.49% | 15,783 | $2.6M | Reduce -0.6% |
| GUNR NT Mstar GLBL NR ETF | 0.49% | 59,922 | $2.6M | Reduce -11.7% |
| IJR iShares Core S&P Small-Cap E | 0.49% | 22,008 | $2.6M | Reduce -0.6% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.48% | 8,783 | $2.6M | Reduce -2.8% |
| PANW Palo Alto Networks Inc. | 0.48% | 12,653 | $2.6M | Reduce -3.0% |
| IWF iShares Russell 1000 Growth | 0.46% | 5,198 | $2.4M | Reduce -0.6% |
| CRM Salesforce Inc. | 0.45% | 10,078 | $2.4M | Reduce -3.1% |
| LLY Eli Lilly & Co. | 0.44% | 3,089 | $2.4M | No change |
| COST Costco Wholesale Corp. | 0.44% | 2,534 | $2.3M | Add +3.7% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.44% | 7,524 | $2.3M | Reduce -3.5% |
| META Meta Platforms Inc. Class A | 0.43% | 3,162 | $2.3M | Add +0.4% |
| MCD McDonald's Corp. | 0.43% | 7,606 | $2.3M | Reduce -0.9% |
| MA Mastercard Inc. Class A | 0.41% | 3,824 | $2.2M | Add +1.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.39% | 7,522 | $2.1M | Reduce -11.7% |
| DFEM Dimensional Emrg MRKT Core | 0.39% | 64,936 | $2.1M | Reduce -29.9% |
| PG The Procter & Gamble Co. | 0.38% | 13,373 | $2.1M | Add +1.1% |
| AVGO Broadcom Inc. | 0.36% | 5,809 | $1.9M | Reduce -1.4% |
| SBR Sabine Royalty Trust | 0.36% | 24,024 | $1.9M | No change |
| V Visa Inc. Class A | 0.35% | 5,454 | $1.9M | Reduce -0.1% |
| EFA iShares MSCI Eafe ETF | 0.34% | 19,684 | $1.8M | Add +2.6% |
| DHR Danaher Corp. | 0.34% | 9,104 | $1.8M | No change |
| PEP Pepsico Inc. | 0.32% | 12,223 | $1.7M | Reduce -5.9% |
| IJH iShares Core S&P Midcap ETF | 0.32% | 26,017 | $1.7M | Reduce -4.8% |
| DE Deere & Co. | 0.32% | 3,706 | $1.7M | No change |
| CSCO Cisco Systems Inc. | 0.29% | 22,411 | $1.5M | Reduce -1.0% |
| KO The Coca-Cola Co. | 0.28% | 22,609 | $1.5M | No change |
| MO Altria Group Inc. | 0.27% | 22,106 | $1.5M | Reduce -8.1% |
| USB US Bancorp | 0.27% | 29,593 | $1.4M | Reduce -4.5% |
| WM Waste Management Inc. | 0.27% | 6,455 | $1.4M | No change |
| SDY SS SPDR S&P Dividend ETF | 0.26% | 9,900 | $1.4M | No change |
| AXP American Express Co. | 0.26% | 4,147 | $1.4M | Reduce -3.6% |
| AMGN Amgen Inc. | 0.25% | 4,688 | $1.3M | Add +0.2% |
| IWD iShares Russell 1000 Value E | 0.25% | 6,485 | $1.3M | No change |
| NEE Nextera Energy Inc. | 0.25% | 17,452 | $1.3M | Add +2.4% |
| MMM 3M Co. | 0.25% | 8,457 | $1.3M | Add +2.3% |
| PM Philip Morris International | 0.24% | 7,939 | $1.3M | No change |
| AFL Aflac Inc. | 0.23% | 11,135 | $1.2M | Reduce -1.9% |
| ENB Enbridge Inc. | 0.23% | 24,595 | $1.2M | Reduce -6.1% |
| ASML ASML Holding NV-NY Reg SHS | 0.22% | 1,236 | $1.2M | Reduce -11.1% |
| NSC Norfolk Southern Corp. | 0.22% | 3,905 | $1.2M | No change |
| GSK GSK PLC-Spon ADR | 0.20% | 24,643 | $1.1M | Reduce -10.7% |
| ETN Eaton Corp. PLC | 0.20% | 2,807 | $1.1M | No change |
| GD General Dynamics Corp. | 0.20% | 3,067 | $1.0M | Reduce -4.9% |
| MDY State Street SPDR S&P Midcap | 0.19% | 1,737 | $1.0M | Add +28.8% |
| PFE Pfizer Inc. | 0.19% | 40,282 | $1.0M | Reduce -0.7% |
| ADP Automatic Data Processing | 0.18% | 3,310 | $971K | No change |
| CEG Constellation Energy | 0.18% | 2,944 | $969K | Reduce -4.2% |
| ICE Intercontinental Exchange Inc. | 0.18% | 5,699 | $960K | Reduce -4.8% |
| MRK Merck & Co. Inc. | 0.18% | 11,359 | $953K | Add +1.9% |
| DUK Duke Energy Corp. | 0.17% | 7,388 | $914K | Reduce -3.8% |
| HON Honeywell International Inc. | 0.16% | 4,169 | $878K | Reduce -0.5% |
| SBUX Starbucks Corp. | 0.16% | 10,326 | $874K | Reduce -14.7% |
| HD Home Depot Inc. | 0.16% | 2,068 | $838K | Add +10.8% |
| ITOT iShares Core S&P Total U.S. | 0.16% | 5,721 | $833K | No change |
| VEEV Veeva Systems Inc. Class A | 0.15% | 2,669 | $795K | Reduce -10.3% |
| MRSH Marsh & McLennan Cos | 0.15% | 3,945 | $795K | Reduce -4.8% |
| LRCX Lam Research Corp. | 0.15% | 5,835 | $781K | No change |
| IWM iShares Russell 2000 ETF | 0.15% | 3,214 | $778K | Reduce -27.1% |
| NI Nisource Inc. | 0.14% | 17,724 | $767K | Reduce -12.1% |
| HCA HCA Healthcare Inc. | 0.14% | 1,777 | $757K | No change |
| ACN Accenture PLC Class A | 0.14% | 3,050 | $752K | Reduce -0.1% |
| VIG Vanguard Dividend Apprec ETF | 0.14% | 3,475 | $750K | Reduce -20.5% |
| TMO Thermo Fisher Scientific Inc. | 0.14% | 1,532 | $743K | Reduce -5.3% |
| VEA Vanguard Ftse Developed ETF | 0.14% | 12,301 | $737K | No change |
| VZ Verizon Communications Inc. | 0.14% | 16,700 | $734K | Reduce -8.2% |
| NKE Nike Inc. Class B | 0.14% | 10,450 | $729K | Reduce -21.7% |
| WEC WEC Energy Group Inc. | 0.13% | 6,221 | $713K | Reduce -11.8% |
Portfolio Sells Q2 2025 → Q3 2025
| VIGI Vanguard Int Div App Indx FD | Reduce -1.2% | 5.25% | −0.49 |
| JEPI JPMorgan Equity Premium Inco | Reduce -20.5% | 1.39% | −0.48 |
| DFEM Dimensional Emrg MRKT Core | Reduce -29.9% | 0.39% | −0.16 |
| VT Vanguard Tot World STK ETF | Sold out | 0.00% | −0.15 |
| CRM Salesforce Inc. | Reduce -3.1% | 0.45% | −0.12 |
| INDUSTRY BANCSHARES | Sold out | 0.00% | −0.10 |
| AMZN Amazon.com Inc. | Reduce -0.6% | 1.24% | −0.10 |
| BKNG Booking Holdings Inc. | Reduce -3.3% | 0.50% | −0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.1% | 1.11% | −0.08 |
| JPST JPMorgan Ultra-Short Income | Reduce -29.6% | 0.13% | −0.07 |
| AJG Arthur J Gallagher & Co. | Reduce -3.5% | 0.44% | −0.07 |
| IEMG iShares Core MSCI Emerging | Sold out | 0.00% | −0.06 |
| SBUX Starbucks Corp. | Reduce -14.7% | 0.16% | −0.06 |
| GUNR NT Mstar GLBL NR ETF | Reduce -11.7% | 0.49% | −0.06 |
| NKE Nike Inc. Class B | Reduce -21.7% | 0.14% | −0.05 |
| PANW Palo Alto Networks Inc. | Reduce -3.0% | 0.48% | −0.05 |
| NOW ServiceNow Inc. | Sold out | 0.00% | −0.05 |
| INTC Intel Corp. | Sold out | 0.00% | −0.05 |
| ABT Abbott Laboratories | Reduce -0.4% | 0.51% | −0.05 |
| IWM iShares Russell 2000 ETF | Reduce -27.1% | 0.15% | −0.05 |
| PGR Progressive Corp. | Sold out | 0.00% | −0.04 |
| KVUE Kenvue Inc. | Reduce -24.1% | 0.05% | −0.04 |
| ACN Accenture PLC Class A | Reduce -0.1% | 0.14% | −0.04 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.04 |
| MFC Manulife Financial Corp. | Sold out | 0.00% | −0.04 |
| ICE Intercontinental Exchange Inc. | Reduce -4.8% | 0.18% | −0.04 |
| V Visa Inc. Class A | Reduce -0.1% | 0.35% | −0.04 |
| VIG Vanguard Dividend Apprec ETF | Reduce -20.5% | 0.14% | −0.04 |
| MUB iShares National Muni Bond E | Reduce -44.8% | 0.04% | −0.04 |
| UPS United Parcel Service Class B | Reduce -17.0% | 0.06% | −0.04 |
| MRSH Marsh & McLennan Cos | Reduce -4.8% | 0.15% | −0.03 |
| PDBC Invesco Optimum Yield Divers | Sold out | 0.00% | −0.03 |
| HON Honeywell International Inc. | Reduce -0.5% | 0.16% | −0.03 |
| CP Canadian Pacific Kansas City | Reduce -6.6% | 0.13% | −0.03 |
| ZTS Zoetis Inc. | Reduce -13.9% | 0.09% | −0.03 |
| CSCO Cisco Systems Inc. | Reduce -1.0% | 0.29% | −0.03 |
| CTSH Cognizant Tech Solutions-A | Reduce -11.7% | 0.07% | −0.03 |
| ZBH Zimmer Biomet Holdings Inc. | Reduce -38.1% | 0.05% | −0.03 |
| FLQM Franklin U.S. Mid Cap Multif | Reduce -18.4% | 0.10% | −0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.8% | 0.48% | −0.02 |
| KEMX Kraneshares MSCI E-MKT Ex-CH | Reduce -17.0% | 0.12% | −0.02 |
| VEEV Veeva Systems Inc. Class A | Reduce -10.3% | 0.15% | −0.02 |
| PEP Pepsico Inc. | Reduce -5.9% | 0.32% | −0.02 |
| IJH iShares Core S&P Midcap ETF | Reduce -4.8% | 0.32% | −0.02 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -18.1% | 0.10% | −0.02 |
| BMY Bristol-Myers Squibb Co. | Reduce -27.8% | 0.04% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -8.2% | 0.14% | −0.02 |
| NI Nisource Inc. | Reduce -12.1% | 0.14% | −0.02 |
| SHEL Shell PLC-ADR | Reduce -7.8% | 0.13% | −0.02 |
| ADSK Autodesk Inc. | Reduce -9.1% | 0.12% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +0.3% | 3.42% | +0.47 |
| DFAU Dimensional US Core Equity M | Add +6.6% | 6.95% | +0.47 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +6.9% | 5.17% | +0.43 |
| AVEM Avantis Emerging Markets Eq | Add +8.3% | 3.64% | +0.35 |
| IVV iShares Core S&P 500 ETF | Add +5.3% | 5.80% | +0.32 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +58.2% | 0.80% | +0.29 |
| DFIV Dimensional International Va | Add +13.2% | 1.80% | +0.22 |
| DFIC Dimensional International Co. | Add +6.6% | 4.00% | +0.18 |
| QDF NT Qual Div ETF | Add +1.3% | 6.81% | +0.16 |
| TSLA Tesla Inc. | New | 0.10% | +0.10 |
| NVDA Nvidia Corp. | Add +11.4% | 0.53% | +0.10 |
| ORCL Oracle Corp. | Add +0.6% | 0.57% | +0.10 |
| DFAS Dimensional US Small Cap ETF | Add +5.7% | 1.61% | +0.09 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +13.7% | 0.63% | +0.08 |
| GLD SPDR Gold Shares | New | 0.07% | +0.07 |
| DFLV Dim US Large Cap Value ETF | Add +3.3% | 3.26% | +0.07 |
| IBIT iShares Bitcoin Trust ETF | New | 0.04% | +0.04 |
| CSX CSX Corp. | New | 0.04% | +0.04 |
| LH Labcorp Holdings Inc. | New | 0.04% | +0.04 |
| MDY State Street SPDR S&P Midcap | Add +28.8% | 0.19% | +0.04 |
| VOO Vanguard S&P 500 ETF | New | 0.04% | +0.04 |
| CVX Chevron Corp. | Add +3.4% | 0.63% | +0.03 |
| HD Home Depot Inc. | Add +10.8% | 0.16% | +0.02 |
| BX Blackstone Inc. | Add +5.8% | 0.09% | +0.01 |
| NEE Nextera Energy Inc. | Add +2.4% | 0.25% | +0.01 |
| WMT Walmart Inc. | Add +11.1% | 0.10% | +0.01 |
| VNQ Vanguard Real Estate ETF | Add +5.4% | 0.96% | +0.01 |
| LMT Lockheed Martin Corp. | Add +9.0% | 0.08% | +0.01 |
| KMB Kimberly-Clark Corp. | Add +23.2% | 0.06% | +0.01 |
| BAC Bank of America Corp. | Add +2.7% | 0.11% | +0.00 |
| MRK Merck & Co. Inc. | Add +1.9% | 0.18% | +0.00 |
| COP Conocophillips | Add +3.2% | 0.06% | +0.00 |
| SO The Southern Co. | Add +4.9% | 0.08% | +0.00 |
| UNP Union Pacific Corp. | Add +4.9% | 0.12% | +0.00 |
| EFA iShares MSCI Eafe ETF | Add +2.6% | 0.34% | −0.00 |
| GILD Gilead Sciences Inc. | Add +4.5% | 0.08% | −0.00 |
| NFLX Netflix Inc. | Add +14.0% | 0.04% | −0.00 |
| GIS General Mills Inc. | Add +3.4% | 0.06% | −0.00 |
| MMM 3M Co. | Add +2.3% | 0.25% | −0.01 |
| XOM Exxon Mobil Corp. | Add +1.7% | 1.17% | −0.01 |
| AMGN Amgen Inc. | Add +0.2% | 0.25% | −0.01 |
| MA Mastercard Inc. Class A | Add +1.3% | 0.41% | −0.02 |
| META Meta Platforms Inc. Class A | Add +0.4% | 0.43% | −0.03 |
| TDTT NT Iboxx 3Y Dur Tips ETF | Add +5.0% | 2.01% | −0.04 |
| PG The Procter & Gamble Co. | Add +1.1% | 0.38% | −0.04 |
| COST Costco Wholesale Corp. | Add +3.7% | 0.44% | −0.05 |
| MSFT Microsoft Corp. | Add +0.0% | 3.57% | −0.11 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 167 | $604.4M | DFAU, QDF, IVV, VUG, BLUE BELL CREAMERIES INC. |
| Q1 2026 | 173 | $546.3M | DFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG |
| Q4 2025 | 180 | $549.8M | DFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG |
| Q3 2025 | 184 | $534.9M | DFAU, QDF, BLUE BELL CREAMERIES INC., IVV, VIGI |
| Q2 2025 | 187 | $498.5M | QDF, BLUE BELL CREAMERIES INC., DFAU, VIGI, IVV |
| Q1 2025 | 144 | $358.5M | QDF, VIGI, DFAU, IVV, VUG |
| Q4 2024 | 146 | $354.7M | QDF, VIGI, DFAU, IVV, AAPL |
| Q3 2024 | 146 | $341.9M | QDF, VIGI, DFAU, IVV, AAPL |
| Q2 2024 | 144 | $322.0M | QDF, VIGI, DFAU, IVV, AAPL |
| Q1 2024 | 144 | $320.9M | QDF, VIGI, DFAU, IVV, MSFT |