VeraBank, N.A.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 11, 2026), VeraBank, N.A. reported 180 stock positions worth $549.8 million. Its top holding was Dimensional US Core Equity M (DFAU) at 7.2% of the portfolio, followed by NT Qual Div ETF (QDF, 6.8%) and iShares Core S&P 500 ETF (IVV, 6.1%). Compared with Q3 2025, it opened 4 new positions, sold out of 8, added to 41 and reduced 91. The biggest buy was Dimensional International Va (DFIV, shares +37%) and the biggest sale Vanguard Int Div App Indx FD (VIGI, shares −13%).
- Most Recent 13F
- Q2 2026
- Location
- HENDERSON, TX
- CIK
- 0001767297
- Portfolio Value
- $549.8M (Q4 2025)
- SEC Filing
- 0001767297-26-000001 ↗ filed Feb 11, 2026
Holdings Value
Holdings 180 stocks · $549.8M
| DFAU Dimensional US Core Equity M | 7.17% | 842,019 | $39.4M | Add +3.7% |
| QDF NT Qual Div ETF | 6.77% | 460,560 | $37.2M | Add +0.4% |
| IVV iShares Core S&P 500 ETF | 6.11% | 49,032 | $33.6M | Add +5.7% |
| BLUE BELL CREAMERIES INC. | 5.88% | 245 | $32.3M | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 5.24% | 59,057 | $28.8M | Add +2.4% |
| VIGI Vanguard Int Div App Indx FD | 4.55% | 273,269 | $25.0M | Reduce -12.9% |
| DFIC Dimensional International Co. | 4.23% | 675,611 | $23.3M | Add +3.7% |
| AVEM Avantis Emerging Markets Eq | 3.77% | 269,353 | $20.7M | Add +4.0% |
| AAPL Apple Inc. | 3.53% | 71,361 | $19.4M | Reduce -0.8% |
| DFLV Dim US Large Cap Value ETF | 3.36% | 540,716 | $18.5M | Add +2.2% |
| MSFT Microsoft Corp. | 3.17% | 35,994 | $17.4M | Reduce -2.3% |
| DFIV Dimensional International Va | 2.61% | 287,153 | $14.3M | Add +37.5% |
| GOOG Alphabet Inc. Class C | 2.16% | 37,797 | $11.9M | Reduce -1.5% |
| TDTT NT Iboxx 3Y Dur Tips ETF | 1.92% | 438,961 | $10.6M | Reduce -0.7% |
| DFAS Dimensional US Small Cap ETF | 1.66% | 131,373 | $9.2M | Add +4.7% |
| JPM JPMorgan Chase & Co. | 1.37% | 23,316 | $7.5M | Reduce -0.7% |
| AMZN Amazon.com Inc. | 1.25% | 29,687 | $6.9M | Reduce -1.7% |
| XOM Exxon Mobil Corp. | 1.23% | 56,194 | $6.8M | Add +1.3% |
| GOOGL Alphabet Inc. Class A | 1.11% | 19,456 | $6.1M | Reduce -0.2% |
| JEPI JPMorgan Equity Premium Inco | 1.07% | 103,073 | $5.9M | Reduce -20.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.06% | 11,578 | $5.8M | Reduce -2.1% |
| VNQ Vanguard Real Estate ETF | 0.94% | 58,389 | $5.2M | Add +3.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.78% | 22,394 | $4.3M | Reduce -2.6% |
| ABBV Abbvie Inc. | 0.64% | 15,510 | $3.5M | Reduce -0.4% |
| CVX Chevron Corp. | 0.61% | 21,981 | $3.4M | Add +0.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.60% | 4,839 | $3.3M | Reduce -4.1% |
| LLY Eli Lilly & Co. | 0.59% | 3,018 | $3.2M | Reduce -2.3% |
| LOW Lowe's Cos Inc. | 0.57% | 13,089 | $3.2M | Reduce -2.1% |
| JNJ Johnson & Johnson | 0.57% | 15,234 | $3.2M | No change |
| VYM Vanguard High DVD Yield ETF | 0.54% | 20,845 | $3.0M | Add +8.0% |
| RTX RTX Corp. | 0.52% | 15,613 | $2.9M | Reduce -1.1% |
| NVDA Nvidia Corp. | 0.51% | 14,917 | $2.8M | Reduce -1.8% |
| IJR iShares Core S&P Small-Cap E | 0.48% | 22,008 | $2.6M | No change |
| CRM Salesforce Inc. | 0.48% | 9,978 | $2.6M | Reduce -1.0% |
| BKNG Booking Holdings Inc. | 0.47% | 486 | $2.6M | Reduce -1.4% |
| GUNR NT Mstar GLBL NR ETF | 0.46% | 55,327 | $2.5M | Reduce -7.7% |
| ABT Abbott Laboratories | 0.46% | 20,095 | $2.5M | Reduce -0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.45% | 8,453 | $2.5M | Reduce -3.8% |
| IWF iShares Russell 1000 Growth | 0.43% | 4,957 | $2.3M | Reduce -4.6% |
| PANW Palo Alto Networks Inc. | 0.42% | 12,648 | $2.3M | Reduce -0.0% |
| MCD McDonald's Corp. | 0.42% | 7,607 | $2.3M | Add +0.0% |
| MA Mastercard Inc. Class A | 0.40% | 3,851 | $2.2M | Add +0.7% |
| TSM Taiwan Semiconductor-SP ADR | 0.40% | 7,197 | $2.2M | Reduce -4.3% |
| COST Costco Wholesale Corp. | 0.40% | 2,536 | $2.2M | Add +0.1% |
| ORCL Oracle Corp. | 0.39% | 10,888 | $2.1M | Add +0.5% |
| GLD SPDR Gold Shares | 0.38% | 5,312 | $2.1M | Add +404.9% |
| META Meta Platforms Inc. Class A | 0.38% | 3,168 | $2.1M | Add +0.2% |
| DFEM Dimensional Emrg MRKT Core | 0.37% | 61,447 | $2.0M | Reduce -5.4% |
| AVGO Broadcom Inc. | 0.37% | 5,838 | $2.0M | Add +0.5% |
| DHR Danaher Corp. | 0.37% | 8,790 | $2.0M | Reduce -3.5% |
| EFA iShares MSCI Eafe ETF | 0.35% | 20,184 | $1.9M | Add +2.5% |
| PG The Procter & Gamble Co. | 0.35% | 13,405 | $1.9M | Add +0.2% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.35% | 7,411 | $1.9M | Reduce -1.5% |
| V Visa Inc. Class A | 0.34% | 5,307 | $1.9M | Reduce -2.7% |
| PEP Pepsico Inc. | 0.32% | 12,259 | $1.8M | Add +0.3% |
| DE Deere & Co. | 0.31% | 3,706 | $1.7M | No change |
| IJH iShares Core S&P Midcap ETF | 0.31% | 26,017 | $1.7M | No change |
| CSCO Cisco Systems Inc. | 0.31% | 21,906 | $1.7M | Reduce -2.3% |
| SBR Sabine Royalty Trust | 0.30% | 24,024 | $1.6M | No change |
| AMGN Amgen Inc. | 0.29% | 4,858 | $1.6M | Add +3.6% |
| KO The Coca-Cola Co. | 0.29% | 22,609 | $1.6M | No change |
| AXP American Express Co. | 0.28% | 4,116 | $1.5M | Reduce -0.8% |
| USB US Bancorp | 0.27% | 28,293 | $1.5M | Reduce -4.4% |
| NEE Nextera Energy Inc. | 0.25% | 17,459 | $1.4M | Add +0.0% |
| WM Waste Management Inc. | 0.25% | 6,298 | $1.4M | Reduce -2.4% |
| SDY SS SPDR S&P Dividend ETF | 0.25% | 9,900 | $1.4M | No change |
| IWD iShares Russell 1000 Value E | 0.25% | 6,485 | $1.4M | No change |
| MMM 3M Co. | 0.25% | 8,457 | $1.4M | No change |
| PM Philip Morris International | 0.23% | 7,939 | $1.3M | No change |
| ASML ASML Holding NV-NY Reg SHS | 0.23% | 1,175 | $1.3M | Reduce -4.9% |
| AFL Aflac Inc. | 0.22% | 11,135 | $1.2M | No change |
| MRK Merck & Co. Inc. | 0.22% | 11,641 | $1.2M | Add +2.5% |
| GSK GSK PLC-Spon ADR | 0.22% | 24,269 | $1.2M | Reduce -1.5% |
| ENB Enbridge Inc. | 0.21% | 23,970 | $1.1M | Reduce -2.5% |
| NSC Norfolk Southern Corp. | 0.21% | 3,905 | $1.1M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.20% | 5,123 | $1.1M | Add +47.4% |
| GD General Dynamics Corp. | 0.18% | 2,982 | $1.0M | Reduce -2.8% |
| LRCX Lam Research Corp. | 0.18% | 5,835 | $999K | No change |
| PFE Pfizer Inc. | 0.18% | 39,927 | $994K | Reduce -0.9% |
| CEG Constellation Energy | 0.18% | 2,778 | $981K | Reduce -5.6% |
| MDY State Street SPDR S&P Midcap | 0.18% | 1,600 | $965K | Reduce -7.9% |
| ICE Intercontinental Exchange Inc. | 0.17% | 5,699 | $923K | No change |
| ETN Eaton Corp. PLC | 0.17% | 2,894 | $922K | Add +3.1% |
| TMO Thermo Fisher Scientific Inc. | 0.16% | 1,526 | $884K | Reduce -0.4% |
| MO Altria Group Inc. | 0.16% | 15,072 | $869K | Reduce -31.8% |
| ADP Automatic Data Processing | 0.15% | 3,310 | $851K | No change |
| ITOT iShares Core S&P Total U.S. | 0.15% | 5,704 | $848K | Reduce -0.3% |
| HON Honeywell International Inc. | 0.15% | 4,296 | $838K | Add +3.0% |
| DUK Duke Energy Corp. | 0.15% | 7,131 | $836K | Reduce -3.5% |
| NUE Nucor Corp. | 0.15% | 5,093 | $831K | No change |
| HCA HCA Healthcare Inc. | 0.15% | 1,777 | $830K | No change |
| ACN Accenture PLC Class A | 0.15% | 2,975 | $798K | Reduce -2.5% |
| SBUX Starbucks Corp. | 0.14% | 9,379 | $790K | Reduce -9.2% |
| CAT Caterpillar Inc. | 0.14% | 1,378 | $789K | Add +3.1% |
| VEA Vanguard Ftse Developed ETF | 0.14% | 12,267 | $766K | Reduce -0.3% |
| IWM iShares Russell 2000 ETF | 0.14% | 3,079 | $758K | Reduce -4.2% |
| CP Canadian Pacific Kansas City | 0.13% | 9,750 | $718K | Add +2.6% |
| MRSH Marsh & McLennan Cos | 0.13% | 3,810 | $707K | Reduce -3.4% |
| NI Nisource Inc. | 0.13% | 16,904 | $706K | Reduce -4.6% |
| SHEL Shell PLC-ADR | 0.13% | 9,574 | $703K | Reduce -3.2% |
Portfolio Sells Q3 2025 → Q4 2025
| VIGI Vanguard Int Div App Indx FD | Reduce -12.9% | 4.55% | −0.71 |
| MSFT Microsoft Corp. | Reduce -2.3% | 3.17% | −0.40 |
| JEPI JPMorgan Equity Premium Inco | Reduce -20.9% | 1.07% | −0.32 |
| MO Altria Group Inc. | Reduce -31.8% | 0.16% | −0.11 |
| TDTT NT Iboxx 3Y Dur Tips ETF | Reduce -0.7% | 1.92% | −0.09 |
| AJG Arthur J Gallagher & Co. | Reduce -1.5% | 0.35% | −0.09 |
| FISV Fiserv Inc. | Reduce -31.3% | 0.04% | −0.08 |
| PANW Palo Alto Networks Inc. | Reduce -0.0% | 0.42% | −0.06 |
| LOW Lowe's Cos Inc. | Reduce -2.1% | 0.57% | −0.05 |
| T AT&T Inc. | Reduce -50.1% | 0.04% | −0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -2.1% | 1.06% | −0.05 |
| VEEV Veeva Systems Inc. Class A | Reduce -10.6% | 0.10% | −0.05 |
| KVUE Kenvue Inc. | Sold out | 0.00% | −0.05 |
| GNTY Guaranty Bancshares Inc. | Sold out | 0.00% | −0.05 |
| ABT Abbott Laboratories | Reduce -0.4% | 0.46% | −0.05 |
| ZBH Zimmer Biomet Holdings Inc. | Sold out | 0.00% | −0.05 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.04 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.04 |
| ADI Analog Devices Inc. | Sold out | 0.00% | −0.04 |
| LH Labcorp Holdings Inc. | Sold out | 0.00% | −0.04 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.04 |
| HD Home Depot Inc. | Reduce -7.2% | 0.12% | −0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.8% | 0.45% | −0.04 |
| ZTS Zoetis Inc. | Reduce -22.9% | 0.06% | −0.03 |
| ABBV Abbvie Inc. | Reduce -0.4% | 0.64% | −0.03 |
| GUNR NT Mstar GLBL NR ETF | Reduce -7.7% | 0.46% | −0.03 |
| IWF iShares Russell 1000 Growth | Reduce -4.6% | 0.43% | −0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -4.1% | 0.60% | −0.03 |
| JPST JPMorgan Ultra-Short Income | Reduce -18.7% | 0.10% | −0.03 |
| WEC WEC Energy Group Inc. | Reduce -10.7% | 0.11% | −0.03 |
| TSLA Tesla Inc. | Reduce -23.2% | 0.08% | −0.02 |
| BKNG Booking Holdings Inc. | Reduce -1.4% | 0.47% | −0.02 |
| NVDA Nvidia Corp. | Reduce -1.8% | 0.51% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.6% | 0.78% | −0.02 |
| ENB Enbridge Inc. | Reduce -2.5% | 0.21% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -5.4% | 0.12% | −0.02 |
| MRSH Marsh & McLennan Cos | Reduce -3.4% | 0.13% | −0.02 |
| DFEM Dimensional Emrg MRKT Core | Reduce -5.4% | 0.37% | −0.02 |
| SBUX Starbucks Corp. | Reduce -9.2% | 0.14% | −0.02 |
| DUK Duke Energy Corp. | Reduce -3.5% | 0.15% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -0.7% | 1.37% | −0.02 |
| MDY State Street SPDR S&P Midcap | Reduce -7.9% | 0.18% | −0.02 |
| NKE Nike Inc. Class B | Reduce -0.6% | 0.12% | −0.02 |
| ADSK Autodesk Inc. | Reduce -3.5% | 0.11% | −0.02 |
| NI Nisource Inc. | Reduce -4.6% | 0.13% | −0.02 |
| BLK BlackRock Inc. | Reduce -2.6% | 0.10% | −0.01 |
| WM Waste Management Inc. | Reduce -2.4% | 0.25% | −0.01 |
| KMB Kimberly-Clark Corp. | Reduce -1.4% | 0.05% | −0.01 |
| GD General Dynamics Corp. | Reduce -2.8% | 0.18% | −0.01 |
| MDLZ Mondelez International Inc. Class A | Reduce -1.2% | 0.06% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| DFIV Dimensional International Va | Add +37.5% | 2.61% | +0.81 |
| GLD SPDR Gold Shares | Add +404.9% | 0.38% | +0.31 |
| IVV iShares Core S&P 500 ETF | Add +5.7% | 6.11% | +0.30 |
| DFIC Dimensional International Co. | Add +3.7% | 4.23% | +0.24 |
| DFAU Dimensional US Core Equity M | Add +3.7% | 7.17% | +0.22 |
| AVEM Avantis Emerging Markets Eq | Add +4.0% | 3.77% | +0.14 |
| DFLV Dim US Large Cap Value ETF | Add +2.2% | 3.36% | +0.11 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +2.4% | 5.24% | +0.07 |
| VIG Vanguard Dividend Apprec ETF | Add +47.4% | 0.20% | +0.06 |
| XOM Exxon Mobil Corp. | Add +1.3% | 1.23% | +0.06 |
| DFAS Dimensional US Small Cap ETF | Add +4.7% | 1.66% | +0.06 |
| MRK Merck & Co. Inc. | Add +2.5% | 0.22% | +0.04 |
| GBCI Glacier Bancorp Inc. | New | 0.04% | +0.04 |
| AMGN Amgen Inc. | Add +3.6% | 0.29% | +0.04 |
| MU Micron Technology Inc. | New | 0.04% | +0.04 |
| COR Cencora Inc. | New | 0.04% | +0.04 |
| VHT Vanguard Health Care ETF | New | 0.04% | +0.04 |
| VYM Vanguard High DVD Yield ETF | Add +8.0% | 0.54% | +0.04 |
| VOO Vanguard S&P 500 ETF | Add +65.9% | 0.06% | +0.03 |
| CAT Caterpillar Inc. | Add +3.1% | 0.14% | +0.02 |
| WMT Walmart Inc. | Add +17.8% | 0.12% | +0.02 |
| COF Capital One Financial Corp. | Add +2.7% | 0.09% | +0.01 |
| AVGO Broadcom Inc. | Add +0.5% | 0.37% | +0.01 |
| EFA iShares MSCI Eafe ETF | Add +2.5% | 0.35% | +0.01 |
| NEE Nextera Energy Inc. | Add +0.0% | 0.25% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +17.3% | 0.07% | +0.01 |
| EMR Emerson Electric Co. | Add +16.1% | 0.06% | +0.01 |
| PSX Phillips 66 | Add +21.6% | 0.05% | +0.01 |
| COP Conocophillips | Add +7.6% | 0.06% | +0.00 |
| SO The Southern Co. | Add +12.9% | 0.08% | +0.00 |
| PEP Pepsico Inc. | Add +0.3% | 0.32% | −0.00 |
| CP Canadian Pacific Kansas City | Add +2.6% | 0.13% | −0.00 |
| KR Kroger Co. | Add +3.4% | 0.05% | −0.00 |
| MA Mastercard Inc. Class A | Add +0.7% | 0.40% | −0.01 |
| MCD McDonald's Corp. | Add +0.0% | 0.42% | −0.01 |
| LIN Linde PLC | Add +2.6% | 0.09% | −0.01 |
| HON Honeywell International Inc. | Add +3.0% | 0.15% | −0.01 |
| VNQ Vanguard Real Estate ETF | Add +3.7% | 0.94% | −0.02 |
| CVX Chevron Corp. | Add +0.5% | 0.61% | −0.03 |
| ETN Eaton Corp. PLC | Add +3.1% | 0.17% | −0.03 |
| PG The Procter & Gamble Co. | Add +0.2% | 0.35% | −0.03 |
| QDF NT Qual Div ETF | Add +0.4% | 6.77% | −0.04 |
| COST Costco Wholesale Corp. | Add +0.1% | 0.40% | −0.04 |
| META Meta Platforms Inc. Class A | Add +0.2% | 0.38% | −0.05 |
| ORCL Oracle Corp. | Add +0.5% | 0.39% | −0.18 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 167 | $604.4M | DFAU, QDF, IVV, VUG, BLUE BELL CREAMERIES INC. |
| Q1 2026 | 173 | $546.3M | DFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG |
| Q4 2025 | 180 | $549.8M | DFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG |
| Q3 2025 | 184 | $534.9M | DFAU, QDF, BLUE BELL CREAMERIES INC., IVV, VIGI |
| Q2 2025 | 187 | $498.5M | QDF, BLUE BELL CREAMERIES INC., DFAU, VIGI, IVV |
| Q1 2025 | 144 | $358.5M | QDF, VIGI, DFAU, IVV, VUG |
| Q4 2024 | 146 | $354.7M | QDF, VIGI, DFAU, IVV, AAPL |
| Q3 2024 | 146 | $341.9M | QDF, VIGI, DFAU, IVV, AAPL |
| Q2 2024 | 144 | $322.0M | QDF, VIGI, DFAU, IVV, AAPL |
| Q1 2024 | 144 | $320.9M | QDF, VIGI, DFAU, IVV, MSFT |