VeraBank, N.A.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 30, 2025), VeraBank, N.A. reported 146 stock positions worth $354.7 million. Its top holding was NT Qual Div ETF (QDF) at 8.5% of the portfolio, followed by Vanguard Int Div App Indx FD (VIGI, 7.1%) and Dimensional US Core Equity M (DFAU, 6.6%). Compared with Q3 2024, it opened 2 new positions, sold out of 2, added to 35 and reduced 75. The biggest buy was a new position in Avantis Emerging Markets Eq (AVEM) and the biggest sale NT Mstar GLBL NR ETF (GUNR, shares −48%).
- Most Recent 13F
- Q2 2026
- Location
- HENDERSON, TX
- CIK
- 0001767297
- Portfolio Value
- $354.7M (Q4 2024)
- SEC Filing
- 0001767297-25-000001 ↗ filed Jan 30, 2025
Holdings Value
Holdings 146 stocks · $354.7M
| QDF NT Qual Div ETF | 8.54% | 429,469 | $30.3M | Add +4.6% |
| VIGI Vanguard Int Div App Indx FD | 7.11% | 315,321 | $25.2M | Add +8.8% |
| DFAU Dimensional US Core Equity M | 6.59% | 577,177 | $23.4M | Add +22.8% |
| IVV iShares Core S&P 500 ETF | 5.31% | 32,023 | $18.9M | Add +21.5% |
| AAPL Apple Inc. | 4.33% | 61,278 | $15.3M | Reduce -0.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.29% | 37,078 | $15.2M | Add +25.2% |
| AVEM Avantis Emerging Markets Eq | 3.61% | 218,082 | $12.8M | New |
| DFIC Dimensional International Co. | 3.51% | 482,280 | $12.5M | Add +29.6% |
| DFLV Dim US Large Cap Value ETF | 3.45% | 407,004 | $12.2M | Add +15.4% |
| MSFT Microsoft Corp. | 3.26% | 27,464 | $11.6M | Reduce -0.1% |
| JEPI JPMorgan Equity Premium Inco | 2.86% | 176,417 | $10.1M | Reduce -9.6% |
| TDTT NT Iboxx 3Y Dur Tips ETF | 2.40% | 361,491 | $8.5M | Add +4.8% |
| DFAS Dimensional US Small Cap ETF | 1.80% | 97,875 | $6.4M | Add +5.8% |
| GOOG Alphabet Inc. Class C | 1.57% | 29,150 | $5.6M | Reduce -0.7% |
| JPM JPMorgan Chase & Co. | 1.42% | 21,044 | $5.0M | Reduce -0.1% |
| XOM Exxon Mobil Corp. | 1.39% | 45,885 | $4.9M | Add +0.2% |
| DFIV Dimensional International Va | 1.37% | 137,042 | $4.9M | Reduce -32.5% |
| GUNR NT Mstar GLBL NR ETF | 1.20% | 117,490 | $4.3M | Reduce -48.1% |
| GOOGL Alphabet Inc. Class A | 1.04% | 19,445 | $3.7M | Reduce -0.3% |
| VNQ Vanguard Real Estate ETF | 1.04% | 41,215 | $3.7M | Add +8.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.01% | 7,874 | $3.6M | Reduce -1.4% |
| AMZN Amazon.com Inc. | 0.99% | 16,068 | $3.5M | Add +1.4% |
| LOW Lowe's Cos Inc. | 0.99% | 14,178 | $3.5M | Reduce -0.3% |
| DFEM Dimensional Emrg MRKT Core | 0.96% | 129,521 | $3.4M | Reduce -33.3% |
| CVX Chevron Corp. | 0.88% | 21,576 | $3.1M | Reduce -0.5% |
| LLY Eli Lilly & Co. | 0.80% | 3,689 | $2.8M | Add +0.6% |
| IJR iShares Core S&P Small-Cap E | 0.71% | 21,832 | $2.5M | Reduce -2.3% |
| VYM Vanguard High DVD Yield ETF | 0.69% | 19,254 | $2.5M | Reduce -0.1% |
| CRM Salesforce Inc. | 0.68% | 7,197 | $2.4M | Reduce -0.1% |
| ABBV Abbvie Inc. | 0.65% | 12,928 | $2.3M | No change |
| ABT Abbott Laboratories | 0.63% | 19,637 | $2.2M | Reduce -0.3% |
| DHR Danaher Corp. | 0.61% | 9,471 | $2.2M | Reduce -0.3% |
| PG The Procter & Gamble Co. | 0.61% | 12,887 | $2.2M | Reduce -0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.61% | 3,682 | $2.2M | No change |
| COST Costco Wholesale Corp. | 0.59% | 2,300 | $2.1M | Reduce -0.1% |
| JNJ Johnson & Johnson | 0.57% | 13,905 | $2.0M | Add +14.0% |
| MCD McDonald's Corp. | 0.56% | 6,894 | $2.0M | Reduce -0.4% |
| IWF iShares Russell 1000 Growth | 0.56% | 4,953 | $2.0M | Reduce -0.2% |
| PEP Pepsico Inc. | 0.56% | 13,042 | $2.0M | Reduce -0.8% |
| MA Mastercard Inc. Class A | 0.56% | 3,744 | $2.0M | Reduce -1.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.49% | 6,531 | $1.7M | Reduce -5.8% |
| DE Deere & Co. | 0.48% | 4,048 | $1.7M | Add +0.1% |
| ORCL Oracle Corp. | 0.47% | 10,026 | $1.7M | Reduce -3.8% |
| IJH iShares Core S&P Midcap ETF | 0.47% | 26,770 | $1.7M | Reduce -6.5% |
| SBR Sabine Royalty Trust | 0.44% | 24,024 | $1.6M | No change |
| SBUX Starbucks Corp. | 0.41% | 16,072 | $1.5M | Reduce -6.7% |
| AFL Aflac Inc. | 0.39% | 13,505 | $1.4M | No change |
| EFA iShares MSCI Eafe ETF | 0.39% | 18,062 | $1.4M | No change |
| FISV Fiserv Inc. | 0.37% | 6,445 | $1.3M | Reduce -0.9% |
| WM Waste Management Inc. | 0.36% | 6,385 | $1.3M | Reduce -0.3% |
| KO The Coca-Cola Co. | 0.36% | 20,424 | $1.3M | Reduce -0.9% |
| NEE Nextera Energy Inc. | 0.35% | 17,532 | $1.3M | Reduce -0.5% |
| MO Altria Group Inc. | 0.35% | 23,456 | $1.2M | Reduce -0.2% |
| ITOT iShares Core S&P Total U.S. | 0.33% | 9,216 | $1.2M | No change |
| AVGO Broadcom Inc. | 0.33% | 5,110 | $1.2M | Add +1.6% |
| IWD iShares Russell 1000 Value E | 0.33% | 6,363 | $1.2M | No change |
| MRK Merck & Co. Inc. | 0.33% | 11,839 | $1.2M | Reduce -1.2% |
| CSCO Cisco Systems Inc. | 0.33% | 19,523 | $1.2M | Reduce -1.2% |
| NKE Nike Inc. Class B | 0.32% | 15,212 | $1.2M | Reduce -2.9% |
| META Meta Platforms Inc. Class A | 0.32% | 1,954 | $1.1M | Add +0.8% |
| AMGN Amgen Inc. | 0.32% | 4,364 | $1.1M | Reduce -8.4% |
| RTX RTX Corp. | 0.31% | 9,586 | $1.1M | Reduce -0.1% |
| ACN Accenture PLC Class A | 0.31% | 3,141 | $1.1M | Reduce -4.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.31% | 6,396 | $1.1M | Reduce -0.2% |
| MMM 3M Co. | 0.29% | 7,967 | $1.0M | Reduce -0.1% |
| ADP Automatic Data Processing | 0.27% | 3,310 | $969K | No change |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.26% | 3,300 | $937K | No change |
| IWM iShares Russell 2000 ETF | 0.26% | 4,098 | $905K | Reduce -4.4% |
| MDY State Street SPDR S&P Midcap | 0.25% | 1,545 | $880K | No change |
| NSC Norfolk Southern Corp. | 0.25% | 3,719 | $873K | Reduce -0.4% |
| HON Honeywell International Inc. | 0.24% | 3,821 | $863K | Add +0.2% |
| AXP American Express Co. | 0.24% | 2,866 | $851K | Add +0.6% |
| PFE Pfizer Inc. | 0.24% | 31,943 | $847K | Reduce -8.9% |
| VZ Verizon Communications Inc. | 0.23% | 20,398 | $816K | Reduce -0.6% |
| ETN Eaton Corp. PLC | 0.22% | 2,398 | $796K | Add +0.3% |
| MRSH Marsh & McLennan Cos | 0.22% | 3,745 | $795K | Reduce -0.8% |
| CP Canadian Pacific Kansas City | 0.21% | 10,365 | $750K | Add +0.4% |
| TDTF NT Iboxx 5Y Dur Tips ETF | 0.21% | 32,153 | $748K | Reduce -70.3% |
| PANW Palo Alto Networks Inc. | 0.21% | 4,092 | $745K | Add +0.4% |
| PM Philip Morris International | 0.21% | 6,123 | $737K | Reduce -4.1% |
| HCA HCA Healthcare Inc. | 0.20% | 2,388 | $717K | Add +0.6% |
| UNH Unitedhealth Group Inc. | 0.18% | 1,291 | $653K | Reduce -0.6% |
| TMO Thermo Fisher Scientific Inc. | 0.18% | 1,205 | $627K | Reduce -0.5% |
| UPS United Parcel Service Class B | 0.17% | 4,913 | $620K | Reduce -1.0% |
| USB US Bancorp | 0.17% | 12,521 | $599K | Reduce -0.7% |
| HD Home Depot Inc. | 0.17% | 1,531 | $596K | Add +0.3% |
| HAL Halliburton Co. | 0.16% | 20,978 | $570K | Reduce -5.1% |
| ICE Intercontinental Exchange Inc. | 0.16% | 3,804 | $567K | Reduce -1.3% |
| BLK BlackRock Inc. | 0.16% | 551 | $565K | Reduce -2.5% |
| CEG Constellation Energy | 0.16% | 2,501 | $559K | No change |
| BKNG Booking Holdings Inc. | 0.16% | 112 | $556K | No change |
| AMAT Applied Materials Inc. | 0.16% | 3,389 | $551K | Reduce -0.4% |
| CL Colgate-Palmolive Co. | 0.15% | 5,930 | $539K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.15% | 11,769 | $517K | Reduce -0.4% |
| UNP Union Pacific Corp. | 0.14% | 2,216 | $505K | Reduce -0.1% |
| AWK American Water Works Co. Inc. | 0.14% | 4,042 | $503K | Reduce -1.9% |
| V Visa Inc. Class A | 0.14% | 1,579 | $499K | Add +3.1% |
| INTC Intel Corp. | 0.14% | 24,783 | $497K | Reduce -17.6% |
| LIN Linde PLC | 0.14% | 1,179 | $494K | Reduce -0.9% |
| CAT Caterpillar Inc. | 0.14% | 1,336 | $485K | Add +0.8% |
Portfolio Sells Q3 2024 → Q4 2024
| GUNR NT Mstar GLBL NR ETF | Reduce -48.1% | 1.20% | −1.53 |
| DFIV Dimensional International Va | Reduce -32.5% | 1.37% | −0.89 |
| DFEM Dimensional Emrg MRKT Core | Reduce -33.3% | 0.96% | −0.64 |
| TDTF NT Iboxx 5Y Dur Tips ETF | Reduce -70.3% | 0.21% | −0.55 |
| JEPI JPMorgan Equity Premium Inco | Reduce -9.6% | 2.86% | −0.54 |
| MSFT Microsoft Corp. | Reduce -0.1% | 3.26% | −0.19 |
| DHR Danaher Corp. | Reduce -0.3% | 0.61% | −0.16 |
| LOW Lowe's Cos Inc. | Reduce -0.3% | 0.99% | −0.14 |
| AMGN Amgen Inc. | Reduce -8.4% | 0.32% | −0.13 |
| PEP Pepsico Inc. | Reduce -0.8% | 0.56% | −0.09 |
| NEE Nextera Energy Inc. | Reduce -0.5% | 0.35% | −0.08 |
| NKE Nike Inc. Class B | Reduce -2.9% | 0.32% | −0.08 |
| SBUX Starbucks Corp. | Reduce -6.7% | 0.41% | −0.08 |
| KO The Coca-Cola Co. | Reduce -0.9% | 0.36% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.4% | 1.01% | −0.07 |
| CVS CVS Health Corp. | Reduce -22.6% | 0.08% | −0.07 |
| TGT Target Corp. | Sold out | 0.00% | −0.07 |
| INTC Intel Corp. | Reduce -17.6% | 0.14% | −0.07 |
| MRK Merck & Co. Inc. | Reduce -1.2% | 0.33% | −0.07 |
| VLO Valero Energy Corp. | Sold out | 0.00% | −0.06 |
| PFE Pfizer Inc. | Reduce -8.9% | 0.24% | −0.06 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.3% | 0.71% | −0.06 |
| MCD McDonald's Corp. | Reduce -0.4% | 0.56% | −0.05 |
| CVX Chevron Corp. | Reduce -0.5% | 0.88% | −0.05 |
| IJH iShares Core S&P Midcap ETF | Reduce -6.5% | 0.47% | −0.05 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -5.8% | 0.49% | −0.05 |
| ORCL Oracle Corp. | Reduce -3.8% | 0.47% | −0.05 |
| AMAT Applied Materials Inc. | Reduce -0.4% | 0.16% | −0.05 |
| PG The Procter & Gamble Co. | Reduce -0.3% | 0.61% | −0.05 |
| TMO Thermo Fisher Scientific Inc. | Reduce -0.5% | 0.18% | −0.04 |
| VZ Verizon Communications Inc. | Reduce -0.6% | 0.23% | −0.04 |
| UNH Unitedhealth Group Inc. | Reduce -0.6% | 0.18% | −0.04 |
| AWK American Water Works Co. Inc. | Reduce -1.9% | 0.14% | −0.03 |
| ABT Abbott Laboratories | Reduce -0.3% | 0.63% | −0.03 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.1% | 0.69% | −0.03 |
| MMM 3M Co. | Reduce -0.1% | 0.29% | −0.03 |
| ACN Accenture PLC Class A | Reduce -4.6% | 0.31% | −0.03 |
| RTX RTX Corp. | Reduce -0.1% | 0.31% | −0.03 |
| HAL Halliburton Co. | Reduce -5.1% | 0.16% | −0.03 |
| LIN Linde PLC | Reduce -0.9% | 0.14% | −0.03 |
| PDBC Invesco Optimum Yield Divers | Reduce -30.4% | 0.05% | −0.03 |
| WM Waste Management Inc. | Reduce -0.3% | 0.36% | −0.03 |
| NSC Norfolk Southern Corp. | Reduce -0.4% | 0.25% | −0.03 |
| UPS United Parcel Service Class B | Reduce -1.0% | 0.17% | −0.02 |
| MRSH Marsh & McLennan Cos | Reduce -0.8% | 0.22% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.2% | 0.31% | −0.02 |
| IWM iShares Russell 2000 ETF | Reduce -4.4% | 0.26% | −0.02 |
| ICE Intercontinental Exchange Inc. | Reduce -1.3% | 0.16% | −0.02 |
| COP Conocophillips | Reduce -12.7% | 0.08% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.8% | 0.11% | −0.02 |
Portfolio Buys Q3 2024 → Q4 2024
| AVEM Avantis Emerging Markets Eq | New | 3.61% | +3.61 |
| DFAU Dimensional US Core Equity M | Add +22.8% | 6.59% | +1.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +25.2% | 4.29% | +0.97 |
| IVV iShares Core S&P 500 ETF | Add +21.5% | 5.31% | +0.87 |
| DFIC Dimensional International Co. | Add +29.6% | 3.51% | +0.45 |
| DFLV Dim US Large Cap Value ETF | Add +15.4% | 3.45% | +0.27 |
| AMZN Amazon.com Inc. | Add +1.4% | 0.99% | +0.13 |
| AVGO Broadcom Inc. | Add +1.6% | 0.33% | +0.08 |
| SNA Snap-on Inc. | New | 0.06% | +0.06 |
| DFAS Dimensional US Small Cap ETF | Add +5.8% | 1.80% | +0.04 |
| NVDA Nvidia Corp. | Add +9.3% | 0.12% | +0.02 |
| V Visa Inc. Class A | Add +3.1% | 0.14% | +0.02 |
| AXP American Express Co. | Add +0.6% | 0.24% | +0.01 |
| HON Honeywell International Inc. | Add +0.2% | 0.24% | +0.01 |
| WMT Walmart Inc. | Add +2.7% | 0.11% | +0.01 |
| PANW Palo Alto Networks Inc. | Add +0.4% | 0.21% | +0.01 |
| META Meta Platforms Inc. Class A | Add +0.8% | 0.32% | −0.00 |
| IBM Intl Business Machines Corp. | Add +2.1% | 0.10% | −0.00 |
| SLB SLB Ltd. | Add +7.5% | 0.09% | −0.00 |
| SPGI S&P Global Inc. | Add +1.9% | 0.09% | −0.01 |
| ETN Eaton Corp. PLC | Add +0.3% | 0.22% | −0.01 |
| BDX Becton Dickinson and Co. | Add +0.4% | 0.08% | −0.01 |
| DE Deere & Co. | Add +0.1% | 0.48% | −0.01 |
| JNJ Johnson & Johnson | Add +14.0% | 0.57% | −0.01 |
| HD Home Depot Inc. | Add +0.3% | 0.17% | −0.01 |
| ZTS Zoetis Inc. | Add +4.1% | 0.07% | −0.01 |
| ADBE Adobe Inc. | Add +0.9% | 0.07% | −0.01 |
| CAT Caterpillar Inc. | Add +0.8% | 0.14% | −0.02 |
| LRCX Lam Research Corp. | Add +0.4% | 0.11% | −0.02 |
| TDTT NT Iboxx 3Y Dur Tips ETF | Add +4.8% | 2.40% | −0.02 |
| VNQ Vanguard Real Estate ETF | Add +8.8% | 1.04% | −0.04 |
| CP Canadian Pacific Kansas City | Add +0.4% | 0.21% | −0.05 |
| QDF NT Qual Div ETF | Add +4.6% | 8.54% | −0.07 |
| HCA HCA Healthcare Inc. | Add +0.6% | 0.20% | −0.08 |
| LLY Eli Lilly & Co. | Add +0.6% | 0.80% | −0.15 |
| XOM Exxon Mobil Corp. | Add +0.2% | 1.39% | −0.18 |
| VIGI Vanguard Int Div App Indx FD | Add +8.8% | 7.11% | −0.37 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 167 | $604.4M | DFAU, QDF, IVV, VUG, BLUE BELL CREAMERIES INC. |
| Q1 2026 | 173 | $546.3M | DFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG |
| Q4 2025 | 180 | $549.8M | DFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG |
| Q3 2025 | 184 | $534.9M | DFAU, QDF, BLUE BELL CREAMERIES INC., IVV, VIGI |
| Q2 2025 | 187 | $498.5M | QDF, BLUE BELL CREAMERIES INC., DFAU, VIGI, IVV |
| Q1 2025 | 144 | $358.5M | QDF, VIGI, DFAU, IVV, VUG |
| Q4 2024 | 146 | $354.7M | QDF, VIGI, DFAU, IVV, AAPL |
| Q3 2024 | 146 | $341.9M | QDF, VIGI, DFAU, IVV, AAPL |
| Q2 2024 | 144 | $322.0M | QDF, VIGI, DFAU, IVV, AAPL |
| Q1 2024 | 144 | $320.9M | QDF, VIGI, DFAU, IVV, MSFT |