VeraBank, N.A.

In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 24, 2024), VeraBank, N.A. reported 144 stock positions worth $322.0 million. Its top holding was NT Qual Div ETF (QDF) at 8.3% of the portfolio, followed by Vanguard Int Div App Indx FD (VIGI, 7.3%) and Dimensional US Core Equity M (DFAU, 5.3%). Compared with Q1 2024, it opened 3 new positions, sold out of 3, added to 15 and reduced 65. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +3%) and the biggest sale SS SPDR S&P 500 ETF Trust-US (SPY, shares −32%).

Most Recent 13F
Q2 2026
Location
HENDERSON, TX
CIK
0001767297
Portfolio Value
$322.0M (Q2 2024)
SEC Filing
0001767297-24-000003 ↗ filed Jul 24, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $320.9M Q1 2024 Q2 2024: $322.0M $322.0M Q2 2024 Q3 2024: $341.9M Q3 2024 Q4 2024: $354.7M Q4 2024 Q1 2025: $358.5M Q1 2025 Q2 2025: $498.5M Q2 2025 Q3 2025: $534.9M Q3 2025 Q4 2025: $549.8M Q4 2025 Q1 2026: $546.3M Q1 2026 Q2 2026: $604.4M Q2 2026

Holdings 144 stocks · $322.0M
QDF NT Qual Div ETF 8.33% 403,063 $26.8M Reduce -0.8%
VIGI Vanguard Int Div App Indx FD 7.34% 290,833 $23.6M Add +0.2%
DFAU Dimensional US Core Equity M 5.26% 451,843 $16.9M Add +1.8%
IVV iShares Core S&P 500 ETF 4.39% 25,824 $14.1M Add +2.1%
AAPL Apple Inc. 4.08% 62,426 $13.1M Reduce -2.8%
MSFT Microsoft Corp. 3.80% 27,341 $12.2M Reduce -1.4%
JEPI JPMorgan Equity Premium Inco 3.50% 198,830 $11.3M Add +1.6%
VUG Vanguard Mrngstar GR ETF-Sui 3.35% 28,822 $10.8M Add +2.8%
GUNR NT Mstar GLBL NR ETF 3.18% 254,904 $10.2M Add +0.0%
DFLV Dim US Large Cap Value ETF 3.08% 342,700 $9.9M Add +2.8%
DFIC Dimensional International Co. 2.97% 363,578 $9.6M Add +3.1%
TDTT NT Iboxx 3Y Dur Tips ETF 2.50% 340,894 $8.0M Add +1.6%
DFIV Dimensional International Va 2.39% 213,974 $7.7M Add +1.6%
GOOG Alphabet Inc. Class C 1.71% 30,010 $5.5M Reduce -0.4%
XOM Exxon Mobil Corp. 1.65% 46,098 $5.3M Reduce -0.3%
DFAS Dimensional US Small Cap ETF 1.62% 86,740 $5.2M Add +2.7%
DFEM Dimensional Emrg MRKT Core 1.59% 191,657 $5.1M Add +3.6%
JPM JPMorgan Chase & Co. 1.34% 21,344 $4.3M Reduce -0.7%
GOOGL Alphabet Inc. Class A 1.10% 19,507 $3.6M Reduce -0.3%
CVX Chevron Corp. 1.05% 21,686 $3.4M Reduce -0.1%
BRK.B Berkshire Hathaway Inc. Class B 1.03% 8,185 $3.3M Reduce -0.5%
LLY Eli Lilly & Co. 1.03% 3,669 $3.3M Reduce -0.3%
LOW Lowe's Cos Inc. 1.01% 14,704 $3.2M Reduce -0.1%
VNQ Vanguard Real Estate ETF 0.96% 37,047 $3.1M Add +1.6%
AMZN Amazon.com Inc. 0.95% 15,840 $3.1M No change
TDTF NT Iboxx 5Y Dur Tips ETF 0.85% 116,591 $2.7M Reduce -2.1%
IJR iShares Core S&P Small-Cap E 0.76% 22,821 $2.4M Reduce -0.4%
SPY SS SPDR S&P 500 ETF Trust-US 0.74% 4,382 $2.4M Reduce -31.5%
DHR Danaher Corp. 0.74% 9,541 $2.4M Reduce -0.3%
VYM Vanguard High DVD Yield ETF 0.71% 19,247 $2.3M Add +1.0%
ABBV Abbvie Inc. 0.69% 12,943 $2.2M No change
PEP Pepsico Inc. 0.69% 13,450 $2.2M Reduce -0.1%
PG The Procter & Gamble Co. 0.68% 13,246 $2.2M Reduce -0.6%
ABT Abbott Laboratories 0.64% 19,846 $2.1M No change
COST Costco Wholesale Corp. 0.61% 2,322 $2.0M No change
CRM Salesforce Inc. 0.58% 7,264 $1.9M Reduce -0.7%
JNJ Johnson & Johnson 0.57% 12,486 $1.8M Reduce -0.3%
IWF iShares Russell 1000 Growth 0.56% 4,953 $1.8M No change
MCD McDonald's Corp. 0.55% 6,964 $1.8M Reduce -0.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.54% 7,212 $1.7M No change
MA Mastercard Inc. Class A 0.52% 3,815 $1.7M Reduce -0.6%
IJH iShares Core S&P Midcap ETF 0.52% 28,637 $1.7M Reduce -2.0%
SBR Sabine Royalty Trust 0.48% 24,024 $1.6M No change
DE Deere & Co. 0.47% 4,056 $1.5M Reduce -1.0%
ORCL Oracle Corp. 0.46% 10,576 $1.5M Reduce -36.6%
AMGN Amgen Inc. 0.46% 4,764 $1.5M No change
MRK Merck & Co. Inc. 0.46% 12,009 $1.5M Reduce -0.8%
EFA iShares MSCI Eafe ETF 0.45% 18,401 $1.4M Reduce -10.2%
WM Waste Management Inc. 0.43% 6,429 $1.4M No change
SBUX Starbucks Corp. 0.43% 17,593 $1.4M No change
KO The Coca-Cola Co. 0.41% 20,589 $1.3M Reduce -0.7%
NEE Nextera Energy Inc. 0.38% 17,502 $1.2M Reduce -0.3%
AFL Aflac Inc. 0.37% 13,505 $1.2M No change
NKE Nike Inc. Class B 0.37% 15,857 $1.2M Reduce -0.2%
IWD iShares Russell 1000 Value E 0.34% 6,363 $1.1M No change
ITOT iShares Core S&P Total U.S. 0.34% 9,216 $1.1M No change
ACN Accenture PLC Class A 0.33% 3,474 $1.1M Reduce -0.3%
PFE Pfizer Inc. 0.32% 36,723 $1.0M Reduce -3.4%
VTV Vanguard Mrngstr Val ETF-Aui 0.32% 6,396 $1.0M Add +6.7%
FISV Fiserv Inc. 0.32% 6,805 $1.0M No change
META Meta Platforms Inc. Class A 0.30% 1,938 $977K No change
RTX RTX Corp. 0.30% 9,629 $967K Reduce -0.8%
CSCO Cisco Systems Inc. 0.30% 20,220 $961K Reduce -1.9%
INTC Intel Corp. 0.29% 30,105 $932K Reduce -2.2%
IWM iShares Russell 2000 ETF 0.28% 4,479 $909K Reduce -4.8%
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO 0.27% 3,300 $856K No change
VZ Verizon Communications Inc. 0.26% 20,597 $849K Reduce -2.4%
HON Honeywell International Inc. 0.26% 3,932 $840K Reduce -0.5%
MDY State Street SPDR S&P Midcap 0.26% 1,545 $827K No change
AVGO Broadcom Inc. 0.25% 509 $817K No change
MMM 3M Co. 0.25% 7,967 $814K No change
CP Canadian Pacific Kansas City 0.25% 10,328 $813K No change
NSC Norfolk Southern Corp. 0.25% 3,761 $807K No change
AMAT Applied Materials Inc. 0.25% 3,403 $803K Reduce -2.9%
MRSH Marsh & McLennan Cos 0.25% 3,775 $795K Reduce -0.4%
ADP Automatic Data Processing 0.25% 3,310 $790K No change
HCA HCA Healthcare Inc. 0.24% 2,373 $762K No change
ETN Eaton Corp. PLC 0.23% 2,413 $757K Reduce -1.0%
HAL Halliburton Co. 0.23% 22,103 $747K Reduce -0.4%
PANW Palo Alto Networks Inc. 0.22% 2,099 $712K No change
MO Altria Group Inc. 0.21% 14,972 $682K No change
UPS United Parcel Service Class B 0.21% 4,977 $681K Reduce -2.0%
TMO Thermo Fisher Scientific Inc. 0.21% 1,228 $679K Reduce -1.1%
UNH Unitedhealth Group Inc. 0.21% 1,312 $668K Reduce -5.5%
AXP American Express Co. 0.20% 2,848 $659K Reduce -1.7%
NUE Nucor Corp. 0.20% 4,028 $637K No change
PM Philip Morris International 0.19% 6,184 $627K No change
LRCX Lam Research Corp. 0.18% 550 $586K Reduce -3.0%
CL Colgate-Palmolive Co. 0.18% 5,930 $575K No change
CEG Constellation Energy 0.18% 2,867 $574K No change
AWK American Water Works Co. Inc. 0.17% 4,120 $532K No change
ICE Intercontinental Exchange Inc. 0.16% 3,854 $528K Reduce -1.3%
HD Home Depot Inc. 0.16% 1,527 $526K Reduce -0.8%
LIN Linde PLC 0.16% 1,190 $522K No change
UNP Union Pacific Corp. 0.16% 2,229 $504K Reduce -34.3%
USB US Bancorp 0.16% 12,610 $501K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.15% 12,495 $497K No change
CVS CVS Health Corp. 0.15% 8,207 $485K Reduce -1.1%
BLK BlackRock Finance Inc. 0.14% 569 $448K Reduce -4.2%
BKNG Booking Holdings Inc. 0.14% 113 $448K No change

Show all 144 holdings

Portfolio Sells Q1 2024 → Q2 2024
SPY SS SPDR S&P 500 ETF Trust-US Reduce -31.5% 0.74% −0.30
ORCL Oracle Corp. Reduce -36.6% 0.46% −0.19
LOW Lowe's Cos Inc. Reduce -0.1% 1.01% −0.16
INTC Intel Corp. Reduce -2.2% 0.29% −0.13
CRM Salesforce Inc. Reduce -0.7% 0.58% −0.11
UNP Union Pacific Corp. Reduce -34.3% 0.16% −0.10
NKE Nike Inc. Class B Reduce -0.2% 0.37% −0.09
DIS The Walt Disney Co. Sold out 0.00% −0.07
SYY Sysco Corp. Sold out 0.00% −0.07
BAX Baxter International Inc. Sold out 0.00% −0.07
EFA iShares MSCI Eafe ETF Reduce -10.2% 0.45% −0.06
MCD McDonald's Corp. Reduce -0.2% 0.55% −0.06
CVS CVS Health Corp. Reduce -1.1% 0.15% −0.06
DE Deere & Co. Reduce -1.0% 0.47% −0.05
MA Mastercard Inc. Class A Reduce -0.6% 0.52% −0.05
JNJ Johnson & Johnson Reduce -0.3% 0.57% −0.05
ACN Accenture PLC Class A Reduce -0.3% 0.33% −0.05
PEP Pepsico Inc. Reduce -0.1% 0.69% −0.05
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.5% 1.03% −0.04
HAL Halliburton Co. Reduce -0.4% 0.23% −0.04
MRK Merck & Co. Inc. Reduce -0.8% 0.46% −0.04
IJR iShares Core S&P Small-Cap E Reduce -0.4% 0.76% −0.03
IJH iShares Core S&P Midcap ETF Reduce -2.0% 0.52% −0.03
TDTF NT Iboxx 5Y Dur Tips ETF Reduce -2.1% 0.85% −0.03
XOM Exxon Mobil Corp. Reduce -0.3% 1.65% −0.03
IWM iShares Russell 2000 ETF Reduce -4.8% 0.28% −0.03
FTV Fortive Corp. Reduce -5.0% 0.11% −0.02
UPS United Parcel Service Class B Reduce -2.0% 0.21% −0.02
MPC Marathon Petroleum Corp. Reduce -8.6% 0.09% −0.02
CSCO Cisco Systems Inc. Reduce -1.9% 0.30% −0.02
QDF NT Qual Div ETF Reduce -0.8% 8.33% −0.02
HD Home Depot Inc. Reduce -0.8% 0.16% −0.02
SLB SLB Ltd. Reduce -0.7% 0.11% −0.02
TGT Target Corp. Reduce -6.0% 0.07% −0.02
VEA Vanguard Ftse Developed ETF Reduce -9.0% 0.13% −0.02
BLK BlackRock Finance Inc. Reduce -4.2% 0.14% −0.02
TMO Thermo Fisher Scientific Inc. Reduce -1.1% 0.21% −0.01
CMCSA Comcast Corp. Class A Reduce -1.0% 0.11% −0.01
CVX Chevron Corp. Reduce -0.1% 1.05% −0.01
CTSH Cognizant Tech Solutions-A Reduce -0.9% 0.13% −0.01
VZ Verizon Communications Inc. Reduce -2.4% 0.26% −0.01
MDLZ Mondelez International Inc. Class A Reduce -1.0% 0.13% −0.01
PFE Pfizer Inc. Reduce -3.4% 0.32% −0.01
V Visa Inc. Class A Reduce -0.8% 0.13% −0.01
BX Blackstone Inc. Reduce -1.4% 0.09% −0.01
PDBC Invesco Optimum Yield Divers Reduce -8.6% 0.08% −0.01
UNH Unitedhealth Group Inc. Reduce -5.5% 0.21% −0.01
D Dominion Energy Inc. Reduce -2.9% 0.14% −0.01
DHR Danaher Corp. Reduce -0.3% 0.74% −0.00
ICE Intercontinental Exchange Inc. Reduce -1.3% 0.16% −0.00

Portfolio Buys Q1 2024 → Q2 2024
VUG Vanguard Mrngstar GR ETF-Sui Add +2.8% 3.35% +0.34
IVV iShares Core S&P 500 ETF Add +2.1% 4.39% +0.25
DFAU Dimensional US Core Equity M Add +1.8% 5.26% +0.21
DFEM Dimensional Emrg MRKT Core Add +3.6% 1.59% +0.12
WMT Walmart Inc. New 0.09% +0.09
ADI Analog Devices Inc. New 0.07% +0.07
TJX TJX Companies Inc. New 0.06% +0.06
DFIC Dimensional International Co. Add +3.1% 2.97% +0.03
VTV Vanguard Mrngstr Val ETF-Aui Add +6.7% 0.32% +0.01
TDTT NT Iboxx 3Y Dur Tips ETF Add +1.6% 2.50% +0.01
VYM Vanguard High DVD Yield ETF Add +1.0% 0.71% −0.01
VNQ Vanguard Real Estate ETF Add +1.6% 0.96% −0.02
DFAS Dimensional US Small Cap ETF Add +2.7% 1.62% −0.02
DFIV Dimensional International Va Add +1.6% 2.39% −0.02
JEPI JPMorgan Equity Premium Inco Add +1.6% 3.50% −0.03
VIGI Vanguard Int Div App Indx FD Add +0.2% 7.34% −0.03
DFLV Dim US Large Cap Value ETF Add +2.8% 3.08% −0.04
GUNR NT Mstar GLBL NR ETF Add +0.0% 3.18% −0.08

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 167$604.4MDFAU, QDF, IVV, VUG, BLUE BELL CREAMERIES INC.
Q1 2026 173$546.3MDFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG
Q4 2025 180$549.8MDFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG
Q3 2025 184$534.9MDFAU, QDF, BLUE BELL CREAMERIES INC., IVV, VIGI
Q2 2025 187$498.5MQDF, BLUE BELL CREAMERIES INC., DFAU, VIGI, IVV
Q1 2025 144$358.5MQDF, VIGI, DFAU, IVV, VUG
Q4 2024 146$354.7MQDF, VIGI, DFAU, IVV, AAPL
Q3 2024 146$341.9MQDF, VIGI, DFAU, IVV, AAPL
Q2 2024 144$322.0MQDF, VIGI, DFAU, IVV, AAPL
Q1 2024 144$320.9MQDF, VIGI, DFAU, IVV, MSFT