VeraBank, N.A.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 9, 2025), VeraBank, N.A. reported 144 stock positions worth $358.5 million. Its top holding was NT Qual Div ETF (QDF) at 8.3% of the portfolio, followed by Vanguard Int Div App Indx FD (VIGI, 7.3%) and Dimensional US Core Equity M (DFAU, 6.8%). Compared with Q4 2024, it opened 1 new position, sold out of 3, added to 37 and reduced 75. The biggest buy was Dimensional International (DFIC, shares +8%) and the biggest sale Apple (AAPL, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- HENDERSON, TX
- CIK
- 0001767297
- Portfolio Value
- $358.5M (Q1 2025)
- SEC Filing
- 0001767297-25-000002 ↗ filed May 9, 2025
Holdings Value
Holdings 144 stocks · $358.5M
| QDF NT Qual Div ETF | 8.27% | 433,451 | $29.6M | Add +0.9% |
| VIGI Vanguard Int Div App Indx FD | 7.27% | 314,409 | $26.1M | Reduce -0.3% |
| DFAU Dimensional US Core Equity M | 6.79% | 633,292 | $24.3M | Add +9.7% |
| IVV iShares Core S&P 500 ETF | 5.55% | 35,408 | $19.9M | Add +10.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.56% | 44,035 | $16.3M | Add +18.8% |
| DFIC Dimensional International Co. | 4.04% | 521,889 | $14.5M | Add +8.2% |
| AVEM Avantis Emerging Markets Eq | 3.91% | 232,725 | $14.0M | Add +6.7% |
| AAPL Apple Inc. | 3.77% | 60,808 | $13.5M | Reduce -0.8% |
| DFLV Dim US Large Cap Value ETF | 3.73% | 436,834 | $13.4M | Add +7.3% |
| MSFT Microsoft Corp. | 2.83% | 27,028 | $10.1M | Reduce -1.6% |
| JEPI JPMorgan Equity Premium Inco | 2.59% | 162,224 | $9.3M | Reduce -8.1% |
| TDTT NT Iboxx 3Y Dur Tips ETF | 2.56% | 376,187 | $9.2M | Add +4.1% |
| DFIV Dimensional International Va | 1.80% | 163,492 | $6.4M | Add +19.3% |
| DFAS Dimensional US Small Cap ETF | 1.75% | 104,704 | $6.3M | Add +7.0% |
| XOM Exxon Mobil Corp. | 1.51% | 45,421 | $5.4M | Reduce -1.0% |
| JPM JPMorgan Chase & Co. | 1.40% | 20,413 | $5.0M | Reduce -3.0% |
| GOOG Alphabet Inc. Class C | 1.27% | 29,060 | $4.5M | Reduce -0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.22% | 8,189 | $4.4M | Add +4.0% |
| VNQ Vanguard Real Estate ETF | 1.14% | 44,954 | $4.1M | Add +9.1% |
| CVX Chevron Corp. | 1.00% | 21,412 | $3.6M | Reduce -0.8% |
| GUNR NT Mstar GLBL NR ETF | 0.93% | 85,452 | $3.3M | Reduce -27.3% |
| LOW Lowe's Cos Inc. | 0.89% | 13,733 | $3.2M | Reduce -3.1% |
| AMZN Amazon.com Inc. | 0.85% | 16,051 | $3.1M | Reduce -0.1% |
| GOOGL Alphabet Inc. Class A | 0.83% | 19,283 | $3.0M | Reduce -0.8% |
| DFEM Dimensional Emrg MRKT Core | 0.77% | 104,460 | $2.8M | Reduce -19.4% |
| ABBV Abbvie Inc. | 0.75% | 12,878 | $2.7M | Reduce -0.4% |
| ABT Abbott Laboratories | 0.72% | 19,434 | $2.6M | Reduce -1.0% |
| VYM Vanguard High DVD Yield ETF | 0.69% | 19,247 | $2.5M | Reduce -0.0% |
| LLY Eli Lilly & Co. | 0.68% | 2,939 | $2.4M | Reduce -20.3% |
| IJR iShares Core S&P Small-Cap E | 0.65% | 22,135 | $2.3M | Add +1.4% |
| JNJ Johnson & Johnson | 0.64% | 13,816 | $2.3M | Reduce -0.6% |
| COST Costco Wholesale Corp. | 0.61% | 2,295 | $2.2M | Reduce -0.2% |
| PG The Procter & Gamble Co. | 0.60% | 12,611 | $2.1M | Reduce -2.1% |
| MCD McDonald's Corp. | 0.59% | 6,719 | $2.1M | Reduce -2.5% |
| MA Mastercard Inc. Class A | 0.57% | 3,724 | $2.0M | Reduce -0.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.56% | 7,781 | $2.0M | Add +19.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.56% | 3,557 | $2.0M | Reduce -3.4% |
| PEP Pepsico Inc. | 0.54% | 13,023 | $2.0M | Reduce -0.1% |
| DHR Danaher Corp. | 0.54% | 9,406 | $1.9M | Reduce -0.7% |
| CRM Salesforce Inc. | 0.53% | 7,113 | $1.9M | Reduce -1.2% |
| DE Deere & Co. | 0.51% | 3,897 | $1.8M | Reduce -3.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.50% | 10,450 | $1.8M | Add +63.4% |
| IWF iShares Russell 1000 Growth | 0.49% | 4,853 | $1.8M | Reduce -2.0% |
| SBR Sabine Royalty Trust | 0.45% | 24,024 | $1.6M | No change |
| IJH iShares Core S&P Midcap ETF | 0.44% | 26,752 | $1.6M | Reduce -0.1% |
| ORCL Oracle Corp. | 0.43% | 10,944 | $1.5M | Add +9.2% |
| EFA iShares MSCI Eafe ETF | 0.41% | 18,062 | $1.5M | No change |
| KO The Coca-Cola Co. | 0.41% | 20,485 | $1.5M | Add +0.3% |
| MO Altria Group Inc. | 0.39% | 23,473 | $1.4M | Add +0.1% |
| AMGN Amgen Inc. | 0.38% | 4,324 | $1.3M | Reduce -0.9% |
| SBUX Starbucks Corp. | 0.37% | 13,498 | $1.3M | Reduce -16.0% |
| WM Waste Management Inc. | 0.36% | 5,632 | $1.3M | Reduce -11.8% |
| AFL Aflac Inc. | 0.36% | 11,566 | $1.3M | Reduce -14.4% |
| RTX RTX Corp. | 0.35% | 9,567 | $1.3M | Reduce -0.2% |
| NEE Nextera Energy Inc. | 0.34% | 17,158 | $1.2M | Reduce -2.1% |
| CSCO Cisco Systems Inc. | 0.34% | 19,523 | $1.2M | No change |
| FISV Fiserv Inc. | 0.34% | 5,445 | $1.2M | Reduce -15.5% |
| IWD iShares Russell 1000 Value E | 0.33% | 6,363 | $1.2M | No change |
| MMM 3M Co. | 0.32% | 7,917 | $1.2M | Reduce -0.6% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.32% | 3,303 | $1.1M | Add +0.1% |
| META Meta Platforms Inc. Class A | 0.31% | 1,955 | $1.1M | Add +0.1% |
| ITOT iShares Core S&P Total U.S. | 0.31% | 9,216 | $1.1M | No change |
| MRK Merck & Co. Inc. | 0.30% | 11,978 | $1.1M | Add +1.2% |
| ADP Automatic Data Processing | 0.28% | 3,310 | $1.0M | No change |
| PM Philip Morris International | 0.27% | 6,130 | $973K | Add +0.1% |
| ICE Intercontinental Exchange Inc. | 0.27% | 5,604 | $967K | Add +47.3% |
| ACN Accenture PLC Class A | 0.26% | 2,991 | $933K | Reduce -4.8% |
| MRSH Marsh & McLennan Cos | 0.26% | 3,749 | $915K | Add +0.1% |
| NKE Nike Inc. Class B | 0.25% | 14,204 | $902K | Reduce -6.6% |
| NSC Norfolk Southern Corp. | 0.24% | 3,705 | $878K | Reduce -0.4% |
| AVGO Broadcom Inc. | 0.24% | 5,119 | $857K | Add +0.2% |
| MDY State Street SPDR S&P Midcap | 0.23% | 1,545 | $824K | No change |
| PFE Pfizer Inc. | 0.23% | 31,943 | $809K | No change |
| HON Honeywell International Inc. | 0.23% | 3,812 | $807K | Reduce -0.2% |
| HCA HCA Healthcare Inc. | 0.22% | 2,313 | $799K | Reduce -3.1% |
| VZ Verizon Communications Inc. | 0.22% | 17,349 | $787K | Reduce -14.9% |
| NVDA Nvidia Corp. | 0.21% | 6,935 | $752K | Add +111.4% |
| AXP American Express Co. | 0.21% | 2,791 | $751K | Reduce -2.6% |
| IWM iShares Russell 2000 ETF | 0.21% | 3,740 | $746K | Reduce -8.7% |
| CP Canadian Pacific Kansas City | 0.20% | 10,228 | $718K | Reduce -1.3% |
| TDTF NT Iboxx 5Y Dur Tips ETF | 0.20% | 28,978 | $703K | Reduce -9.9% |
| UNH Unitedhealth Group Inc. | 0.19% | 1,297 | $679K | Add +0.5% |
| PANW Palo Alto Networks Inc. | 0.19% | 3,906 | $667K | Reduce -4.5% |
| ETN Eaton Corp. PLC | 0.18% | 2,398 | $652K | No change |
| AWK American Water Works Co. Inc. | 0.17% | 4,042 | $596K | No change |
| TMO Thermo Fisher Scientific Inc. | 0.16% | 1,163 | $579K | Reduce -3.5% |
| V Visa Inc. Class A | 0.16% | 1,589 | $557K | Add +0.6% |
| CL Colgate-Palmolive Co. | 0.15% | 5,930 | $556K | No change |
| HD Home Depot Inc. | 0.15% | 1,503 | $551K | Reduce -1.8% |
| LIN Linde PLC | 0.15% | 1,175 | $547K | Reduce -0.3% |
| HAL Halliburton Co. | 0.15% | 21,231 | $539K | Add +1.2% |
| UPS United Parcel Service Class B | 0.15% | 4,814 | $529K | Reduce -2.0% |
| BKNG Booking Holdings Inc. | 0.14% | 112 | $516K | No change |
| BLK BlackRock Inc. | 0.14% | 536 | $507K | Reduce -2.7% |
| CEG Constellation Energy | 0.14% | 2,501 | $504K | No change |
| UNP Union Pacific Corp. | 0.14% | 2,120 | $501K | Reduce -4.3% |
| USB US Bancorp | 0.14% | 11,717 | $495K | Reduce -6.4% |
| D Dominion Energy Inc. | 0.14% | 8,669 | $486K | No change |
| NUE Nucor Corp. | 0.14% | 4,028 | $485K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.13% | 11,377 | $475K | Reduce -3.3% |
Portfolio Sells Q4 2024 → Q1 2025
| AAPL Apple Inc. | Reduce -0.8% | 3.77% | −0.56 |
| MSFT Microsoft Corp. | Reduce -1.6% | 2.83% | −0.43 |
| GOOG Alphabet Inc. Class C | Reduce -0.3% | 1.27% | −0.30 |
| GUNR NT Mstar GLBL NR ETF | Reduce -27.3% | 0.93% | −0.28 |
| JEPI JPMorgan Equity Premium Inco | Reduce -8.1% | 2.59% | −0.28 |
| GOOGL Alphabet Inc. Class A | Reduce -0.8% | 0.83% | −0.21 |
| DFEM Dimensional Emrg MRKT Core | Reduce -19.4% | 0.77% | −0.19 |
| CRM Salesforce Inc. | Reduce -1.2% | 0.53% | −0.15 |
| AMZN Amazon.com Inc. | Reduce -0.1% | 0.85% | −0.14 |
| LLY Eli Lilly & Co. | Reduce -20.3% | 0.68% | −0.13 |
| LOW Lowe's Cos Inc. | Reduce -3.1% | 0.89% | −0.09 |
| DHR Danaher Corp. | Reduce -0.7% | 0.54% | −0.07 |
| NKE Nike Inc. Class B | Reduce -6.6% | 0.25% | −0.07 |
| IWF iShares Russell 1000 Growth | Reduce -2.0% | 0.49% | −0.07 |
| SYY Sysco Corp. | Sold out | 0.00% | −0.06 |
| ADI Analog Devices Inc. | Sold out | 0.00% | −0.06 |
| CDW CDW Corp. | Sold out | 0.00% | −0.06 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.4% | 0.56% | −0.05 |
| ACN Accenture PLC Class A | Reduce -4.8% | 0.26% | −0.05 |
| IWM iShares Russell 2000 ETF | Reduce -8.7% | 0.21% | −0.05 |
| SBUX Starbucks Corp. | Reduce -16.0% | 0.37% | −0.04 |
| FISV Fiserv Inc. | Reduce -15.5% | 0.34% | −0.04 |
| INTC Intel Corp. | Reduce -34.1% | 0.10% | −0.04 |
| AFL Aflac Inc. | Reduce -14.4% | 0.36% | −0.04 |
| AMAT Applied Materials Inc. | Reduce -12.3% | 0.12% | −0.04 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.1% | 0.44% | −0.03 |
| USB US Bancorp | Reduce -6.4% | 0.14% | −0.03 |
| AXP American Express Co. | Reduce -2.6% | 0.21% | −0.03 |
| UPS United Parcel Service Class B | Reduce -2.0% | 0.15% | −0.03 |
| JPM JPMorgan Chase & Co. | Reduce -3.0% | 1.40% | −0.03 |
| FTV Fortive Corp. | Reduce -27.6% | 0.06% | −0.02 |
| PANW Palo Alto Networks Inc. | Reduce -4.5% | 0.19% | −0.02 |
| HON Honeywell International Inc. | Reduce -0.2% | 0.23% | −0.02 |
| BLK BlackRock Inc. | Reduce -2.7% | 0.14% | −0.02 |
| TMO Thermo Fisher Scientific Inc. | Reduce -3.5% | 0.16% | −0.02 |
| NEE Nextera Energy Inc. | Reduce -2.1% | 0.34% | −0.01 |
| TDTF NT Iboxx 5Y Dur Tips ETF | Reduce -9.9% | 0.20% | −0.01 |
| PEP Pepsico Inc. | Reduce -0.1% | 0.54% | −0.01 |
| HD Home Depot Inc. | Reduce -1.8% | 0.15% | −0.01 |
| BAC Bank of America Corp. | Reduce -3.3% | 0.13% | −0.01 |
| ADBE Adobe Inc. | Reduce -0.9% | 0.06% | −0.01 |
| CP Canadian Pacific Kansas City | Reduce -1.3% | 0.20% | −0.01 |
| VZ Verizon Communications Inc. | Reduce -14.9% | 0.22% | −0.01 |
| PG The Procter & Gamble Co. | Reduce -2.1% | 0.60% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -7.3% | 0.09% | −0.01 |
| LMT Lockheed Martin Corp. | Reduce -1.3% | 0.07% | −0.01 |
| CVS CVS Health Corp. | Reduce -37.5% | 0.07% | −0.01 |
| LRCX Lam Research Corp. | Reduce -3.0% | 0.11% | −0.00 |
| ZTS Zoetis Inc. | Reduce -4.0% | 0.07% | −0.00 |
| UNP Union Pacific Corp. | Reduce -4.3% | 0.14% | −0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| DFIC Dimensional International Co. | Add +8.2% | 4.04% | +0.53 |
| DFIV Dimensional International Va | Add +19.3% | 1.80% | +0.42 |
| AVEM Avantis Emerging Markets Eq | Add +6.7% | 3.91% | +0.29 |
| DFLV Dim US Large Cap Value ETF | Add +7.3% | 3.73% | +0.28 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +18.8% | 4.56% | +0.26 |
| IVV iShares Core S&P 500 ETF | Add +10.6% | 5.55% | +0.24 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +4.0% | 1.22% | +0.21 |
| DFAU Dimensional US Core Equity M | Add +9.7% | 6.79% | +0.20 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +63.4% | 0.50% | +0.20 |
| TDTT NT Iboxx 3Y Dur Tips ETF | Add +4.1% | 2.56% | +0.15 |
| ICE Intercontinental Exchange Inc. | Add +47.3% | 0.27% | +0.11 |
| VNQ Vanguard Real Estate ETF | Add +9.1% | 1.14% | +0.10 |
| NVDA Nvidia Corp. | Add +111.4% | 0.21% | +0.09 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +19.1% | 0.56% | +0.07 |
| PM Philip Morris International | Add +0.1% | 0.27% | +0.06 |
| GNTY Guaranty Bancshares Inc. | New | 0.06% | +0.06 |
| AJG Arthur J Gallagher & Co. | Add +0.1% | 0.32% | +0.05 |
| KO The Coca-Cola Co. | Add +0.3% | 0.41% | +0.05 |
| MO Altria Group Inc. | Add +0.1% | 0.39% | +0.05 |
| MRSH Marsh & McLennan Cos | Add +0.1% | 0.26% | +0.03 |
| T AT&T Inc. | Add +1.0% | 0.13% | +0.03 |
| EXC Exelon Corp. | Add +0.1% | 0.11% | +0.02 |
| V Visa Inc. Class A | Add +0.6% | 0.16% | +0.01 |
| KR Kroger Co. | Add +2.5% | 0.08% | +0.01 |
| BMY Bristol-Myers Squibb Co. | Add +0.5% | 0.11% | +0.01 |
| UNH Unitedhealth Group Inc. | Add +0.5% | 0.19% | +0.01 |
| PSX Phillips 66 | Add +0.8% | 0.06% | +0.00 |
| TJX TJX Companies Inc. | Add +0.2% | 0.06% | 0.00 |
| WMT Walmart Inc. | Add +1.1% | 0.11% | −0.00 |
| META Meta Platforms Inc. Class A | Add +0.1% | 0.31% | −0.01 |
| HAL Halliburton Co. | Add +1.2% | 0.15% | −0.01 |
| BX Blackstone Inc. | Add +0.5% | 0.09% | −0.02 |
| MRK Merck & Co. Inc. | Add +1.2% | 0.30% | −0.03 |
| ORCL Oracle Corp. | Add +9.2% | 0.43% | −0.04 |
| DFAS Dimensional US Small Cap ETF | Add +7.0% | 1.75% | −0.05 |
| IJR iShares Core S&P Small-Cap E | Add +1.4% | 0.65% | −0.06 |
| AVGO Broadcom Inc. | Add +0.2% | 0.24% | −0.09 |
| QDF NT Qual Div ETF | Add +0.9% | 8.27% | −0.28 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 167 | $604.4M | DFAU, QDF, IVV, VUG, BLUE BELL CREAMERIES INC. |
| Q1 2026 | 173 | $546.3M | DFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG |
| Q4 2025 | 180 | $549.8M | DFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG |
| Q3 2025 | 184 | $534.9M | DFAU, QDF, BLUE BELL CREAMERIES INC., IVV, VIGI |
| Q2 2025 | 187 | $498.5M | QDF, BLUE BELL CREAMERIES INC., DFAU, VIGI, IVV |
| Q1 2025 | 144 | $358.5M | QDF, VIGI, DFAU, IVV, VUG |
| Q4 2024 | 146 | $354.7M | QDF, VIGI, DFAU, IVV, AAPL |
| Q3 2024 | 146 | $341.9M | QDF, VIGI, DFAU, IVV, AAPL |
| Q2 2024 | 144 | $322.0M | QDF, VIGI, DFAU, IVV, AAPL |
| Q1 2024 | 144 | $320.9M | QDF, VIGI, DFAU, IVV, MSFT |