VeraBank, N.A.

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 4, 2024), VeraBank, N.A. reported 146 stock positions worth $341.9 million. Its top holding was NT Qual Div ETF (QDF) at 8.6% of the portfolio, followed by Vanguard Int Div App Indx FD (VIGI, 7.5%) and Dimensional US Core Equity M (DFAU, 5.5%). Compared with Q2 2024, it opened 2 new positions, added to 20 and reduced 72. The biggest buy was NT Qual Div ETF (QDF, shares +2%) and the biggest sale NT Mstar GLBL NR ETF (GUNR, shares −11%).

Most Recent 13F
Q2 2026
Location
HENDERSON, TX
CIK
0001767297
Portfolio Value
$341.9M (Q3 2024)
SEC Filing
0001767297-24-000004 ↗ filed Nov 4, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $320.9M Q1 2024 Q2 2024: $322.0M Q2 2024 Q3 2024: $341.9M $341.9M Q3 2024 Q4 2024: $354.7M Q4 2024 Q1 2025: $358.5M Q1 2025 Q2 2025: $498.5M Q2 2025 Q3 2025: $534.9M Q3 2025 Q4 2025: $549.8M Q4 2025 Q1 2026: $546.3M Q1 2026 Q2 2026: $604.4M Q2 2026

Holdings 146 stocks · $341.9M
QDF NT Qual Div ETF 8.61% 410,518 $29.4M Add +1.9%
VIGI Vanguard Int Div App Indx FD 7.48% 289,719 $25.6M Reduce -0.4%
DFAU Dimensional US Core Equity M 5.46% 469,935 $18.7M Add +4.0%
IVV iShares Core S&P 500 ETF 4.45% 26,358 $15.2M Add +2.1%
AAPL Apple Inc. 4.19% 61,497 $14.3M Reduce -1.5%
MSFT Microsoft Corp. 3.46% 27,478 $11.8M Add +0.5%
JEPI JPMorgan Equity Premium Inco 3.40% 195,223 $11.6M Reduce -1.8%
VUG Vanguard Mrngstar GR ETF-Sui 3.33% 29,609 $11.4M Add +2.7%
DFLV Dim US Large Cap Value ETF 3.18% 352,676 $10.9M Add +2.9%
DFIC Dimensional International Co. 3.06% 371,972 $10.5M Add +2.3%
GUNR NT Mstar GLBL NR ETF 2.73% 226,527 $9.3M Reduce -11.1%
TDTT NT Iboxx 3Y Dur Tips ETF 2.43% 345,106 $8.3M Add +1.2%
DFIV Dimensional International Va 2.26% 202,983 $7.7M Reduce -5.1%
DFAS Dimensional US Small Cap ETF 1.76% 92,522 $6.0M Add +6.7%
DFEM Dimensional Emrg MRKT Core 1.60% 194,059 $5.5M Add +1.3%
XOM Exxon Mobil Corp. 1.57% 45,781 $5.4M Reduce -0.7%
GOOG Alphabet Inc. Class C 1.44% 29,350 $4.9M Reduce -2.2%
JPM JPMorgan Chase & Co. 1.30% 21,071 $4.4M Reduce -1.3%
LOW Lowe's Cos Inc. 1.13% 14,222 $3.9M Reduce -3.3%
VNQ Vanguard Real Estate ETF 1.08% 37,887 $3.7M Add +2.3%
BRK.B Berkshire Hathaway Inc. Class B 1.08% 7,990 $3.7M Reduce -2.4%
LLY Eli Lilly & Co. 0.95% 3,666 $3.2M Reduce -0.1%
GOOGL Alphabet Inc. Class A 0.95% 19,507 $3.2M No change
CVX Chevron Corp. 0.93% 21,678 $3.2M Reduce -0.0%
AMZN Amazon.com Inc. 0.86% 15,838 $3.0M Reduce -0.0%
DHR Danaher Corp. 0.77% 9,501 $2.6M Reduce -0.4%
TDTF NT Iboxx 5Y Dur Tips ETF 0.76% 108,431 $2.6M Reduce -7.0%
IJR iShares Core S&P Small-Cap E 0.76% 22,342 $2.6M Reduce -2.1%
ABBV Abbvie Inc. 0.75% 12,928 $2.6M Reduce -0.1%
VYM Vanguard High DVD Yield ETF 0.72% 19,266 $2.5M Add +0.1%
ABT Abbott Laboratories 0.66% 19,702 $2.2M Reduce -0.7%
PG The Procter & Gamble Co. 0.65% 12,919 $2.2M Reduce -2.5%
PEP Pepsico Inc. 0.65% 13,140 $2.2M Reduce -2.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.62% 3,682 $2.1M Reduce -16.0%
MCD McDonald's Corp. 0.62% 6,923 $2.1M Reduce -0.6%
COST Costco Wholesale Corp. 0.60% 2,302 $2.0M Reduce -0.9%
JNJ Johnson & Johnson 0.58% 12,200 $2.0M Reduce -2.3%
CRM Salesforce Inc. 0.58% 7,203 $2.0M Reduce -0.8%
MA Mastercard Inc. Class A 0.55% 3,815 $1.9M No change
IWF iShares Russell 1000 Growth 0.54% 4,963 $1.9M Add +0.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.54% 6,934 $1.8M Reduce -3.9%
IJH iShares Core S&P Midcap ETF 0.52% 28,637 $1.8M No change
ORCL Oracle Corp. 0.52% 10,426 $1.8M Reduce -1.4%
DE Deere & Co. 0.49% 4,046 $1.7M Reduce -0.3%
SBUX Starbucks Corp. 0.49% 17,217 $1.7M Reduce -2.1%
AMGN Amgen Inc. 0.45% 4,764 $1.5M No change
EFA iShares MSCI Eafe ETF 0.44% 18,062 $1.5M Reduce -1.8%
AFL Aflac Inc. 0.44% 13,505 $1.5M No change
NEE Nextera Energy Inc. 0.44% 17,622 $1.5M Add +0.7%
SBR Sabine Royalty Trust 0.43% 24,024 $1.5M No change
KO The Coca-Cola Co. 0.43% 20,610 $1.5M Add +0.1%
NKE Nike Inc. Class B 0.41% 15,672 $1.4M Reduce -1.2%
MRK Merck & Co. Inc. 0.40% 11,985 $1.4M Reduce -0.2%
WM Waste Management Inc. 0.39% 6,407 $1.3M Reduce -0.3%
IWD iShares Russell 1000 Value E 0.35% 6,363 $1.2M No change
MO Altria Group Inc. 0.35% 23,506 $1.2M Add +57.0%
FISV Fiserv Inc. 0.34% 6,505 $1.2M Reduce -4.4%
ACN Accenture PLC Class A 0.34% 3,292 $1.2M Reduce -5.2%
RTX RTX Corp. 0.34% 9,597 $1.2M Reduce -0.3%
ITOT iShares Core S&P Total U.S. 0.34% 9,216 $1.2M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.33% 6,409 $1.1M Add +0.2%
META Meta Platforms Inc. Class A 0.32% 1,938 $1.1M No change
MMM 3M Co. 0.32% 7,972 $1.1M Add +0.1%
CSCO Cisco Systems Inc. 0.31% 19,752 $1.1M Reduce -2.3%
PFE Pfizer Inc. 0.30% 35,048 $1.0M Reduce -4.6%
HCA HCA Healthcare Inc. 0.28% 2,373 $964K No change
IWM iShares Russell 2000 ETF 0.28% 4,286 $947K Reduce -4.3%
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO 0.27% 3,300 $929K No change
NSC Norfolk Southern Corp. 0.27% 3,733 $928K Reduce -0.7%
VZ Verizon Communications Inc. 0.27% 20,525 $922K Reduce -0.3%
ADP Automatic Data Processing 0.27% 3,310 $916K No change
CP Canadian Pacific Kansas City 0.26% 10,328 $883K No change
MDY State Street SPDR S&P Midcap 0.26% 1,545 $880K No change
AVGO Broadcom Inc. 0.25% 5,030 $868K Reduce -1.2%
MRSH Marsh & McLennan Cos 0.25% 3,775 $842K No change
ETN Eaton Corp. PLC 0.23% 2,390 $792K Reduce -0.9%
HON Honeywell International Inc. 0.23% 3,812 $788K Reduce -3.0%
PM Philip Morris International 0.23% 6,384 $775K Add +3.2%
AXP American Express Co. 0.23% 2,848 $772K No change
UNH Unitedhealth Group Inc. 0.22% 1,299 $760K Reduce -1.0%
TMO Thermo Fisher Scientific Inc. 0.22% 1,211 $749K Reduce -1.4%
INTC Intel Corp. 0.21% 30,092 $706K Reduce -0.0%
PANW Palo Alto Networks Inc. 0.20% 2,037 $696K Reduce -3.0%
AMAT Applied Materials Inc. 0.20% 3,403 $688K No change
UPS United Parcel Service Class B 0.20% 4,962 $677K Reduce -0.3%
CEG Constellation Energy 0.19% 2,501 $650K Reduce -12.8%
HAL Halliburton Co. 0.19% 22,103 $642K No change
ICE Intercontinental Exchange Inc. 0.18% 3,854 $619K No change
HD Home Depot Inc. 0.18% 1,527 $619K No change
CL Colgate-Palmolive Co. 0.18% 5,930 $616K No change
NUE Nucor Corp. 0.18% 4,028 $606K No change
AWK American Water Works Co. Inc. 0.18% 4,120 $603K No change
USB US Bancorp 0.17% 12,610 $577K No change
LIN Linde PLC 0.17% 1,190 $567K No change
UNP Union Pacific Corp. 0.16% 2,218 $547K Reduce -0.5%
BLK BlackRock Finance Inc. 0.16% 565 $536K Reduce -0.7%
CAT Caterpillar Inc. 0.15% 1,326 $519K No change
CVS CVS Health Corp. 0.15% 8,011 $504K Reduce -2.4%
D Dominion Energy Inc. 0.15% 8,669 $501K Reduce -4.0%
CTSH Cognizant Tech Solutions-A 0.14% 6,296 $486K Reduce -0.5%

Show all 146 holdings

Portfolio Sells Q2 2024 → Q3 2024
GUNR NT Mstar GLBL NR ETF Reduce -11.1% 2.73% −0.44
GOOG Alphabet Inc. Class C Reduce -2.2% 1.44% −0.27
DFIV Dimensional International Va Reduce -5.1% 2.26% −0.13
SPY SS SPDR S&P 500 ETF Trust-US Reduce -16.0% 0.62% −0.12
CVX Chevron Corp. Reduce -0.0% 0.93% −0.12
JEPI JPMorgan Equity Premium Inco Reduce -1.8% 3.40% −0.10
AMZN Amazon.com Inc. Reduce -0.0% 0.86% −0.09
INTC Intel Corp. Reduce -0.0% 0.21% −0.08
TDTF NT Iboxx 5Y Dur Tips ETF Reduce -7.0% 0.76% −0.08
LLY Eli Lilly & Co. Reduce -0.1% 0.95% −0.08
XOM Exxon Mobil Corp. Reduce -0.7% 1.57% −0.08
MRK Merck & Co. Inc. Reduce -0.2% 0.40% −0.06
LRCX Lam Research Corp. Reduce -0.7% 0.13% −0.05
JPM JPMorgan Chase & Co. Reduce -1.3% 1.30% −0.04
WM Waste Management Inc. Reduce -0.3% 0.39% −0.04
PEP Pepsico Inc. Reduce -2.3% 0.65% −0.04
HON Honeywell International Inc. Reduce -3.0% 0.23% −0.03
PG The Procter & Gamble Co. Reduce -2.5% 0.65% −0.02
SLB SLB Ltd. Reduce -5.3% 0.09% −0.02
PFE Pfizer Inc. Reduce -4.6% 0.30% −0.02
FTV Fortive Corp. Reduce -18.3% 0.09% −0.02
PANW Palo Alto Networks Inc. Reduce -3.0% 0.20% −0.02
BAC Bank of America Corp. Reduce -5.5% 0.14% −0.02
COST Costco Wholesale Corp. Reduce -0.9% 0.60% −0.02
UPS United Parcel Service Class B Reduce -0.3% 0.20% −0.01
NVDA Nvidia Corp. Reduce -3.2% 0.11% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -3.9% 0.54% −0.01
EFA iShares MSCI Eafe ETF Reduce -1.8% 0.44% −0.01
IWM iShares Russell 2000 ETF Reduce -4.3% 0.28% −0.01
CRM Salesforce Inc. Reduce -0.8% 0.58% −0.00
ETN Eaton Corp. PLC Reduce -0.9% 0.23% −0.00
CVS CVS Health Corp. Reduce -2.4% 0.15% −0.00
V Visa Inc. Class A Reduce -0.7% 0.12% −0.00
TGT Target Corp. Reduce -0.9% 0.07% −0.00
VEA Vanguard Ftse Developed ETF Reduce -1.5% 0.13% −0.00
BKNG Booking Holdings Inc. Reduce -0.9% 0.14% −0.00
AVGO Broadcom Inc. Reduce -1.2% 0.25% 0.00
VWO Vanguard Ftse Emerging Marke Reduce -1.6% 0.09% +0.00
UNP Union Pacific Corp. Reduce -0.5% 0.16% +0.00
MDT Medtronic PLC Reduce -3.2% 0.10% +0.00
DUK Duke Energy Corp. Reduce -1.6% 0.09% +0.01
EXC Exelon Corp. Reduce -4.3% 0.11% +0.01
VZ Verizon Communications Inc. Reduce -0.3% 0.27% +0.01
MDLZ Mondelez International Inc. Class A Reduce -0.7% 0.13% +0.01
TMO Thermo Fisher Scientific Inc. Reduce -1.4% 0.22% +0.01
IJR iShares Core S&P Small-Cap E Reduce -2.1% 0.76% +0.01
CTSH Cognizant Tech Solutions-A Reduce -0.5% 0.14% +0.01
CSCO Cisco Systems Inc. Reduce -2.3% 0.31% +0.01
D Dominion Energy Inc. Reduce -4.0% 0.15% +0.01
JNJ Johnson & Johnson Reduce -2.3% 0.58% +0.01

Portfolio Buys Q2 2024 → Q3 2024
QDF NT Qual Div ETF Add +1.9% 8.61% +0.28
DFAU Dimensional US Core Equity M Add +4.0% 5.46% +0.19
MO Altria Group Inc. Add +57.0% 0.35% +0.14
DFAS Dimensional US Small Cap ETF Add +6.7% 1.76% +0.14
T AT&T Inc. New 0.12% +0.12
VNQ Vanguard Real Estate ETF Add +2.3% 1.08% +0.12
DFLV Dim US Large Cap Value ETF Add +2.9% 3.18% +0.10
DFIC Dimensional International Co. Add +2.3% 3.06% +0.09
MMM 3M Co. Add +0.1% 0.32% +0.07
SYY Sysco Corp. New 0.06% +0.06
IVV iShares Core S&P 500 ETF Add +2.1% 4.45% +0.06
NEE Nextera Energy Inc. Add +0.7% 0.44% +0.05
PM Philip Morris International Add +3.2% 0.23% +0.03
KO The Coca-Cola Co. Add +0.1% 0.43% +0.03
SO The Southern Co. Add +8.7% 0.09% +0.01
VYM Vanguard High DVD Yield ETF Add +0.1% 0.72% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +0.2% 0.33% +0.01
DFEM Dimensional Emrg MRKT Core Add +1.3% 1.60% +0.01
IWF iShares Russell 1000 Growth Add +0.2% 0.54% −0.02
VUG Vanguard Mrngstar GR ETF-Sui Add +2.7% 3.33% −0.02
TDTT NT Iboxx 3Y Dur Tips ETF Add +1.2% 2.43% −0.07
MSFT Microsoft Corp. Add +0.5% 3.46% −0.34

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 167$604.4MDFAU, QDF, IVV, VUG, BLUE BELL CREAMERIES INC.
Q1 2026 173$546.3MDFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG
Q4 2025 180$549.8MDFAU, QDF, IVV, BLUE BELL CREAMERIES INC., VUG
Q3 2025 184$534.9MDFAU, QDF, BLUE BELL CREAMERIES INC., IVV, VIGI
Q2 2025 187$498.5MQDF, BLUE BELL CREAMERIES INC., DFAU, VIGI, IVV
Q1 2025 144$358.5MQDF, VIGI, DFAU, IVV, VUG
Q4 2024 146$354.7MQDF, VIGI, DFAU, IVV, AAPL
Q3 2024 146$341.9MQDF, VIGI, DFAU, IVV, AAPL
Q2 2024 144$322.0MQDF, VIGI, DFAU, IVV, AAPL
Q1 2024 144$320.9MQDF, VIGI, DFAU, IVV, MSFT