CRA Financial Services, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 24, 2026), CRA Financial Services, LLC reported 321 stock positions worth $867.6 million. Its top holding was Apple (AAPL) at 6.7% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 4.5%) and Schwab US Large-Cap Growth (SCHG, 4.1%). Compared with Q1 2026, it opened 27 new positions, sold out of 3, added to 149 and reduced 86. The biggest buy was Invesco QQQ Trust Series 1 (QQQ, shares +1%) and the biggest sale Fidelity Total Bond ETF (FBND, shares −72%).
- Most Recent 13F
- Q2 2026
- Location
- NORTHFIELD, NJ
- CIK
- 0001765594
- Portfolio Value
- $867.6M (Q2 2026)
- SEC Filing
- 0001765594-26-000003 ↗ filed Jul 24, 2026
Holdings Value
Holdings 321 stocks · $867.6M
| AAPL Apple Inc. | 6.72% | 201,360 | $58.3M | Add +0.4% |
| SCHD Schwab US DVD Equity ETF | 4.46% | 1,220,811 | $38.7M | Add +2.7% |
| SCHG Schwab US Large-Cap Growth | 4.07% | 1,042,267 | $35.3M | Add +0.6% |
| AMZN Amazon.com Inc. | 3.76% | 136,860 | $32.6M | Add +0.5% |
| QQQ Invesco QQQ Trust Series 1 | 3.67% | 43,243 | $31.8M | Add +0.5% |
| NVDA Nvidia Corp. | 3.10% | 134,550 | $26.9M | Add +1.6% |
| VTI VG Morningstar TS MKT ETF-US | 2.90% | 67,876 | $25.1M | Add +3.9% |
| GOOGL Alphabet Inc. Class A | 2.83% | 68,605 | $24.5M | Add +0.6% |
| IVV iShares Core S&P 500 ETF | 2.71% | 31,388 | $23.5M | Add +2.1% |
| DGRW Wisdomtree U.S. Quality Divi | 2.44% | 221,273 | $21.2M | Add +1.9% |
| VIG Vanguard Dividend Apprec ETF | 2.05% | 75,328 | $17.8M | Reduce -1.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.88% | 21,874 | $16.3M | Add +0.9% |
| MSFT Microsoft Corp. | 1.85% | 43,100 | $16.1M | Add +1.7% |
| BALT Inn Defined Wealth Shield | 1.80% | 455,717 | $15.6M | Add +0.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.69% | 48,302 | $14.6M | Reduce -2.0% |
| ZALT Innovator US Eq 10 Buffer | 1.62% | 416,213 | $14.1M | Add +0.1% |
| SDY SS SPDR S&P Dividend ETF | 1.61% | 91,795 | $14.0M | Reduce -1.9% |
| VYMI Vanguard Int High DVD YLD Inc. | 1.25% | 110,436 | $10.8M | Add +6.1% |
| GOOG Alphabet Inc. Class C | 1.20% | 29,429 | $10.4M | Add +4.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.19% | 128,063 | $10.3M | Reduce -0.8% |
| SCHF Schwab Intl Equity ETF | 1.12% | 351,009 | $9.7M | Reduce -0.4% |
| AVGO Broadcom Inc. | 1.09% | 25,016 | $9.4M | Add +1.0% |
| VOO Vanguard S&P 500 ETF | 1.06% | 13,368 | $9.2M | Add +9.1% |
| META Meta Platforms Inc. Class A | 1.02% | 15,734 | $8.9M | Add +3.3% |
| MRVL Marvell Technology Inc. | 1.00% | 29,262 | $8.7M | Reduce -0.8% |
| JPST JPMorgan Ultra-Short Income | 0.94% | 160,504 | $8.1M | Add +15.0% |
| RSP Invesco S&P 500 Equal Weight | 0.72% | 29,468 | $6.3M | Add +0.1% |
| PDEC Innovator U.S. Equity Power | 0.69% | 130,442 | $6.0M | Reduce -1.0% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.66% | 155,877 | $5.8M | Reduce -1.2% |
| FBCG Fidelity Blue Chip Grow ETF | 0.65% | 91,023 | $5.7M | Add +15.0% |
| HD Home Depot Inc. | 0.64% | 15,776 | $5.6M | Reduce -1.2% |
| V Visa Inc. Class A | 0.64% | 16,161 | $5.5M | Reduce -0.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.61% | 10,577 | $5.3M | Reduce -1.6% |
| AVLV Avantis US Large Cap Value | 0.60% | 56,655 | $5.2M | Add +6.0% |
| IWF iShares Russell 1000 Growth | 0.58% | 40,530 | $5.0M | Add +1.9% |
| LLY Eli Lilly & Co. | 0.57% | 4,099 | $4.9M | Add +2.5% |
| XOM Exxon Mobil Corp. | 0.56% | 35,555 | $4.9M | Add +0.5% |
| CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY | 0.56% | 129,750 | $4.9M | Add +4.9% |
| SCHB Schwab US Broad Market ETF | 0.55% | 165,178 | $4.8M | Add +7.1% |
| IJH iShares Core S&P Midcap ETF | 0.55% | 61,395 | $4.7M | Reduce -4.7% |
| PNOV Innovator U.S. Equity Power | 0.50% | 98,264 | $4.4M | Reduce -0.7% |
| BSCQ Invesco Bulletshares 2026 CB | 0.50% | 222,355 | $4.3M | Reduce -6.2% |
| BSCR Invesco Bulletshares 2027 CB | 0.50% | 219,463 | $4.3M | Reduce -2.0% |
| JPM JPMorgan Chase & Co. | 0.45% | 11,963 | $3.9M | Add +2.4% |
| VCIT Vanguard Int-Term Corporate | 0.45% | 47,321 | $3.9M | Reduce -3.3% |
| VXUS Vanguard Total Intl Stock | 0.44% | 44,773 | $3.8M | Add +2.1% |
| CAT Caterpillar Inc. | 0.43% | 3,528 | $3.8M | Add +0.3% |
| PJAN Innovator U.S. Equity Power | 0.43% | 75,612 | $3.7M | No change |
| TBUX T Rowe Price Ultra Short-Ter | 0.42% | 72,719 | $3.6M | Add +3.2% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.39% | 45,155 | $3.4M | Add +7.2% |
| BSCS Invesco Bulletshares 2028 CB | 0.39% | 166,956 | $3.4M | Add +6.4% |
| MA Mastercard Inc. Class A | 0.38% | 6,493 | $3.3M | Reduce -2.2% |
| POCT Innovator U.S. Equity Power | 0.38% | 71,835 | $3.3M | No change |
| PJUL Innovator U.S. Equity Power | 0.38% | 67,793 | $3.3M | Reduce -18.0% |
| HDV iShares Core High Dividend E | 0.38% | 120,651 | $3.3M | No change |
| PAPR Innovator U.S. Equity Power | 0.37% | 76,979 | $3.2M | Reduce -0.8% |
| TCAF T Rowe PRC Cap Appreciation | 0.36% | 76,353 | $3.1M | Reduce -1.3% |
| FENI Fidelity Enhanced Intl ETF | 0.36% | 77,697 | $3.1M | Add +9.0% |
| CVX Chevron Corp. | 0.36% | 18,694 | $3.1M | Add +0.8% |
| DLN Wisdomtree US Largecap Divid | 0.35% | 31,141 | $3.0M | Add +0.0% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.34% | 28,399 | $2.9M | Reduce -0.2% |
| IJR iShares Core S&P Small-Cap E | 0.34% | 19,623 | $2.9M | Reduce -4.7% |
| PANW Palo Alto Networks Inc. | 0.33% | 8,491 | $2.9M | Reduce -3.0% |
| PMAR Innovator U.S. Equity Power | 0.33% | 60,222 | $2.9M | Reduce -0.4% |
| VGT Vanguard Info Tech ETF | 0.32% | 23,500 | $2.8M | Add +7.3% |
| TSLA Tesla Inc. | 0.32% | 6,612 | $2.8M | Add +4.0% |
| PAUG Innovator U.S. Equity Power | 0.32% | 59,910 | $2.7M | Reduce -5.7% |
| ORCL Oracle Corp. | 0.30% | 17,871 | $2.6M | Add +5.4% |
| GLD SPDR Gold Shares | 0.30% | 7,090 | $2.6M | Add +1.8% |
| BAC Bank of America Corp. | 0.29% | 44,870 | $2.6M | Reduce -0.4% |
| NEE Nextera Energy Inc. | 0.29% | 28,334 | $2.5M | Add +0.4% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.28% | 3,176 | $2.4M | Reduce -1.9% |
| SCHM Schwab US Mid Cap ETF | 0.27% | 64,454 | $2.4M | Reduce -3.3% |
| AVUV Avantis US Small Cap Value | 0.27% | 18,772 | $2.3M | Add +2.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.27% | 16,996 | $2.3M | Reduce -0.2% |
| FBND Fidelity Total Bond ETF | 0.27% | 51,319 | $2.3M | Reduce -71.8% |
| BSCT Invesco Bulletshares 2029 CB | 0.26% | 123,346 | $2.3M | Add +1.6% |
| ABBV Abbvie Inc. | 0.26% | 9,077 | $2.3M | Add +2.4% |
| JAAA Janus Henderson Aaa Clo ETF | 0.25% | 42,729 | $2.2M | Reduce -60.1% |
| VYM Vanguard High DVD Yield ETF | 0.25% | 13,550 | $2.1M | Add +2.5% |
| JNJ Johnson & Johnson | 0.25% | 8,430 | $2.1M | Add +0.7% |
| QQQM Invesco Nasdaq 100 ETF | 0.24% | 6,878 | $2.1M | Add +0.4% |
| VUSV Vanguard Wellingt US Va ETF | 0.24% | 30,452 | $2.1M | Add +4.4% |
| NFLX Netflix Inc. | 0.23% | 28,414 | $2.0M | Add +1.9% |
| IVE iShares S&P 500 Value ETF | 0.23% | 8,930 | $2.0M | Add +1.6% |
| VCRM Vanguard Core Tax-Ex Bond | 0.22% | 24,885 | $1.9M | Reduce -1.4% |
| SCHA Schwab US Small-Cap ETF | 0.22% | 52,259 | $1.9M | Reduce -1.0% |
| DVY iShares Select Dividend ETF | 0.21% | 11,913 | $1.9M | Add +2.2% |
| WMT Walmart Inc. | 0.21% | 16,301 | $1.8M | Add +2.1% |
| MU Micron Technology Inc. | 0.20% | 1,513 | $1.7M | Reduce -12.2% |
| FMDE Fidelity Enhanced Mid Cap Co. | 0.20% | 42,248 | $1.7M | Add +8.8% |
| FBTC Fidelity Wise Origin Bitcoin | 0.20% | 33,327 | $1.7M | Add +7.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.20% | 19,696 | $1.7M | Add +1.5% |
| COST Costco Wholesale Corp. | 0.18% | 1,671 | $1.6M | Add +1.0% |
| DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND | 0.18% | 2,938 | $1.5M | Reduce -0.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.18% | 15,869 | $1.5M | Add +0.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.17% | 6,939 | $1.5M | Add +1.3% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.17% | 2 | $1.5M | No change |
| JCPB JPMorgan Core Plus Bond ETF | 0.17% | 31,440 | $1.5M | Add +0.8% |
| XLE SS Energy Select Sector | 0.17% | 27,697 | $1.5M | Add +1.3% |
Portfolio Sells Q1 2026 → Q2 2026
| FBND Fidelity Total Bond ETF | Reduce -71.8% | 0.27% | −0.81 |
| JAAA Janus Henderson Aaa Clo ETF | Reduce -60.1% | 0.25% | −0.45 |
| SDY SS SPDR S&P Dividend ETF | Reduce -1.9% | 1.61% | −0.16 |
| PJUL Innovator U.S. Equity Power | Reduce -18.0% | 0.38% | −0.11 |
| BSCQ Invesco Bulletshares 2026 CB | Reduce -6.2% | 0.50% | −0.10 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.3% | 2.05% | −0.08 |
| VCIT Vanguard Int-Term Corporate | Reduce -3.3% | 0.45% | −0.07 |
| BSCR Invesco Bulletshares 2027 CB | Reduce -2.0% | 0.50% | −0.07 |
| HON Honeywell International Inc. | Reduce -6.1% | 0.05% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.6% | 0.61% | −0.06 |
| MA Mastercard Inc. Class A | Reduce -2.2% | 0.38% | −0.05 |
| HD Home Depot Inc. | Reduce -1.2% | 0.64% | −0.04 |
| PDEC Innovator U.S. Equity Power | Reduce -1.0% | 0.69% | −0.04 |
| PAUG Innovator U.S. Equity Power | Reduce -5.7% | 0.32% | −0.04 |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | Reduce -1.2% | 0.66% | −0.03 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.03 |
| PEP Pepsico Inc. | Reduce -3.3% | 0.09% | −0.03 |
| COP Conocophillips | Reduce -0.0% | 0.07% | −0.03 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.03 |
| VCRM Vanguard Core Tax-Ex Bond | Reduce -1.4% | 0.22% | −0.03 |
| PAPR Innovator U.S. Equity Power | Reduce -0.8% | 0.37% | −0.03 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.03 |
| CEG Constellation Energy | Reduce -2.2% | 0.08% | −0.02 |
| PNOV Innovator U.S. Equity Power | Reduce -0.7% | 0.50% | −0.02 |
| VSDM Vanguard Short Tax-Ex Bond | Reduce -1.8% | 0.16% | −0.02 |
| DGRO iShares Core Dividend Growth | Reduce -8.0% | 0.16% | −0.02 |
| MAXJ iShares LG Cap Max Buff Jun | Reduce -6.2% | 0.13% | −0.02 |
| IJH iShares Core S&P Midcap ETF | Reduce -4.7% | 0.55% | −0.02 |
| PMAR Innovator U.S. Equity Power | Reduce -0.4% | 0.33% | −0.02 |
| BP BP PLC-Spons ADR | Reduce -8.1% | 0.03% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.8% | 1.19% | −0.01 |
| PJUN Innovator U.S. Equity Power | Reduce -1.7% | 0.11% | −0.01 |
| ABT Abbott Laboratories | Reduce -0.3% | 0.04% | −0.01 |
| SCHF Schwab Intl Equity ETF | Reduce -0.4% | 1.12% | −0.01 |
| XBAP Innovator US Eqy Accel 9 Buf | Reduce -27.4% | 0.02% | −0.01 |
| SO The Southern Co. | Reduce -20.6% | 0.02% | −0.01 |
| ETHE Grayscale Ethereum Staking E | Reduce -2.0% | 0.02% | −0.01 |
| HONA Honeywell Aerospace Inc. | Reduce -6.0% | 0.05% | −0.01 |
| FENY Fidelity MSCI Energy Index | Reduce -1.4% | 0.03% | −0.01 |
| PFF iShares Preferred & Income S | Reduce -1.6% | 0.07% | −0.01 |
| PFEB Innovator U.S. Equity Power | Reduce -1.4% | 0.13% | −0.01 |
| BSJQ Invesco Bulletshares 2026 HY | Reduce -0.1% | 0.05% | −0.01 |
| BAUG Innovator U.S. Equity Buffer | Reduce -4.3% | 0.10% | −0.01 |
| SPLV Invesco S&P 500 Low Volatili | Reduce -9.5% | 0.03% | −0.01 |
| FHEQ Fidelity Hedged Equity ETF | Reduce -4.5% | 0.12% | −0.01 |
| AIG American International Group | Reduce -0.7% | 0.04% | −0.01 |
| NJUL Innovator Growth 100 Power B | Reduce -3.5% | 0.07% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.5% | 0.09% | −0.01 |
| BSJR Invesco Bulletshares 2027 HY | Reduce -1.6% | 0.04% | −0.01 |
| GD General Dynamics Corp. | Reduce -0.3% | 0.04% | −0.00 |
Portfolio Buys Q1 2026 → Q2 2026
| QQQ Invesco QQQ Trust Series 1 | Add +0.5% | 3.67% | +0.45 |
| GOOGL Alphabet Inc. Class A | Add +0.6% | 2.83% | +0.28 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.9% | 2.90% | +0.17 |
| GOOG Alphabet Inc. Class C | Add +4.4% | 1.20% | +0.15 |
| SCHG Schwab US Large-Cap Growth | Add +0.6% | 4.07% | +0.14 |
| FBCG Fidelity Blue Chip Grow ETF | Add +15.0% | 0.65% | +0.14 |
| CAT Caterpillar Inc. | Add +0.3% | 0.43% | +0.11 |
| AAPL Apple Inc. | Add +0.4% | 6.72% | +0.11 |
| VOO Vanguard S&P 500 ETF | Add +9.1% | 1.06% | +0.11 |
| NVDA Nvidia Corp. | Add +1.6% | 3.10% | +0.10 |
| IVV iShares Core S&P 500 ETF | Add +2.1% | 2.71% | +0.10 |
| AMD Advanced Micro Devices | Add +9.9% | 0.16% | +0.10 |
| SPCX Space Exploration Techn Class A | New | 0.10% | +0.10 |
| AVGO Broadcom Inc. | Add +1.0% | 1.09% | +0.09 |
| LLY Eli Lilly & Co. | Add +2.5% | 0.57% | +0.09 |
| PEG Public Service Enterprise GP | Add +234.2% | 0.12% | +0.08 |
| AMZN Amazon.com Inc. | Add +0.5% | 3.76% | +0.08 |
| VGT Vanguard Info Tech ETF | Add +7.3% | 0.32% | +0.08 |
| SNDK Sandisk Corp. | New | 0.07% | +0.07 |
| INTC Intel Corp. | New | 0.06% | +0.06 |
| CGNG Cap Group New Geography Eq | Add +4.9% | 0.56% | +0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.9% | 1.88% | +0.05 |
| RONB Baron First Principles ETF | New | 0.05% | +0.05 |
| SCHB Schwab US Broad Market ETF | Add +7.1% | 0.55% | +0.05 |
| WDC Western Digital Corp. | New | 0.05% | +0.05 |
| CSCO Cisco Systems Inc. | Add +3.3% | 0.17% | +0.05 |
| GLW Corning Inc. | Add +1.1% | 0.11% | +0.04 |
| IBIT iShares Bitcoin Trust ETF | New | 0.04% | +0.04 |
| TLH iShares 10-20 Year Treasury | New | 0.04% | +0.04 |
| AVLV Avantis US Large Cap Value | Add +6.0% | 0.60% | +0.04 |
| XLK SS Technology Select Sector | Add +16.7% | 0.11% | +0.04 |
| UNH Unitedhealth Group Inc. | Add +8.5% | 0.11% | +0.03 |
| AMAT Applied Materials Inc. | Add +9.0% | 0.06% | +0.03 |
| DFTX Definium Therapeutics Inc. | New | 0.03% | +0.03 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | New | 0.03% | +0.03 |
| IXN iShares Global Tech ETF | New | 0.03% | +0.03 |
| TXN Texas Instruments Inc. | New | 0.03% | +0.03 |
| IWF iShares Russell 1000 Growth | Add +1.9% | 0.58% | +0.03 |
| IMAY Innov Intl Dev PB ETF - May | New | 0.03% | +0.03 |
| QQQM Invesco Nasdaq 100 ETF | Add +0.4% | 0.24% | +0.03 |
| LRCX Lam Research Corp. | New | 0.03% | +0.03 |
| SOXX iShares Semiconductor ETF | New | 0.03% | +0.03 |
| EMR Emerson Electric Co. | New | 0.03% | +0.03 |
| BSCV Invesco Bulletshares 2031 CB | New | 0.03% | +0.03 |
| NNOV Innovator G-100 PB ETF - Nov | New | 0.03% | +0.03 |
| BE Bloom Energy Corp. Class A | New | 0.02% | +0.02 |
| MET Metlife Inc. | New | 0.02% | +0.02 |
| XBJA Innovator US Eq Ac 9 Buff-J | New | 0.02% | +0.02 |
| RSPT Invesco S&P 500 Equal Weight | New | 0.02% | +0.02 |
| AWK American Water Works Co. Inc. | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $867.6M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2026 | 296 | $770.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q4 2025 | 292 | $764.2M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q3 2025 | 294 | $731.0M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q2 2025 | 278 | $654.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2025 | 271 | $584.4M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q4 2024 | 267 | $582.8M | AAPL, AMZN, SCHD, SCHG, QQQ |
| Q3 2024 | 267 | $545.0M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q2 2024 | 251 | $495.6M | AAPL, SCHD, AMZN, SCHG, MSFT |
| Q1 2024 | 240 | $460.4M | AAPL, SCHD, AMZN, SCHG, VIG |