CRA Financial Services, LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 17, 2024), CRA Financial Services, LLC reported 240 stock positions worth $460.4 million. Its top holding was Apple (AAPL) at 7.7% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 5.7%) and Amazon.com (AMZN, 5.4%). Compared with Q4 2023, it opened 23 new positions, added to 91 and reduced 90. The biggest buy was Nvidia (NVDA, shares +1%) and the biggest sale Apple (AAPL, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- NORTHFIELD, NJ
- CIK
- 0001765594
- Portfolio Value
- $460.4M (Q1 2024)
- SEC Filing
- 0001765594-24-000002 ↗ filed Apr 17, 2024
Holdings Value
Holdings 240 stocks · $460.4M
| AAPL Apple Inc. | 7.68% | 206,107 | $35.3M | Reduce -0.3% |
| SCHD Schwab US DVD Equity ETF | 5.67% | 323,623 | $26.1M | Add +7.7% |
| AMZN Amazon.com Inc. | 5.39% | 137,534 | $24.8M | Reduce -0.6% |
| SCHG Schwab US Large-Cap Growth | 4.65% | 230,773 | $21.4M | Add +5.3% |
| VIG Vanguard Dividend Apprec ETF | 3.77% | 94,949 | $17.3M | Reduce -1.7% |
| MSFT Microsoft Corp. | 3.71% | 40,598 | $17.1M | Reduce -0.7% |
| QQQ Invesco QQQ Trust Series 1 | 3.53% | 36,604 | $16.3M | Add +4.4% |
| SDY SS SPDR S&P Dividend ETF | 3.33% | 116,765 | $15.3M | Reduce -1.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.71% | 54,578 | $12.5M | Add +4.0% |
| IVV iShares Core S&P 500 ETF | 2.67% | 23,350 | $12.3M | Add +5.6% |
| GOOGL Alphabet Inc. Class A | 2.17% | 66,305 | $10.0M | Add +0.9% |
| NVDA Nvidia Corp. | 1.90% | 9,675 | $8.7M | Add +1.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.77% | 32,580 | $8.1M | Add +8.2% |
| DGRW Wisdomtree U.S. Quality Divi | 1.52% | 91,637 | $7.0M | Add +16.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.52% | 13,342 | $7.0M | Add +1.9% |
| HD Home Depot Inc. | 1.46% | 17,531 | $6.7M | Reduce -0.2% |
| META Meta Platforms Inc. Class A | 1.44% | 13,681 | $6.6M | Add +0.0% |
| BALT Inn Defined Wealth Shield | 1.33% | 208,570 | $6.1M | Reduce -5.5% |
| SCHF Schwab Intl Equity ETF | 1.19% | 140,082 | $5.5M | Add +9.7% |
| IJH iShares Core S&P Midcap ETF | 1.06% | 80,420 | $4.9M | Add +0.8% |
| V Visa Inc. Class A | 1.04% | 17,180 | $4.8M | Reduce -0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.96% | 10,458 | $4.4M | Add +1.5% |
| ZALT Innovator US Eq 10 Buffer | 0.94% | 158,537 | $4.3M | Add +3.9% |
| GOOG Alphabet Inc. Class C | 0.92% | 27,759 | $4.2M | Reduce -0.4% |
| XOM Exxon Mobil Corp. | 0.85% | 33,732 | $3.9M | Add +0.2% |
| RSP Invesco S&P 500 Equal Weight | 0.82% | 22,222 | $3.8M | Add +7.0% |
| MA Mastercard Inc. Class A | 0.76% | 7,279 | $3.5M | Add +1.3% |
| PJAN Innovator U.S. Equity Power | 0.75% | 88,048 | $3.4M | Add +60.0% |
| SCHB Schwab US Broad Market ETF | 0.71% | 53,835 | $3.3M | Add +2.8% |
| LLY Eli Lilly & Co. | 0.68% | 4,008 | $3.1M | Reduce -2.0% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.65% | 107,720 | $3.0M | Add +46.1% |
| IWF iShares Russell 1000 Growth | 0.64% | 8,738 | $2.9M | Add +0.6% |
| HDV iShares Core High Dividend E | 0.64% | 26,687 | $2.9M | Reduce -0.3% |
| IJR iShares Core S&P Small-Cap E | 0.63% | 26,330 | $2.9M | Add +3.3% |
| SCHM Schwab US Mid Cap ETF | 0.62% | 35,246 | $2.9M | Add +0.2% |
| AVGO Broadcom Inc. | 0.60% | 2,072 | $2.7M | Reduce -2.0% |
| VCIT Vanguard Int-Term Corporate | 0.52% | 29,493 | $2.4M | Add +47.9% |
| DLN Wisdomtree US Largecap Divid | 0.48% | 30,763 | $2.2M | Add +0.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.46% | 17,335 | $2.1M | Reduce -1.8% |
| ABBV Abbvie Inc. | 0.45% | 11,428 | $2.1M | Add +0.1% |
| PAUG Innovator U.S. Equity Power | 0.45% | 58,801 | $2.1M | Add +0.4% |
| GBTC Grayscale Bitcoin Trust ETF | 0.45% | 32,503 | $2.1M | New |
| JPM JPMorgan Chase & Co. | 0.44% | 10,203 | $2.0M | Add +0.8% |
| NEE Nextera Energy Inc. | 0.44% | 31,620 | $2.0M | Add +0.5% |
| CVX Chevron Corp. | 0.43% | 12,643 | $2.0M | Add +0.2% |
| PJUL Innovator U.S. Equity Power | 0.43% | 52,415 | $2.0M | Reduce -6.8% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.43% | 30,896 | $2.0M | Reduce -0.3% |
| VOO Vanguard S&P 500 ETF | 0.43% | 4,086 | $2.0M | Add +102.0% |
| PG The Procter & Gamble Co. | 0.42% | 11,901 | $1.9M | Reduce -2.0% |
| PDEC Innovator U.S. Equity Power | 0.41% | 51,086 | $1.9M | Reduce -5.5% |
| MRK Merck & Co. Inc. | 0.40% | 14,072 | $1.9M | Reduce -1.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.39% | 17,504 | $1.8M | No change |
| JNJ Johnson & Johnson | 0.37% | 10,692 | $1.7M | Reduce -1.8% |
| SCHA Schwab US Small-Cap ETF | 0.36% | 34,129 | $1.7M | Reduce -0.4% |
| PNOV Innovator U.S. Equity Power | 0.36% | 46,382 | $1.6M | Reduce -8.7% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.36% | 43,123 | $1.6M | Reduce -4.5% |
| CAT Caterpillar Inc. | 0.35% | 4,368 | $1.6M | Add +12.9% |
| UNH Unitedhealth Group Inc. | 0.34% | 3,123 | $1.5M | Add +1.6% |
| AVUV Avantis US Small Cap Value | 0.32% | 15,517 | $1.5M | Add +8.3% |
| PEP Pepsico Inc. | 0.31% | 8,154 | $1.4M | Add +4.8% |
| NFLX Netflix Inc. | 0.31% | 2,328 | $1.4M | Reduce -0.5% |
| QCOM Qualcomm Inc. | 0.31% | 8,315 | $1.4M | Reduce -1.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.30% | 3,959 | $1.4M | Reduce -8.6% |
| VGT Vanguard Info Tech ETF | 0.29% | 2,527 | $1.3M | No change |
| VHT Vanguard Health Care ETF | 0.29% | 4,897 | $1.3M | Reduce -1.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.28% | 8,057 | $1.3M | Reduce -8.2% |
| TSLA Tesla Inc. | 0.28% | 7,388 | $1.3M | Reduce -5.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.28% | 2 | $1.3M | No change |
| DGRO iShares Core Dividend Growth | 0.27% | 21,264 | $1.2M | No change |
| MCD McDonald's Corp. | 0.27% | 4,354 | $1.2M | Reduce -1.7% |
| UPS United Parcel Service Class B | 0.26% | 8,180 | $1.2M | Add +3.1% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.26% | 2,956 | $1.2M | Reduce -3.3% |
| VYM Vanguard High DVD Yield ETF | 0.25% | 9,555 | $1.2M | Add +1.1% |
| XLE SS Energy Select Sector | 0.24% | 11,825 | $1.1M | Add +11.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.24% | 4,289 | $1.1M | Add +7.9% |
| LMT Lockheed Martin Corp. | 0.22% | 2,217 | $1.0M | Reduce -1.1% |
| COST Costco Wholesale Corp. | 0.22% | 1,376 | $1.0M | Add +0.9% |
| PFEB Innovator U.S. Equity Power | 0.22% | 29,490 | $1.0M | Add +168.9% |
| VNQ Vanguard Real Estate ETF | 0.22% | 11,476 | $992K | Add +2.5% |
| DVY iShares Select Dividend ETF | 0.21% | 7,835 | $965K | Add +5.3% |
| WMT Walmart Inc. | 0.20% | 15,632 | $941K | Add +0.6% |
| HON Honeywell International Inc. | 0.20% | 4,507 | $925K | Add +0.1% |
| RSPH Invesco S&P 500 Equal Weight | 0.20% | 28,472 | $905K | Reduce -0.3% |
| IVE iShares S&P 500 Value ETF | 0.20% | 4,844 | $905K | Add +6.1% |
| DFUS Dimensional US Eq MKT ETF | 0.20% | 15,868 | $904K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.19% | 4,651 | $888K | No change |
| AVLV Avantis US Large Cap Value | 0.19% | 13,659 | $878K | Add +47.8% |
| PANW Palo Alto Networks Inc. | 0.19% | 3,040 | $864K | Add +3.0% |
| IEFA iShares Core MSCI Eafe ETF | 0.19% | 11,608 | $862K | Reduce -2.9% |
| KO The Coca-Cola Co. | 0.19% | 13,947 | $853K | Add +8.1% |
| UAUG Innovator U.S. Equity Ultra | 0.18% | 25,430 | $830K | Reduce -10.6% |
| FELV Fidelity Enh LRG Cap Val ETF | 0.18% | 28,293 | $826K | Add +0.2% |
| PMAR Innovator U.S. Equity Power | 0.18% | 22,267 | $820K | New |
| IWD iShares Russell 1000 Value E | 0.18% | 4,541 | $813K | Add +1.9% |
| DFAC Dimensional US Core Equity 2 | 0.17% | 25,195 | $805K | No change |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.17% | 12,175 | $799K | Add +22.7% |
| CMCSA Comcast Corp. Class A | 0.17% | 18,266 | $792K | Reduce -1.3% |
| GLD SPDR Gold Shares | 0.17% | 3,811 | $784K | Reduce -7.9% |
| JCPB JPMorgan Core Plus Bond ETF | 0.17% | 16,625 | $775K | New |
| IWM iShares Russell 2000 ETF | 0.16% | 3,494 | $735K | Add +20.6% |
Portfolio Sells Q4 2023 → Q1 2024
| AAPL Apple Inc. | Reduce -0.3% | 7.68% | −2.06 |
| SDY SS SPDR S&P Dividend ETF | Reduce -1.1% | 3.33% | −0.28 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.7% | 3.77% | −0.26 |
| BALT Inn Defined Wealth Shield | Reduce -5.5% | 1.33% | −0.22 |
| TSLA Tesla Inc. | Reduce -5.1% | 0.28% | −0.19 |
| PSEP Innovator U.S. Equity Power | Reduce -56.3% | 0.09% | −0.13 |
| BA The Boeing Co. | Reduce -12.3% | 0.13% | −0.09 |
| PNOV Innovator U.S. Equity Power | Reduce -8.7% | 0.36% | −0.07 |
| PJUL Innovator U.S. Equity Power | Reduce -6.8% | 0.43% | −0.07 |
| PDEC Innovator U.S. Equity Power | Reduce -5.5% | 0.41% | −0.06 |
| V Visa Inc. Class A | Reduce -0.3% | 1.04% | −0.06 |
| MCD McDonald's Corp. | Reduce -1.7% | 0.27% | −0.05 |
| MSFT Microsoft Corp. | Reduce -0.7% | 3.71% | −0.05 |
| JNJ Johnson & Johnson | Reduce -1.8% | 0.37% | −0.05 |
| GOOG Alphabet Inc. Class C | Reduce -0.4% | 0.92% | −0.04 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -8.2% | 0.28% | −0.04 |
| NJUL Innovator Growth 100 Power B | Reduce -16.4% | 0.12% | −0.03 |
| UAUG Innovator U.S. Equity Ultra | Reduce -10.6% | 0.18% | −0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -8.6% | 0.30% | −0.03 |
| ADBE Adobe Inc. | Reduce -16.7% | 0.05% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.4% | 0.36% | −0.03 |
| PPL PPL Corp. | Reduce -19.7% | 0.08% | −0.03 |
| UNOV Innovator U.S. Equity Ultra | Reduce -30.0% | 0.05% | −0.03 |
| LMT Lockheed Martin Corp. | Reduce -1.1% | 0.22% | −0.03 |
| HDV iShares Core High Dividend E | Reduce -0.3% | 0.64% | −0.03 |
| HD Home Depot Inc. | Reduce -0.2% | 1.46% | −0.03 |
| BN Brookfield Corp. | Reduce -15.2% | 0.10% | −0.03 |
| DHR Danaher Corp. | Reduce -32.6% | 0.05% | −0.03 |
| CMCSA Comcast Corp. Class A | Reduce -1.3% | 0.17% | −0.03 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -3.3% | 0.26% | −0.03 |
| PJUN Innovator U.S. Equity Power | Reduce -6.6% | 0.15% | −0.03 |
| POCT Innovator U.S. Equity Power | Reduce -15.8% | 0.09% | −0.03 |
| INTC Intel Corp. | Reduce -0.8% | 0.08% | −0.02 |
| GLD SPDR Gold Shares | Reduce -7.9% | 0.17% | −0.02 |
| AMGN Amgen Inc. | Reduce -0.6% | 0.14% | −0.02 |
| BNOV Innovator U.S. Equity Buffer | Reduce -11.3% | 0.09% | −0.02 |
| BJUN Innovator U.S. Equity Buffer | Reduce -24.0% | 0.05% | −0.02 |
| BAUG Innovator U.S. Equity Buffer | Reduce -7.4% | 0.16% | −0.02 |
| BLK BlackRock Finance Inc. | Reduce -16.7% | 0.06% | −0.02 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -2.9% | 0.19% | −0.02 |
| CSCO Cisco Systems Inc. | Reduce -0.1% | 0.13% | −0.02 |
| ONEQ Fidelity Nasdaq Comp Indx | Reduce -0.3% | 0.43% | −0.02 |
| BAC Bank of America Corp. | Reduce -4.5% | 0.36% | −0.02 |
| BDEC Innovator U.S. Equity Buffer | Reduce -7.1% | 0.12% | −0.02 |
| PM Philip Morris International | Reduce -5.4% | 0.07% | −0.02 |
| VHT Vanguard Health Care ETF | Reduce -1.2% | 0.29% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -2.0% | 0.42% | −0.02 |
| CVS CVS Health Corp. | Reduce -1.5% | 0.12% | −0.02 |
| PNC PNC Financial Services Group | Reduce -18.1% | 0.05% | −0.02 |
| F Ford Motor Co. | Reduce -14.9% | 0.06% | −0.01 |
Portfolio Buys Q4 2023 → Q1 2024
| NVDA Nvidia Corp. | Add +1.2% | 1.90% | +0.74 |
| GBTC Grayscale Bitcoin Trust ETF | New | 0.45% | +0.45 |
| META Meta Platforms Inc. Class A | Add +0.0% | 1.44% | +0.26 |
| PJAN Innovator U.S. Equity Power | Add +60.0% | 0.75% | +0.25 |
| VOO Vanguard S&P 500 ETF | Add +102.0% | 0.43% | +0.21 |
| SCHG Schwab US Large-Cap Growth | Add +5.3% | 4.65% | +0.20 |
| PMAR Innovator U.S. Equity Power | New | 0.18% | +0.18 |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | Add +46.1% | 0.65% | +0.17 |
| JCPB JPMorgan Core Plus Bond ETF | New | 0.17% | +0.17 |
| DGRW Wisdomtree U.S. Quality Divi | Add +16.0% | 1.52% | +0.16 |
| JPST JPMorgan Ultra-Short Income | New | 0.14% | +0.14 |
| PFEB Innovator U.S. Equity Power | Add +168.9% | 0.22% | +0.13 |
| VCIT Vanguard Int-Term Corporate | Add +47.9% | 0.52% | +0.12 |
| BSCP Invesco Bulletshares 2025 CB | New | 0.10% | +0.10 |
| IVV iShares Core S&P 500 ETF | Add +5.6% | 2.67% | +0.08 |
| BFEB Innovator U.S. Equity Buffer | New | 0.08% | +0.08 |
| FBTC Fidelity Wise Origin Bitcoin | New | 0.08% | +0.08 |
| BSCQ Invesco Bulletshares 2026 CB | New | 0.08% | +0.08 |
| TCAF T Rowe PRC Cap Appreciation | Add +102.4% | 0.16% | +0.08 |
| FBND Fidelity Total Bond ETF | New | 0.07% | +0.07 |
| SCHD Schwab US DVD Equity ETF | Add +7.7% | 5.67% | +0.07 |
| CAT Caterpillar Inc. | Add +12.9% | 0.35% | +0.07 |
| IVW iShares S&P 500 Growth ETF | New | 0.06% | +0.06 |
| GE General Electric | New | 0.06% | +0.06 |
| AVLV Avantis US Large Cap Value | Add +47.8% | 0.19% | +0.06 |
| VYMI Vanguard Int High DVD YLD Inc. | New | 0.06% | +0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.5% | 0.96% | +0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +8.2% | 1.77% | +0.05 |
| COWZ Pacer US Cash Cows 100 ETF | New | 0.05% | +0.05 |
| AXP American Express Co. | New | 0.05% | +0.05 |
| WM Waste Management Inc. | New | 0.05% | +0.05 |
| JAAA Janus Henderson Aaa Clo ETF | New | 0.05% | +0.05 |
| NSC Norfolk Southern Corp. | New | 0.04% | +0.04 |
| IWO iShares Russell 2000 Growth | New | 0.04% | +0.04 |
| CMI Cummins Inc. | New | 0.04% | +0.04 |
| IWV iShares Russell 3000 ETF | New | 0.04% | +0.04 |
| FBCG Fidelity Blue Chip Grow ETF | Add +34.3% | 0.14% | +0.04 |
| CEG Constellation Energy | Add +2.3% | 0.11% | +0.03 |
| SCHF Schwab Intl Equity ETF | Add +9.7% | 1.19% | +0.03 |
| XOM Exxon Mobil Corp. | Add +0.2% | 0.85% | +0.03 |
| XLE SS Energy Select Sector | Add +11.7% | 0.24% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +0.8% | 0.44% | +0.02 |
| NJAN Innovator Growth 100 Power B | Add +37.0% | 0.10% | +0.02 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +22.7% | 0.17% | +0.02 |
| ABBV Abbvie Inc. | Add +0.1% | 0.45% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +4.4% | 3.53% | +0.02 |
| IWM iShares Russell 2000 ETF | Add +20.6% | 0.16% | +0.02 |
| RSP Invesco S&P 500 Equal Weight | Add +7.0% | 0.82% | +0.02 |
| XLV SS Health Care Select Sector | Add +18.3% | 0.13% | +0.02 |
| QQQM Invesco Nasdaq 100 ETF | Add +30.2% | 0.07% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $867.6M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2026 | 296 | $770.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q4 2025 | 292 | $764.2M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q3 2025 | 294 | $731.0M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q2 2025 | 278 | $654.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2025 | 271 | $584.4M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q4 2024 | 267 | $582.8M | AAPL, AMZN, SCHD, SCHG, QQQ |
| Q3 2024 | 267 | $545.0M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q2 2024 | 251 | $495.6M | AAPL, SCHD, AMZN, SCHG, MSFT |
| Q1 2024 | 240 | $460.4M | AAPL, SCHD, AMZN, SCHG, VIG |