CRA Financial Services, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 10, 2024), CRA Financial Services, LLC reported 267 stock positions worth $545.0 million. Its top holding was Apple (AAPL) at 8.6% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 5.4%) and Amazon.com (AMZN, 4.6%). Compared with Q2 2024, it opened 21 new positions, sold out of 6, added to 89 and reduced 106. The biggest buy was Wisdomtree U.S. Quality Divi (DGRW, shares +23%) and the biggest sale Amazon.com (AMZN, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- NORTHFIELD, NJ
- CIK
- 0001765594
- Portfolio Value
- $545.0M (Q3 2024)
- SEC Filing
- 0001765594-24-000007 ↗ filed Oct 10, 2024
Holdings Value
Holdings 267 stocks · $545.0M
| AAPL Apple Inc. | 8.59% | 200,985 | $46.8M | Reduce -0.3% |
| SCHD Schwab US DVD Equity ETF | 5.37% | 346,479 | $29.3M | Add +3.8% |
| AMZN Amazon.com Inc. | 4.58% | 134,039 | $25.0M | Reduce -0.0% |
| SCHG Schwab US Large-Cap Growth | 4.39% | 229,714 | $23.9M | Reduce -0.5% |
| QQQ Invesco QQQ Trust Series 1 | 3.40% | 37,955 | $18.5M | Add +2.2% |
| VIG Vanguard Dividend Apprec ETF | 3.30% | 90,788 | $18.0M | Reduce -2.1% |
| MSFT Microsoft Corp. | 3.24% | 41,073 | $17.7M | Add +1.5% |
| SDY SS SPDR S&P Dividend ETF | 2.93% | 112,393 | $16.0M | Reduce -1.9% |
| IVV iShares Core S&P 500 ETF | 2.57% | 24,318 | $14.0M | Add +0.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.52% | 57,852 | $13.7M | Add +3.5% |
| NVDA Nvidia Corp. | 2.46% | 110,571 | $13.4M | Add +8.3% |
| GOOGL Alphabet Inc. Class A | 1.98% | 65,201 | $10.8M | Add +1.2% |
| DGRW Wisdomtree U.S. Quality Divi | 1.97% | 129,142 | $10.7M | Add +22.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.84% | 38,100 | $10.1M | Add +9.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.58% | 15,008 | $8.6M | Add +7.0% |
| META Meta Platforms Inc. Class A | 1.46% | 13,874 | $7.9M | Add +0.6% |
| BALT Inn Defined Wealth Shield | 1.34% | 236,092 | $7.3M | Add +9.3% |
| HD Home Depot Inc. | 1.29% | 17,380 | $7.0M | Reduce -0.2% |
| ZALT Innovator US Eq 10 Buffer | 1.03% | 191,831 | $5.6M | Add +3.3% |
| SCHF Schwab Intl Equity ETF | 0.97% | 128,700 | $5.3M | Reduce -6.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.91% | 10,823 | $5.0M | Add +2.8% |
| IJH iShares Core S&P Midcap ETF | 0.90% | 78,496 | $4.9M | Reduce -1.5% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.86% | 154,640 | $4.7M | Add +9.7% |
| RSP Invesco S&P 500 Equal Weight | 0.85% | 26,010 | $4.7M | Add +11.6% |
| GOOG Alphabet Inc. Class C | 0.82% | 26,706 | $4.5M | Reduce -2.0% |
| VOO Vanguard S&P 500 ETF | 0.82% | 8,457 | $4.5M | Add +55.5% |
| V Visa Inc. Class A | 0.81% | 16,116 | $4.4M | Reduce -4.2% |
| VCIT Vanguard Int-Term Corporate | 0.73% | 47,818 | $4.0M | Add +21.7% |
| AVGO Broadcom Inc. | 0.73% | 22,950 | $4.0M | Add +3.9% |
| XOM Exxon Mobil Corp. | 0.72% | 33,336 | $3.9M | Reduce -2.5% |
| BSCP Invesco Bulletshares 2025 CB | 0.68% | 179,840 | $3.7M | Add +18.8% |
| LLY Eli Lilly & Co. | 0.67% | 4,133 | $3.7M | Add +2.4% |
| MA Mastercard Inc. Class A | 0.65% | 7,163 | $3.5M | Reduce -0.2% |
| PAUG Innovator U.S. Equity Power | 0.65% | 93,341 | $3.5M | Add +75.5% |
| SCHB Schwab US Broad Market ETF | 0.65% | 53,024 | $3.5M | Reduce -0.7% |
| IWF iShares Russell 1000 Growth | 0.63% | 9,140 | $3.4M | Add +4.0% |
| PJAN Innovator U.S. Equity Power | 0.63% | 82,449 | $3.4M | Reduce -3.2% |
| HDV iShares Core High Dividend E | 0.57% | 26,225 | $3.1M | Reduce -1.6% |
| IJR iShares Core S&P Small-Cap E | 0.55% | 25,408 | $3.0M | Reduce -3.8% |
| PJUL Innovator U.S. Equity Power | 0.51% | 69,000 | $2.8M | Add +43.2% |
| SCHM Schwab US Mid Cap ETF | 0.49% | 32,007 | $2.7M | Reduce -2.5% |
| NEE Nextera Energy Inc. | 0.48% | 30,940 | $2.6M | Reduce -0.8% |
| PAPR Innovator U.S. Equity Power | 0.47% | 71,450 | $2.6M | Add +6.3% |
| DLN Wisdomtree US Largecap Divid | 0.43% | 29,943 | $2.4M | Reduce -0.1% |
| ABBV Abbvie Inc. | 0.41% | 11,322 | $2.2M | Reduce -0.1% |
| JPM JPMorgan Chase & Co. | 0.39% | 10,140 | $2.1M | Add +0.7% |
| BSCQ Invesco Bulletshares 2026 CB | 0.38% | 104,527 | $2.0M | Add +62.9% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.37% | 28,398 | $2.0M | Reduce -4.5% |
| JPST JPMorgan Ultra-Short Income | 0.37% | 39,442 | $2.0M | Add +68.9% |
| FBND Fidelity Total Bond ETF | 0.36% | 42,097 | $2.0M | Add +65.3% |
| PG The Procter & Gamble Co. | 0.36% | 11,298 | $2.0M | Reduce -3.4% |
| CVX Chevron Corp. | 0.35% | 12,908 | $1.9M | Add +0.5% |
| TSLA Tesla Inc. | 0.34% | 7,188 | $1.9M | Reduce -6.8% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.34% | 16,918 | $1.8M | Reduce -0.6% |
| UNH Unitedhealth Group Inc. | 0.33% | 3,107 | $1.8M | Reduce -0.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.32% | 43,556 | $1.7M | Add +0.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.31% | 4,348 | $1.7M | Add +9.8% |
| CAT Caterpillar Inc. | 0.31% | 4,268 | $1.7M | No change |
| JNJ Johnson & Johnson | 0.30% | 10,105 | $1.6M | Reduce -0.8% |
| AVLV Avantis US Large Cap Value | 0.30% | 24,712 | $1.6M | Add +35.5% |
| PDEC Innovator U.S. Equity Power | 0.30% | 42,317 | $1.6M | Reduce -10.8% |
| SCHA Schwab US Small-Cap ETF | 0.30% | 31,326 | $1.6M | Reduce -2.4% |
| AVUV Avantis US Small Cap Value | 0.30% | 16,783 | $1.6M | Add +5.7% |
| NFLX Netflix Inc. | 0.29% | 2,266 | $1.6M | Add +1.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.29% | 16,698 | $1.6M | Reduce -0.4% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.29% | 21,776 | $1.6M | Add +78.5% |
| MRK Merck & Co. Inc. | 0.29% | 13,691 | $1.6M | Reduce -0.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.28% | 8,692 | $1.5M | Add +6.3% |
| TCAF T Rowe PRC Cap Appreciation | 0.28% | 45,313 | $1.5M | Add +41.1% |
| VGT Vanguard Info Tech ETF | 0.27% | 2,551 | $1.5M | Reduce -0.6% |
| GBTC Grayscale Bitcoin Trust ETF | 0.27% | 29,114 | $1.5M | Reduce -6.6% |
| PNOV Innovator U.S. Equity Power | 0.26% | 38,684 | $1.4M | Reduce -13.5% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.25% | 2 | $1.4M | No change |
| PEP Pepsico Inc. | 0.25% | 8,053 | $1.4M | Reduce -0.5% |
| MAXJ iShares LG Cap Max Buff Jun | 0.25% | 51,575 | $1.3M | New |
| MCD McDonald's Corp. | 0.25% | 4,391 | $1.3M | Add +0.6% |
| QCOM Qualcomm Inc. | 0.24% | 7,800 | $1.3M | Reduce -2.4% |
| COST Costco Wholesale Corp. | 0.24% | 1,455 | $1.3M | Add +3.8% |
| LMT Lockheed Martin Corp. | 0.24% | 2,206 | $1.3M | No change |
| DGRO iShares Core Dividend Growth | 0.23% | 20,358 | $1.3M | No change |
| GLD SPDR Gold Shares | 0.23% | 5,222 | $1.3M | Add +2.4% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.23% | 2,981 | $1.3M | Add +0.5% |
| VNQ Vanguard Real Estate ETF | 0.23% | 12,944 | $1.3M | Add +5.7% |
| VYM Vanguard High DVD Yield ETF | 0.23% | 9,753 | $1.3M | Reduce -1.6% |
| DVY iShares Select Dividend ETF | 0.23% | 9,233 | $1.2M | Add +12.1% |
| VHT Vanguard Health Care ETF | 0.23% | 4,418 | $1.2M | Reduce -10.0% |
| BSCR Invesco Bulletshares 2027 CB | 0.23% | 62,248 | $1.2M | Add +42.1% |
| WMT Walmart Inc. | 0.22% | 15,080 | $1.2M | Reduce -3.9% |
| PANW Palo Alto Networks Inc. | 0.22% | 3,487 | $1.2M | Add +10.7% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.22% | 44,150 | $1.2M | Add +120.4% |
| PJUN Innovator U.S. Equity Power | 0.21% | 30,655 | $1.1M | Add +12.9% |
| IVE iShares S&P 500 Value ETF | 0.21% | 5,693 | $1.1M | Add +14.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.20% | 3,803 | $1.1M | Reduce -5.7% |
| FBCG Fidelity Blue Chip Grow ETF | 0.20% | 24,971 | $1.1M | Add +21.2% |
| UPS United Parcel Service Class B | 0.19% | 7,754 | $1.1M | Reduce -2.6% |
| XLE SS Energy Select Sector | 0.19% | 12,007 | $1.1M | Add +6.3% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.19% | 12,685 | $1.0M | Add +4.2% |
| PMAR Innovator U.S. Equity Power | 0.19% | 25,822 | $1.0M | Reduce -5.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.18% | 4,502 | $995K | Reduce -0.3% |
| KO The Coca-Cola Co. | 0.18% | 13,770 | $990K | Reduce -0.4% |
Portfolio Sells Q2 2024 → Q3 2024
| AMZN Amazon.com Inc. | Reduce -0.0% | 4.58% | −0.65 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.5% | 4.39% | −0.31 |
| GOOG Alphabet Inc. Class C | Reduce -2.0% | 0.82% | −0.19 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.1% | 3.30% | −0.12 |
| SCHF Schwab Intl Equity ETF | Reduce -6.6% | 0.97% | −0.10 |
| V Visa Inc. Class A | Reduce -4.2% | 0.81% | −0.08 |
| QCOM Qualcomm Inc. | Reduce -2.4% | 0.24% | −0.08 |
| XOM Exxon Mobil Corp. | Reduce -2.5% | 0.72% | −0.08 |
| PJAN Innovator U.S. Equity Power | Reduce -3.2% | 0.63% | −0.07 |
| PNOV Innovator U.S. Equity Power | Reduce -13.5% | 0.26% | −0.07 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -6.6% | 0.27% | −0.07 |
| PDEC Innovator U.S. Equity Power | Reduce -10.8% | 0.30% | −0.06 |
| MRK Merck & Co. Inc. | Reduce -0.7% | 0.29% | −0.06 |
| VDE Vanguard Energy ETF | Sold out | 0.00% | −0.05 |
| INTC Intel Corp. | Sold out | 0.00% | −0.05 |
| MU Micron Technology Inc. | Sold out | 0.00% | −0.05 |
| SCHV Schwab US Large-Cap Value | Sold out | 0.00% | −0.05 |
| ONEQ Fidelity Nasdaq Comp Indx | Reduce -4.5% | 0.37% | −0.05 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.5% | 0.90% | −0.04 |
| DIS The Walt Disney Co. | Reduce -0.4% | 0.29% | −0.04 |
| VHT Vanguard Health Care ETF | Reduce -10.0% | 0.23% | −0.03 |
| PFEB Innovator U.S. Equity Power | Reduce -9.4% | 0.18% | −0.03 |
| HON Honeywell International Inc. | Reduce -5.0% | 0.16% | −0.03 |
| BJAN Innovator U.S. Equity Buffer | Reduce -20.3% | 0.09% | −0.03 |
| SCHB Schwab US Broad Market ETF | Reduce -0.7% | 0.65% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -3.4% | 0.36% | −0.03 |
| RSPH Invesco S&P 500 Equal Weight | Reduce -15.9% | 0.14% | −0.03 |
| SCHM Schwab US Mid Cap ETF | Reduce -2.5% | 0.49% | −0.03 |
| BA The Boeing Co. | Reduce -1.4% | 0.08% | −0.03 |
| BNOV Innovator U.S. Equity Buffer | Reduce -26.3% | 0.06% | −0.03 |
| UPS United Parcel Service Class B | Reduce -2.6% | 0.19% | −0.03 |
| BDEC Innovator U.S. Equity Buffer | Reduce -17.3% | 0.09% | −0.03 |
| VGT Vanguard Info Tech ETF | Reduce -0.6% | 0.27% | −0.02 |
| COP Conocophillips | Reduce -7.0% | 0.08% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -3.8% | 0.55% | −0.02 |
| PMAR Innovator U.S. Equity Power | Reduce -5.0% | 0.19% | −0.02 |
| SCHO Schwab Short-Term US Treas | Reduce -22.8% | 0.05% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.7% | 0.20% | −0.02 |
| BAUG Innovator U.S. Equity Buffer | Reduce -11.1% | 0.11% | −0.02 |
| HDV iShares Core High Dividend E | Reduce -1.6% | 0.57% | −0.02 |
| COIN Coinbase Global Inc. Class A | Reduce -1.4% | 0.05% | −0.02 |
| PEP Pepsico Inc. | Reduce -0.5% | 0.25% | −0.02 |
| XLK SS Technology Select Sector | Reduce -8.6% | 0.09% | −0.02 |
| FDX FedEx Corp. | Reduce -5.0% | 0.06% | −0.02 |
| PSEP Innovator U.S. Equity Power | Reduce -23.0% | 0.04% | −0.02 |
| NOCT Innovator Growth-100 Power B | Reduce -11.7% | 0.07% | −0.02 |
| NJAN Innovator Growth 100 Power B | Reduce -9.8% | 0.08% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -6.9% | 0.15% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -7.3% | 0.12% | −0.01 |
| VXUS Vanguard Total Intl Stock | Reduce -12.0% | 0.08% | −0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| DGRW Wisdomtree U.S. Quality Divi | Add +22.8% | 1.97% | +0.32 |
| VOO Vanguard S&P 500 ETF | Add +55.5% | 0.82% | +0.27 |
| PAUG Innovator U.S. Equity Power | Add +75.5% | 0.65% | +0.26 |
| MAXJ iShares LG Cap Max Buff Jun | New | 0.25% | +0.25 |
| ZSEP Innovator Edp ETF - 1 YR Sep | New | 0.18% | +0.18 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +9.7% | 1.84% | +0.15 |
| SCHD Schwab US DVD Equity ETF | Add +3.8% | 5.37% | +0.13 |
| PJUL Innovator U.S. Equity Power | Add +43.2% | 0.51% | +0.13 |
| FBND Fidelity Total Bond ETF | Add +65.3% | 0.36% | +0.13 |
| JPST JPMorgan Ultra-Short Income | Add +68.9% | 0.37% | +0.13 |
| BSCQ Invesco Bulletshares 2026 CB | Add +62.9% | 0.38% | +0.13 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +78.5% | 0.29% | +0.12 |
| CGXU Cap Group Intl Focus | Add +120.4% | 0.22% | +0.11 |
| VCIT Vanguard Int-Term Corporate | Add +21.7% | 0.73% | +0.10 |
| OSEA Harbor Intl Compounders ETF | New | 0.09% | +0.09 |
| RSP Invesco S&P 500 Equal Weight | Add +11.6% | 0.85% | +0.08 |
| TCAF T Rowe PRC Cap Appreciation | Add +41.1% | 0.28% | +0.07 |
| ETHE Grayscale Ethereum Staking E | New | 0.07% | +0.07 |
| AVLV Avantis US Large Cap Value | Add +35.5% | 0.30% | +0.07 |
| PFF iShares Preferred & Income S | New | 0.06% | +0.06 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +3.5% | 2.52% | +0.06 |
| BSCP Invesco Bulletshares 2025 CB | Add +18.8% | 0.68% | +0.06 |
| BSCR Invesco Bulletshares 2027 CB | Add +42.1% | 0.23% | +0.06 |
| META Meta Platforms Inc. Class A | Add +0.6% | 1.46% | +0.05 |
| BSJO Invesco Bulletshares 2024 HY | Add +115.4% | 0.10% | +0.05 |
| BSJP Invesco Bulletshares 2025 HY | Add +69.4% | 0.14% | +0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.8% | 0.91% | +0.05 |
| BSJQ Invesco Bulletshares 2026 HY | New | 0.05% | +0.05 |
| EFA iShares MSCI Eafe ETF | New | 0.04% | +0.04 |
| SPXL Direxion Daily S&P 500 Bull | New | 0.04% | +0.04 |
| GIS General Mills Inc. | New | 0.04% | +0.04 |
| CMI Cummins Inc. | New | 0.04% | +0.04 |
| SHOP Shopify Inc. Class A | New | 0.04% | +0.04 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +131.9% | 0.11% | +0.04 |
| NVS Novartis AG-Sponsored ADR | New | 0.04% | +0.04 |
| AMD Advanced Micro Devices | New | 0.04% | +0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +7.0% | 1.58% | +0.04 |
| XEL Xcel Energy Inc. | New | 0.04% | +0.04 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | New | 0.04% | +0.04 |
| NSC Norfolk Southern Corp. | New | 0.04% | +0.04 |
| MELI MercadoLibre Inc. | New | 0.04% | +0.04 |
| PLTR Palantir Technologies Inc. Class A | New | 0.04% | +0.04 |
| IAU iShares Gold Trust | New | 0.04% | +0.04 |
| MET Metlife Inc. | New | 0.04% | +0.04 |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | Add +9.7% | 0.86% | +0.03 |
| BSCS Invesco Bulletshares 2028 CB | Add +35.3% | 0.14% | +0.03 |
| DVY iShares Select Dividend ETF | Add +12.1% | 0.23% | +0.03 |
| BALT Inn Defined Wealth Shield | Add +9.3% | 1.34% | +0.03 |
| VNQ Vanguard Real Estate ETF | Add +5.7% | 0.23% | +0.02 |
| IVE iShares S&P 500 Value ETF | Add +14.9% | 0.21% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $867.6M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2026 | 296 | $770.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q4 2025 | 292 | $764.2M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q3 2025 | 294 | $731.0M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q2 2025 | 278 | $654.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2025 | 271 | $584.4M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q4 2024 | 267 | $582.8M | AAPL, AMZN, SCHD, SCHG, QQQ |
| Q3 2024 | 267 | $545.0M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q2 2024 | 251 | $495.6M | AAPL, SCHD, AMZN, SCHG, MSFT |
| Q1 2024 | 240 | $460.4M | AAPL, SCHD, AMZN, SCHG, VIG |