CRA Financial Services, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 16, 2025), CRA Financial Services, LLC reported 271 stock positions worth $584.4 million. Its top holding was Apple (AAPL) at 7.7% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 5.4%) and Amazon.com (AMZN, 4.4%). Compared with Q4 2024, it opened 13 new positions, sold out of 9, added to 139 and reduced 75. The biggest buy was Janus Henderson Aaa Clo ETF (JAAA, shares +215%) and the biggest sale Tesla (TSLA, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- NORTHFIELD, NJ
- CIK
- 0001765594
- Portfolio Value
- $584.4M (Q1 2025)
- SEC Filing
- 0001765594-25-000002 ↗ filed Apr 16, 2025
Holdings Value
Holdings 271 stocks · $584.4M
| AAPL Apple Inc. | 7.71% | 202,756 | $45.0M | Add +0.5% |
| SCHD Schwab US DVD Equity ETF | 5.40% | 1,128,909 | $31.6M | Add +5.6% |
| AMZN Amazon.com Inc. | 4.40% | 135,250 | $25.7M | Add +0.7% |
| SCHG Schwab US Large-Cap Growth | 4.21% | 981,545 | $24.6M | Add +4.8% |
| QQQ Invesco QQQ Trust Series 1 | 3.19% | 39,751 | $18.6M | Add +2.8% |
| VIG Vanguard Dividend Apprec ETF | 2.75% | 82,946 | $16.1M | Reduce -2.7% |
| MSFT Microsoft Corp. | 2.68% | 41,658 | $15.6M | Add +1.2% |
| IVV iShares Core S&P 500 ETF | 2.54% | 26,402 | $14.8M | Add +2.3% |
| SDY SS SPDR S&P Dividend ETF | 2.40% | 103,399 | $14.0M | Reduce -4.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.29% | 60,284 | $13.4M | Add +3.3% |
| NVDA Nvidia Corp. | 2.26% | 121,668 | $13.2M | Add +5.0% |
| DGRW Wisdomtree U.S. Quality Divi | 2.25% | 164,546 | $13.1M | Add +13.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.88% | 42,493 | $11.0M | Add +5.6% |
| GOOGL Alphabet Inc. Class A | 1.76% | 66,533 | $10.3M | Add +0.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.63% | 16,985 | $9.5M | Add +16.6% |
| BALT Inn Defined Wealth Shield | 1.47% | 273,747 | $8.6M | Add +7.2% |
| META Meta Platforms Inc. Class A | 1.40% | 14,205 | $8.2M | Add +2.5% |
| ZALT Innovator US Eq 10 Buffer | 1.27% | 249,534 | $7.4M | Add +14.3% |
| VOO Vanguard S&P 500 ETF | 1.22% | 13,838 | $7.1M | Add +33.4% |
| PDEC Innovator U.S. Equity Power | 1.08% | 168,433 | $6.3M | Add +68.2% |
| HD Home Depot Inc. | 1.03% | 16,460 | $6.0M | Add +0.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.00% | 10,941 | $5.8M | Add +2.0% |
| V Visa Inc. Class A | 0.98% | 16,315 | $5.7M | Add +3.8% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.90% | 172,423 | $5.3M | Add +4.2% |
| RSP Invesco S&P 500 Equal Weight | 0.88% | 29,565 | $5.1M | Add +11.5% |
| SCHF Schwab Intl Equity ETF | 0.85% | 252,454 | $5.0M | Reduce -3.3% |
| JPST JPMorgan Ultra-Short Income | 0.79% | 90,762 | $4.6M | Add +34.8% |
| IJH iShares Core S&P Midcap ETF | 0.78% | 78,591 | $4.6M | Reduce -0.8% |
| FBND Fidelity Total Bond ETF | 0.77% | 99,178 | $4.5M | Add +47.6% |
| GOOG Alphabet Inc. Class C | 0.73% | 27,372 | $4.3M | Add +2.8% |
| XOM Exxon Mobil Corp. | 0.71% | 34,748 | $4.1M | Add +2.5% |
| BSCP Invesco Bulletshares 2025 CB | 0.69% | 195,802 | $4.0M | Add +0.1% |
| AVGO Broadcom Inc. | 0.68% | 23,710 | $4.0M | Add +3.0% |
| JAAA Janus Henderson Aaa Clo ETF | 0.67% | 77,143 | $3.9M | Add +214.5% |
| MA Mastercard Inc. Class A | 0.65% | 6,920 | $3.8M | Reduce -4.6% |
| PJAN Innovator U.S. Equity Power | 0.63% | 89,309 | $3.7M | Add +10.4% |
| VCIT Vanguard Int-Term Corporate | 0.63% | 45,013 | $3.7M | Reduce -18.8% |
| SCHB Schwab US Broad Market ETF | 0.60% | 162,048 | $3.5M | Add +0.9% |
| LLY Eli Lilly & Co. | 0.57% | 4,067 | $3.4M | Reduce -3.1% |
| IWF iShares Russell 1000 Growth | 0.56% | 9,079 | $3.3M | Add +1.1% |
| PAUG Innovator U.S. Equity Power | 0.56% | 85,954 | $3.2M | Reduce -6.9% |
| HDV iShares Core High Dividend E | 0.54% | 25,879 | $3.1M | Reduce -0.9% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.49% | 39,250 | $2.9M | Add +39.2% |
| BSCQ Invesco Bulletshares 2026 CB | 0.48% | 144,958 | $2.8M | Add +3.7% |
| JPM JPMorgan Chase & Co. | 0.47% | 11,109 | $2.7M | Add +4.8% |
| PJUL Innovator U.S. Equity Power | 0.44% | 64,635 | $2.6M | Reduce -6.2% |
| DLN Wisdomtree US Largecap Divid | 0.43% | 31,904 | $2.5M | Add +0.5% |
| PAPR Innovator U.S. Equity Power | 0.42% | 69,130 | $2.5M | Reduce -1.3% |
| IJR iShares Core S&P Small-Cap E | 0.42% | 23,234 | $2.4M | Reduce -3.1% |
| BSCR Invesco Bulletshares 2027 CB | 0.41% | 120,853 | $2.4M | Add +7.4% |
| AVLV Avantis US Large Cap Value | 0.40% | 35,892 | $2.3M | Add +24.3% |
| CVX Chevron Corp. | 0.40% | 13,970 | $2.3M | Add +4.1% |
| NFLX Netflix Inc. | 0.39% | 2,459 | $2.3M | Add +9.8% |
| PMAR Innovator U.S. Equity Power | 0.39% | 56,407 | $2.3M | Add +118.5% |
| SCHM Schwab US Mid Cap ETF | 0.38% | 84,677 | $2.2M | Reduce -5.9% |
| NEE Nextera Energy Inc. | 0.37% | 30,160 | $2.1M | Add +2.7% |
| BSCS Invesco Bulletshares 2028 CB | 0.34% | 97,217 | $2.0M | Add +13.5% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.34% | 29,011 | $2.0M | Add +2.9% |
| ABBV Abbvie Inc. | 0.33% | 9,304 | $1.9M | Reduce -15.3% |
| TSLA Tesla Inc. | 0.33% | 7,506 | $1.9M | Reduce -2.8% |
| CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY | 0.32% | 73,811 | $1.9M | Add +54.5% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.32% | 44,188 | $1.8M | Add +2.0% |
| TCAF T Rowe PRC Cap Appreciation | 0.31% | 56,969 | $1.8M | Add +15.6% |
| PG The Procter & Gamble Co. | 0.31% | 10,728 | $1.8M | Reduce -3.6% |
| FBCG Fidelity Blue Chip Grow ETF | 0.30% | 44,114 | $1.8M | Add +40.5% |
| PNOV Innovator U.S. Equity Power | 0.30% | 47,018 | $1.8M | Add +2.6% |
| GLD SPDR Gold Shares | 0.30% | 6,019 | $1.7M | Add +4.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.29% | 17,445 | $1.7M | Add +0.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.28% | 16,779 | $1.7M | Reduce -0.8% |
| GBTC Grayscale Bitcoin Trust ETF | 0.28% | 25,074 | $1.6M | Reduce -8.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.28% | 4,361 | $1.6M | Reduce -3.6% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.27% | 2 | $1.6M | No change |
| SCHA Schwab US Small-Cap ETF | 0.27% | 67,011 | $1.6M | Add +6.9% |
| JNJ Johnson & Johnson | 0.26% | 9,299 | $1.5M | Reduce -3.9% |
| AVUV Avantis US Small Cap Value | 0.26% | 17,410 | $1.5M | Add +0.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.26% | 8,772 | $1.5M | Add +0.7% |
| UNH Unitedhealth Group Inc. | 0.26% | 2,883 | $1.5M | Reduce -3.3% |
| COST Costco Wholesale Corp. | 0.26% | 1,594 | $1.5M | Add +13.1% |
| VGT Vanguard Info Tech ETF | 0.25% | 2,738 | $1.5M | No change |
| MAXJ iShares LG Cap Max Buff Jun | 0.25% | 57,016 | $1.5M | Add +1.6% |
| VCRM Vanguard Core Tax-Ex Bond | 0.25% | 19,335 | $1.4M | Add +48.9% |
| POCT Innovator U.S. Equity Power | 0.24% | 36,680 | $1.4M | Reduce -4.4% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.24% | 3,316 | $1.4M | Add +4.0% |
| VTI VG Morningstar TS MKT ETF-US | 0.24% | 5,049 | $1.4M | Add +21.1% |
| FBTC Fidelity Wise Origin Bitcoin | 0.24% | 19,129 | $1.4M | Add +45.4% |
| WMT Walmart Inc. | 0.23% | 15,121 | $1.3M | Reduce -1.2% |
| TBUX T Rowe Price Ultra Short-Ter | 0.22% | 26,385 | $1.3M | Add +73.3% |
| DVY iShares Select Dividend ETF | 0.22% | 9,529 | $1.3M | Add +2.7% |
| VSDM Vanguard Short Tax-Ex Bond | 0.22% | 16,973 | $1.3M | Add +45.8% |
| XLE SS Energy Select Sector | 0.22% | 13,649 | $1.3M | Add +5.2% |
| IVE iShares S&P 500 Value ETF | 0.22% | 6,688 | $1.3M | Add +0.8% |
| PANW Palo Alto Networks Inc. | 0.22% | 7,400 | $1.3M | Add +3.1% |
| VYM Vanguard High DVD Yield ETF | 0.22% | 9,767 | $1.3M | Reduce -0.5% |
| DGRO iShares Core Dividend Growth | 0.21% | 20,277 | $1.3M | Reduce -1.1% |
| MCD McDonald's Corp. | 0.21% | 3,953 | $1.2M | Add +10.2% |
| QCOM Qualcomm Inc. | 0.21% | 7,940 | $1.2M | Add +3.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.20% | 4,626 | $1.2M | Reduce -7.5% |
| VNQ Vanguard Real Estate ETF | 0.19% | 12,563 | $1.1M | Reduce -3.5% |
| CAT Caterpillar Inc. | 0.19% | 3,437 | $1.1M | Reduce -12.8% |
| BSCT Invesco Bulletshares 2029 CB | 0.19% | 59,883 | $1.1M | Add +13.5% |
Portfolio Sells Q4 2024 → Q1 2025
| TSLA Tesla Inc. | Reduce -2.8% | 0.33% | −0.20 |
| CGXU Cap Group Intl Focus | Reduce -77.9% | 0.05% | −0.20 |
| VCIT Vanguard Int-Term Corporate | Reduce -18.8% | 0.63% | −0.13 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.7% | 2.75% | −0.11 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -8.5% | 0.28% | −0.07 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.8% | 0.78% | −0.06 |
| IJR iShares Core S&P Small-Cap E | Reduce -3.1% | 0.42% | −0.06 |
| PAUG Innovator U.S. Equity Power | Reduce -6.9% | 0.56% | −0.05 |
| CAT Caterpillar Inc. | Reduce -12.8% | 0.19% | −0.05 |
| SCHM Schwab US Mid Cap ETF | Reduce -5.9% | 0.38% | −0.05 |
| SHOP Shopify Inc. Class A | Sold out | 0.00% | −0.05 |
| SDY SS SPDR S&P Dividend ETF | Reduce -4.2% | 2.40% | −0.05 |
| PJUL Innovator U.S. Equity Power | Reduce -6.2% | 0.44% | −0.04 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -3.6% | 0.28% | −0.04 |
| BTC Grayscale Bitcoin Mini ETF | Sold out | 0.00% | −0.04 |
| BAPR Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.04 |
| DIS The Walt Disney Co. | Reduce -0.8% | 0.28% | −0.04 |
| ETHE Grayscale Ethereum Staking E | Reduce -11.9% | 0.04% | −0.04 |
| TGT Target Corp. | Sold out | 0.00% | −0.04 |
| SPXL Direxion Daily S&P 500 Bull | Sold out | 0.00% | −0.04 |
| IWO iShares Russell 2000 Growth | Sold out | 0.00% | −0.04 |
| NOC Northrop Grumman Corp. | Sold out | 0.00% | −0.04 |
| UNOV Innovator U.S. Equity Ultra | Sold out | 0.00% | −0.03 |
| GIS General Mills Inc. | Sold out | 0.00% | −0.03 |
| AVSC Avantis US Small Cap Equity | Reduce -8.8% | 0.14% | −0.03 |
| PJUN Innovator U.S. Equity Power | Reduce -14.3% | 0.17% | −0.03 |
| BF.B Brown-Forman Corp. Class B | Reduce -23.1% | 0.06% | −0.03 |
| UPS United Parcel Service Class B | Reduce -3.8% | 0.14% | −0.03 |
| BSMP Invesco Bulletshares 2025 MB | Reduce -37.5% | 0.04% | −0.03 |
| MRK Merck & Co. Inc. | Reduce -1.8% | 0.18% | −0.02 |
| BAUG Innovator U.S. Equity Buffer | Reduce -19.2% | 0.08% | −0.02 |
| BN Brookfield Corp. | Reduce -16.2% | 0.07% | −0.02 |
| PAPR Innovator U.S. Equity Power | Reduce -1.3% | 0.42% | −0.02 |
| POCT Innovator U.S. Equity Power | Reduce -4.4% | 0.24% | −0.02 |
| PEP Pepsico Inc. | Reduce -6.8% | 0.18% | −0.02 |
| NJAN Innovator Growth 100 Power B | Reduce -16.4% | 0.06% | −0.01 |
| RSPH Invesco S&P 500 Equal Weight | Reduce -14.5% | 0.10% | −0.01 |
| CRM Salesforce Inc. | Reduce -1.8% | 0.05% | −0.01 |
| XBOC Innovator US Eqy Acc 9 Buff | Reduce -8.9% | 0.12% | −0.01 |
| BJUL Innovator U.S. Equity Buffer | Reduce -16.6% | 0.06% | −0.01 |
| HON Honeywell International Inc. | Reduce -1.2% | 0.15% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -10.8% | 0.09% | −0.01 |
| LIN Linde PLC | Reduce -31.0% | 0.04% | −0.01 |
| ITOT iShares Core S&P Total U.S. | Reduce -11.7% | 0.05% | −0.01 |
| UAUG Innovator U.S. Equity Ultra | Reduce -3.9% | 0.15% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -14.5% | 0.11% | −0.01 |
| WMT Walmart Inc. | Reduce -1.2% | 0.23% | −0.01 |
| NJUL Innovator Growth 100 Power B | Reduce -5.2% | 0.09% | −0.01 |
| FDX FedEx Corp. | Reduce -4.0% | 0.05% | −0.01 |
| BDEC Innovator U.S. Equity Buffer | Reduce -7.9% | 0.06% | −0.01 |
Portfolio Buys Q4 2024 → Q1 2025
| JAAA Janus Henderson Aaa Clo ETF | Add +214.5% | 0.67% | +0.46 |
| PDEC Innovator U.S. Equity Power | Add +68.2% | 1.08% | +0.42 |
| SCHD Schwab US DVD Equity ETF | Add +5.6% | 5.40% | +0.39 |
| VOO Vanguard S&P 500 ETF | Add +33.4% | 1.22% | +0.26 |
| FBND Fidelity Total Bond ETF | Add +47.6% | 0.77% | +0.26 |
| DGRW Wisdomtree U.S. Quality Divi | Add +13.7% | 2.25% | +0.24 |
| PMAR Innovator U.S. Equity Power | Add +118.5% | 0.39% | +0.21 |
| JPST JPMorgan Ultra-Short Income | Add +34.8% | 0.79% | +0.20 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +39.2% | 0.49% | +0.17 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.0% | 1.00% | +0.16 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +16.6% | 1.63% | +0.16 |
| ZALT Innovator US Eq 10 Buffer | Add +14.3% | 1.27% | +0.16 |
| V Visa Inc. Class A | Add +3.8% | 0.98% | +0.13 |
| CGNG Cap Group New Geography Eq | Add +54.5% | 0.32% | +0.11 |
| TBUX T Rowe Price Ultra Short-Ter | Add +73.3% | 0.22% | +0.09 |
| BALT Inn Defined Wealth Shield | Add +7.2% | 1.47% | +0.09 |
| XOM Exxon Mobil Corp. | Add +2.5% | 0.71% | +0.08 |
| VCRM Vanguard Core Tax-Ex Bond | Add +48.9% | 0.25% | +0.08 |
| RSP Invesco S&P 500 Equal Weight | Add +11.5% | 0.88% | +0.08 |
| VEU Vanguard Ftse All-World Ex-U | New | 0.07% | +0.07 |
| AVLV Avantis US Large Cap Value | Add +24.3% | 0.40% | +0.07 |
| VSDM Vanguard Short Tax-Ex Bond | Add +45.8% | 0.22% | +0.07 |
| DFUV Dimensional US Marketwide Va | Add +104.1% | 0.13% | +0.07 |
| CVX Chevron Corp. | Add +4.1% | 0.40% | +0.07 |
| IVW iShares S&P 500 Growth ETF | Add +117.2% | 0.12% | +0.06 |
| GLD SPDR Gold Shares | Add +4.1% | 0.30% | +0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +5.6% | 1.88% | +0.06 |
| DFIV Dimensional International Va | New | 0.05% | +0.05 |
| FBCG Fidelity Blue Chip Grow ETF | Add +40.5% | 0.30% | +0.05 |
| FBTC Fidelity Wise Origin Bitcoin | Add +45.4% | 0.24% | +0.05 |
| QQQM Invesco Nasdaq 100 ETF | Add +58.3% | 0.16% | +0.05 |
| NFLX Netflix Inc. | Add +9.8% | 0.39% | +0.05 |
| VDE Vanguard Energy ETF | New | 0.05% | +0.05 |
| PJAN Innovator U.S. Equity Power | Add +10.4% | 0.63% | +0.05 |
| EPD Enterprise Products Partners | Add +111.7% | 0.08% | +0.05 |
| ADP Automatic Data Processing | New | 0.05% | +0.05 |
| MO Altria Group Inc. | Add +67.4% | 0.09% | +0.04 |
| BSCS Invesco Bulletshares 2028 CB | Add +13.5% | 0.34% | +0.04 |
| MRVL Marvell Technology Inc. | Add +133.6% | 0.18% | +0.04 |
| SCHX Schwab US Large-Cap ETF | New | 0.04% | +0.04 |
| JBBB Janus Henderson B-BBB Clo Et | New | 0.04% | +0.04 |
| UBER Uber Technologies Inc. | Add +67.9% | 0.08% | +0.04 |
| PYLD PIMCO Multisector Bond Actv | Add +92.3% | 0.08% | +0.04 |
| NSC Norfolk Southern Corp. | New | 0.04% | +0.04 |
| BNY Bank of New York Mellon Corp. | New | 0.04% | +0.04 |
| COST Costco Wholesale Corp. | Add +13.1% | 0.26% | +0.04 |
| MELI MercadoLibre Inc. | New | 0.04% | +0.04 |
| FNDX Schwab Fndmntl US LRG Co. ETF | New | 0.04% | +0.04 |
| NVS Novartis AG-Sponsored ADR | New | 0.04% | +0.04 |
| EFA iShares MSCI Eafe ETF | New | 0.04% | +0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $867.6M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2026 | 296 | $770.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q4 2025 | 292 | $764.2M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q3 2025 | 294 | $731.0M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q2 2025 | 278 | $654.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2025 | 271 | $584.4M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q4 2024 | 267 | $582.8M | AAPL, AMZN, SCHD, SCHG, QQQ |
| Q3 2024 | 267 | $545.0M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q2 2024 | 251 | $495.6M | AAPL, SCHD, AMZN, SCHG, MSFT |
| Q1 2024 | 240 | $460.4M | AAPL, SCHD, AMZN, SCHG, VIG |