CRA Financial Services, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 9, 2026), CRA Financial Services, LLC reported 296 stock positions worth $770.1 million. Its top holding was Apple (AAPL) at 6.6% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 4.7%) and Schwab US Large-Cap Growth (SCHG, 3.9%). Compared with Q4 2025, it opened 13 new positions, sold out of 9, added to 133 and reduced 104. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +34%) and the biggest sale Apple (AAPL, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- NORTHFIELD, NJ
- CIK
- 0001765594
- Portfolio Value
- $770.1M (Q1 2026)
- SEC Filing
- 0001765594-26-000002 ↗ filed Apr 9, 2026
Holdings Value
Holdings 296 stocks · $770.1M
| AAPL Apple Inc. | 6.61% | 200,502 | $50.9M | Reduce -0.7% |
| SCHD Schwab US DVD Equity ETF | 4.73% | 1,188,417 | $36.5M | Add +1.1% |
| SCHG Schwab US Large-Cap Growth | 3.92% | 1,036,437 | $30.2M | Add +2.5% |
| AMZN Amazon.com Inc. | 3.68% | 136,170 | $28.4M | Add +0.7% |
| QQQ Invesco QQQ Trust Series 1 | 3.22% | 43,016 | $24.8M | Add +0.7% |
| NVDA Nvidia Corp. | 3.00% | 132,431 | $23.1M | Add +0.9% |
| VTI VG Morningstar TS MKT ETF-US | 2.72% | 65,324 | $21.0M | Add +34.5% |
| IVV iShares Core S&P 500 ETF | 2.61% | 30,733 | $20.1M | Add +5.4% |
| GOOGL Alphabet Inc. Class A | 2.55% | 68,185 | $19.6M | Add +0.3% |
| DGRW Wisdomtree U.S. Quality Divi | 2.48% | 217,078 | $19.1M | Add +12.4% |
| VIG Vanguard Dividend Apprec ETF | 2.13% | 76,285 | $16.4M | Reduce -4.8% |
| MSFT Microsoft Corp. | 2.04% | 42,382 | $15.7M | Add +2.7% |
| BALT Inn Defined Wealth Shield | 1.97% | 453,312 | $15.2M | Add +6.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.83% | 21,679 | $14.1M | Add +3.6% |
| SDY SS SPDR S&P Dividend ETF | 1.77% | 93,591 | $13.7M | Reduce -5.6% |
| ZALT Innovator US Eq 10 Buffer | 1.75% | 415,810 | $13.5M | Add +4.9% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.68% | 49,303 | $12.9M | Reduce -5.0% |
| VYMI Vanguard Int High DVD YLD Inc. | 1.27% | 104,075 | $9.8M | Add +32.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.20% | 32,272 | $9.3M | Reduce -5.1% |
| SCHF Schwab Intl Equity ETF | 1.13% | 352,445 | $8.7M | Add +4.2% |
| META Meta Platforms Inc. Class A | 1.13% | 15,226 | $8.7M | Add +0.9% |
| FBND Fidelity Total Bond ETF | 1.08% | 182,207 | $8.3M | Add +32.7% |
| GOOG Alphabet Inc. Class C | 1.05% | 28,192 | $8.1M | Add +1.0% |
| AVGO Broadcom Inc. | 1.00% | 24,772 | $7.7M | Add +0.3% |
| VOO Vanguard S&P 500 ETF | 0.95% | 12,251 | $7.3M | Add +7.7% |
| JPST JPMorgan Ultra-Short Income | 0.92% | 139,601 | $7.1M | Add +9.1% |
| XOM Exxon Mobil Corp. | 0.78% | 35,390 | $6.0M | Reduce -0.3% |
| RSP Invesco S&P 500 Equal Weight | 0.73% | 29,430 | $5.6M | Add +0.4% |
| PDEC Innovator U.S. Equity Power | 0.73% | 131,792 | $5.6M | Reduce -2.5% |
| JAAA Janus Henderson Aaa Clo ETF | 0.70% | 107,238 | $5.4M | Add +16.1% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.70% | 157,704 | $5.4M | Reduce -2.3% |
| HD Home Depot Inc. | 0.68% | 15,963 | $5.3M | Reduce -0.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.67% | 10,747 | $5.1M | Reduce -5.3% |
| V Visa Inc. Class A | 0.64% | 16,230 | $4.9M | Reduce -0.5% |
| BSCQ Invesco Bulletshares 2026 CB | 0.60% | 237,161 | $4.6M | Add +13.8% |
| BSCR Invesco Bulletshares 2027 CB | 0.57% | 224,014 | $4.4M | Add +14.0% |
| IJH iShares Core S&P Midcap ETF | 0.56% | 64,414 | $4.3M | Reduce -7.3% |
| AVLV Avantis US Large Cap Value | 0.56% | 53,437 | $4.3M | Add +4.1% |
| IWF iShares Russell 1000 Growth | 0.55% | 9,940 | $4.2M | Add +6.5% |
| VCIT Vanguard Int-Term Corporate | 0.53% | 48,920 | $4.0M | Reduce -1.2% |
| PNOV Innovator U.S. Equity Power | 0.53% | 98,964 | $4.0M | Reduce -0.2% |
| FBCG Fidelity Blue Chip Grow ETF | 0.52% | 79,152 | $4.0M | Add +23.9% |
| CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY | 0.51% | 123,648 | $3.9M | Add +35.7% |
| SCHB Schwab US Broad Market ETF | 0.50% | 154,250 | $3.9M | Reduce -5.6% |
| CVX Chevron Corp. | 0.50% | 18,551 | $3.8M | Add +4.5% |
| PJUL Innovator U.S. Equity Power | 0.49% | 82,703 | $3.8M | Reduce -3.0% |
| LLY Eli Lilly & Co. | 0.48% | 4,000 | $3.7M | Add +0.1% |
| TBUX T Rowe Price Ultra Short-Ter | 0.46% | 70,491 | $3.5M | Add +23.0% |
| PJAN Innovator U.S. Equity Power | 0.45% | 75,612 | $3.5M | Add +5.2% |
| JPM JPMorgan Chase & Co. | 0.45% | 11,681 | $3.4M | Add +0.1% |
| VXUS Vanguard Total Intl Stock | 0.44% | 43,831 | $3.4M | Add +52.8% |
| MA Mastercard Inc. Class A | 0.43% | 6,642 | $3.3M | Reduce -2.5% |
| HDV iShares Core High Dividend E | 0.43% | 24,130 | $3.3M | Reduce -3.6% |
| BSCS Invesco Bulletshares 2028 CB | 0.42% | 156,865 | $3.2M | Add +25.8% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.41% | 42,122 | $3.2M | Reduce -7.3% |
| POCT Innovator U.S. Equity Power | 0.40% | 71,835 | $3.1M | Reduce -1.7% |
| PAPR Innovator U.S. Equity Power | 0.40% | 77,589 | $3.1M | Add +1.0% |
| GLD SPDR Gold Shares | 0.39% | 6,966 | $3.0M | Reduce -4.8% |
| MRVL Marvell Technology Inc. | 0.38% | 29,499 | $2.9M | Reduce -0.3% |
| DLN Wisdomtree US Largecap Divid | 0.36% | 31,134 | $2.8M | Reduce -0.3% |
| TCAF T Rowe PRC Cap Appreciation | 0.36% | 77,326 | $2.8M | Add +6.0% |
| PAUG Innovator U.S. Equity Power | 0.35% | 63,546 | $2.7M | Reduce -4.9% |
| PMAR Innovator U.S. Equity Power | 0.35% | 60,452 | $2.7M | Add +15.4% |
| NFLX Netflix Inc. | 0.35% | 27,884 | $2.7M | Add +6.8% |
| FENI Fidelity Enhanced Intl ETF | 0.34% | 71,263 | $2.7M | Add +241.4% |
| NEE Nextera Energy Inc. | 0.34% | 28,211 | $2.6M | Reduce -3.8% |
| IJR iShares Core S&P Small-Cap E | 0.33% | 20,592 | $2.6M | Reduce -6.0% |
| ORCL Oracle Corp. | 0.32% | 16,949 | $2.5M | Add +6.0% |
| CAT Caterpillar Inc. | 0.32% | 3,517 | $2.5M | Add +1.0% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.31% | 28,449 | $2.4M | Add +0.0% |
| TSLA Tesla Inc. | 0.31% | 6,360 | $2.4M | Reduce -6.3% |
| BSCT Invesco Bulletshares 2029 CB | 0.29% | 121,438 | $2.3M | Add +61.4% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.29% | 45,060 | $2.2M | Add +1.4% |
| SCHM Schwab US Mid Cap ETF | 0.27% | 66,651 | $2.1M | Reduce -15.8% |
| JNJ Johnson & Johnson | 0.27% | 8,369 | $2.0M | Add +0.3% |
| AVUV Avantis US Small Cap Value | 0.26% | 18,376 | $2.0M | Reduce -4.3% |
| WMT Walmart Inc. | 0.26% | 15,966 | $2.0M | Add +0.3% |
| VYM Vanguard High DVD Yield ETF | 0.25% | 13,222 | $2.0M | Add +13.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.25% | 17,032 | $2.0M | Add +0.9% |
| ABBV Abbvie Inc. | 0.25% | 8,863 | $1.9M | Reduce -3.4% |
| VGT Vanguard Info Tech ETF | 0.25% | 2,738 | $1.9M | Reduce -2.1% |
| VCRM Vanguard Core Tax-Ex Bond | 0.25% | 25,225 | $1.9M | Add +1.4% |
| IVE iShares S&P 500 Value ETF | 0.24% | 8,790 | $1.9M | Add +4.2% |
| FBTC Fidelity Wise Origin Bitcoin | 0.24% | 31,155 | $1.8M | Add +9.3% |
| VUSV Vanguard Wellingt US Va ETF | 0.24% | 29,172 | $1.8M | Add +229.9% |
| DVY iShares Select Dividend ETF | 0.23% | 11,652 | $1.8M | Add +2.4% |
| XLE SS Energy Select Sector | 0.22% | 27,347 | $1.7M | Add +1.0% |
| COST Costco Wholesale Corp. | 0.21% | 1,654 | $1.6M | Add +2.9% |
| QQQM Invesco Nasdaq 100 ETF | 0.21% | 6,850 | $1.6M | Add +7.5% |
| SCHA Schwab US Small-Cap ETF | 0.20% | 52,779 | $1.5M | Reduce -8.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.20% | 15,819 | $1.5M | Reduce -4.0% |
| JCPB JPMorgan Core Plus Bond ETF | 0.19% | 31,203 | $1.5M | Add +35.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.19% | 2 | $1.4M | No change |
| VCRB Vanguard Core Bond ETF | 0.19% | 18,554 | $1.4M | Add +12.8% |
| DGRO iShares Core Dividend Growth | 0.19% | 20,443 | $1.4M | Add +0.1% |
| LMT Lockheed Martin Corp. | 0.18% | 2,339 | $1.4M | Add +1.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.18% | 3,234 | $1.4M | Reduce -20.9% |
| PANW Palo Alto Networks Inc. | 0.18% | 8,752 | $1.4M | Add +5.2% |
| VSDM Vanguard Short Tax-Ex Bond | 0.18% | 18,323 | $1.4M | Add +3.3% |
| FMDE Fidelity Enhanced Mid Cap Co. | 0.18% | 38,841 | $1.4M | New |
Portfolio Sells Q4 2025 → Q1 2026
| AAPL Apple Inc. | Reduce -0.7% | 6.61% | −0.57 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.8% | 2.13% | −0.18 |
| V Visa Inc. Class A | Reduce -0.5% | 0.64% | −0.11 |
| TSLA Tesla Inc. | Reduce -6.3% | 0.31% | −0.09 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -5.1% | 1.20% | −0.09 |
| MA Mastercard Inc. Class A | Reduce -2.5% | 0.43% | −0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -5.3% | 0.67% | −0.08 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -20.9% | 0.18% | −0.08 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -5.0% | 1.68% | −0.07 |
| SCHB Schwab US Broad Market ETF | Reduce -5.6% | 0.50% | −0.06 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -1.1% | 0.15% | −0.05 |
| DIS The Walt Disney Co. | Reduce -4.0% | 0.20% | −0.05 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -21.6% | 0.17% | −0.04 |
| SCHM Schwab US Mid Cap ETF | Reduce -15.8% | 0.27% | −0.04 |
| BSX Boston Scientific Corp. | Sold out | 0.00% | −0.04 |
| PDEC Innovator U.S. Equity Power | Reduce -2.5% | 0.73% | −0.04 |
| CEG Constellation Energy | Reduce -6.9% | 0.11% | −0.04 |
| HD Home Depot Inc. | Reduce -0.4% | 0.68% | −0.04 |
| VNQ Vanguard Real Estate ETF | Reduce -21.7% | 0.13% | −0.04 |
| FETH Fidelity Ethereum Fund | Sold out | 0.00% | −0.04 |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | Reduce -2.3% | 0.70% | −0.04 |
| IBM Intl Business Machines Corp. | Reduce -0.3% | 0.15% | −0.04 |
| IJH iShares Core S&P Midcap ETF | Reduce -7.3% | 0.56% | −0.04 |
| VBIL Vanguard 0-3M T-Bill ETF | Reduce -7.3% | 0.41% | −0.03 |
| SDY SS SPDR S&P Dividend ETF | Reduce -5.6% | 1.77% | −0.03 |
| COIN Coinbase Global Inc. Class A | Sold out | 0.00% | −0.03 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.03 |
| WFC Wells Fargo & Co. | Reduce -46.8% | 0.03% | −0.03 |
| RDDT Reddit Inc. Class A | Sold out | 0.00% | −0.03 |
| JBBB Janus Henderson B-BBB Clo Et | Sold out | 0.00% | −0.03 |
| SIGI Selective Insurance Group | Sold out | 0.00% | −0.03 |
| VGT Vanguard Info Tech ETF | Reduce -2.1% | 0.25% | −0.03 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Sold out | 0.00% | −0.03 |
| UNH Unitedhealth Group Inc. | Reduce -10.7% | 0.07% | −0.03 |
| WM Waste Management Inc. | Sold out | 0.00% | −0.03 |
| PAUG Innovator U.S. Equity Power | Reduce -4.9% | 0.35% | −0.03 |
| PJUL Innovator U.S. Equity Power | Reduce -3.0% | 0.49% | −0.02 |
| ABBV Abbvie Inc. | Reduce -3.4% | 0.25% | −0.02 |
| ABT Abbott Laboratories | Reduce -13.4% | 0.06% | −0.02 |
| DDTO Innovator Edd 10 Buff Oct | Reduce -23.5% | 0.06% | −0.02 |
| NOCT Innovator Growth-100 Power B | Reduce -12.2% | 0.11% | −0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -38.9% | 0.03% | −0.02 |
| POCT Innovator U.S. Equity Power | Reduce -1.7% | 0.40% | −0.02 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -16.3% | 0.09% | −0.02 |
| PNOV Innovator U.S. Equity Power | Reduce -0.2% | 0.53% | −0.02 |
| VCIT Vanguard Int-Term Corporate | Reduce -1.2% | 0.53% | −0.02 |
| SCHA Schwab US Small-Cap ETF | Reduce -8.8% | 0.20% | −0.02 |
| BJAN Innovator U.S. Equity Buffer | Reduce -21.3% | 0.05% | −0.01 |
| ETHE Grayscale Ethereum Staking E | Reduce -3.8% | 0.03% | −0.01 |
| CRM Salesforce Inc. | Reduce -1.9% | 0.03% | −0.01 |
Portfolio Buys Q4 2025 → Q1 2026
| VTI VG Morningstar TS MKT ETF-US | Add +34.5% | 2.72% | +0.59 |
| SCHD Schwab US DVD Equity ETF | Add +1.1% | 4.73% | +0.52 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +32.1% | 1.27% | +0.35 |
| FBND Fidelity Total Bond ETF | Add +32.7% | 1.08% | +0.25 |
| FENI Fidelity Enhanced Intl ETF | Add +241.4% | 0.34% | +0.24 |
| DGRW Wisdomtree U.S. Quality Divi | Add +12.4% | 2.48% | +0.22 |
| FMDE Fidelity Enhanced Mid Cap Co. | New | 0.18% | +0.18 |
| VUSV Vanguard Wellingt US Va ETF | Add +229.9% | 0.24% | +0.16 |
| VXUS Vanguard Total Intl Stock | Add +52.8% | 0.44% | +0.16 |
| CVX Chevron Corp. | Add +4.5% | 0.50% | +0.14 |
| CGNG Cap Group New Geography Eq | Add +35.7% | 0.51% | +0.13 |
| BSCT Invesco Bulletshares 2029 CB | Add +61.4% | 0.29% | +0.11 |
| BALT Inn Defined Wealth Shield | Add +6.2% | 1.97% | +0.10 |
| JAAA Janus Henderson Aaa Clo ETF | Add +16.1% | 0.70% | +0.09 |
| JSCP JPMorgan Short Duration Core | New | 0.08% | +0.08 |
| TBUX T Rowe Price Ultra Short-Ter | Add +23.0% | 0.46% | +0.08 |
| BSCS Invesco Bulletshares 2028 CB | Add +25.8% | 0.42% | +0.08 |
| FESM Fidelity Enhanced Small Cap | Add +279.9% | 0.11% | +0.08 |
| JPST JPMorgan Ultra-Short Income | Add +9.1% | 0.92% | +0.07 |
| SCHF Schwab Intl Equity ETF | Add +4.2% | 1.13% | +0.07 |
| BSCQ Invesco Bulletshares 2026 CB | Add +13.8% | 0.60% | +0.07 |
| ZALT Innovator US Eq 10 Buffer | Add +4.9% | 1.75% | +0.06 |
| BSCR Invesco Bulletshares 2027 CB | Add +14.0% | 0.57% | +0.06 |
| CAT Caterpillar Inc. | Add +1.0% | 0.32% | +0.06 |
| XLE SS Energy Select Sector | Add +1.0% | 0.22% | +0.06 |
| FBCG Fidelity Blue Chip Grow ETF | Add +23.9% | 0.52% | +0.06 |
| BSCU Invesco Bulletshares 2030 CB | Add +53.8% | 0.16% | +0.06 |
| VGMS Vanguard Multi-Sector | Add +94.1% | 0.11% | +0.05 |
| JBND JPMorgan Active Bond ETF | New | 0.05% | +0.05 |
| AVLV Avantis US Large Cap Value | Add +4.1% | 0.56% | +0.05 |
| JCPB JPMorgan Core Plus Bond ETF | Add +35.1% | 0.19% | +0.05 |
| T AT&T Inc. | New | 0.04% | +0.04 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.04% | +0.04 |
| PMAR Innovator U.S. Equity Power | Add +15.4% | 0.35% | +0.04 |
| BSJR Invesco Bulletshares 2027 HY | New | 0.04% | +0.04 |
| JNJ Johnson & Johnson | Add +0.3% | 0.27% | +0.04 |
| LMT Lockheed Martin Corp. | Add +1.7% | 0.18% | +0.04 |
| PSX Phillips 66 | New | 0.04% | +0.04 |
| VZ Verizon Communications Inc. | New | 0.04% | +0.04 |
| VYM Vanguard High DVD Yield ETF | Add +13.1% | 0.25% | +0.03 |
| HON Honeywell International Inc. | Add +20.5% | 0.12% | +0.03 |
| COST Costco Wholesale Corp. | Add +2.9% | 0.21% | +0.03 |
| AMAT Applied Materials Inc. | New | 0.03% | +0.03 |
| COP Conocophillips | Add +1.3% | 0.10% | +0.03 |
| LQDW iShares Ingr Corp. BD B/W ETF | New | 0.03% | +0.03 |
| AEP American Electric Power | New | 0.03% | +0.03 |
| NFLX Netflix Inc. | Add +6.8% | 0.35% | +0.03 |
| GLW Corning Inc. | Add +10.9% | 0.06% | +0.03 |
| CMCSA Comcast Corp. Class A | New | 0.03% | +0.03 |
| WMT Walmart Inc. | Add +0.3% | 0.26% | +0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $867.6M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2026 | 296 | $770.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q4 2025 | 292 | $764.2M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q3 2025 | 294 | $731.0M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q2 2025 | 278 | $654.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2025 | 271 | $584.4M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q4 2024 | 267 | $582.8M | AAPL, AMZN, SCHD, SCHG, QQQ |
| Q3 2024 | 267 | $545.0M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q2 2024 | 251 | $495.6M | AAPL, SCHD, AMZN, SCHG, MSFT |
| Q1 2024 | 240 | $460.4M | AAPL, SCHD, AMZN, SCHG, VIG |