CRA Financial Services, LLC
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 12, 2024), CRA Financial Services, LLC reported 251 stock positions worth $495.6 million. Its top holding was Apple (AAPL) at 8.6% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 5.2%) and Amazon.com (AMZN, 5.2%). Compared with Q1 2024, it opened 19 new positions, sold out of 8, added to 88 and reduced 90. The biggest buy was Nvidia (NVDA, shares +5%) and the biggest sale SS SPDR S&P Dividend ETF (SDY, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- NORTHFIELD, NJ
- CIK
- 0001765594
- Portfolio Value
- $495.6M (Q2 2024)
- SEC Filing
- 0001765594-24-000003 ↗ filed Jul 12, 2024
Holdings Value
Holdings 251 stocks · $495.6M
| AAPL Apple Inc. | 8.57% | 201,571 | $42.5M | Reduce -2.2% |
| SCHD Schwab US DVD Equity ETF | 5.24% | 333,860 | $26.0M | Add +3.2% |
| AMZN Amazon.com Inc. | 5.23% | 134,065 | $25.9M | Reduce -2.5% |
| SCHG Schwab US Large-Cap Growth | 4.70% | 230,868 | $23.3M | Add +0.0% |
| MSFT Microsoft Corp. | 3.65% | 40,457 | $18.1M | Reduce -0.3% |
| QQQ Invesco QQQ Trust Series 1 | 3.59% | 37,135 | $17.8M | Add +1.4% |
| VIG Vanguard Dividend Apprec ETF | 3.42% | 92,742 | $16.9M | Reduce -2.3% |
| SDY SS SPDR S&P Dividend ETF | 2.94% | 114,615 | $14.6M | Reduce -1.8% |
| IVV iShares Core S&P 500 ETF | 2.67% | 24,182 | $13.2M | Add +3.6% |
| NVDA Nvidia Corp. | 2.54% | 102,065 | $12.6M | Add +5.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.46% | 55,920 | $12.2M | Add +2.5% |
| GOOGL Alphabet Inc. Class A | 2.37% | 64,444 | $11.7M | Reduce -2.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.70% | 34,744 | $8.4M | Add +6.6% |
| DGRW Wisdomtree U.S. Quality Divi | 1.66% | 105,184 | $8.2M | Add +14.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.54% | 14,032 | $7.6M | Add +5.2% |
| META Meta Platforms Inc. Class A | 1.40% | 13,793 | $7.0M | Add +0.8% |
| BALT Inn Defined Wealth Shield | 1.31% | 215,927 | $6.5M | Add +3.5% |
| HD Home Depot Inc. | 1.21% | 17,415 | $6.0M | Reduce -0.7% |
| SCHF Schwab Intl Equity ETF | 1.07% | 137,786 | $5.3M | Reduce -1.6% |
| ZALT Innovator US Eq 10 Buffer | 1.06% | 185,781 | $5.3M | Add +17.2% |
| GOOG Alphabet Inc. Class C | 1.01% | 27,260 | $5.0M | Reduce -1.8% |
| IJH iShares Core S&P Midcap ETF | 0.94% | 79,657 | $4.7M | Reduce -0.9% |
| V Visa Inc. Class A | 0.89% | 16,821 | $4.4M | Reduce -2.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.86% | 10,533 | $4.3M | Add +0.7% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.82% | 140,970 | $4.1M | Add +30.9% |
| XOM Exxon Mobil Corp. | 0.79% | 34,180 | $3.9M | Add +1.3% |
| RSP Invesco S&P 500 Equal Weight | 0.77% | 23,313 | $3.8M | Add +4.9% |
| LLY Eli Lilly & Co. | 0.74% | 4,035 | $3.7M | Add +0.7% |
| AVGO Broadcom Inc. | 0.72% | 2,210 | $3.5M | Add +6.7% |
| PJAN Innovator U.S. Equity Power | 0.69% | 85,204 | $3.4M | Reduce -3.2% |
| SCHB Schwab US Broad Market ETF | 0.68% | 53,387 | $3.4M | Reduce -0.8% |
| IWF iShares Russell 1000 Growth | 0.65% | 8,791 | $3.2M | Add +0.6% |
| MA Mastercard Inc. Class A | 0.64% | 7,177 | $3.2M | Reduce -1.4% |
| VCIT Vanguard Int-Term Corporate | 0.63% | 39,285 | $3.1M | Add +33.2% |
| BSCP Invesco Bulletshares 2025 CB | 0.62% | 151,367 | $3.1M | Add +566.5% |
| HDV iShares Core High Dividend E | 0.58% | 26,657 | $2.9M | Reduce -0.1% |
| IJR iShares Core S&P Small-Cap E | 0.57% | 26,411 | $2.8M | Add +0.3% |
| VOO Vanguard S&P 500 ETF | 0.55% | 5,438 | $2.7M | Add +33.1% |
| SCHM Schwab US Mid Cap ETF | 0.52% | 32,844 | $2.6M | Reduce -6.8% |
| PAPR Innovator U.S. Equity Power | 0.47% | 67,214 | $2.3M | Add +617.7% |
| NEE Nextera Energy Inc. | 0.45% | 31,190 | $2.2M | Reduce -1.4% |
| DLN Wisdomtree US Largecap Divid | 0.44% | 29,964 | $2.2M | Reduce -2.6% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.42% | 29,747 | $2.1M | Reduce -3.7% |
| JPM JPMorgan Chase & Co. | 0.41% | 10,067 | $2.0M | Reduce -1.3% |
| CVX Chevron Corp. | 0.41% | 12,850 | $2.0M | Add +1.6% |
| ABBV Abbvie Inc. | 0.39% | 11,336 | $1.9M | Reduce -0.8% |
| PAUG Innovator U.S. Equity Power | 0.39% | 53,176 | $1.9M | Reduce -9.6% |
| PG The Procter & Gamble Co. | 0.39% | 11,693 | $1.9M | Reduce -1.8% |
| PJUL Innovator U.S. Equity Power | 0.38% | 48,180 | $1.9M | Reduce -8.1% |
| PDEC Innovator U.S. Equity Power | 0.36% | 47,464 | $1.8M | Reduce -7.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.35% | 43,271 | $1.7M | Add +0.3% |
| MRK Merck & Co. Inc. | 0.34% | 13,787 | $1.7M | Reduce -2.0% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.34% | 17,018 | $1.7M | Reduce -2.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.34% | 16,759 | $1.7M | Reduce -3.3% |
| GBTC Grayscale Bitcoin Trust ETF | 0.33% | 31,161 | $1.7M | Reduce -4.1% |
| PNOV Innovator U.S. Equity Power | 0.33% | 44,732 | $1.6M | Reduce -3.6% |
| UNH Unitedhealth Group Inc. | 0.32% | 3,126 | $1.6M | Add +0.1% |
| QCOM Qualcomm Inc. | 0.32% | 7,990 | $1.6M | Reduce -3.9% |
| TSLA Tesla Inc. | 0.31% | 7,709 | $1.5M | Add +4.3% |
| SCHA Schwab US Small-Cap ETF | 0.31% | 32,090 | $1.5M | Reduce -6.0% |
| NFLX Netflix Inc. | 0.30% | 2,228 | $1.5M | Reduce -4.3% |
| JNJ Johnson & Johnson | 0.30% | 10,189 | $1.5M | Reduce -4.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.30% | 3,958 | $1.5M | Reduce -0.0% |
| VGT Vanguard Info Tech ETF | 0.30% | 2,567 | $1.5M | Add +1.6% |
| AVUV Avantis US Small Cap Value | 0.29% | 15,883 | $1.4M | Add +2.4% |
| CAT Caterpillar Inc. | 0.29% | 4,268 | $1.4M | Reduce -2.3% |
| PEP Pepsico Inc. | 0.27% | 8,092 | $1.3M | Reduce -0.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.26% | 8,175 | $1.3M | Add +1.5% |
| VHT Vanguard Health Care ETF | 0.26% | 4,907 | $1.3M | Add +0.2% |
| BSCQ Invesco Bulletshares 2026 CB | 0.25% | 64,160 | $1.2M | Add +242.0% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.25% | 2 | $1.2M | No change |
| COST Costco Wholesale Corp. | 0.24% | 1,402 | $1.2M | Add +1.9% |
| JPST JPMorgan Ultra-Short Income | 0.24% | 23,349 | $1.2M | Add +82.3% |
| VYM Vanguard High DVD Yield ETF | 0.24% | 9,916 | $1.2M | Add +3.8% |
| DGRO iShares Core Dividend Growth | 0.24% | 20,358 | $1.2M | Reduce -4.3% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.23% | 2,966 | $1.2M | Add +0.3% |
| AVLV Avantis US Large Cap Value | 0.23% | 18,231 | $1.1M | Add +33.5% |
| FBND Fidelity Total Bond ETF | 0.23% | 25,464 | $1.1M | Add +254.7% |
| MCD McDonald's Corp. | 0.22% | 4,363 | $1.1M | Add +0.2% |
| GLD SPDR Gold Shares | 0.22% | 5,102 | $1.1M | Add +33.9% |
| UPS United Parcel Service Class B | 0.22% | 7,961 | $1.1M | Reduce -2.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.22% | 4,031 | $1.1M | Reduce -6.0% |
| PANW Palo Alto Networks Inc. | 0.22% | 3,150 | $1.1M | Add +3.6% |
| WMT Walmart Inc. | 0.21% | 15,699 | $1.1M | Add +0.4% |
| PFEB Innovator U.S. Equity Power | 0.21% | 29,490 | $1.0M | No change |
| LMT Lockheed Martin Corp. | 0.21% | 2,206 | $1.0M | Reduce -0.5% |
| PMAR Innovator U.S. Equity Power | 0.21% | 27,172 | $1.0M | Add +22.0% |
| XLE SS Energy Select Sector | 0.21% | 11,299 | $1.0M | Reduce -4.5% |
| VNQ Vanguard Real Estate ETF | 0.21% | 12,245 | $1.0M | Add +6.7% |
| TCAF T Rowe PRC Cap Appreciation | 0.20% | 32,121 | $1.0M | Add +34.1% |
| DVY iShares Select Dividend ETF | 0.20% | 8,238 | $997K | Add +5.1% |
| PJUN Innovator U.S. Equity Power | 0.20% | 27,150 | $967K | Add +34.4% |
| HON Honeywell International Inc. | 0.20% | 4,528 | $967K | Add +0.5% |
| DFUS Dimensional US Eq MKT ETF | 0.19% | 15,868 | $934K | No change |
| IVE iShares S&P 500 Value ETF | 0.18% | 4,953 | $901K | Add +2.3% |
| KO The Coca-Cola Co. | 0.18% | 13,821 | $880K | Reduce -0.9% |
| FBCG Fidelity Blue Chip Grow ETF | 0.18% | 20,604 | $874K | Add +20.3% |
| BSCR Invesco Bulletshares 2027 CB | 0.17% | 43,798 | $842K | New |
| VYMI Vanguard Int High DVD YLD Inc. | 0.17% | 12,202 | $836K | Add +212.7% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.17% | 12,175 | $830K | No change |
Portfolio Sells Q1 2024 → Q2 2024
| SDY SS SPDR S&P Dividend ETF | Reduce -1.8% | 2.94% | −0.39 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.3% | 3.42% | −0.35 |
| HD Home Depot Inc. | Reduce -0.7% | 1.21% | −0.25 |
| AMZN Amazon.com Inc. | Reduce -2.5% | 5.23% | −0.16 |
| V Visa Inc. Class A | Reduce -2.1% | 0.89% | −0.15 |
| DIS The Walt Disney Co. | Reduce -3.3% | 0.34% | −0.13 |
| MA Mastercard Inc. Class A | Reduce -1.4% | 0.64% | −0.12 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.9% | 0.94% | −0.12 |
| SCHF Schwab Intl Equity ETF | Reduce -1.6% | 1.07% | −0.12 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -4.1% | 0.33% | −0.11 |
| SCHM Schwab US Mid Cap ETF | Reduce -6.8% | 0.52% | −0.11 |
| OCFC Oceanfirst Financial Corp. | Sold out | 0.00% | −0.09 |
| TAXF American Century Diver Muni | Sold out | 0.00% | −0.07 |
| JNJ Johnson & Johnson | Reduce -4.7% | 0.30% | −0.07 |
| MSFT Microsoft Corp. | Reduce -0.3% | 3.65% | −0.06 |
| CAT Caterpillar Inc. | Reduce -2.3% | 0.29% | −0.06 |
| PAUG Innovator U.S. Equity Power | Reduce -9.6% | 0.39% | −0.06 |
| ABBV Abbvie Inc. | Reduce -0.8% | 0.39% | −0.06 |
| MRK Merck & Co. Inc. | Reduce -2.0% | 0.34% | −0.06 |
| SCHA Schwab US Small-Cap ETF | Reduce -6.0% | 0.31% | −0.06 |
| CVS CVS Health Corp. | Reduce -24.2% | 0.06% | −0.06 |
| PJAN Innovator U.S. Equity Power | Reduce -3.2% | 0.69% | −0.06 |
| UBS AG LONDON BRANCH | Sold out | 0.00% | −0.06 |
| PJUL Innovator U.S. Equity Power | Reduce -8.1% | 0.38% | −0.05 |
| HDV iShares Core High Dividend E | Reduce -0.1% | 0.58% | −0.05 |
| SHOP Shopify Inc. Class A | Sold out | 0.00% | −0.05 |
| VIOO Vanguard S&P Small-Cap 600 E | Reduce -2.8% | 0.34% | −0.05 |
| GIS General Mills Inc. | Sold out | 0.00% | −0.05 |
| PDEC Innovator U.S. Equity Power | Reduce -7.1% | 0.36% | −0.05 |
| NSC Norfolk Southern Corp. | Sold out | 0.00% | −0.04 |
| UPS United Parcel Service Class B | Reduce -2.7% | 0.22% | −0.04 |
| CMI Cummins Inc. | Sold out | 0.00% | −0.04 |
| DLN Wisdomtree US Largecap Divid | Reduce -2.6% | 0.44% | −0.04 |
| PEP Pepsico Inc. | Reduce -0.8% | 0.27% | −0.04 |
| JCPB JPMorgan Core Plus Bond ETF | Reduce -15.8% | 0.13% | −0.04 |
| SCHB Schwab US Broad Market ETF | Reduce -0.8% | 0.68% | −0.04 |
| IBM Intl Business Machines Corp. | Reduce -2.9% | 0.16% | −0.04 |
| XLE SS Energy Select Sector | Reduce -4.5% | 0.21% | −0.03 |
| CMCSA Comcast Corp. Class A | Reduce -4.6% | 0.14% | −0.03 |
| JPM JPMorgan Chase & Co. | Reduce -1.3% | 0.41% | −0.03 |
| PSEP Innovator U.S. Equity Power | Reduce -33.0% | 0.06% | −0.03 |
| DGRO iShares Core Dividend Growth | Reduce -4.3% | 0.24% | −0.03 |
| RSPH Invesco S&P 500 Equal Weight | Reduce -3.8% | 0.17% | −0.03 |
| PNOV Innovator U.S. Equity Power | Reduce -3.6% | 0.33% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -1.8% | 0.39% | −0.03 |
| INTC Intel Corp. | Reduce -0.7% | 0.05% | −0.03 |
| BAUG Innovator U.S. Equity Buffer | Reduce -13.4% | 0.13% | −0.03 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -6.0% | 0.22% | −0.02 |
| COIN Coinbase Global Inc. Class A | Reduce -6.8% | 0.06% | −0.02 |
| XLV SS Health Care Select Sector | Reduce -11.2% | 0.10% | −0.02 |
Portfolio Buys Q1 2024 → Q2 2024
| NVDA Nvidia Corp. | Add +5.5% | 2.54% | +0.65 |
| BSCP Invesco Bulletshares 2025 CB | Add +566.5% | 0.62% | +0.52 |
| PAPR Innovator U.S. Equity Power | Add +617.7% | 0.47% | +0.40 |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | Add +30.9% | 0.82% | +0.17 |
| BSCQ Invesco Bulletshares 2026 CB | Add +242.0% | 0.25% | +0.17 |
| BSCR Invesco Bulletshares 2027 CB | New | 0.17% | +0.17 |
| FBND Fidelity Total Bond ETF | Add +254.7% | 0.23% | +0.16 |
| DGRW Wisdomtree U.S. Quality Divi | Add +14.8% | 1.66% | +0.14 |
| VOO Vanguard S&P 500 ETF | Add +33.1% | 0.55% | +0.12 |
| AVGO Broadcom Inc. | Add +6.7% | 0.72% | +0.12 |
| ZALT Innovator US Eq 10 Buffer | Add +17.2% | 1.06% | +0.12 |
| VCIT Vanguard Int-Term Corporate | Add +33.2% | 0.63% | +0.12 |
| BSCS Invesco Bulletshares 2028 CB | New | 0.11% | +0.11 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +212.7% | 0.17% | +0.11 |
| CGXU Cap Group Intl Focus | New | 0.10% | +0.10 |
| JPST JPMorgan Ultra-Short Income | Add +82.3% | 0.24% | +0.10 |
| BSJP Invesco Bulletshares 2025 HY | New | 0.09% | +0.09 |
| BSMP Invesco Bulletshares 2025 MB | New | 0.08% | +0.08 |
| BSCO Invesco Bulletshares 2024 CB | New | 0.07% | +0.07 |
| TBUX T Rowe Price Ultra Short-Ter | New | 0.06% | +0.06 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.4% | 3.59% | +0.06 |
| LLY Eli Lilly & Co. | Add +0.7% | 0.74% | +0.06 |
| NAPR Innovator Growth 100 Power B | Add +91.5% | 0.12% | +0.05 |
| BSJO Invesco Bulletshares 2024 HY | New | 0.05% | +0.05 |
| JAAA Janus Henderson Aaa Clo ETF | Add +124.8% | 0.10% | +0.05 |
| GLD SPDR Gold Shares | Add +33.9% | 0.22% | +0.05 |
| XBAP Innovator US Eqy Accel 9 Buf | New | 0.05% | +0.05 |
| SCHG Schwab US Large-Cap Growth | Add +0.0% | 4.70% | +0.05 |
| MU Micron Technology Inc. | New | 0.05% | +0.05 |
| TCAF T Rowe PRC Cap Appreciation | Add +34.1% | 0.20% | +0.05 |
| BSCT Invesco Bulletshares 2029 CB | New | 0.05% | +0.05 |
| BSMO Invesco Bulletshares 2024 MB | New | 0.05% | +0.05 |
| XVV iShares ESG Select Screened | New | 0.04% | +0.04 |
| BAPR Innovator U.S. Equity Buffer | New | 0.04% | +0.04 |
| PJUN Innovator U.S. Equity Power | Add +34.4% | 0.20% | +0.04 |
| BSX Boston Scientific Corp. | New | 0.04% | +0.04 |
| PMAY Innovator U.S. Equity Power | New | 0.04% | +0.04 |
| ESGU iShares ESG Aware MSCI USA | New | 0.04% | +0.04 |
| CGGR Cap Group Growth Equity | New | 0.04% | +0.04 |
| NOC Northrop Grumman Corp. | New | 0.04% | +0.04 |
| AVLV Avantis US Large Cap Value | Add +33.5% | 0.23% | +0.04 |
| FBCG Fidelity Blue Chip Grow ETF | Add +20.3% | 0.18% | +0.03 |
| PMAR Innovator U.S. Equity Power | Add +22.0% | 0.21% | +0.03 |
| PANW Palo Alto Networks Inc. | Add +3.6% | 0.22% | +0.03 |
| TSLA Tesla Inc. | Add +4.3% | 0.31% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +5.2% | 1.54% | +0.03 |
| COST Costco Wholesale Corp. | Add +1.9% | 0.24% | +0.02 |
| QQQM Invesco Nasdaq 100 ETF | Add +28.2% | 0.09% | +0.02 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +17.0% | 0.07% | +0.02 |
| JEPI JPMorgan Equity Premium Inco | Add +34.7% | 0.06% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $867.6M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2026 | 296 | $770.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q4 2025 | 292 | $764.2M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q3 2025 | 294 | $731.0M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q2 2025 | 278 | $654.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2025 | 271 | $584.4M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q4 2024 | 267 | $582.8M | AAPL, AMZN, SCHD, SCHG, QQQ |
| Q3 2024 | 267 | $545.0M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q2 2024 | 251 | $495.6M | AAPL, SCHD, AMZN, SCHG, MSFT |
| Q1 2024 | 240 | $460.4M | AAPL, SCHD, AMZN, SCHG, VIG |