CRA Financial Services, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 31, 2025), CRA Financial Services, LLC reported 267 stock positions worth $582.8 million. Its top holding was Apple (AAPL) at 8.7% of the portfolio, followed by Amazon.com (AMZN, 5.1%) and Schwab US DVD Equity ETF (SCHD, 5.0%). Compared with Q3 2024, it opened 18 new positions, sold out of 18, added to 116 and reduced 84. The biggest buy was Amazon.com (AMZN, shares +0%) and the biggest sale SS SPDR S&P Dividend ETF (SDY, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- NORTHFIELD, NJ
- CIK
- 0001765594
- Portfolio Value
- $582.8M (Q4 2024)
- SEC Filing
- 0001765594-25-000001 ↗ filed Jan 31, 2025
Holdings Value
Holdings 267 stocks · $582.8M
| AAPL Apple Inc. | 8.67% | 201,818 | $50.5M | Add +0.4% |
| AMZN Amazon.com Inc. | 5.05% | 134,259 | $29.5M | Add +0.2% |
| SCHD Schwab US DVD Equity ETF | 5.01% | 1,068,635 | $29.2M | Add +2.8% |
| SCHG Schwab US Large-Cap Growth | 4.48% | 936,147 | $26.1M | Add +1.9% |
| QQQ Invesco QQQ Trust Series 1 | 3.39% | 38,665 | $19.8M | Add +1.9% |
| MSFT Microsoft Corp. | 2.98% | 41,174 | $17.4M | Add +0.3% |
| VIG Vanguard Dividend Apprec ETF | 2.87% | 85,284 | $16.7M | Reduce -6.1% |
| NVDA Nvidia Corp. | 2.67% | 115,833 | $15.6M | Add +4.8% |
| IVV iShares Core S&P 500 ETF | 2.61% | 25,811 | $15.2M | Add +6.1% |
| SDY SS SPDR S&P Dividend ETF | 2.45% | 107,951 | $14.3M | Reduce -4.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.41% | 58,359 | $14.0M | Add +0.9% |
| GOOGL Alphabet Inc. Class A | 2.16% | 66,384 | $12.6M | Add +1.8% |
| DGRW Wisdomtree U.S. Quality Divi | 2.01% | 144,779 | $11.7M | Add +12.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.82% | 40,251 | $10.6M | Add +5.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.47% | 14,572 | $8.5M | Reduce -2.9% |
| META Meta Platforms Inc. Class A | 1.39% | 13,861 | $8.1M | Reduce -0.1% |
| BALT Inn Defined Wealth Shield | 1.38% | 255,467 | $8.0M | Add +8.2% |
| ZALT Innovator US Eq 10 Buffer | 1.12% | 218,384 | $6.5M | Add +13.8% |
| HD Home Depot Inc. | 1.09% | 16,341 | $6.4M | Reduce -6.0% |
| VOO Vanguard S&P 500 ETF | 0.96% | 10,371 | $5.6M | Add +22.6% |
| AVGO Broadcom Inc. | 0.92% | 23,029 | $5.3M | Add +0.3% |
| IVVM Ishar LC MD Qur LD ETF-US Inc. | 0.87% | 165,515 | $5.1M | Add +7.0% |
| GOOG Alphabet Inc. Class C | 0.87% | 26,629 | $5.1M | Reduce -0.3% |
| V Visa Inc. Class A | 0.85% | 15,723 | $5.0M | Reduce -2.4% |
| IJH iShares Core S&P Midcap ETF | 0.85% | 79,244 | $4.9M | Add +0.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.83% | 10,731 | $4.9M | Reduce -0.8% |
| SCHF Schwab Intl Equity ETF | 0.83% | 261,134 | $4.8M | Add +1.4% |
| RSP Invesco S&P 500 Equal Weight | 0.80% | 26,516 | $4.6M | Add +1.9% |
| VCIT Vanguard Int-Term Corporate | 0.76% | 55,450 | $4.5M | Add +16.0% |
| BSCP Invesco Bulletshares 2025 CB | 0.69% | 195,618 | $4.0M | Add +8.8% |
| PDEC Innovator U.S. Equity Power | 0.66% | 100,115 | $3.8M | Add +136.6% |
| MA Mastercard Inc. Class A | 0.66% | 7,257 | $3.8M | Add +1.3% |
| XOM Exxon Mobil Corp. | 0.63% | 33,917 | $3.6M | Add +1.7% |
| SCHB Schwab US Broad Market ETF | 0.63% | 160,667 | $3.6M | Add +1.0% |
| IWF iShares Russell 1000 Growth | 0.62% | 8,980 | $3.6M | Reduce -1.8% |
| PAUG Innovator U.S. Equity Power | 0.61% | 92,330 | $3.6M | Reduce -1.1% |
| PJAN Innovator U.S. Equity Power | 0.59% | 80,888 | $3.4M | Reduce -1.9% |
| JPST JPMorgan Ultra-Short Income | 0.58% | 67,317 | $3.4M | Add +70.7% |
| LLY Eli Lilly & Co. | 0.56% | 4,198 | $3.2M | Add +1.6% |
| TSLA Tesla Inc. | 0.54% | 7,721 | $3.1M | Add +7.4% |
| FBND Fidelity Total Bond ETF | 0.52% | 67,181 | $3.0M | Add +59.6% |
| HDV iShares Core High Dividend E | 0.50% | 26,121 | $2.9M | Reduce -0.4% |
| PJUL Innovator U.S. Equity Power | 0.49% | 68,900 | $2.8M | Reduce -0.1% |
| IJR iShares Core S&P Small-Cap E | 0.47% | 23,986 | $2.8M | Reduce -5.6% |
| BSCQ Invesco Bulletshares 2026 CB | 0.47% | 139,802 | $2.7M | Add +33.8% |
| PAPR Innovator U.S. Equity Power | 0.44% | 70,060 | $2.6M | Reduce -1.9% |
| JPM JPMorgan Chase & Co. | 0.44% | 10,597 | $2.5M | Add +4.5% |
| SCHM Schwab US Mid Cap ETF | 0.43% | 89,984 | $2.5M | Reduce -6.3% |
| DLN Wisdomtree US Largecap Divid | 0.42% | 31,735 | $2.5M | Add +6.0% |
| BSCR Invesco Bulletshares 2027 CB | 0.38% | 112,563 | $2.2M | Add +80.8% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.37% | 28,199 | $2.1M | Reduce -0.7% |
| NEE Nextera Energy Inc. | 0.36% | 29,361 | $2.1M | Reduce -5.1% |
| GBTC Grayscale Bitcoin Trust ETF | 0.35% | 27,394 | $2.0M | Reduce -5.9% |
| NFLX Netflix Inc. | 0.34% | 2,239 | $2.0M | Reduce -1.2% |
| ABBV Abbvie Inc. | 0.34% | 10,990 | $2.0M | Reduce -2.9% |
| CVX Chevron Corp. | 0.33% | 13,420 | $1.9M | Add +4.0% |
| AVLV Avantis US Large Cap Value | 0.33% | 28,869 | $1.9M | Add +16.8% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.33% | 28,197 | $1.9M | Add +29.5% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.33% | 43,319 | $1.9M | Reduce -0.5% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.32% | 16,906 | $1.9M | Add +1.3% |
| PG The Procter & Gamble Co. | 0.32% | 11,129 | $1.9M | Reduce -1.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.32% | 4,523 | $1.9M | Add +4.0% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.32% | 17,310 | $1.8M | Add +2.3% |
| PNOV Innovator U.S. Equity Power | 0.30% | 45,813 | $1.7M | Add +18.4% |
| BSCS Invesco Bulletshares 2028 CB | 0.30% | 85,636 | $1.7M | Add +130.1% |
| VGT Vanguard Info Tech ETF | 0.29% | 2,738 | $1.7M | Add +7.3% |
| AVUV Avantis US Small Cap Value | 0.29% | 17,363 | $1.7M | Add +3.5% |
| TCAF T Rowe PRC Cap Appreciation | 0.28% | 49,282 | $1.6M | Add +8.8% |
| SCHA Schwab US Small-Cap ETF | 0.28% | 62,665 | $1.6M | No change |
| POCT Innovator U.S. Equity Power | 0.26% | 38,369 | $1.5M | Add +253.7% |
| UNH Unitedhealth Group Inc. | 0.26% | 2,981 | $1.5M | Reduce -4.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.25% | 8,712 | $1.5M | Add +0.2% |
| MAXJ iShares LG Cap Max Buff Jun | 0.25% | 56,125 | $1.5M | Add +8.8% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.25% | 59,091 | $1.5M | Add +33.8% |
| FBCG Fidelity Blue Chip Grow ETF | 0.25% | 31,390 | $1.5M | Add +25.7% |
| CAT Caterpillar Inc. | 0.25% | 3,940 | $1.4M | Reduce -7.7% |
| GLD SPDR Gold Shares | 0.24% | 5,780 | $1.4M | Add +10.7% |
| JNJ Johnson & Johnson | 0.24% | 9,675 | $1.4M | Reduce -4.3% |
| WMT Walmart Inc. | 0.24% | 15,307 | $1.4M | Add +1.5% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.23% | 2 | $1.4M | No change |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.23% | 3,188 | $1.4M | Add +6.9% |
| PANW Palo Alto Networks Inc. | 0.22% | 7,179 | $1.3M | Add +2.9% |
| COST Costco Wholesale Corp. | 0.22% | 1,410 | $1.3M | Reduce -3.1% |
| IVE iShares S&P 500 Value ETF | 0.22% | 6,632 | $1.3M | Add +16.5% |
| DGRO iShares Core Dividend Growth | 0.22% | 20,499 | $1.3M | Add +0.7% |
| VYM Vanguard High DVD Yield ETF | 0.21% | 9,812 | $1.3M | Add +0.6% |
| JAAA Janus Henderson Aaa Clo ETF | 0.21% | 24,529 | $1.2M | Add +99.0% |
| DVY iShares Select Dividend ETF | 0.21% | 9,275 | $1.2M | Add +0.5% |
| MRK Merck & Co. Inc. | 0.21% | 12,236 | $1.2M | Reduce -10.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.21% | 4,168 | $1.2M | Add +9.6% |
| QCOM Qualcomm Inc. | 0.20% | 7,709 | $1.2M | Reduce -1.2% |
| CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY | 0.20% | 47,763 | $1.2M | New |
| VNQ Vanguard Real Estate ETF | 0.20% | 13,017 | $1.2M | Add +0.6% |
| PJUN Innovator U.S. Equity Power | 0.20% | 30,555 | $1.1M | Reduce -0.3% |
| PEP Pepsico Inc. | 0.20% | 7,528 | $1.1M | Reduce -6.5% |
| XLE SS Energy Select Sector | 0.19% | 12,973 | $1.1M | Add +8.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.19% | 4,999 | $1.1M | Add +11.0% |
| LMT Lockheed Martin Corp. | 0.19% | 2,239 | $1.1M | Add +1.5% |
| FBTC Fidelity Wise Origin Bitcoin | 0.18% | 13,155 | $1.1M | Add +50.9% |
| MCD McDonald's Corp. | 0.18% | 3,587 | $1.0M | Reduce -18.3% |
Portfolio Sells Q3 2024 → Q4 2024
| SDY SS SPDR S&P Dividend ETF | Reduce -4.0% | 2.45% | −0.48 |
| VIG Vanguard Dividend Apprec ETF | Reduce -6.1% | 2.87% | −0.43 |
| HD Home Depot Inc. | Reduce -6.0% | 1.09% | −0.20 |
| NEE Nextera Energy Inc. | Reduce -5.1% | 0.36% | −0.12 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.9% | 1.47% | −0.11 |
| BSJO Invesco Bulletshares 2024 HY | Sold out | 0.00% | −0.10 |
| BSCO Invesco Bulletshares 2024 CB | Sold out | 0.00% | −0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.8% | 0.83% | −0.08 |
| MRK Merck & Co. Inc. | Reduce -10.6% | 0.21% | −0.08 |
| ABBV Abbvie Inc. | Reduce -2.9% | 0.34% | −0.08 |
| UNH Unitedhealth Group Inc. | Reduce -4.1% | 0.26% | −0.07 |
| IJR iShares Core S&P Small-Cap E | Reduce -5.6% | 0.47% | −0.07 |
| MCD McDonald's Corp. | Reduce -18.3% | 0.18% | −0.07 |
| META Meta Platforms Inc. Class A | Reduce -0.1% | 1.39% | −0.06 |
| HDV iShares Core High Dividend E | Reduce -0.4% | 0.50% | −0.06 |
| CAT Caterpillar Inc. | Reduce -7.7% | 0.25% | −0.06 |
| JNJ Johnson & Johnson | Reduce -4.3% | 0.24% | −0.06 |
| SCHM Schwab US Mid Cap ETF | Reduce -6.3% | 0.43% | −0.06 |
| NVO Novo-Nordisk A/S-Spons ADR | Sold out | 0.00% | −0.06 |
| EFV iShares MSCI Eafe Value ETF | Sold out | 0.00% | −0.06 |
| VHT Vanguard Health Care ETF | Reduce -10.4% | 0.17% | −0.06 |
| PEP Pepsico Inc. | Reduce -6.5% | 0.20% | −0.05 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.05 |
| ADP Automatic Data Processing | Sold out | 0.00% | −0.05 |
| SCHO Schwab Short-Term US Treas | Sold out | 0.00% | −0.05 |
| DHR Danaher Corp. | Sold out | 0.00% | −0.05 |
| EFA iShares MSCI Eafe ETF | Sold out | 0.00% | −0.04 |
| BSMO Invesco Bulletshares 2024 MB | Sold out | 0.00% | −0.04 |
| QCOM Qualcomm Inc. | Reduce -1.2% | 0.20% | −0.04 |
| PFE Pfizer Inc. | Reduce -35.1% | 0.05% | −0.04 |
| NVS Novartis AG-Sponsored ADR | Sold out | 0.00% | −0.04 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -1.5% | 0.32% | −0.04 |
| PSX Phillips 66 | Sold out | 0.00% | −0.04 |
| PJAN Innovator U.S. Equity Power | Reduce -1.9% | 0.59% | −0.04 |
| BDX Becton Dickinson and Co. | Sold out | 0.00% | −0.04 |
| PAUG Innovator U.S. Equity Power | Reduce -1.1% | 0.61% | −0.04 |
| NSC Norfolk Southern Corp. | Sold out | 0.00% | −0.04 |
| MELI MercadoLibre Inc. | Sold out | 0.00% | −0.04 |
| MET Metlife Inc. | Sold out | 0.00% | −0.04 |
| XLV SS Health Care Select Sector | Reduce -18.8% | 0.07% | −0.03 |
| PAPR Innovator U.S. Equity Power | Reduce -1.9% | 0.44% | −0.03 |
| UPS United Parcel Service Class B | Reduce -2.2% | 0.16% | −0.03 |
| CEG Constellation Energy | Reduce -1.5% | 0.10% | −0.03 |
| RSPH Invesco S&P 500 Equal Weight | Reduce -5.0% | 0.11% | −0.03 |
| FELV Fidelity Enh LRG Cap Val ETF | Reduce -10.4% | 0.12% | −0.03 |
| PJUL Innovator U.S. Equity Power | Reduce -0.1% | 0.49% | −0.03 |
| CMCSA Comcast Corp. Class A | Reduce -5.6% | 0.10% | −0.03 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -1.0% | 0.16% | −0.02 |
| LOW Lowe's Cos Inc. | Reduce -6.2% | 0.10% | −0.02 |
Portfolio Buys Q3 2024 → Q4 2024
| AMZN Amazon.com Inc. | Add +0.2% | 5.05% | +0.47 |
| PDEC Innovator U.S. Equity Power | Add +136.6% | 0.66% | +0.36 |
| JPST JPMorgan Ultra-Short Income | Add +70.7% | 0.58% | +0.21 |
| NVDA Nvidia Corp. | Add +4.8% | 2.67% | +0.21 |
| CGNG Cap Group New Geography Eq | New | 0.20% | +0.20 |
| TSLA Tesla Inc. | Add +7.4% | 0.54% | +0.19 |
| AVGO Broadcom Inc. | Add +0.3% | 0.92% | +0.19 |
| POCT Innovator U.S. Equity Power | Add +253.7% | 0.26% | +0.18 |
| GOOGL Alphabet Inc. Class A | Add +1.8% | 2.16% | +0.17 |
| VCRM Vanguard Core Tax-Ex Bond | New | 0.17% | +0.17 |
| FBND Fidelity Total Bond ETF | Add +59.6% | 0.52% | +0.16 |
| BSCS Invesco Bulletshares 2028 CB | Add +130.1% | 0.30% | +0.16 |
| BSCR Invesco Bulletshares 2027 CB | Add +80.8% | 0.38% | +0.15 |
| VSDM Vanguard Short Tax-Ex Bond | New | 0.15% | +0.15 |
| VOO Vanguard S&P 500 ETF | Add +22.6% | 0.96% | +0.14 |
| MRVL Marvell Technology Inc. | New | 0.14% | +0.14 |
| USIG iShares Broad Usd Investment | New | 0.13% | +0.13 |
| BSCU Invesco Bulletshares 2030 CB | New | 0.11% | +0.11 |
| BSCT Invesco Bulletshares 2029 CB | Add +214.3% | 0.17% | +0.11 |
| JAAA Janus Henderson Aaa Clo ETF | Add +99.0% | 0.21% | +0.10 |
| FBTC Fidelity Wise Origin Bitcoin | Add +50.9% | 0.18% | +0.10 |
| BSCQ Invesco Bulletshares 2026 CB | Add +33.8% | 0.47% | +0.09 |
| SCHG Schwab US Large-Cap Growth | Add +1.9% | 4.48% | +0.09 |
| ZALT Innovator US Eq 10 Buffer | Add +13.8% | 1.12% | +0.09 |
| BF.B Brown-Forman Corp. Class B | New | 0.08% | +0.08 |
| AAPL Apple Inc. | Add +0.4% | 8.67% | +0.08 |
| SFLR Innovator Eqty MGD Floor ETF | New | 0.06% | +0.06 |
| BITB Bitwise Bitcoin ETF | New | 0.06% | +0.06 |
| TBUX T Rowe Price Ultra Short-Ter | Add +82.7% | 0.13% | +0.05 |
| FBCG Fidelity Blue Chip Grow ETF | Add +25.7% | 0.25% | +0.05 |
| SPTM SS SPDR P S&P 1500 Comp ETF | New | 0.04% | +0.04 |
| JPM JPMorgan Chase & Co. | Add +4.5% | 0.44% | +0.04 |
| BALT Inn Defined Wealth Shield | Add +8.2% | 1.38% | +0.04 |
| PLTR Palantir Technologies Inc. Class A | Add +11.6% | 0.08% | +0.04 |
| PYLD PIMCO Multisector Bond Actv | New | 0.04% | +0.04 |
| VEA Vanguard Ftse Developed ETF | New | 0.04% | +0.04 |
| DGRW Wisdomtree U.S. Quality Divi | Add +12.1% | 2.01% | +0.04 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.04% | +0.04 |
| VONG Vanguard Russell 1000 Growth | New | 0.04% | +0.04 |
| EPD Enterprise Products Partners | New | 0.04% | +0.04 |
| PNOV Innovator U.S. Equity Power | Add +18.4% | 0.30% | +0.04 |
| ISRG Intuitive Surgical Inc. | New | 0.04% | +0.04 |
| WFC Wells Fargo & Co. | New | 0.04% | +0.04 |
| JAVA JPMorgan Active Value ETF | New | 0.04% | +0.04 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +29.5% | 0.33% | +0.04 |
| IVV iShares Core S&P 500 ETF | Add +6.1% | 2.61% | +0.03 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +12.9% | 0.15% | +0.03 |
| AVLV Avantis US Large Cap Value | Add +16.8% | 0.33% | +0.03 |
| CGXU Cap Group Intl Focus | Add +33.8% | 0.25% | +0.03 |
| VCIT Vanguard Int-Term Corporate | Add +16.0% | 0.76% | +0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $867.6M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2026 | 296 | $770.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q4 2025 | 292 | $764.2M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q3 2025 | 294 | $731.0M | AAPL, SCHG, SCHD, AMZN, QQQ |
| Q2 2025 | 278 | $654.1M | AAPL, SCHD, SCHG, AMZN, QQQ |
| Q1 2025 | 271 | $584.4M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q4 2024 | 267 | $582.8M | AAPL, AMZN, SCHD, SCHG, QQQ |
| Q3 2024 | 267 | $545.0M | AAPL, SCHD, AMZN, SCHG, QQQ |
| Q2 2024 | 251 | $495.6M | AAPL, SCHD, AMZN, SCHG, MSFT |
| Q1 2024 | 240 | $460.4M | AAPL, SCHD, AMZN, SCHG, VIG |