CRA Financial Services, LLC

Name: CRA Financial Services, LLC 13F holdings, Q1 2025
Creator: CRA Financial Services, LLC
Published: 2025-04-16

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 16, 2025), CRA Financial Services, LLC reported 271 stock positions worth $584.4 million. Its top holding was Apple (AAPL) at 7.7% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 5.4%) and Amazon.com (AMZN, 4.4%). Compared with Q4 2024, it opened 13 new positions, sold out of 9, added to 139 and reduced 75. The biggest buy was Janus Henderson Aaa Clo ETF (JAAA, shares +215%) and the biggest sale Tesla (TSLA, shares −3%).

Most Recent 13F: Q2 2026
Location: NORTHFIELD, NJ
CIK: 0001765594
Portfolio Value: $584.4M (Q1 2025)
SEC Filing: 0001765594-25-000002 ↗ filed Apr 16, 2025

Holdings Value

Holdings 271 stocks · $584.4M


AAPL Apple Inc.	7.71%	202,756	$45.0M	Add +0.5%
SCHD Schwab US DVD Equity ETF	5.40%	1,128,909	$31.6M	Add +5.6%
AMZN Amazon.com Inc.	4.40%	135,250	$25.7M	Add +0.7%
SCHG Schwab US Large-Cap Growth	4.21%	981,545	$24.6M	Add +4.8%
QQQ Invesco QQQ Trust Series 1	3.19%	39,751	$18.6M	Add +2.8%
VIG Vanguard Dividend Apprec ETF	2.75%	82,946	$16.1M	Reduce -2.7%
MSFT Microsoft Corp.	2.68%	41,658	$15.6M	Add +1.2%
IVV iShares Core S&P 500 ETF	2.54%	26,402	$14.8M	Add +2.3%
SDY SS SPDR S&P Dividend ETF	2.40%	103,399	$14.0M	Reduce -4.2%
VB Vanguard Most SM-Cap ETF-Usd	2.29%	60,284	$13.4M	Add +3.3%
NVDA Nvidia Corp.	2.26%	121,668	$13.2M	Add +5.0%
DGRW Wisdomtree U.S. Quality Divi	2.25%	164,546	$13.1M	Add +13.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd	1.88%	42,493	$11.0M	Add +5.6%
GOOGL Alphabet Inc. Class A	1.76%	66,533	$10.3M	Add +0.2%
SPY SS SPDR S&P 500 ETF Trust-US	1.63%	16,985	$9.5M	Add +16.6%
BALT Inn Defined Wealth Shield	1.47%	273,747	$8.6M	Add +7.2%
META Meta Platforms Inc. Class A	1.40%	14,205	$8.2M	Add +2.5%
ZALT Innovator US Eq 10 Buffer	1.27%	249,534	$7.4M	Add +14.3%
VOO Vanguard S&P 500 ETF	1.22%	13,838	$7.1M	Add +33.4%
PDEC Innovator U.S. Equity Power	1.08%	168,433	$6.3M	Add +68.2%
HD Home Depot Inc.	1.03%	16,460	$6.0M	Add +0.7%
BRK.B Berkshire Hathaway Inc. Class B	1.00%	10,941	$5.8M	Add +2.0%
V Visa Inc. Class A	0.98%	16,315	$5.7M	Add +3.8%
IVVM Ishar LC MD Qur LD ETF-US Inc.	0.90%	172,423	$5.3M	Add +4.2%
RSP Invesco S&P 500 Equal Weight	0.88%	29,565	$5.1M	Add +11.5%
SCHF Schwab Intl Equity ETF	0.85%	252,454	$5.0M	Reduce -3.3%
JPST JPMorgan Ultra-Short Income	0.79%	90,762	$4.6M	Add +34.8%
IJH iShares Core S&P Midcap ETF	0.78%	78,591	$4.6M	Reduce -0.8%
FBND Fidelity Total Bond ETF	0.77%	99,178	$4.5M	Add +47.6%
GOOG Alphabet Inc. Class C	0.73%	27,372	$4.3M	Add +2.8%
XOM Exxon Mobil Corp.	0.71%	34,748	$4.1M	Add +2.5%
BSCP Invesco Bulletshares 2025 CB	0.69%	195,802	$4.0M	Add +0.1%
AVGO Broadcom Inc.	0.68%	23,710	$4.0M	Add +3.0%
JAAA Janus Henderson Aaa Clo ETF	0.67%	77,143	$3.9M	Add +214.5%
MA Mastercard Inc. Class A	0.65%	6,920	$3.8M	Reduce -4.6%
PJAN Innovator U.S. Equity Power	0.63%	89,309	$3.7M	Add +10.4%
VCIT Vanguard Int-Term Corporate	0.63%	45,013	$3.7M	Reduce -18.8%
SCHB Schwab US Broad Market ETF	0.60%	162,048	$3.5M	Add +0.9%
LLY Eli Lilly & Co.	0.57%	4,067	$3.4M	Reduce -3.1%
IWF iShares Russell 1000 Growth	0.56%	9,079	$3.3M	Add +1.1%
PAUG Innovator U.S. Equity Power	0.56%	85,954	$3.2M	Reduce -6.9%
HDV iShares Core High Dividend E	0.54%	25,879	$3.1M	Reduce -0.9%
VYMI Vanguard Int High DVD YLD Inc.	0.49%	39,250	$2.9M	Add +39.2%
BSCQ Invesco Bulletshares 2026 CB	0.48%	144,958	$2.8M	Add +3.7%
JPM JPMorgan Chase & Co.	0.47%	11,109	$2.7M	Add +4.8%
PJUL Innovator U.S. Equity Power	0.44%	64,635	$2.6M	Reduce -6.2%
DLN Wisdomtree US Largecap Divid	0.43%	31,904	$2.5M	Add +0.5%
PAPR Innovator U.S. Equity Power	0.42%	69,130	$2.5M	Reduce -1.3%
IJR iShares Core S&P Small-Cap E	0.42%	23,234	$2.4M	Reduce -3.1%
BSCR Invesco Bulletshares 2027 CB	0.41%	120,853	$2.4M	Add +7.4%
AVLV Avantis US Large Cap Value	0.40%	35,892	$2.3M	Add +24.3%
CVX Chevron Corp.	0.40%	13,970	$2.3M	Add +4.1%
NFLX Netflix Inc.	0.39%	2,459	$2.3M	Add +9.8%
PMAR Innovator U.S. Equity Power	0.39%	56,407	$2.3M	Add +118.5%
SCHM Schwab US Mid Cap ETF	0.38%	84,677	$2.2M	Reduce -5.9%
NEE Nextera Energy Inc.	0.37%	30,160	$2.1M	Add +2.7%
BSCS Invesco Bulletshares 2028 CB	0.34%	97,217	$2.0M	Add +13.5%
ONEQ Fidelity Nasdaq Comp Indx	0.34%	29,011	$2.0M	Add +2.9%
ABBV Abbvie Inc.	0.33%	9,304	$1.9M	Reduce -15.3%
TSLA Tesla Inc.	0.33%	7,506	$1.9M	Reduce -2.8%
CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY	0.32%	73,811	$1.9M	Add +54.5%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.32%	44,188	$1.8M	Add +2.0%
TCAF T Rowe PRC Cap Appreciation	0.31%	56,969	$1.8M	Add +15.6%
PG The Procter & Gamble Co.	0.31%	10,728	$1.8M	Reduce -3.6%
FBCG Fidelity Blue Chip Grow ETF	0.30%	44,114	$1.8M	Add +40.5%
PNOV Innovator U.S. Equity Power	0.30%	47,018	$1.8M	Add +2.6%
GLD SPDR Gold Shares	0.30%	6,019	$1.7M	Add +4.1%
VIOO Vanguard S&P Small-Cap 600 E	0.29%	17,445	$1.7M	Add +0.8%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.28%	16,779	$1.7M	Reduce -0.8%
GBTC Grayscale Bitcoin Trust ETF	0.28%	25,074	$1.6M	Reduce -8.5%
VUG Vanguard Mrngstar GR ETF-Sui	0.28%	4,361	$1.6M	Reduce -3.6%
BRK.A Berkshire Hathaway Inc. Class A	0.27%	2	$1.6M	No change
SCHA Schwab US Small-Cap ETF	0.27%	67,011	$1.6M	Add +6.9%
JNJ Johnson & Johnson	0.26%	9,299	$1.5M	Reduce -3.9%
AVUV Avantis US Small Cap Value	0.26%	17,410	$1.5M	Add +0.3%
VTV Vanguard Mrngstr Val ETF-Aui	0.26%	8,772	$1.5M	Add +0.7%
UNH Unitedhealth Group Inc.	0.26%	2,883	$1.5M	Reduce -3.3%
COST Costco Wholesale Corp.	0.26%	1,594	$1.5M	Add +13.1%
VGT Vanguard Info Tech ETF	0.25%	2,738	$1.5M	No change
MAXJ iShares LG Cap Max Buff Jun	0.25%	57,016	$1.5M	Add +1.6%
VCRM Vanguard Core Tax-Ex Bond	0.25%	19,335	$1.4M	Add +48.9%
POCT Innovator U.S. Equity Power	0.24%	36,680	$1.4M	Reduce -4.4%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.24%	3,316	$1.4M	Add +4.0%
VTI VG Morningstar TS MKT ETF-US	0.24%	5,049	$1.4M	Add +21.1%
FBTC Fidelity Wise Origin Bitcoin	0.24%	19,129	$1.4M	Add +45.4%
WMT Walmart Inc.	0.23%	15,121	$1.3M	Reduce -1.2%
TBUX T Rowe Price Ultra Short-Ter	0.22%	26,385	$1.3M	Add +73.3%
DVY iShares Select Dividend ETF	0.22%	9,529	$1.3M	Add +2.7%
VSDM Vanguard Short Tax-Ex Bond	0.22%	16,973	$1.3M	Add +45.8%
XLE SS Energy Select Sector	0.22%	13,649	$1.3M	Add +5.2%
IVE iShares S&P 500 Value ETF	0.22%	6,688	$1.3M	Add +0.8%
PANW Palo Alto Networks Inc.	0.22%	7,400	$1.3M	Add +3.1%
VYM Vanguard High DVD Yield ETF	0.22%	9,767	$1.3M	Reduce -0.5%
DGRO iShares Core Dividend Growth	0.21%	20,277	$1.3M	Reduce -1.1%
MCD McDonald's Corp.	0.21%	3,953	$1.2M	Add +10.2%
QCOM Qualcomm Inc.	0.21%	7,940	$1.2M	Add +3.0%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.20%	4,626	$1.2M	Reduce -7.5%
VNQ Vanguard Real Estate ETF	0.19%	12,563	$1.1M	Reduce -3.5%
CAT Caterpillar Inc.	0.19%	3,437	$1.1M	Reduce -12.8%
BSCT Invesco Bulletshares 2029 CB	0.19%	59,883	$1.1M	Add +13.5%
MRK Merck & Co. Inc.	0.18%	12,015	$1.1M	Reduce -1.8%
PEP Pepsico Inc.	0.18%	7,016	$1.1M	Reduce -6.8%
MRVL Marvell Technology Inc.	0.18%	16,897	$1.0M	Add +133.6%
PFEB Innovator U.S. Equity Power	0.18%	28,800	$1.0M	Add +7.8%
VHT Vanguard Health Care ETF	0.17%	3,842	$1.0M	Reduce -2.9%
LMT Lockheed Martin Corp.	0.17%	2,249	$1.0M	Add +0.5%
ZSEP Innovator Edp ETF - 1 YR Sep	0.17%	40,185	$1.0M	No change
CRWD CrowdStrike Holdings Inc. Class A	0.17%	2,828	$997K	Add +13.6%
KO The Coca-Cola Co.	0.17%	13,880	$994K	Reduce -1.1%
XLU St Sr Utl SL SE SPDR ETF-Usd	0.17%	12,433	$980K	Reduce -1.0%
PJUN Innovator U.S. Equity Power	0.17%	26,170	$969K	Reduce -14.3%
QQQM Invesco Nasdaq 100 ETF	0.16%	4,981	$961K	Add +58.3%
DFUS Dimensional US Eq MKT ETF	0.16%	15,868	$960K	No change
JCPB JPMorgan Core Plus Bond ETF	0.16%	19,848	$934K	Add +10.3%
HON Honeywell International Inc.	0.15%	4,257	$901K	Reduce -1.2%
DFAC Dimensional US Core Equity 2	0.15%	26,997	$891K	Add +7.2%
IWD iShares Russell 1000 Value E	0.15%	4,724	$889K	Add +3.2%
BSJP Invesco Bulletshares 2025 HY	0.15%	37,623	$867K	Add +0.0%
UAUG Innovator U.S. Equity Ultra	0.15%	24,930	$863K	Reduce -3.9%
AVSC Avantis US Small Cap Equity	0.14%	16,822	$814K	Reduce -8.8%
BSCU Invesco Bulletshares 2030 CB	0.14%	48,960	$812K	Add +22.9%
UPS United Parcel Service Class B	0.14%	7,297	$803K	Reduce -3.8%
USIG iShares Broad Usd Investment	0.13%	15,215	$777K	Add +0.7%
DFUV Dimensional US Marketwide Va	0.13%	18,664	$769K	Add +104.1%
AMGN Amgen Inc.	0.12%	2,308	$719K	Reduce -2.4%
FELV Fidelity Enh LRG Cap Val ETF	0.12%	23,385	$719K	Add +0.1%
CSCO Cisco Systems Inc.	0.12%	11,478	$708K	Add +1.8%
IVW iShares S&P 500 Growth ETF	0.12%	7,581	$704K	Add +117.2%
XBOC Innovator US Eqy Acc 9 Buff	0.12%	22,915	$682K	Reduce -8.9%
RTX RTX Corp.	0.12%	5,073	$672K	Add +2.5%
IEFA iShares Core MSCI Eafe ETF	0.11%	8,851	$670K	Reduce -14.5%
IWM iShares Russell 2000 ETF	0.11%	3,351	$668K	Add +1.9%
ABT Abbott Laboratories	0.11%	4,968	$659K	Reduce -4.1%
MTUM iShares MSCI USA Momentum Fa	0.11%	3,232	$653K	Reduce -0.3%
FISV Fiserv Inc.	0.11%	2,857	$631K	No change
PLTR Palantir Technologies Inc. Class A	0.11%	7,308	$617K	Add +21.4%
DFAS Dimensional US Small Cap ETF	0.10%	10,087	$603K	Add +36.8%
LOW Lowe's Cos Inc.	0.10%	2,559	$597K	Add +10.1%
NAPR Innovator Growth 100 Power B	0.10%	12,179	$581K	No change
ITA iShares U.S. Aerospace & Def	0.10%	3,731	$571K	Reduce -9.7%
RSPH Invesco S&P 500 Equal Weight	0.10%	18,726	$557K	Reduce -14.5%
DE Deere & Co.	0.09%	1,178	$553K	Add +0.1%
BA The Boeing Co.	0.09%	3,239	$552K	Reduce -1.6%
NJUL Innovator Growth 100 Power B	0.09%	9,172	$551K	Reduce -5.2%
TD Toronto-Dominion Bank	0.09%	9,142	$548K	Add +0.7%
CEG Constellation Energy	0.09%	2,694	$543K	Add +0.7%
PM Philip Morris International	0.09%	3,388	$538K	No change
MO Altria Group Inc.	0.09%	8,703	$522K	Add +67.4%
PRF Invesco Rafi US 1000 ETF	0.09%	12,468	$504K	No change
CMCSA Comcast Corp. Class A	0.09%	13,600	$502K	Reduce -10.8%
BAUG Innovator U.S. Equity Buffer	0.08%	11,639	$494K	Reduce -19.2%
BJAN Innovator U.S. Equity Buffer	0.08%	10,484	$489K	No change
COP Conocophillips	0.08%	4,602	$483K	Reduce -2.0%
EPD Enterprise Products Partners	0.08%	14,048	$480K	Add +111.7%
NOCT Innovator Growth-100 Power B	0.08%	9,515	$473K	No change
PYLD PIMCO Multisector Bond Actv	0.08%	17,633	$465K	Add +92.3%
UBER Uber Technologies Inc.	0.08%	6,288	$458K	Add +67.9%
IJK iShares S&P Mid-Cap 400 Grow	0.08%	5,494	$458K	Add +3.8%
IVOO Vanguard S&P Mid-Cap 400 ETF	0.08%	4,628	$457K	No change
BFEB Innovator U.S. Equity Buffer	0.08%	10,743	$446K	Add +31.9%
VXUS Vanguard Total Intl Stock	0.08%	7,147	$444K	Add +19.4%
XLK SS Technology Select Sector	0.08%	2,129	$440K	Add +0.1%
AIG American International Group	0.07%	5,025	$437K	No change
XLV SS Health Care Select Sector	0.07%	2,962	$432K	Add +4.3%
GS Goldman Sachs Group Inc.	0.07%	790	$432K	Add +1.3%
SFLR Innovator Eqty MGD Floor ETF	0.07%	13,605	$427K	Add +20.2%
VEU Vanguard Ftse All-World Ex-U	0.07%	6,973	$423K	New
BN Brookfield Corp.	0.07%	8,000	$419K	Reduce -16.2%
OSEA Harbor Intl Compounders ETF	0.07%	15,797	$419K	No change
DUK Duke Energy Corp.	0.07%	3,360	$410K	No change
BITB Bitwise Bitcoin ETF	0.07%	9,114	$409K	Add +33.6%
PPL PPL Corp.	0.07%	11,300	$408K	Add +4.6%
GE General Electric filed as GE AEROSPACE	0.07%	1,996	$399K	Add +1.6%
PFF iShares Preferred & Income S	0.07%	12,768	$392K	Reduce -2.3%
BX Blackstone Inc.	0.07%	2,787	$390K	Add +7.5%
IAU iShares Gold Trust	0.07%	6,534	$385K	Add +1.7%
VONG Vanguard Russell 1000 Growth	0.06%	4,090	$380K	Add +94.8%
BDEC Innovator U.S. Equity Buffer	0.06%	8,870	$371K	Reduce -7.9%
MCK McKesson Corp.	0.06%	550	$370K	Reduce -0.5%
PAYX Paychex Inc.	0.06%	2,370	$366K	No change
BLK BlackRock Inc.	0.06%	384	$363K	Add +10.0%
MDY State Street SPDR S&P Midcap	0.06%	679	$362K	Add +8.8%
XLI SS Industrial Select Sector	0.06%	2,749	$360K	Add +5.0%
SSO Proshares Ultra S&P500	0.06%	4,309	$357K	Reduce -0.5%
NJAN Innovator Growth 100 Power B	0.06%	7,635	$354K	Reduce -16.4%
BNOV Innovator U.S. Equity Buffer	0.06%	9,255	$353K	No change
BSX Boston Scientific Corp.	0.06%	3,491	$352K	Add +18.5%
IWR iShares Russell Mid-Cap ETF	0.06%	4,106	$349K	No change
PEG Public Service Enterprise GP	0.06%	4,188	$345K	Add +1.2%
BF.B Brown-Forman Corp. Class B	0.06%	10,007	$340K	Reduce -23.1%
WEC WEC Energy Group Inc.	0.06%	3,051	$332K	No change
VEA Vanguard Ftse Developed ETF	0.06%	6,492	$330K	Add +37.1%
XLF SS Financial Select Sector	0.06%	6,615	$329K	Reduce -3.4%
IJJ iShares S&P Mid-Cap 400 Valu	0.06%	2,727	$326K	No change
JEPI JPMorgan Equity Premium Inco	0.06%	5,707	$326K	No change
BJUL Innovator U.S. Equity Buffer	0.06%	7,550	$326K	Reduce -16.6%
BSJQ Invesco Bulletshares 2026 HY	0.06%	14,050	$326K	Add +0.1%
WM Waste Management Inc.	0.06%	1,401	$324K	Add +23.8%
ORCL Oracle Corp.	0.06%	2,304	$322K	Add +17.8%
SPLV Invesco S&P 500 Low Volatili	0.06%	4,305	$322K	Add +0.1%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT	0.05%	13,040	$319K	Reduce -77.9%
DFIV Dimensional International Va	0.05%	8,082	$318K	New
VZ Verizon Communications Inc.	0.05%	6,913	$314K	Add +3.7%
TRV The Travelers Cos Inc.	0.05%	1,184	$313K	No change
ACLC American Century Large Cap E	0.05%	4,771	$312K	Add +2.6%
COWZ Pacer US Cash Cows 100 ETF	0.05%	5,700	$312K	Add +1.8%
IJT iShares S&P Small-Cap 600 GR	0.05%	2,500	$311K	No change
KOCT Innovator U.S. Small Cap Pow	0.05%	10,620	$311K	No change
CRM Salesforce Inc.	0.05%	1,155	$310K	Reduce -1.8%
IWP iShares Russell Mid-Cap Grow	0.05%	2,628	$309K	Add +7.3%
ITOT iShares Core S&P Total U.S.	0.05%	2,529	$309K	Reduce -11.7%
VDE Vanguard Energy ETF	0.05%	2,217	$288K	New
WFC Wells Fargo & Co.	0.05%	3,879	$278K	Add +33.0%
SO The Southern Co.	0.05%	2,999	$276K	No change
SBUX Starbucks Corp.	0.05%	2,810	$276K	No change
AXP American Express Co.	0.05%	1,005	$270K	No change
SIGI Selective Insurance Group	0.05%	2,948	$270K	No change
ADP Automatic Data Processing	0.05%	880	$269K	New
XBAP Innovator US Eqy Accel 9 Buf	0.05%	7,695	$269K	No change
FDX FedEx Corp.	0.05%	1,089	$266K	Reduce -4.0%
PFE Pfizer Inc.	0.05%	10,428	$264K	Reduce -4.4%
SHEL Shell PLC-ADR	0.05%	3,605	$264K	No change
MPC Marathon Petroleum Corp.	0.04%	1,803	$263K	Add +0.1%
EXC Exelon Corp.	0.04%	5,692	$262K	Reduce -6.0%
TSM Taiwan Semiconductor-SP ADR	0.04%	1,557	$258K	Add +41.0%
GD General Dynamics Corp.	0.04%	937	$255K	No change
BP BP PLC-Spons ADR	0.04%	7,484	$253K	Reduce -3.9%
MUB iShares National Muni Bond E	0.04%	2,390	$252K	No change
T AT&T Inc.	0.04%	8,672	$245K	Reduce -10.7%
BSMP Invesco Bulletshares 2025 MB	0.04%	10,000	$245K	Reduce -37.5%
FENY Fidelity MSCI Energy Index	0.04%	9,575	$245K	Add +1.3%
BJUN Innovator U.S. Equity Buffer	0.04%	6,025	$244K	No change
EOG EOG Resources Inc.	0.04%	1,899	$244K	Add +4.1%
SCHX Schwab US Large-Cap ETF	0.04%	10,793	$238K	New
SCHW Schwab (charles) Corp.	0.04%	3,030	$237K	Reduce -11.7%
ISRG Intuitive Surgical Inc.	0.04%	478	$237K	Add +20.1%
QLD Proshares Ultra QQQ	0.04%	2,654	$236K	Add +0.6%
COIN Coinbase Global Inc. Class A	0.04%	1,364	$235K	Add +1.9%
JBBB Janus Henderson B-BBB Clo Et	0.04%	4,800	$234K	New
DSI iShares ESG MSCI KLD 400 ETF	0.04%	2,275	$233K	Reduce -5.5%
AVUS Avantis U.S. Equity ETF	0.04%	2,485	$230K	No change
CGGR Cap Group Growth Equity	0.04%	6,639	$227K	Add +7.6%
SPTM SS SPDR P S&P 1500 Comp ETF	0.04%	3,337	$227K	Reduce -8.4%
XVV iShares ESG Select Screened	0.04%	5,278	$226K	No change
XEL Xcel Energy Inc.	0.04%	3,177	$225K	No change
NSC Norfolk Southern Corp.	0.04%	941	$223K	New
PMAY Innovator U.S. Equity Power	0.04%	6,125	$219K	No change
PSEP Innovator U.S. Equity Power	0.04%	5,700	$219K	No change
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.04%	879	$215K	Add +4.3%
CMI Cummins Inc.	0.04%	685	$215K	No change
LIN Linde PLC	0.04%	461	$215K	Reduce -31.0%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP	0.04%	2,551	$214K	New
SYK Stryker Corp.	0.04%	574	$214K	Add +0.2%
ADBE Adobe Inc.	0.04%	557	$214K	Add +3.5%
PNC PNC Financial Services Group	0.04%	1,214	$213K	Add +0.1%
EFG iShares MSCI Eafe Growth ETF	0.04%	2,125	$213K	No change
XLC SS Comm Select Sector SPDR	0.04%	2,203	$212K	No change
JAVA JPMorgan Active Value ETF	0.04%	3,336	$212K	Add +3.3%
ESGU iShares ESG Aware MSCI USA	0.04%	1,738	$212K	No change
MELI MercadoLibre Inc.	0.04%	108	$211K	New
FNDX Schwab Fndmntl US LRG Co. ETF	0.04%	8,921	$211K	New
ETHE Grayscale Ethereum Staking E	0.04%	13,820	$210K	Reduce -11.9%
DNP DNP Select Income Fund Inc.	0.04%	21,240	$210K	Reduce -8.5%
IWV iShares Russell 3000 ETF	0.04%	660	$210K	Add +1.5%
NVS Novartis AG-Sponsored ADR	0.04%	1,877	$209K	New
EFA iShares MSCI Eafe ETF	0.04%	2,515	$206K	New
ADX Adams Diversified Equity	0.03%	10,000	$190K	No change
F Ford Motor Co. filed as FORD MTR CO	0.03%	17,090	$171K	Reduce -12.0%
ATAIBECKLEY INC filed as ATAI LIFE SCIENCES NV	0.00%	12,903	$18K	No change
CABA Cabaletta Bio Inc.	0.00%	11,000	$15K	New
WWR Westwater Resources Inc.	0.00%	15,000	$8K	No change

Portfolio Sells Q4 2024 → Q1 2025


TSLA Tesla Inc.	Reduce -2.8%	0.33%	−0.20
CGXU Cap Group Intl Focus	Reduce -77.9%	0.05%	−0.20
VCIT Vanguard Int-Term Corporate	Reduce -18.8%	0.63%	−0.13
VIG Vanguard Dividend Apprec ETF	Reduce -2.7%	2.75%	−0.11
GBTC Grayscale Bitcoin Trust ETF	Reduce -8.5%	0.28%	−0.07
IJH iShares Core S&P Midcap ETF	Reduce -0.8%	0.78%	−0.06
IJR iShares Core S&P Small-Cap E	Reduce -3.1%	0.42%	−0.06
PAUG Innovator U.S. Equity Power	Reduce -6.9%	0.56%	−0.05
CAT Caterpillar Inc.	Reduce -12.8%	0.19%	−0.05
SCHM Schwab US Mid Cap ETF	Reduce -5.9%	0.38%	−0.05
SHOP Shopify Inc. Class A	Sold out	0.00%	−0.05
SDY SS SPDR S&P Dividend ETF	Reduce -4.2%	2.40%	−0.05
PJUL Innovator U.S. Equity Power	Reduce -6.2%	0.44%	−0.04
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -3.6%	0.28%	−0.04
BTC Grayscale Bitcoin Mini ETF	Sold out	0.00%	−0.04
BAPR Innovator U.S. Equity Buffer	Sold out	0.00%	−0.04
DIS The Walt Disney Co.	Reduce -0.8%	0.28%	−0.04
ETHE Grayscale Ethereum Staking E	Reduce -11.9%	0.04%	−0.04
TGT Target Corp.	Sold out	0.00%	−0.04
SPXL Direxion Daily S&P 500 Bull	Sold out	0.00%	−0.04
IWO iShares Russell 2000 Growth	Sold out	0.00%	−0.04
NOC Northrop Grumman Corp.	Sold out	0.00%	−0.04
UNOV Innovator U.S. Equity Ultra	Sold out	0.00%	−0.03
GIS General Mills Inc.	Sold out	0.00%	−0.03
AVSC Avantis US Small Cap Equity	Reduce -8.8%	0.14%	−0.03
PJUN Innovator U.S. Equity Power	Reduce -14.3%	0.17%	−0.03
BF.B Brown-Forman Corp. Class B	Reduce -23.1%	0.06%	−0.03
UPS United Parcel Service Class B	Reduce -3.8%	0.14%	−0.03
BSMP Invesco Bulletshares 2025 MB	Reduce -37.5%	0.04%	−0.03
MRK Merck & Co. Inc.	Reduce -1.8%	0.18%	−0.02
BAUG Innovator U.S. Equity Buffer	Reduce -19.2%	0.08%	−0.02
BN Brookfield Corp.	Reduce -16.2%	0.07%	−0.02
PAPR Innovator U.S. Equity Power	Reduce -1.3%	0.42%	−0.02
POCT Innovator U.S. Equity Power	Reduce -4.4%	0.24%	−0.02
PEP Pepsico Inc.	Reduce -6.8%	0.18%	−0.02
NJAN Innovator Growth 100 Power B	Reduce -16.4%	0.06%	−0.01
RSPH Invesco S&P 500 Equal Weight	Reduce -14.5%	0.10%	−0.01
CRM Salesforce Inc.	Reduce -1.8%	0.05%	−0.01
XBOC Innovator US Eqy Acc 9 Buff	Reduce -8.9%	0.12%	−0.01
BJUL Innovator U.S. Equity Buffer	Reduce -16.6%	0.06%	−0.01
HON Honeywell International Inc.	Reduce -1.2%	0.15%	−0.01
CMCSA Comcast Corp. Class A	Reduce -10.8%	0.09%	−0.01
LIN Linde PLC	Reduce -31.0%	0.04%	−0.01
ITOT iShares Core S&P Total U.S.	Reduce -11.7%	0.05%	−0.01
UAUG Innovator U.S. Equity Ultra	Reduce -3.9%	0.15%	−0.01
IEFA iShares Core MSCI Eafe ETF	Reduce -14.5%	0.11%	−0.01
WMT Walmart Inc.	Reduce -1.2%	0.23%	−0.01
NJUL Innovator Growth 100 Power B	Reduce -5.2%	0.09%	−0.01
FDX FedEx Corp.	Reduce -4.0%	0.05%	−0.01
BDEC Innovator U.S. Equity Buffer	Reduce -7.9%	0.06%	−0.01

Portfolio Buys Q4 2024 → Q1 2025


JAAA Janus Henderson Aaa Clo ETF	Add +214.5%	0.67%	+0.46
PDEC Innovator U.S. Equity Power	Add +68.2%	1.08%	+0.42
SCHD Schwab US DVD Equity ETF	Add +5.6%	5.40%	+0.39
VOO Vanguard S&P 500 ETF	Add +33.4%	1.22%	+0.26
FBND Fidelity Total Bond ETF	Add +47.6%	0.77%	+0.26
DGRW Wisdomtree U.S. Quality Divi	Add +13.7%	2.25%	+0.24
PMAR Innovator U.S. Equity Power	Add +118.5%	0.39%	+0.21
JPST JPMorgan Ultra-Short Income	Add +34.8%	0.79%	+0.20
VYMI Vanguard Int High DVD YLD Inc.	Add +39.2%	0.49%	+0.17
BRK.B Berkshire Hathaway Inc. Class B	Add +2.0%	1.00%	+0.16
SPY SS SPDR S&P 500 ETF Trust-US	Add +16.6%	1.63%	+0.16
ZALT Innovator US Eq 10 Buffer	Add +14.3%	1.27%	+0.16
V Visa Inc. Class A	Add +3.8%	0.98%	+0.13
CGNG Cap Group New Geography Eq	Add +54.5%	0.32%	+0.11
TBUX T Rowe Price Ultra Short-Ter	Add +73.3%	0.22%	+0.09
BALT Inn Defined Wealth Shield	Add +7.2%	1.47%	+0.09
XOM Exxon Mobil Corp.	Add +2.5%	0.71%	+0.08
VCRM Vanguard Core Tax-Ex Bond	Add +48.9%	0.25%	+0.08
RSP Invesco S&P 500 Equal Weight	Add +11.5%	0.88%	+0.08
VEU Vanguard Ftse All-World Ex-U	New	0.07%	+0.07
AVLV Avantis US Large Cap Value	Add +24.3%	0.40%	+0.07
VSDM Vanguard Short Tax-Ex Bond	Add +45.8%	0.22%	+0.07
DFUV Dimensional US Marketwide Va	Add +104.1%	0.13%	+0.07
CVX Chevron Corp.	Add +4.1%	0.40%	+0.07
IVW iShares S&P 500 Growth ETF	Add +117.2%	0.12%	+0.06
GLD SPDR Gold Shares	Add +4.1%	0.30%	+0.06
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +5.6%	1.88%	+0.06
DFIV Dimensional International Va	New	0.05%	+0.05
FBCG Fidelity Blue Chip Grow ETF	Add +40.5%	0.30%	+0.05
FBTC Fidelity Wise Origin Bitcoin	Add +45.4%	0.24%	+0.05
QQQM Invesco Nasdaq 100 ETF	Add +58.3%	0.16%	+0.05
NFLX Netflix Inc.	Add +9.8%	0.39%	+0.05
VDE Vanguard Energy ETF	New	0.05%	+0.05
PJAN Innovator U.S. Equity Power	Add +10.4%	0.63%	+0.05
EPD Enterprise Products Partners	Add +111.7%	0.08%	+0.05
ADP Automatic Data Processing	New	0.05%	+0.05
MO Altria Group Inc.	Add +67.4%	0.09%	+0.04
BSCS Invesco Bulletshares 2028 CB	Add +13.5%	0.34%	+0.04
MRVL Marvell Technology Inc.	Add +133.6%	0.18%	+0.04
SCHX Schwab US Large-Cap ETF	New	0.04%	+0.04
JBBB Janus Henderson B-BBB Clo Et	New	0.04%	+0.04
UBER Uber Technologies Inc.	Add +67.9%	0.08%	+0.04
PYLD PIMCO Multisector Bond Actv	Add +92.3%	0.08%	+0.04
NSC Norfolk Southern Corp.	New	0.04%	+0.04
BNY Bank of New York Mellon Corp.	New	0.04%	+0.04
COST Costco Wholesale Corp.	Add +13.1%	0.26%	+0.04
MELI MercadoLibre Inc.	New	0.04%	+0.04
FNDX Schwab Fndmntl US LRG Co. ETF	New	0.04%	+0.04
NVS Novartis AG-Sponsored ADR	New	0.04%	+0.04
EFA iShares MSCI Eafe ETF	New	0.04%	+0.04

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	321	$867.6M	AAPL, SCHD, SCHG, AMZN, QQQ
Q1 2026	296	$770.1M	AAPL, SCHD, SCHG, AMZN, QQQ
Q4 2025	292	$764.2M	AAPL, SCHG, SCHD, AMZN, QQQ
Q3 2025	294	$731.0M	AAPL, SCHG, SCHD, AMZN, QQQ
Q2 2025	278	$654.1M	AAPL, SCHD, SCHG, AMZN, QQQ
Q1 2025	271	$584.4M	AAPL, SCHD, AMZN, SCHG, QQQ
Q4 2024	267	$582.8M	AAPL, AMZN, SCHD, SCHG, QQQ
Q3 2024	267	$545.0M	AAPL, SCHD, AMZN, SCHG, QQQ
Q2 2024	251	$495.6M	AAPL, SCHD, AMZN, SCHG, MSFT
Q1 2024	240	$460.4M	AAPL, SCHD, AMZN, SCHG, VIG