CRA Financial Services, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 16, 2026), CRA Financial Services, LLC reported 292 stock positions worth $764.2 million. Its top holding was Apple (AAPL) at 7.2% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 4.3%) and Schwab US DVD Equity ETF (SCHD, 4.2%). Compared with Q3 2025, it opened 14 new positions, sold out of 16, added to 125 and reduced 101. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +680%) and the biggest sale Vngrd Mrngstr MD-Cap ETF-Usd (VO, shares −27%).

Most Recent 13F
Q2 2026
Location
NORTHFIELD, NJ
CIK
0001765594
Portfolio Value
$764.2M (Q4 2025)
SEC Filing
0001765594-26-000001 ↗ filed Jan 16, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $460.4M Q1 2024 Q2 2024: $495.6M Q2 2024 Q3 2024: $545.0M Q3 2024 Q4 2024: $582.8M Q4 2024 Q1 2025: $584.4M Q1 2025 Q2 2025: $654.1M Q2 2025 Q3 2025: $731.0M Q3 2025 Q4 2025: $764.2M $764.2M Q4 2025 Q1 2026: $770.1M Q1 2026 Q2 2026: $867.6M Q2 2026

Holdings 292 stocks · $764.2M
AAPL Apple Inc. 7.18% 201,819 $54.9M Reduce -0.4%
SCHG Schwab US Large-Cap Growth 4.31% 1,010,795 $33.0M Reduce -3.2%
SCHD Schwab US DVD Equity ETF 4.22% 1,175,074 $32.2M Reduce -2.8%
AMZN Amazon.com Inc. 4.09% 135,250 $31.2M Reduce -0.2%
QQQ Invesco QQQ Trust Series 1 3.44% 42,735 $26.3M Add +1.1%
NVDA Nvidia Corp. 3.20% 131,274 $24.5M Add +0.7%
GOOGL Alphabet Inc. Class A 2.78% 67,949 $21.3M Add +0.9%
IVV iShares Core S&P 500 ETF 2.61% 29,163 $20.0M Add +1.3%
MSFT Microsoft Corp. 2.61% 41,257 $20.0M Add +0.5%
VIG Vanguard Dividend Apprec ETF 2.31% 80,169 $17.6M Reduce -1.3%
DGRW Wisdomtree U.S. Quality Divi 2.26% 193,134 $17.3M Add +5.6%
VTI VG Morningstar TS MKT ETF-US 2.13% 48,576 $16.3M Add +680.0%
BALT Inn Defined Wealth Shield 1.87% 426,872 $14.3M Add +9.6%
SPY SS SPDR S&P 500 ETF Trust-US 1.87% 20,918 $14.3M Add +3.4%
SDY SS SPDR S&P Dividend ETF 1.81% 99,184 $13.8M Reduce -1.5%
VB Vanguard Most SM-Cap ETF-Usd 1.75% 51,887 $13.4M Reduce -18.0%
ZALT Innovator US Eq 10 Buffer 1.69% 396,346 $12.9M Add +4.3%
META Meta Platforms Inc. Class A 1.30% 15,082 $10.0M Add +3.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.29% 34,015 $9.9M Reduce -26.5%
GOOG Alphabet Inc. Class C 1.15% 27,910 $8.8M Reduce -0.1%
AVGO Broadcom Inc. 1.12% 24,686 $8.5M Add +1.7%
SCHF Schwab Intl Equity ETF 1.06% 338,257 $8.1M Add +1.2%
VOO Vanguard S&P 500 ETF 0.93% 11,371 $7.1M Reduce -34.4%
VYMI Vanguard Int High DVD YLD Inc. 0.93% 78,804 $7.1M Add +56.8%
JPST JPMorgan Ultra-Short Income 0.85% 127,955 $6.5M Add +8.2%
FBND Fidelity Total Bond ETF 0.83% 137,289 $6.3M Add +14.0%
PDEC Innovator U.S. Equity Power 0.77% 135,214 $5.9M Reduce -17.4%
V Visa Inc. Class A 0.75% 16,316 $5.7M Add +0.7%
BRK.B Berkshire Hathaway Inc. Class B 0.75% 11,350 $5.7M Add +0.5%
RSP Invesco S&P 500 Equal Weight 0.74% 29,325 $5.6M Add +1.7%
IVVM Ishar LC MD Qur LD ETF-US Inc. 0.73% 161,434 $5.6M Add +0.9%
HD Home Depot Inc. 0.72% 16,024 $5.5M Reduce -2.9%
JAAA Janus Henderson Aaa Clo ETF 0.61% 92,403 $4.7M Add +4.3%
IJH iShares Core S&P Midcap ETF 0.60% 69,447 $4.6M Reduce -2.9%
IWF iShares Russell 1000 Growth 0.58% 9,335 $4.4M Add +2.8%
LLY Eli Lilly & Co. 0.56% 3,996 $4.3M Add +0.3%
SCHB Schwab US Broad Market ETF 0.56% 163,378 $4.3M Add +3.2%
XOM Exxon Mobil Corp. 0.56% 35,493 $4.3M Add +0.4%
VCIT Vanguard Int-Term Corporate 0.54% 49,493 $4.1M Add +5.1%
PNOV Innovator U.S. Equity Power 0.54% 99,207 $4.1M Add +116.3%
BSCQ Invesco Bulletshares 2026 CB 0.53% 208,494 $4.1M Add +5.1%
PJUL Innovator U.S. Equity Power 0.52% 85,253 $4.0M No change
MA Mastercard Inc. Class A 0.51% 6,814 $3.9M Add +0.1%
AVLV Avantis US Large Cap Value 0.51% 51,333 $3.9M Add +22.7%
BSCR Invesco Bulletshares 2027 CB 0.51% 196,453 $3.9M Reduce 0.0%
JPM JPMorgan Chase & Co. 0.49% 11,664 $3.8M Add +0.3%
FBCG Fidelity Blue Chip Grow ETF 0.46% 63,864 $3.5M Add +6.8%
VBIL Vanguard 0-3M T-Bill ETF 0.45% 45,432 $3.4M Add +0.5%
PJAN Innovator U.S. Equity Power 0.44% 71,903 $3.4M Reduce -2.7%
POCT Innovator U.S. Equity Power 0.42% 73,085 $3.2M Add +97.5%
ORCL Oracle Corp. 0.41% 15,988 $3.1M Add +104.0%
TSLA Tesla Inc. 0.40% 6,786 $3.1M Add +0.6%
HDV iShares Core High Dividend E 0.40% 25,038 $3.0M Reduce -0.2%
PAPR Innovator U.S. Equity Power 0.39% 76,814 $3.0M Reduce -3.1%
CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY 0.38% 91,123 $2.9M Add +4.5%
GLD SPDR Gold Shares 0.38% 7,320 $2.9M Add +8.8%
PAUG Innovator U.S. Equity Power 0.38% 66,810 $2.9M No change
TBUX T Rowe Price Ultra Short-Ter 0.37% 57,298 $2.9M Add +40.8%
TCAF T Rowe PRC Cap Appreciation 0.36% 72,934 $2.8M Add +9.7%
DLN Wisdomtree US Largecap Divid 0.36% 31,226 $2.8M Reduce -0.2%
CVX Chevron Corp. 0.35% 17,756 $2.7M Add +2.7%
IJR iShares Core S&P Small-Cap E 0.34% 21,899 $2.6M Reduce -4.2%
ONEQ Fidelity Nasdaq Comp Indx 0.34% 28,448 $2.6M Reduce -0.8%
BSCS Invesco Bulletshares 2028 CB 0.34% 124,651 $2.6M Add +6.2%
MRVL Marvell Technology Inc. 0.33% 29,572 $2.5M Reduce -4.0%
NFLX Netflix Inc. 0.32% 26,111 $2.4M Add +0.8%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.32% 44,448 $2.4M Add +0.5%
SCHM Schwab US Mid Cap ETF 0.31% 79,109 $2.4M Reduce -3.4%
PMAR Innovator U.S. Equity Power 0.31% 52,392 $2.4M Reduce -11.3%
NEE Nextera Energy Inc. 0.31% 29,313 $2.4M Reduce -0.9%
FBTC Fidelity Wise Origin Bitcoin 0.28% 28,505 $2.2M Add +32.1%
VXUS Vanguard Total Intl Stock 0.28% 28,694 $2.2M Add +34.1%
VGT Vanguard Info Tech ETF 0.28% 2,797 $2.1M Add +2.1%
ABBV Abbvie Inc. 0.27% 9,173 $2.1M Reduce -4.8%
CAT Caterpillar Inc. 0.26% 3,483 $2.0M Add +0.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.26% 4,088 $2.0M Reduce -2.1%
AVUV Avantis US Small Cap Value 0.26% 19,199 $2.0M Reduce -2.6%
VCRM Vanguard Core Tax-Ex Bond 0.25% 24,885 $1.9M No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.25% 16,474 $1.9M Reduce -1.4%
VIOO Vanguard S&P Small-Cap 600 E 0.25% 16,882 $1.9M Add +0.0%
IVE iShares S&P 500 Value ETF 0.23% 8,434 $1.8M Add +2.0%
WMT Walmart Inc. 0.23% 15,916 $1.8M Add +0.3%
JNJ Johnson & Johnson 0.23% 8,348 $1.7M Add +0.3%
VYM Vanguard High DVD Yield ETF 0.22% 11,686 $1.7M Add +5.5%
VTV Vanguard Mrngstr Val ETF-Aui 0.22% 8,739 $1.7M Reduce -2.3%
SCHA Schwab US Small-Cap ETF 0.22% 57,867 $1.6M Reduce -13.0%
QQQM Invesco Nasdaq 100 ETF 0.21% 6,370 $1.6M Reduce -1.0%
DVY iShares Select Dividend ETF 0.21% 11,383 $1.6M Add +6.9%
PANW Palo Alto Networks Inc. 0.20% 8,321 $1.5M Add +0.2%
GBTC Grayscale Bitcoin Trust ETF 0.20% 22,305 $1.5M Reduce -6.5%
BRK.A Berkshire Hathaway Inc. Class A 0.20% 2 $1.5M No change
CRWD CrowdStrike Holdings Inc. Class A 0.19% 3,112 $1.5M Add +0.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.19% 4,892 $1.4M Add +2.0%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.19% 2,963 $1.4M Reduce -6.9%
DGRO iShares Core Dividend Growth 0.19% 20,421 $1.4M Reduce -3.6%
BSCT Invesco Bulletshares 2029 CB 0.19% 75,223 $1.4M Add +9.3%
COST Costco Wholesale Corp. 0.18% 1,607 $1.4M Reduce -4.7%
PLTR Palantir Technologies Inc. Class A 0.18% 7,775 $1.4M Reduce -8.4%
VSDM Vanguard Short Tax-Ex Bond 0.18% 17,743 $1.4M No change
PG The Procter & Gamble Co. 0.18% 9,437 $1.4M Reduce -12.3%
DFUS Dimensional US Eq MKT ETF 0.17% 17,805 $1.3M Add +7.3%
VNQ Vanguard Real Estate ETF 0.17% 14,727 $1.3M Reduce -3.7%
VCRB Vanguard Core Bond ETF 0.17% 16,445 $1.3M Add +67.3%
QCOM Qualcomm Inc. 0.17% 7,406 $1.3M Reduce -4.2%
PYLD PIMCO Multisector Bond Actv 0.16% 46,049 $1.2M Add +55.7%
MCD McDonald's Corp. 0.16% 3,975 $1.2M Add +1.1%
XLE SS Energy Select Sector 0.16% 27,070 $1.2M Reduce -0.2%
MAXJ iShares LG Cap Max Buff Jun 0.15% 41,236 $1.2M Reduce -2.6%
PFEB Innovator U.S. Equity Power 0.15% 28,045 $1.1M Reduce -2.6%
CEG Constellation Energy 0.15% 3,209 $1.1M Add +0.3%
MRK Merck & Co. Inc. 0.15% 10,698 $1.1M Reduce -6.4%
IWD iShares Russell 1000 Value E 0.15% 5,300 $1.1M Add +2.7%
LMT Lockheed Martin Corp. 0.15% 2,299 $1.1M Reduce -0.5%
JCPB JPMorgan Core Plus Bond ETF 0.14% 23,094 $1.1M Add +3.9%
FHEQ Fidelity Hedged Equity ETF 0.14% 34,710 $1.1M Add +33.2%
IVW iShares S&P 500 Growth ETF 0.14% 8,500 $1.0M Add +0.2%
RTX RTX Corp. 0.13% 5,567 $1.0M Add +5.5%
NOCT Innovator Growth-100 Power B 0.13% 17,400 $1.0M Add +64.5%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.13% 22,957 $980K Reduce -2.4%
PJUN Innovator U.S. Equity Power 0.13% 23,270 $975K No change
DFAC Dimensional US Core Equity 2 0.13% 24,193 $958K No change
AVSC Avantis US Small Cap Equity 0.12% 16,242 $954K Add +4.5%
ZSEP Innovator Edp ETF - 1 YR Sep 0.12% 34,835 $933K Reduce -2.4%
KO The Coca-Cola Co. 0.12% 13,293 $929K Reduce -2.0%
CSCO Cisco Systems Inc. 0.12% 11,719 $903K Add +0.1%
DFUV Dimensional US Marketwide Va 0.12% 19,240 $896K Add +3.2%
PEP Pepsico Inc. 0.12% 6,124 $879K Reduce -10.0%
TD Toronto-Dominion Bank 0.11% 9,320 $878K Add +0.5%
IEFA iShares Core MSCI Eafe ETF 0.11% 9,578 $857K Add +12.3%
BAUG Innovator U.S. Equity Buffer 0.11% 16,939 $848K No change
VHT Vanguard Health Care ETF 0.11% 2,932 $844K Reduce -7.0%
BINC iShares Flex I A ETF-Usd Inc. 0.11% 15,845 $836K Add +104.5%
BSCU Invesco Bulletshares 2030 CB 0.11% 49,240 $833K No change
IWM iShares Russell 2000 ETF 0.10% 3,248 $800K Reduce -1.6%
FELV Fidelity Enh LRG Cap Val ETF 0.10% 22,871 $793K Add +0.1%
MTUM iShares MSCI USA Momentum Fa 0.10% 3,130 $783K Reduce -2.4%
ITA iShares U.S. Aerospace & Def 0.10% 3,603 $773K Reduce -0.8%
FENI Fidelity Enhanced Intl ETF 0.10% 20,873 $764K New
UNH Unitedhealth Group Inc. 0.10% 2,278 $752K Reduce -7.0%
JEPI JPMorgan Equity Premium Inco 0.10% 13,099 $750K Add +55.9%
GE General Electric filed as GE AEROSPACE 0.10% 2,430 $749K Add +1.6%
BA The Boeing Co. 0.10% 3,440 $747K Add +2.7%
GS Goldman Sachs Group Inc. 0.10% 849 $746K Add +1.2%
UAUG Innovator U.S. Equity Ultra 0.10% 18,555 $741K No change
PSEP Innovator U.S. Equity Power 0.10% 16,605 $726K No change
VEA Vanguard Ftse Developed ETF 0.09% 11,254 $703K Add +60.2%
USIG iShares Broad Usd Investment 0.09% 13,543 $701K No change
UBER Uber Technologies Inc. 0.09% 8,483 $693K Reduce -0.9%
XBOC Innovator US Eqy Acc 9 Buff 0.09% 20,040 $672K Reduce -11.6%
AMGN Amgen Inc. 0.09% 2,012 $659K Reduce -6.0%
DFAS Dimensional US Small Cap ETF 0.09% 9,437 $657K No change
HON Honeywell International Inc. 0.09% 3,332 $650K Reduce -7.8%
DDTO Innovator Edd 10 Buff Oct 0.08% 29,914 $648K New
NJUL Innovator Growth 100 Power B 0.08% 8,672 $630K No change
MCK McKesson Corp. 0.08% 763 $626K Add +0.4%
FQAL Fidelity Quality Factor ETF 0.08% 8,200 $620K New
XLK SS Technology Select Sector 0.08% 4,209 $606K Reduce -1.2%
ABT Abbott Laboratories 0.08% 4,836 $606K Reduce -11.6%
VEU Vanguard Ftse All-World Ex-U 0.08% 8,121 $597K Add +16.5%
NAPR Innovator Growth 100 Power B 0.08% 10,919 $586K No change
BITB Bitwise Bitcoin ETF 0.07% 11,973 $569K Add +8.1%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.07% 9,708 $564K New
BN Brookfield Corp. 0.07% 12,150 $558K No change
MO Altria Group Inc. 0.07% 9,645 $556K Add +2.4%
VUSV Vanguard Wellingt US Va ETF 0.07% 8,842 $554K New
DE Deere & Co. 0.07% 1,188 $553K Add +0.3%
IAU iShares Gold Trust 0.07% 6,794 $551K Add +7.3%
SSO Proshares Ultra S&P500 0.07% 9,515 $551K Add +1.2%
COP Conocophillips 0.07% 5,702 $534K Add +25.8%
IJK iShares S&P Mid-Cap 400 Grow 0.07% 5,414 $525K No change
IVOO Vanguard S&P Mid-Cap 400 ETF 0.07% 4,628 $517K No change
BJUL Innovator U.S. Equity Buffer 0.07% 10,115 $513K Reduce -1.0%
VONG Vanguard Russell 1000 Growth 0.07% 4,215 $513K Add +0.6%
VTC Vanguard Total Corporate BND 0.07% 6,595 $512K Add +7.3%
MU Micron Technology Inc. 0.07% 1,765 $504K Add +1.4%
PFF iShares Preferred & Income S 0.07% 16,269 $504K Add +11.2%
PM Philip Morris International 0.07% 3,114 $499K Add +2.3%
TSM Taiwan Semiconductor-SP ADR 0.06% 1,593 $484K Reduce -5.1%
PRF Invesco Rafi US 1000 ETF 0.06% 10,209 $479K No change
OSEA Harbor Intl Compounders ETF 0.06% 15,797 $478K No change
BFEB Innovator U.S. Equity Buffer 0.06% 9,593 $467K Reduce -10.7%
EPD Enterprise Products Partners 0.06% 14,542 $466K Add +0.6%
BJAN Innovator U.S. Equity Buffer 0.06% 8,450 $465K Reduce -13.3%
SFLR Innovator Eqty MGD Floor ETF 0.06% 12,535 $462K No change
RSPH Invesco S&P 500 Equal Weight 0.06% 14,481 $461K Reduce -11.7%
MDY State Street SPDR S&P Midcap 0.06% 753 $454K No change
VGMS Vanguard Multi-Sector 0.06% 8,803 $454K Add +0.4%
XLV SS Health Care Select Sector 0.06% 2,932 $454K Reduce -2.1%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT 0.06% 15,241 $450K Add +14.0%
AMD Advanced Micro Devices 0.06% 2,099 $450K Add +19.5%
SCHX Schwab US Large-Cap ETF 0.06% 16,066 $432K No change
AIG American International Group 0.06% 5,033 $431K Reduce -0.3%
UMAR Innovator U.S. Equity Ultra 0.06% 10,755 $430K Reduce -16.7%
WFC Wells Fargo & Co. 0.06% 4,600 $429K Add +1.0%
BX Blackstone Inc. 0.06% 2,770 $427K Reduce -3.0%
LOW Lowe's Cos Inc. 0.06% 1,757 $424K Reduce -31.0%
BSJQ Invesco Bulletshares 2026 HY 0.06% 18,151 $424K Add +13.4%
BDEC Innovator U.S. Equity Buffer 0.05% 8,420 $417K No change
DFIV Dimensional International Va 0.05% 8,082 $403K No change
QLD Proshares Ultra QQQ 0.05% 5,714 $402K Add +2.1%
AXP American Express Co. 0.05% 1,084 $401K Add +0.9%
DUK Duke Energy Corp. 0.05% 3,389 $397K Reduce -2.3%
FNDX Schwab Fndmntl US LRG Co. ETF 0.05% 14,567 $396K Add +11.9%
VXF Vanguard Extended Market ETF 0.05% 1,886 $394K New
BLK BlackRock Inc. 0.05% 359 $384K Reduce -7.5%
VCSH Vanguard S/T Corp. Bond ETF 0.05% 4,799 $383K New
VRT Vertiv Holdings Co. Class A 0.05% 2,350 $381K Reduce -8.0%
XLI SS Industrial Select Sector 0.05% 2,426 $376K Reduce -5.0%
NJAN Innovator Growth 100 Power B 0.05% 6,810 $374K Reduce -7.8%
GEV GE Vernova Inc. 0.05% 569 $372K Add +4.4%
BNOV Innovator U.S. Equity Buffer 0.05% 8,355 $371K Reduce -5.7%
UPS United Parcel Service Class B 0.05% 3,744 $371K Reduce -22.1%
PPL PPL Corp. 0.05% 10,393 $364K Reduce -4.6%
IWR iShares Russell Mid-Cap ETF 0.05% 3,778 $364K Add +0.0%
ASML ASML Holding NV-NY Reg SHS 0.05% 338 $362K No change
CMI Cummins Inc. 0.05% 707 $361K Add +4.0%
PNC PNC Financial Services Group 0.05% 1,726 $360K Add +41.2%
IJJ iShares S&P Mid-Cap 400 Valu 0.05% 2,697 $355K No change
ITOT iShares Core S&P Total U.S. 0.05% 2,376 $353K Reduce -3.2%
ACLC American Century Large Cap E 0.05% 4,471 $350K No change
XLF SS Financial Select Sector 0.05% 6,386 $350K Reduce -2.9%
KOCT Innovator U.S. Small Cap Pow 0.04% 10,120 $341K Reduce -4.7%
MFSM MFS Active Inter Muni Bond 0.04% 13,500 $338K No change
IWP iShares Russell Mid-Cap Grow 0.04% 2,448 $335K No change
BSX Boston Scientific Corp. 0.04% 3,406 $325K Reduce -10.7%
GD General Dynamics Corp. 0.04% 962 $324K Add +0.2%
ETHE Grayscale Ethereum Staking E 0.04% 13,054 $318K Reduce -6.1%
COWZ Pacer US Cash Cows 100 ETF 0.04% 5,200 $313K Reduce -3.7%
LIN Linde PLC 0.04% 727 $310K Reduce -0.7%
PEG Public Service Enterprise GP 0.04% 3,856 $310K Reduce -7.1%
SPLV Invesco S&P 500 Low Volatili 0.04% 4,305 $307K No change
CRM Salesforce Inc. 0.04% 1,137 $301K Reduce -3.6%
TRV The Travelers Cos Inc. 0.04% 1,030 $299K Reduce -10.5%
XBAP Innovator US Eqy Accel 9 Buf 0.04% 7,695 $298K No change
IJT iShares S&P Small-Cap 600 GR 0.04% 2,100 $296K No change
SCHW Schwab (charles) Corp. 0.04% 2,946 $294K Add +0.1%
SHOP Shopify Inc. Class A 0.04% 1,828 $294K Reduce -9.9%
MPC Marathon Petroleum Corp. 0.04% 1,805 $294K Reduce -1.4%
GLW Corning Inc. 0.04% 3,316 $290K Add +1.8%
SPTM SS SPDR P S&P 1500 Comp ETF 0.04% 3,440 $284K Add +0.0%
FDX FedEx Corp. 0.04% 979 $283K Reduce -12.0%
DSI iShares ESG MSCI KLD 400 ETF 0.04% 2,193 $283K No change
BJUN Innovator U.S. Equity Buffer 0.04% 6,025 $282K Reduce -13.5%
VDE Vanguard Energy ETF 0.04% 2,217 $279K No change
FETH Fidelity Ethereum Fund 0.04% 9,415 $279K Add +20.8%
NSC Norfolk Southern Corp. 0.04% 958 $277K Reduce -0.3%
BIV Vanguard Intermediate-Term B 0.04% 3,530 $275K Add +3.8%
CGGR Cap Group Growth Equity 0.04% 6,155 $274K No change
SPXL Direxion Daily S&P 500 Bull 0.04% 1,231 $272K No change
AVUS Avantis U.S. Equity ETF 0.04% 2,410 $269K No change
EXC Exelon Corp. 0.04% 6,180 $269K Add +1.6%
BP BP PLC-Spons ADR 0.03% 7,634 $265K Add +2.0%
SHEL Shell PLC-ADR 0.03% 3,605 $265K No change
CFG Citizens Financial Group 0.03% 4,477 $262K Add +4.5%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.03% 2,207 $256K Reduce -13.3%
IAPR Innovator International Deve 0.03% 8,180 $252K No change
EFA iShares MSCI Eafe ETF 0.03% 2,580 $248K Add +0.1%
COIN Coinbase Global Inc. Class A 0.03% 1,083 $245K Reduce -10.9%
EFG iShares MSCI Eafe Growth ETF 0.03% 2,125 $242K No change
MELI MercadoLibre Inc. 0.03% 120 $242K Add +1.7%
XLC SS Comm Select Sector SPDR 0.03% 2,053 $242K No change
F Ford Motor Co. filed as FORD MTR CO 0.03% 18,327 $240K Add +4.4%
TFI SS SPDR N Ice Muni Bond ETF 0.03% 5,245 $240K New
ADBE Adobe Inc. 0.03% 683 $239K Add +20.3%
TQQQ Proshares Ultrapro QQQ 0.03% 4,534 $239K Add +0.5%
SO The Southern Co. 0.03% 2,733 $238K Reduce -5.2%
MS Morgan Stanley 0.03% 1,316 $234K Add +2.2%
ADX Adams Diversified Equity 0.03% 10,000 $233K No change
IWV iShares Russell 3000 ETF 0.03% 600 $232K No change
FENY Fidelity MSCI Energy Index 0.03% 9,325 $231K Reduce -1.3%
PMAY Innovator U.S. Equity Power 0.03% 5,825 $231K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.03% 824 $230K No change
C Citigroup Inc. 0.03% 1,958 $228K New
RDDT Reddit Inc. Class A 0.03% 975 $224K No change
NOC Northrop Grumman Corp. 0.03% 391 $223K Add +0.5%
MFSV MFS Active Value 0.03% 8,400 $223K No change
CRWV Coreweave Inc. Class A 0.03% 3,061 $219K New
FESM Fidelity Enhanced Small Cap 0.03% 5,696 $215K New
JBBB Janus Henderson B-BBB Clo Et 0.03% 4,503 $215K Reduce -9.4%
SIGI Selective Insurance Group 0.03% 2,558 $214K Reduce -10.2%
IEMG iShares Core MSCI Emerging 0.03% 3,129 $210K New
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.03% 835 $210K New
SBUX Starbucks Corp. 0.03% 2,481 $209K Reduce -12.9%
DNP DNP Select Income Fund Inc. 0.03% 20,452 $204K Add +0.3%
SCHE Schwab Emrg Mrkts Eqty ETF 0.03% 6,231 $204K Add +0.1%
PFE Pfizer Inc. 0.03% 8,127 $202K Reduce -9.7%
DDFS Innovato Equ Du Di 15 Bu ETF 0.03% 9,500 $201K New
WM Waste Management Inc. 0.03% 913 $201K Reduce -26.4%
ACRS Aclaris Therapeutics Inc. 0.01% 17,782 $54K No change
ATAIBECKLEY INC 0.01% 12,903 $53K No change
CABA Cabaletta Bio Inc. 0.00% 15,000 $33K No change
WWR Westwater Resources Inc. 0.00% 15,000 $11K No change

Portfolio Sells Q3 2025 → Q4 2025
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -26.5% 1.29% −0.57
VOO Vanguard S&P 500 ETF Reduce -34.4% 0.93% −0.52
VB Vanguard Most SM-Cap ETF-Usd Reduce -18.0% 1.75% −0.45
BSCP Invesco Bulletshares 2025 CB Sold out 0.00% −0.35
SCHD Schwab US DVD Equity ETF Reduce -2.8% 4.22% −0.30
SCHG Schwab US Large-Cap Growth Reduce -3.2% 4.31% −0.24
HD Home Depot Inc. Reduce -2.9% 0.72% −0.19
PDEC Innovator U.S. Equity Power Reduce -17.4% 0.77% −0.17
SDY SS SPDR S&P Dividend ETF Reduce -1.5% 1.81% −0.12
BSJP Invesco Bulletshares 2025 HY Sold out 0.00% −0.12
GBTC Grayscale Bitcoin Trust ETF Reduce -6.5% 0.20% −0.09
VIG Vanguard Dividend Apprec ETF Reduce -1.3% 2.31% −0.09
FISV Fiserv Inc. Sold out 0.00% −0.05
PG The Procter & Gamble Co. Reduce -12.3% 0.18% −0.05
PMAR Innovator U.S. Equity Power Reduce -11.3% 0.31% −0.05
PAYX Paychex Inc. Sold out 0.00% −0.04
IJH iShares Core S&P Midcap ETF Reduce -2.9% 0.60% −0.04
JAVA JPMorgan Active Value ETF Sold out 0.00% −0.04
SCHA Schwab US Small-Cap ETF Reduce -13.0% 0.22% −0.04
VZ Verizon Communications Inc. Sold out 0.00% −0.04
CMCSA Comcast Corp. Class A Sold out 0.00% −0.04
ISRG Intuitive Surgical Inc. Sold out 0.00% −0.03
DDTS Innv Eqty DD 10 Buf ETF-Sep Sold out 0.00% −0.03
BTC Grayscale Bitcoin Mini ETF Sold out 0.00% −0.03
COST Costco Wholesale Corp. Reduce -4.7% 0.18% −0.03
LOW Lowe's Cos Inc. Reduce -31.0% 0.06% −0.03
BSJR Invesco Bulletshares 2027 HY Sold out 0.00% −0.03
ABBV Abbvie Inc. Reduce -4.8% 0.27% −0.03
PLTR Palantir Technologies Inc. Class A Reduce -8.4% 0.18% −0.03
UNOV Innovator U.S. Equity Ultra Sold out 0.00% −0.03
SYK Stryker Corp. Sold out 0.00% −0.03
NVS Novartis AG-Sponsored ADR Sold out 0.00% −0.03
WEC WEC Energy Group Inc. Sold out 0.00% −0.03
PSX Phillips 66 Sold out 0.00% −0.03
IJR iShares Core S&P Small-Cap E Reduce -4.2% 0.34% −0.03
MRVL Marvell Technology Inc. Reduce -4.0% 0.33% −0.03
COIN Coinbase Global Inc. Class A Reduce -10.9% 0.03% −0.02
UBER Uber Technologies Inc. Reduce -0.9% 0.09% −0.02
ETHE Grayscale Ethereum Staking E Reduce -6.1% 0.04% −0.02
PAPR Innovator U.S. Equity Power Reduce -3.1% 0.39% −0.02
BSCR Invesco Bulletshares 2027 CB Reduce 0.0% 0.51% −0.02
HDV iShares Core High Dividend E Reduce -0.2% 0.40% −0.02
ABT Abbott Laboratories Reduce -11.6% 0.08% −0.02
SCHM Schwab US Mid Cap ETF Reduce -3.4% 0.31% −0.02
VNQ Vanguard Real Estate ETF Reduce -3.7% 0.17% −0.02
PJAN Innovator U.S. Equity Power Reduce -2.7% 0.44% −0.02
HON Honeywell International Inc. Reduce -7.8% 0.09% −0.02
UNH Unitedhealth Group Inc. Reduce -7.0% 0.10% −0.02
DIS The Walt Disney Co. Reduce -1.4% 0.25% −0.02
PEP Pepsico Inc. Reduce -10.0% 0.12% −0.02

Portfolio Buys Q3 2025 → Q4 2025
VTI VG Morningstar TS MKT ETF-US Add +680.0% 2.13% +1.85
GOOGL Alphabet Inc. Class A Add +0.9% 2.78% +0.54
VYMI Vanguard Int High DVD YLD Inc. Add +56.8% 0.93% +0.35
PNOV Innovator U.S. Equity Power Add +116.3% 0.54% +0.28
POCT Innovator U.S. Equity Power Add +97.5% 0.42% +0.20
LLY Eli Lilly & Co. Add +0.3% 0.56% +0.15
BALT Inn Defined Wealth Shield Add +9.6% 1.87% +0.12
ORCL Oracle Corp. Add +104.0% 0.41% +0.11
FENI Fidelity Enhanced Intl ETF New 0.10% +0.10
TBUX T Rowe Price Ultra Short-Ter Add +40.8% 0.37% +0.10
AVLV Avantis US Large Cap Value Add +22.7% 0.51% +0.10
DDTO Innovator Edd 10 Buff Oct New 0.08% +0.08
FQAL Fidelity Quality Factor ETF New 0.08% +0.08
JEPQ JPM Nasdaq Equity Premium New 0.07% +0.07
VUSV Vanguard Wellingt US Va ETF New 0.07% +0.07
VXUS Vanguard Total Intl Stock Add +34.1% 0.28% +0.07
FBND Fidelity Total Bond ETF Add +14.0% 0.83% +0.07
VCRB Vanguard Core Bond ETF Add +67.3% 0.17% +0.06
BINC iShares Flex I A ETF-Usd Inc. Add +104.5% 0.11% +0.05
GLD SPDR Gold Shares Add +8.8% 0.38% +0.05
PYLD PIMCO Multisector Bond Actv Add +55.7% 0.16% +0.05
VXF Vanguard Extended Market ETF New 0.05% +0.05
VCSH Vanguard S/T Corp. Bond ETF New 0.05% +0.05
NOCT Innovator Growth-100 Power B Add +64.5% 0.13% +0.05
DGRW Wisdomtree U.S. Quality Divi Add +5.6% 2.26% +0.03
CAT Caterpillar Inc. Add +0.3% 0.26% +0.03
VEA Vanguard Ftse Developed ETF Add +60.2% 0.09% +0.03
JEPI JPMorgan Equity Premium Inco Add +55.9% 0.10% +0.03
ZALT Innovator US Eq 10 Buffer Add +4.3% 1.69% +0.03
TFI SS SPDR N Ice Muni Bond ETF New 0.03% +0.03
FHEQ Fidelity Hedged Equity ETF Add +33.2% 0.14% +0.03
C Citigroup Inc. New 0.03% +0.03
CRWV Coreweave Inc. Class A New 0.03% +0.03
FESM Fidelity Enhanced Small Cap New 0.03% +0.03
IEMG iShares Core MSCI Emerging New 0.03% +0.03
MGC Vngrd Mrngstr MG Cap ETF-Usd New 0.03% +0.03
JPST JPMorgan Ultra-Short Income Add +8.2% 0.85% +0.03
DDFS Innovato Equ Du Di 15 Bu ETF New 0.03% +0.03
MU Micron Technology Inc. Add +1.4% 0.07% +0.03
SPY SS SPDR S&P 500 ETF Trust-US Add +3.4% 1.87% +0.02
AVGO Broadcom Inc. Add +1.7% 1.12% +0.02
TCAF T Rowe PRC Cap Appreciation Add +9.7% 0.36% +0.02
AMD Advanced Micro Devices Add +19.5% 0.06% +0.02
FBCG Fidelity Blue Chip Grow ETF Add +6.8% 0.46% +0.02
JNJ Johnson & Johnson Add +0.3% 0.23% +0.01
XOM Exxon Mobil Corp. Add +0.4% 0.56% +0.01
PNC PNC Financial Services Group Add +41.2% 0.05% +0.01
TD Toronto-Dominion Bank Add +0.5% 0.11% +0.01
RTX RTX Corp. Add +5.5% 0.13% +0.01
CGNG Cap Group New Geography Eq Add +4.5% 0.38% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 321$867.6MAAPL, SCHD, SCHG, AMZN, QQQ
Q1 2026 296$770.1MAAPL, SCHD, SCHG, AMZN, QQQ
Q4 2025 292$764.2MAAPL, SCHG, SCHD, AMZN, QQQ
Q3 2025 294$731.0MAAPL, SCHG, SCHD, AMZN, QQQ
Q2 2025 278$654.1MAAPL, SCHD, SCHG, AMZN, QQQ
Q1 2025 271$584.4MAAPL, SCHD, AMZN, SCHG, QQQ
Q4 2024 267$582.8MAAPL, AMZN, SCHD, SCHG, QQQ
Q3 2024 267$545.0MAAPL, SCHD, AMZN, SCHG, QQQ
Q2 2024 251$495.6MAAPL, SCHD, AMZN, SCHG, MSFT
Q1 2024 240$460.4MAAPL, SCHD, AMZN, SCHG, VIG