Jim Saulnier & Associates, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 22, 2025), Jim Saulnier & Associates, LLC reported 93 stock positions worth $115.8 million. Its top holding was SS SPDR BB 1-3M T-Bill ETF (BIL) at 11.4% of the portfolio, followed by iShares Core 60/40 Balanced (AOR, 10.1%) and Vanguard Ftse Developed ETF (VEA, 5.3%). Compared with Q3 2024, it opened 14 new positions, sold out of 4, added to 47 and reduced 11. The biggest buy was a new position in iShares 0-3 Month Treasury B (SGOV) and the biggest sale SS SPDR BB 1-3M T-Bill ETF (BIL, shares −34%).

Most Recent 13F
Q2 2026
Location
FORT COLLINS, CO
CIK
0002044420
Portfolio Value
$115.8M (Q4 2024)
SEC Filing
0001843867-25-000003 ↗ filed Jan 22, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q3 2024: $102.3M Q3 2024 Q4 2024: $115.8M $115.8M Q4 2024 Q1 2025: $128.5M Q1 2025 Q2 2025: $146.6M Q2 2025 Q3 2025: $179.4M Q3 2025 Q4 2025: $192.9M Q4 2025 Q1 2026: $205.5M Q1 2026 Q2 2026: $248.6M Q2 2026

Holdings 93 stocks · $115.8M
BIL SS SPDR BB 1-3M T-Bill ETF 11.39% 144,257 $13.2M Reduce -34.4%
AOR iShares Core 60/40 Balanced 10.13% 204,781 $11.7M Add +10.4%
VEA Vanguard Ftse Developed ETF 5.31% 128,574 $6.1M Add +34.6%
AOA iShares Core 80/20 Aggressiv 5.27% 79,696 $6.1M Add +44.4%
SGOV iShares 0-3 Month Treasury B 4.83% 55,816 $5.6M New
GVI iShares Intermediate Governm 3.02% 33,576 $3.5M Add +20.6%
ILCG iShares Morningstar Growth E 2.95% 38,151 $3.4M Add +24.8%
BIV Vanguard Intermediate-Term B 2.94% 45,598 $3.4M Add +19.6%
ILCB iShares Morningstar U.S. Equ 2.81% 40,174 $3.3M Add +24.8%
ILCV iShares Morningstar Value Et 2.77% 39,663 $3.2M Add +25.5%
SPEM State Street SP PTF Em ETF 2.42% 73,191 $2.8M Add +35.5%
PBJL Pgim S&P 500 Buffer 20-Jul 2.00% 86,404 $2.3M Reduce -7.5%
PBMY Pgim S&P 500 Buffer 20-May 1.85% 78,452 $2.1M No change
IMCV iShares Morningstar Mid-Cap 1.72% 26,833 $2.0M Add +28.7%
PBJN Pgim S&P 500 Buffer 20-Jun 1.63% 70,682 $1.9M Reduce -9.0%
VTI VG Morningstar TS MKT ETF-US 1.52% 6,058 $1.8M Add +10.5%
IMCG iShares Morningstar Mid-Cap 1.35% 20,766 $1.6M Add +23.3%
IBTI iShares Ibonds Dec 2028 Term 1.34% 71,016 $1.6M Add +41.7%
IMCB iShares Morningstar Mid-Cap 1.23% 18,673 $1.4M Add +26.4%
IBTH iShares Ibonds Dec 2027 Term 1.22% 63,597 $1.4M Add +60.8%
PBAP Pgim S&P 500 Buffer 20-Apr 1.17% 49,639 $1.4M No change
VOO Vanguard S&P 500 ETF 1.17% 2,506 $1.4M Reduce -4.0%
JULT All US Equ BUF10 Jul ETF-Usd 1.15% 33,655 $1.3M No change
BSV Vanguard Short-Term Bond ETF 1.13% 16,949 $1.3M Add +16.3%
CPSN Cal S&P 500 Sr At PR ETF - N 1.10% 50,235 $1.3M New
AOM iShares Core 40/60 Moderate 1.07% 28,505 $1.2M Add +3.2%
CPNS Calamos NSDQ 100 Alt Sept 0.94% 42,804 $1.1M No change
VWOB Vanguard Emerg MKTS Gov BND 0.94% 17,186 $1.1M Add +19.7%
IBIJ Ishrs Ibnds Oct 2033 TRM 0.91% 42,507 $1.1M Add +1.1%
IVV iShares Core S&P 500 ETF 0.89% 1,755 $1.0M Add +0.1%
IBTG iShares Ibonds Dec 2026 Term 0.82% 41,665 $950K Add +1.6%
SMAX iShares L Cap MB Sep ETF 0.81% 37,113 $935K New
PBOC Pgim S&P 500 Buffer 20-Oct 0.70% 30,780 $815K New
AUGT Allianzim US Eq BFFR10 AG-US 0.64% 23,830 $741K Reduce -6.7%
DAPR FT Vest U.S. Equity Deep Buf 0.62% 19,268 $717K No change
PBNV Pgim S&P 500 Buffer 20-Nov 0.60% 25,934 $695K New
ISCV iShares Morningstar Small-Ca 0.56% 10,190 $646K Add +26.2%
MUB iShares National Muni Bond E 0.53% 5,769 $615K Add +0.5%
APRW Allinzim US Eq BFR20 Apr-Usd 0.53% 18,658 $613K No change
ISCB iShares Morningstar SM Cap 0.53% 10,403 $610K Add +29.0%
PBDE Pgim S&P 500 Buffer 20-Dec 0.50% 22,144 $583K New
PBAU Pgim S&P 500 Buffer 20-Aug 0.49% 21,163 $568K Reduce -24.2%
NVO Novo-Nordisk A/S-Spons ADR 0.47% 6,314 $543K No change
STPZ PIMCO 1-5 Year US Tips Index 0.47% 10,365 $542K Add +17.8%
VNQ Vanguard Real Estate ETF 0.46% 6,022 $536K Add +36.2%
DMAY FT Vest US Equity Deep Buffe 0.46% 13,131 $535K No change
MSFT Microsoft Corp. 0.46% 1,252 $528K Add +0.2%
DFEB FT Vest U.S. Equity Deep Buf 0.43% 11,535 $492K No change
BLV Vanguard Long-Term Bond ETF 0.42% 7,177 $491K Add +18.8%
DMAR FT Vest US Equity Deep Buffe 0.39% 11,733 $448K No change
IBIB iShares Ibonds Oct 2025 TT 0.38% 17,553 $444K Add +1.9%
AAPL Apple Inc. 0.38% 1,736 $435K Add +1.2%
DJUN FT Vest US Equity Deep Buffe 0.37% 9,972 $432K No change
IVW iShares S&P 500 Growth ETF 0.35% 4,049 $411K Add +0.1%
ZJUL Innovator Edp ETF 1 YR July 0.34% 14,495 $392K No change
MARW Alianzim US Eq BFR20 Mar-Usd 0.33% 12,487 $388K No change
VB Vanguard Most SM-Cap ETF-Usd 0.32% 1,543 $371K Add +2.4%
JUNW Alianzim US Eq BFR20 Jun-Usd 0.30% 11,639 $350K Reduce -18.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.30% 3,104 $346K New
SCHF Schwab Intl Equity ETF 0.29% 18,389 $340K Add +2.2%
PBMR Pgim S&P 500 Buffer 20-Mar 0.29% 12,071 $332K No change
DJAN FT Vest U.S. Equity Deep Buf 0.29% 8,492 $332K Reduce -16.5%
IBIG iShares Ibonds Oct 2030 TT 0.28% 12,930 $327K Add +1.4%
IBIE iShares Ibonds Oct 2028 TT 0.28% 12,760 $324K Add +1.1%
SEPT All US Equ BUF10 Sep ETF-Usd 0.28% 10,427 $319K No change
AMZN Amazon.com Inc. 0.26% 1,385 $304K No change
IBIF iShares Ibonds Oct 2029 TT 0.26% 11,868 $301K Add +1.5%
NVBT All US Equ BUF10 Nov ETF-Usd 0.26% 9,179 $300K New
RWO State Street SPDR Dow Jones 0.26% 6,912 $296K Add +31.7%
VGSH Vanguard Short-Term Treasury 0.25% 5,045 $294K Add +1.4%
MAYW Alianzim US Eq BFR20 May-Usd 0.25% 9,558 $291K No change
OCTW Alianzim US Eq BFR20 Oct-Usd 0.25% 8,140 $289K New
IWF iShares Russell 1000 Growth 0.25% 719 $289K No change
CPNQ Cal Nasdaq 100 St Alt PR 0.24% 11,427 $281K New
DECW Alianzim US Eq BFR20 Dec-Usd 0.24% 9,144 $278K New
RPV Invesco S&P 500 Pure Value E 0.24% 3,082 $278K Add +0.6%
JPM JPMorgan Chase & Co. 0.23% 1,110 $266K Add +0.2%
DJUL FT Vest US Equity Deep Buffe 0.22% 6,131 $257K No change
ISCG iShares Morningstar Small-Ca 0.22% 5,112 $253K New
IBTF iShares Ibonds Dec 2025 Term 0.21% 10,660 $249K Add +1.5%
IBTJ iShares Ibonds Dec 2029 Term 0.21% 11,557 $246K Reduce -58.9%
IJH iShares Core S&P Midcap ETF 0.21% 3,900 $243K No change
RSP Invesco S&P 500 Equal Weight 0.20% 1,342 $235K Add +0.4%
NVDA Nvidia Corp. 0.20% 1,745 $234K Reduce -9.1%
VXUS Vanguard Total Intl Stock 0.20% 3,950 $233K New
ET Energy Transfer LP 0.20% 11,600 $227K Add +1.8%
VGT Vanguard Info Tech ETF 0.19% 354 $220K Add +3.5%
AVUV Avantis US Small Cap Value 0.19% 2,251 $217K Add +0.5%
USMV iShares MSCI USA Min Vol Fac 0.19% 2,429 $216K Add +0.2%
SLYV SS SPDR S&P 600 SC Val ETF 0.19% 2,469 $215K Add +0.7%
MAYT All US Equ BUF10 May ETF-Usd 0.19% 6,480 $215K Reduce -19.9%
IJR iShares Core S&P Small-Cap E 0.18% 1,810 $209K No change
NVBW Alnzim US Eqt BFR2 No Et-Usd 0.18% 6,608 $205K New

Portfolio Sells Q3 2024 → Q4 2024
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -34.4% 11.39% −8.34
PBJL Pgim S&P 500 Buffer 20-Jul Reduce -7.5% 2.00% −0.41
IBTJ iShares Ibonds Dec 2029 Term Reduce -58.9% 0.21% −0.40
PBJN Pgim S&P 500 Buffer 20-Jun Reduce -9.0% 1.63% −0.37
IBMP iShares Ibonds Dec 2027 Term Sold out 0.00% −0.25
PBAU Pgim S&P 500 Buffer 20-Aug Reduce -24.2% 0.49% −0.23
IXUS iShares Core Intl Stock ETF Sold out 0.00% −0.21
LLY Eli Lilly & Co. Sold out 0.00% −0.21
DDEC FT Vest U.S. Equity Deep Buf Sold out 0.00% −0.20
VOO Vanguard S&P 500 ETF Reduce -4.0% 1.17% −0.18
AUGT Allianzim US Eq BFFR10 AG-US Reduce -6.7% 0.64% −0.12
JUNW Alianzim US Eq BFR20 Jun-Usd Reduce -18.7% 0.30% −0.11
DJAN FT Vest U.S. Equity Deep Buf Reduce -16.5% 0.29% −0.09
MAYT All US Equ BUF10 May ETF-Usd Reduce -19.9% 0.19% −0.07
NVDA Nvidia Corp. Reduce -9.1% 0.20% −0.03

Portfolio Buys Q3 2024 → Q4 2024
SGOV iShares 0-3 Month Treasury B New 4.83% +4.83
CPSN Cal S&P 500 Sr At PR ETF - N New 1.10% +1.10
AOA iShares Core 80/20 Aggressiv Add +44.4% 5.27% +1.01
SMAX iShares L Cap MB Sep ETF New 0.81% +0.81
PBOC Pgim S&P 500 Buffer 20-Oct New 0.70% +0.70
PBNV Pgim S&P 500 Buffer 20-Nov New 0.60% +0.60
PBDE Pgim S&P 500 Buffer 20-Dec New 0.50% +0.50
ILCG iShares Morningstar Growth E Add +24.8% 2.95% +0.44
VEA Vanguard Ftse Developed ETF Add +34.6% 5.31% +0.38
IBTH iShares Ibonds Dec 2027 Term Add +60.8% 1.22% +0.34
ILCB iShares Morningstar U.S. Equ Add +24.8% 2.81% +0.32
DIS The Walt Disney Co. New 0.30% +0.30
NVBT All US Equ BUF10 Nov ETF-Usd New 0.26% +0.26
OCTW Alianzim US Eq BFR20 Oct-Usd New 0.25% +0.25
SPEM State Street SP PTF Em ETF Add +35.5% 2.42% +0.24
CPNQ Cal Nasdaq 100 St Alt PR New 0.24% +0.24
DECW Alianzim US Eq BFR20 Dec-Usd New 0.24% +0.24
IBTI iShares Ibonds Dec 2028 Term Add +41.7% 1.34% +0.24
ILCV iShares Morningstar Value Et Add +25.5% 2.77% +0.23
ISCG iShares Morningstar Small-Ca New 0.22% +0.22
VXUS Vanguard Total Intl Stock New 0.20% +0.20
NVBW Alnzim US Eqt BFR2 No Et-Usd New 0.18% +0.18
IMCV iShares Morningstar Mid-Cap Add +28.7% 1.72% +0.16
IMCG iShares Morningstar Mid-Cap Add +23.3% 1.35% +0.15
IMCB iShares Morningstar Mid-Cap Add +26.4% 1.23% +0.13
GVI iShares Intermediate Governm Add +20.6% 3.02% +0.11
ISCB iShares Morningstar SM Cap Add +29.0% 0.53% +0.06
ISCV iShares Morningstar Small-Ca Add +26.2% 0.56% +0.06
VNQ Vanguard Real Estate ETF Add +36.2% 0.46% +0.04
BIV Vanguard Intermediate-Term B Add +19.6% 2.94% +0.02
ET Energy Transfer LP Add +1.8% 0.20% +0.02
STPZ PIMCO 1-5 Year US Tips Index Add +17.8% 0.47% +0.01
RWO State Street SPDR Dow Jones Add +31.7% 0.26% +0.01
BSV Vanguard Short-Term Bond ETF Add +16.3% 1.13% +0.01
VWOB Vanguard Emerg MKTS Gov BND Add +19.7% 0.94% +0.00
JPM JPMorgan Chase & Co. Add +0.2% 0.23% +0.00
VTI VG Morningstar TS MKT ETF-US Add +10.5% 1.52% −0.00
VGT Vanguard Info Tech ETF Add +3.5% 0.19% −0.01
AAPL Apple Inc. Add +1.2% 0.38% −0.02
BLV Vanguard Long-Term Bond ETF Add +18.8% 0.42% −0.02
SLYV SS SPDR S&P 600 SC Val ETF Add +0.7% 0.19% −0.02
AVUV Avantis US Small Cap Value Add +0.5% 0.19% −0.02
IVW iShares S&P 500 Growth ETF Add +0.1% 0.35% −0.02
IBTF iShares Ibonds Dec 2025 Term Add +1.5% 0.21% −0.03
RPV Invesco S&P 500 Pure Value E Add +0.6% 0.24% −0.03
VB Vanguard Most SM-Cap ETF-Usd Add +2.4% 0.32% −0.03
USMV iShares MSCI USA Min Vol Fac Add +0.2% 0.19% −0.03
RSP Invesco S&P 500 Equal Weight Add +0.4% 0.20% −0.03
VGSH Vanguard Short-Term Treasury Add +1.4% 0.25% −0.03
IBIF iShares Ibonds Oct 2029 TT Add +1.5% 0.26% −0.04

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 152$248.6MAOR, AOA, VBIL, VEA, BND
Q1 2026 139$205.5MAOR, AOA, VBIL, VEA, VTI
Q4 2025 138$192.9MAOR, AOA, VBIL, VEA, BIL
Q3 2025 135$179.4MAOR, VBIL, AOA, VEA, BIL
Q2 2025 113$146.6MAOR, AOA, VEA, VBIL, BIL
Q1 2025 101$128.5MAOR, AOA, VEA, BIL, SGOV
Q4 2024 93$115.8MBIL, AOR, VEA, AOA, SGOV
Q3 2024 83$102.3MBIL, AOR, VEA, AOA, BIV