Jim Saulnier & Associates, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 4, 2025), Jim Saulnier & Associates, LLC reported 113 stock positions worth $146.6 million. Its top holding was iShares Core 60/40 Balanced (AOR) at 11.9% of the portfolio, followed by iShares Core 80/20 Aggressiv (AOA, 8.4%) and Vanguard Ftse Developed ETF (VEA, 5.1%). Compared with Q1 2025, it opened 12 new positions, added to 40 and reduced 29. The biggest buy was iShares Core 80/20 Aggressiv (AOA, shares +34%) and the biggest sale SS SPDR BB 1-3M T-Bill ETF (BIL, shares −29%).

Most Recent 13F
Q2 2026
Location
FORT COLLINS, CO
CIK
0002044420
Portfolio Value
$146.6M (Q2 2025)
SEC Filing
0002044420-25-000001 ↗ filed Aug 4, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q3 2024: $102.3M Q3 2024 Q4 2024: $115.8M Q4 2024 Q1 2025: $128.5M Q1 2025 Q2 2025: $146.6M $146.6M Q2 2025 Q3 2025: $179.4M Q3 2025 Q4 2025: $192.9M Q4 2025 Q1 2026: $205.5M Q1 2026 Q2 2026: $248.6M Q2 2026

Holdings 113 stocks · $146.6M
AOR iShares Core 60/40 Balanced 11.88% 283,024 $17.4M Add +15.1%
AOA iShares Core 80/20 Aggressiv 8.36% 146,993 $12.3M Add +34.3%
VEA Vanguard Ftse Developed ETF 5.11% 131,497 $7.5M Reduce -5.1%
VBIL Vanguard 0-3M T-Bill ETF 3.51% 68,076 $5.1M Add +31.5%
BIL SS SPDR BB 1-3M T-Bill ETF 3.32% 53,020 $4.9M Reduce -29.4%
PBJN Pgim S&P 500 Buffer 20-Jun 2.54% 130,924 $3.7M Add +74.4%
BIV Vanguard Intermediate-Term B 2.46% 46,593 $3.6M Reduce -7.5%
ILCG iShares Morningstar Growth E 2.44% 36,888 $3.6M Reduce -5.8%
GVI iShares Intermediate Governm 2.43% 33,393 $3.6M Reduce -7.8%
ILCB iShares Morningstar U.S. Equ 2.29% 39,098 $3.4M Reduce -6.1%
ILCV iShares Morningstar Value Et 2.20% 38,655 $3.2M Reduce -6.2%
SPEM State Street SP PTF Em ETF 2.19% 75,035 $3.2M Reduce -5.8%
PBMY Pgim S&P 500 Buffer 20-May 1.95% 99,422 $2.9M Add +46.9%
PBJL Pgim S&P 500 Buffer 20-Jul 1.76% 90,731 $2.6M No change
MMAX iShares Larg CM Buff Mar ETF 1.76% 100,264 $2.6M New
SGOV iShares 0-3 Month Treasury B 1.69% 24,545 $2.5M Reduce -43.5%
PBMR Pgim S&P 500 Buffer 20-Mar 1.49% 75,567 $2.2M No change
VTI VG Morningstar TS MKT ETF-US 1.45% 6,992 $2.1M Add +3.5%
IMCV iShares Morningstar Mid-Cap 1.37% 26,375 $2.0M Reduce -5.9%
IBTH iShares Ibonds Dec 2027 Term 1.35% 87,976 $2.0M Add +27.7%
IBTI iShares Ibonds Dec 2028 Term 1.27% 83,044 $1.9M Add +14.3%
PBAP Pgim S&P 500 Buffer 20-Apr 1.17% 61,926 $1.7M Add +24.8%
IMCG iShares Morningstar Mid-Cap 1.06% 19,450 $1.6M Reduce -10.3%
VOO Vanguard S&P 500 ETF 0.98% 2,524 $1.4M Add +0.0%
IMCB iShares Morningstar Mid-Cap 0.97% 17,856 $1.4M Reduce -7.9%
PBFB Pgim S&P 500 Buffer 20-Feb 0.95% 48,618 $1.4M No change
CPNJ Calamos NSDQ100 Alt ETF 0.91% 51,062 $1.3M New
CPSN Cal S&P 500 Sr At PR ETF - N 0.89% 50,235 $1.3M No change
AOM iShares Core 40/60 Moderate 0.87% 27,651 $1.3M Reduce -3.0%
BSV Vanguard Short-Term Bond ETF 0.85% 15,900 $1.3M Reduce -9.6%
JULT All US Equ BUF10 Jul ETF-Usd 0.84% 29,647 $1.2M Reduce -11.9%
IVV iShares Core S&P 500 ETF 0.82% 1,935 $1.2M Add +1.5%
FEBW Alianzim US Eq BFR20 Feb-Usd 0.79% 36,049 $1.2M No change
IBIJ Ishrs Ibnds Oct 2033 TRM 0.79% 44,047 $1.2M Add +3.6%
VWOB Vanguard Emerg MKTS Gov BND 0.76% 17,075 $1.1M Reduce -7.3%
PBJA Pgim S&P 500 Buffer 20-Jan 0.75% 37,835 $1.1M No change
IBTG iShares Ibonds Dec 2026 Term 0.70% 45,039 $1.0M Add +7.4%
AAPL Apple Inc. 0.68% 4,883 $1.0M Add +0.0%
CPNS Calamos NSDQ 100 Alt Sept 0.66% 36,549 $963K Reduce -14.2%
SMAX iShares L Cap MB Sep ETF 0.65% 36,492 $950K Reduce -1.9%
APRW Allinzim US Eq BFR20 Apr-Usd 0.64% 28,170 $940K Add +23.9%
CPNM Class ND 100 St At PR ETF - Mar 0.63% 36,754 $922K No change
MSFT Microsoft Corp. 0.60% 1,780 $885K Add +3.9%
PBOC Pgim S&P 500 Buffer 20-Oct 0.58% 30,780 $851K No change
AUGT Allianzim US Eq BFFR10 AG-US 0.57% 25,553 $839K No change
PBNV Pgim S&P 500 Buffer 20-Nov 0.49% 25,934 $725K No change
PBAU Pgim S&P 500 Buffer 20-Aug 0.49% 25,285 $712K Reduce -0.8%
PMMY Pgim S&P 500 Max Buf ETF May 0.48% 27,749 $707K New
DAPR FT Vest U.S. Equity Deep Buf 0.45% 17,303 $652K No change
MARW Alianzim US Eq BFR20 Mar-Usd 0.43% 19,190 $624K No change
CPSY Calamos S&P 500 Sap ETF Jan 0.42% 25,796 $623K No change
ISCV iShares Morningstar Small-Ca 0.42% 10,075 $619K Reduce -5.0%
JUNW Alianzim US Eq BFR20 Jun-Usd 0.42% 19,376 $617K Add +66.5%
PBDE Pgim S&P 500 Buffer 20-Dec 0.41% 22,144 $607K No change
MUB iShares National Muni Bond E 0.41% 5,795 $605K Add +1.0%
ISCB iShares Morningstar SM Cap 0.41% 10,379 $605K Reduce -4.3%
CPSF Calms S&P 500 S PR ETF - Feb 0.40% 23,714 $583K No change
DMAY FT Vest US Equity Deep Buffe 0.38% 13,131 $562K No change
VNQ Vanguard Real Estate ETF 0.37% 6,170 $550K Reduce -5.7%
STPZ PIMCO 1-5 Year US Tips Index 0.36% 9,912 $533K Reduce -9.5%
IBIE iShares Ibonds Oct 2028 TT 0.35% 19,683 $517K Add +1.8%
MAYW Alianzim US Eq BFR20 May-Usd 0.35% 15,889 $511K Add +13.9%
BLV Vanguard Long-Term Bond ETF 0.35% 7,318 $509K Reduce -8.0%
IBTJ iShares Ibonds Dec 2029 Term 0.33% 22,275 $488K Add +89.7%
IBIB iShares Ibonds Oct 2025 TT 0.31% 17,736 $454K Add +1.0%
NVO Novo-Nordisk A/S-Spons ADR 0.31% 6,544 $452K Add +3.6%
IVW iShares S&P 500 Growth ETF 0.31% 4,084 $450K Add +0.4%
DJUN FT Vest US Equity Deep Buffe 0.31% 9,972 $449K No change
DFEB FT Vest U.S. Equity Deep Buf 0.30% 10,014 $447K No change
SCHF Schwab Intl Equity ETF 0.28% 18,808 $416K Add +2.3%
AMZN Amazon.com Inc. 0.28% 1,887 $414K Reduce -4.9%
ZJUL Innovator Edp ETF 1 YR July 0.28% 14,495 $408K No change
IBMP iShares Ibonds Dec 2027 Term 0.28% 15,994 $405K Add +0.6%
DMAR FT Vest US Equity Deep Buffe 0.27% 10,018 $396K No change
NVBT All US Equ BUF10 Nov ETF-Usd 0.25% 10,739 $369K No change
VB Vanguard Most SM-Cap ETF-Usd 0.25% 1,554 $368K Add +0.1%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.25% 2,905 $360K Reduce -5.0%
IBIG iShares Ibonds Oct 2030 TT 0.24% 13,309 $352K Add +2.9%
IBMQ iShares Ibonds Dec 2028 Muni 0.24% 13,612 $346K Add +0.6%
DJAN FT Vest U.S. Equity Deep Buf 0.23% 8,492 $343K No change
SEPT All US Equ BUF10 Sep ETF-Usd 0.23% 10,427 $336K No change
JPM JPMorgan Chase & Co. 0.22% 1,114 $323K Add +0.2%
CPSP Calamos S&P 500 STR Alt Apr 0.22% 12,746 $323K New
IBIC iShares Ibonds Oct 2026 TT 0.22% 12,240 $318K Add +7.6%
IBIF iShares Ibonds Oct 2029 TT 0.22% 11,987 $317K Add +1.0%
IWF iShares Russell 1000 Growth 0.21% 720 $306K Add +0.1%
RWO State Street SPDR Dow Jones 0.21% 6,904 $305K Reduce -7.2%
OCTW Alianzim US Eq BFR20 Oct-Usd 0.21% 8,140 $301K No change
IBID iShares Ibonds Oct 2027 TT 0.20% 11,401 $299K Add +1.4%
RPV Invesco S&P 500 Pure Value E 0.20% 3,123 $293K Add +0.6%
VXUS Vanguard Total Intl Stock 0.20% 4,229 $292K New
CPNQ Cal Nasdaq 100 St Alt PR 0.20% 11,427 $291K No change
DECW Alianzim US Eq BFR20 Dec-Usd 0.20% 9,144 $289K No change
MAYT All US Equ BUF10 May ETF-Usd 0.19% 8,094 $282K No change
NVDA Nvidia Corp. 0.19% 1,746 $276K New
DJUL FT Vest US Equity Deep Buffe 0.19% 6,131 $272K No change
VGT Vanguard Info Tech ETF 0.18% 406 $269K New
CPSR Cal S&P 500 St Alt P ETF - M 0.18% 10,901 $265K No change
IBTF iShares Ibonds Dec 2025 Term 0.17% 10,848 $253K Add +1.1%
RSP Invesco S&P 500 Equal Weight 0.17% 1,354 $246K Add +0.5%

Show all 113 holdings

Portfolio Sells Q1 2025 → Q2 2025
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -29.4% 3.32% −2.04
SGOV iShares 0-3 Month Treasury B Reduce -43.5% 1.69% −1.72
GVI iShares Intermediate Governm Reduce -7.8% 2.43% −0.55
BIV Vanguard Intermediate-Term B Reduce -7.5% 2.46% −0.54
ILCV iShares Morningstar Value Et Reduce -6.2% 2.20% −0.41
VEA Vanguard Ftse Developed ETF Reduce -5.1% 5.11% −0.37
SPEM State Street SP PTF Em ETF Reduce -5.8% 2.19% −0.25
IMCV iShares Morningstar Mid-Cap Reduce -5.9% 1.37% −0.25
BSV Vanguard Short-Term Bond ETF Reduce -9.6% 0.85% −0.22
ILCB iShares Morningstar U.S. Equ Reduce -6.1% 2.29% −0.22
CPNS Calamos NSDQ 100 Alt Sept Reduce -14.2% 0.66% −0.18
VWOB Vanguard Emerg MKTS Gov BND Reduce -7.3% 0.76% −0.16
JULT All US Equ BUF10 Jul ETF-Usd Reduce -11.9% 0.84% −0.16
IMCB iShares Morningstar Mid-Cap Reduce -7.9% 0.97% −0.15
IMCG iShares Morningstar Mid-Cap Reduce -10.3% 1.06% −0.14
AOM iShares Core 40/60 Moderate Reduce -3.0% 0.87% −0.10
STPZ PIMCO 1-5 Year US Tips Index Reduce -9.5% 0.36% −0.10
BLV Vanguard Long-Term Bond ETF Reduce -8.0% 0.35% −0.09
VNQ Vanguard Real Estate ETF Reduce -5.7% 0.37% −0.09
SMAX iShares L Cap MB Sep ETF Reduce -1.9% 0.65% −0.08
VGSH Vanguard Short-Term Treasury Reduce -22.0% 0.16% −0.07
ISCV iShares Morningstar Small-Ca Reduce -5.0% 0.42% −0.07
RWO State Street SPDR Dow Jones Reduce -7.2% 0.21% −0.04
ISCB iShares Morningstar SM Cap Reduce -4.3% 0.41% −0.04
PBAU Pgim S&P 500 Buffer 20-Aug Reduce -0.8% 0.49% −0.04
ISCG iShares Morningstar Small-Ca Reduce -16.0% 0.15% −0.04
ILCG iShares Morningstar Growth E Reduce -5.8% 2.44% −0.03
AMZN Amazon.com Inc. Reduce -4.9% 0.28% −0.01
DIS The Walt Disney Co. Reduce -5.0% 0.25% +0.01

Portfolio Buys Q1 2025 → Q2 2025
AOA iShares Core 80/20 Aggressiv Add +34.3% 8.36% +1.85
MMAX iShares Larg CM Buff Mar ETF New 1.76% +1.76
PBJN Pgim S&P 500 Buffer 20-Jun Add +74.4% 2.54% +0.99
CPNJ Calamos NSDQ100 Alt ETF New 0.91% +0.91
AOR iShares Core 60/40 Balanced Add +15.1% 11.88% +0.87
PBMY Pgim S&P 500 Buffer 20-May Add +46.9% 1.95% +0.51
PMMY Pgim S&P 500 Max Buf ETF May New 0.48% +0.48
VBIL Vanguard 0-3M T-Bill ETF Add +31.5% 3.51% +0.47
CPSP Calamos S&P 500 STR Alt Apr New 0.22% +0.22
VXUS Vanguard Total Intl Stock New 0.20% +0.20
NVDA Nvidia Corp. New 0.19% +0.19
VGT Vanguard Info Tech ETF New 0.18% +0.18
VHT Vanguard Health Care ETF New 0.16% +0.16
JUNW Alianzim US Eq BFR20 Jun-Usd Add +66.5% 0.42% +0.15
IBTH iShares Ibonds Dec 2027 Term Add +27.7% 1.35% +0.15
FEBT Allianzim US Eq BFFR10 FB-US New 0.14% +0.14
PBAP Pgim S&P 500 Buffer 20-Apr Add +24.8% 1.17% +0.14
AVUV Avantis US Small Cap Value New 0.14% +0.14
IJR iShares Core S&P Small-Cap E New 0.14% +0.14
XLK SS Technology Select Sector New 0.14% +0.14
IBTJ iShares Ibonds Dec 2029 Term Add +89.7% 0.33% +0.13
MSFT Microsoft Corp. Add +3.9% 0.60% +0.10
APRW Allinzim US Eq BFR20 Apr-Usd Add +23.9% 0.64% +0.07
MAYW Alianzim US Eq BFR20 May-Usd Add +13.9% 0.35% +0.02
IVW iShares S&P 500 Growth ETF Add +0.4% 0.31% +0.01
IBTI iShares Ibonds Dec 2028 Term Add +14.3% 1.27% +0.01
JPM JPMorgan Chase & Co. Add +0.2% 0.22% +0.01
IWF iShares Russell 1000 Growth Add +0.1% 0.21% +0.01
VTI VG Morningstar TS MKT ETF-US Add +3.5% 1.45% +0.01
SCHF Schwab Intl Equity ETF Add +2.3% 0.28% +0.00
IBIC iShares Ibonds Oct 2026 TT Add +7.6% 0.22% −0.01
RSP Invesco S&P 500 Equal Weight Add +0.5% 0.17% −0.01
IVV iShares Core S&P 500 ETF Add +1.5% 0.82% −0.01
VB Vanguard Most SM-Cap ETF-Usd Add +0.1% 0.25% −0.02
IBTL iShares Ibonds Dec 2031 Term Add +1.0% 0.16% −0.02
USMV iShares MSCI USA Min Vol Fac Add +0.2% 0.16% −0.02
ET Energy Transfer LP Add +1.8% 0.15% −0.02
IBTF iShares Ibonds Dec 2025 Term Add +1.1% 0.17% −0.02
RPV Invesco S&P 500 Pure Value E Add +0.6% 0.20% −0.02
IBIG iShares Ibonds Oct 2030 TT Add +2.9% 0.24% −0.03
IBID iShares Ibonds Oct 2027 TT Add +1.4% 0.20% −0.03
IBIF iShares Ibonds Oct 2029 TT Add +1.0% 0.22% −0.03
IBMQ iShares Ibonds Dec 2028 Muni Add +0.6% 0.24% −0.03
VOO Vanguard S&P 500 ETF Add +0.0% 0.98% −0.03
NVO Novo-Nordisk A/S-Spons ADR Add +3.6% 0.31% −0.03
IBMP iShares Ibonds Dec 2027 Term Add +0.6% 0.28% −0.04
IBIB iShares Ibonds Oct 2025 TT Add +1.0% 0.31% −0.04
IBIE iShares Ibonds Oct 2028 TT Add +1.8% 0.35% −0.04
IBTG iShares Ibonds Dec 2026 Term Add +7.4% 0.70% −0.04
MUB iShares National Muni Bond E Add +1.0% 0.41% −0.06

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 152$248.6MAOR, AOA, VBIL, VEA, BND
Q1 2026 139$205.5MAOR, AOA, VBIL, VEA, VTI
Q4 2025 138$192.9MAOR, AOA, VBIL, VEA, BIL
Q3 2025 135$179.4MAOR, VBIL, AOA, VEA, BIL
Q2 2025 113$146.6MAOR, AOA, VEA, VBIL, BIL
Q1 2025 101$128.5MAOR, AOA, VEA, BIL, SGOV
Q4 2024 93$115.8MBIL, AOR, VEA, AOA, SGOV
Q3 2024 83$102.3MBIL, AOR, VEA, AOA, BIV