Jim Saulnier & Associates, LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 21, 2025), Jim Saulnier & Associates, LLC reported 101 stock positions worth $128.5 million. Its top holding was iShares Core 60/40 Balanced (AOR) at 11.0% of the portfolio, followed by iShares Core 80/20 Aggressiv (AOA, 6.5%) and Vanguard Ftse Developed ETF (VEA, 5.5%). Compared with Q4 2024, it opened 14 new positions, sold out of 6, added to 52 and reduced 9. The biggest buy was a new position in Vanguard 0-3M T-Bill ETF (VBIL) and the biggest sale SS SPDR BB 1-3M T-Bill ETF (BIL, shares −48%).

Most Recent 13F
Q2 2026
Location
FORT COLLINS, CO
CIK
0002044420
Portfolio Value
$128.5M (Q1 2025)
SEC Filing
0001843867-25-000006 ↗ filed Apr 21, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q3 2024: $102.3M Q3 2024 Q4 2024: $115.8M Q4 2024 Q1 2025: $128.5M $128.5M Q1 2025 Q2 2025: $146.6M Q2 2025 Q3 2025: $179.4M Q3 2025 Q4 2025: $192.9M Q4 2025 Q1 2026: $205.5M Q1 2026 Q2 2026: $248.6M Q2 2026

Holdings 101 stocks · $128.5M
AOR iShares Core 60/40 Balanced 11.02% 245,927 $14.2M Add +20.1%
AOA iShares Core 80/20 Aggressiv 6.51% 109,427 $8.4M Add +37.3%
VEA Vanguard Ftse Developed ETF 5.48% 138,538 $7.0M Add +7.8%
BIL SS SPDR BB 1-3M T-Bill ETF 5.36% 75,046 $6.9M Reduce -48.0%
SGOV iShares 0-3 Month Treasury B 3.41% 43,479 $4.4M Reduce -22.1%
VBIL Vanguard 0-3M T-Bill ETF 3.04% 51,774 $3.9M New
BIV Vanguard Intermediate-Term B 3.00% 50,395 $3.9M Add +10.5%
GVI iShares Intermediate Governm 2.99% 36,208 $3.8M Add +7.8%
ILCV iShares Morningstar Value Et 2.61% 41,214 $3.4M Add +3.9%
ILCB iShares Morningstar U.S. Equ 2.50% 41,644 $3.2M Add +3.7%
ILCG iShares Morningstar Growth E 2.47% 39,141 $3.2M Add +2.6%
SPEM State Street SP PTF Em ETF 2.44% 79,673 $3.1M Add +8.9%
PBJL Pgim S&P 500 Buffer 20-Jul 1.86% 90,731 $2.4M Add +5.0%
IMCV iShares Morningstar Mid-Cap 1.62% 28,022 $2.1M Add +4.4%
PBMR Pgim S&P 500 Buffer 20-Mar 1.62% 75,567 $2.1M Add +526.0%
PBJN Pgim S&P 500 Buffer 20-Jun 1.55% 75,082 $2.0M Add +6.2%
VTI VG Morningstar TS MKT ETF-US 1.44% 6,754 $1.9M Add +11.5%
PBMY Pgim S&P 500 Buffer 20-May 1.44% 67,664 $1.9M Reduce -13.8%
IBTI iShares Ibonds Dec 2028 Term 1.26% 72,651 $1.6M Add +2.3%
IMCG iShares Morningstar Mid-Cap 1.21% 21,683 $1.5M Add +4.4%
IBTH iShares Ibonds Dec 2027 Term 1.20% 68,898 $1.5M Add +8.3%
IMCB iShares Morningstar Mid-Cap 1.12% 19,390 $1.4M Add +3.8%
BSV Vanguard Short-Term Bond ETF 1.07% 17,592 $1.4M Add +3.8%
PBFB Pgim S&P 500 Buffer 20-Feb 1.03% 48,618 $1.3M New
PBAP Pgim S&P 500 Buffer 20-Apr 1.03% 49,639 $1.3M No change
VOO Vanguard S&P 500 ETF 1.01% 2,523 $1.3M Add +0.7%
JULT All US Equ BUF10 Jul ETF-Usd 1.00% 33,655 $1.3M No change
CPSN Cal S&P 500 Sr At PR ETF - N 0.99% 50,235 $1.3M No change
AOM iShares Core 40/60 Moderate 0.97% 28,505 $1.3M No change
VWOB Vanguard Emerg MKTS Gov BND 0.92% 18,421 $1.2M Add +7.2%
IBIJ Ishrs Ibnds Oct 2033 TRM 0.86% 42,507 $1.1M No change
FEBW Alianzim US Eq BFR20 Feb-Usd 0.85% 36,049 $1.1M New
AAPL Apple Inc. 0.84% 4,882 $1.1M Add +181.2%
CPNS Calamos NSDQ 100 Alt Sept 0.83% 42,612 $1.1M Reduce -0.5%
IVV iShares Core S&P 500 ETF 0.83% 1,907 $1.1M Add +8.7%
PBJA Pgim S&P 500 Buffer 20-Jan 0.81% 37,835 $1.0M New
IBTG iShares Ibonds Dec 2026 Term 0.75% 41,938 $962K Add +0.7%
SMAX iShares L Cap MB Sep ETF 0.72% 37,208 $932K Add +0.3%
CPNM Class ND 100 St At PR ETF - Mar 0.69% 36,754 $890K New
PBOC Pgim S&P 500 Buffer 20-Oct 0.63% 30,780 $806K No change
AUGT Allianzim US Eq BFFR10 AG-US 0.60% 25,553 $773K Add +7.2%
APRW Allinzim US Eq BFR20 Apr-Usd 0.57% 22,726 $729K Add +21.8%
PBNV Pgim S&P 500 Buffer 20-Nov 0.54% 25,934 $688K No change
PBAU Pgim S&P 500 Buffer 20-Aug 0.53% 25,487 $676K Add +20.4%
DAPR FT Vest U.S. Equity Deep Buf 0.50% 17,303 $644K Reduce -10.2%
MSFT Microsoft Corp. 0.50% 1,714 $644K Add +36.9%
ISCV iShares Morningstar Small-Ca 0.49% 10,602 $629K Add +4.0%
MUB iShares National Muni Bond E 0.47% 5,736 $605K Reduce -0.6%
CPSY Calamos S&P 500 Sap ETF Jan 0.47% 25,796 $603K New
MARW Alianzim US Eq BFR20 Mar-Usd 0.46% 19,190 $595K Add +53.7%
VNQ Vanguard Real Estate ETF 0.46% 6,543 $592K Add +8.7%
STPZ PIMCO 1-5 Year US Tips Index 0.46% 10,957 $592K Add +5.7%
ISCB iShares Morningstar SM Cap 0.46% 10,844 $587K Add +4.2%
PBDE Pgim S&P 500 Buffer 20-Dec 0.45% 22,144 $575K No change
CPSF Calms S&P 500 S PR ETF - Feb 0.44% 23,714 $566K New
BLV Vanguard Long-Term Bond ETF 0.44% 7,955 $560K Add +10.8%
DMAY FT Vest US Equity Deep Buffe 0.40% 13,131 $520K No change
IBIE iShares Ibonds Oct 2028 TT 0.39% 19,327 $508K Add +51.5%
IBIB iShares Ibonds Oct 2025 TT 0.35% 17,553 $451K No change
NVO Novo-Nordisk A/S-Spons ADR 0.34% 6,314 $438K No change
MAYW Alianzim US Eq BFR20 May-Usd 0.33% 13,954 $427K Add +46.0%
DFEB FT Vest U.S. Equity Deep Buf 0.33% 10,014 $422K Reduce -13.2%
DJUN FT Vest US Equity Deep Buffe 0.33% 9,972 $419K No change
IBMP iShares Ibonds Dec 2027 Term 0.31% 15,898 $402K New
ZJUL Innovator Edp ETF 1 YR July 0.30% 14,495 $388K No change
AMZN Amazon.com Inc. 0.29% 1,985 $378K Add +43.3%
IVW iShares S&P 500 Growth ETF 0.29% 4,068 $378K Add +0.5%
DMAR FT Vest US Equity Deep Buffe 0.29% 10,018 $377K Reduce -14.6%
SCHF Schwab Intl Equity ETF 0.28% 18,389 $364K No change
JUNW Alianzim US Eq BFR20 Jun-Usd 0.27% 11,639 $346K No change
VB Vanguard Most SM-Cap ETF-Usd 0.27% 1,552 $344K Add +0.6%
NVBT All US Equ BUF10 Nov ETF-Usd 0.27% 10,739 $342K Add +17.0%
IBMQ iShares Ibonds Dec 2028 Muni 0.27% 13,529 $342K New
IBIG iShares Ibonds Oct 2030 TT 0.27% 12,930 $341K No change
RWO State Street SPDR Dow Jones 0.25% 7,443 $325K Add +7.7%
DJAN FT Vest U.S. Equity Deep Buf 0.25% 8,492 $322K No change
IBIF iShares Ibonds Oct 2029 TT 0.24% 11,868 $313K No change
SEPT All US Equ BUF10 Sep ETF-Usd 0.24% 10,427 $311K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.23% 3,058 $302K Reduce -1.5%
VGSH Vanguard Short-Term Treasury 0.23% 5,079 $298K Add +0.7%
IBIC iShares Ibonds Oct 2026 TT 0.23% 11,375 $296K New
IBID iShares Ibonds Oct 2027 TT 0.23% 11,242 $296K New
RPV Invesco S&P 500 Pure Value E 0.22% 3,105 $287K Add +0.8%
OCTW Alianzim US Eq BFR20 Oct-Usd 0.22% 8,140 $286K No change
CPNQ Cal Nasdaq 100 St Alt PR 0.22% 11,427 $279K No change
DECW Alianzim US Eq BFR20 Dec-Usd 0.21% 9,144 $274K No change
JPM JPMorgan Chase & Co. 0.21% 1,112 $273K Add +0.2%
MAYT All US Equ BUF10 May ETF-Usd 0.21% 8,094 $266K Add +24.9%
IWF iShares Russell 1000 Growth 0.20% 719 $260K No change
CPSR Cal S&P 500 St Alt P ETF - M 0.20% 10,901 $257K New
IBTJ iShares Ibonds Dec 2029 Term 0.20% 11,744 $256K Add +1.6%
IBTF iShares Ibonds Dec 2025 Term 0.20% 10,734 $251K Add +0.7%
DJUL FT Vest US Equity Deep Buffe 0.20% 6,131 $251K No change
ISCG iShares Morningstar Small-Ca 0.19% 5,366 $242K Add +5.0%
RSP Invesco S&P 500 Equal Weight 0.18% 1,348 $234K Add +0.5%
IBTL iShares Ibonds Dec 2031 Term 0.18% 11,447 $233K New
USMV iShares MSCI USA Min Vol Fac 0.18% 2,432 $228K Add +0.1%
IJH iShares Core S&P Midcap ETF 0.18% 3,900 $228K No change
ET Energy Transfer LP 0.17% 11,786 $219K Add +1.6%
IXUS iShares Core Intl Stock ETF 0.16% 2,945 $206K New
NVBW Alnzim US Eqt BFR2 No Et-Usd 0.16% 6,608 $202K No change

Portfolio Sells Q4 2024 → Q1 2025
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -48.0% 5.36% −6.03
SGOV iShares 0-3 Month Treasury B Reduce -22.1% 3.41% −1.43
PBMY Pgim S&P 500 Buffer 20-May Reduce -13.8% 1.44% −0.41
NVDA Nvidia Corp. Sold out 0.00% −0.20
VXUS Vanguard Total Intl Stock Sold out 0.00% −0.20
VGT Vanguard Info Tech ETF Sold out 0.00% −0.19
AVUV Avantis US Small Cap Value Sold out 0.00% −0.19
SLYV SS SPDR S&P 600 SC Val ETF Sold out 0.00% −0.19
IJR iShares Core S&P Small-Cap E Sold out 0.00% −0.18
DAPR FT Vest U.S. Equity Deep Buf Reduce -10.2% 0.50% −0.12
CPNS Calamos NSDQ 100 Alt Sept Reduce -0.5% 0.83% −0.10
DFEB FT Vest U.S. Equity Deep Buf Reduce -13.2% 0.33% −0.10
DMAR FT Vest US Equity Deep Buffe Reduce -14.6% 0.29% −0.09
DIS The Walt Disney Co. Reduce -1.5% 0.23% −0.06
MUB iShares National Muni Bond E Reduce -0.6% 0.47% −0.06

Portfolio Buys Q4 2024 → Q1 2025
VBIL Vanguard 0-3M T-Bill ETF New 3.04% +3.04
PBMR Pgim S&P 500 Buffer 20-Mar Add +526.0% 1.62% +1.33
AOA iShares Core 80/20 Aggressiv Add +37.3% 6.51% +1.24
PBFB Pgim S&P 500 Buffer 20-Feb New 1.03% +1.03
AOR iShares Core 60/40 Balanced Add +20.1% 11.02% +0.88
FEBW Alianzim US Eq BFR20 Feb-Usd New 0.85% +0.85
PBJA Pgim S&P 500 Buffer 20-Jan New 0.81% +0.81
CPNM Class ND 100 St At PR ETF - Mar New 0.69% +0.69
CPSY Calamos S&P 500 Sap ETF Jan New 0.47% +0.47
AAPL Apple Inc. Add +181.2% 0.84% +0.47
CPSF Calms S&P 500 S PR ETF - Feb New 0.44% +0.44
IBMP iShares Ibonds Dec 2027 Term New 0.31% +0.31
IBMQ iShares Ibonds Dec 2028 Muni New 0.27% +0.27
IBIC iShares Ibonds Oct 2026 TT New 0.23% +0.23
IBID iShares Ibonds Oct 2027 TT New 0.23% +0.23
CPSR Cal S&P 500 St Alt P ETF - M New 0.20% +0.20
IBTL iShares Ibonds Dec 2031 Term New 0.18% +0.18
VEA Vanguard Ftse Developed ETF Add +7.8% 5.48% +0.17
IXUS iShares Core Intl Stock ETF New 0.16% +0.16
MARW Alianzim US Eq BFR20 Mar-Usd Add +53.7% 0.46% +0.13
IBIE iShares Ibonds Oct 2028 TT Add +51.5% 0.39% +0.12
MAYW Alianzim US Eq BFR20 May-Usd Add +46.0% 0.33% +0.08
BIV Vanguard Intermediate-Term B Add +10.5% 3.00% +0.06
MSFT Microsoft Corp. Add +36.9% 0.50% +0.05
APRW Allinzim US Eq BFR20 Apr-Usd Add +21.8% 0.57% +0.04
PBAU Pgim S&P 500 Buffer 20-Aug Add +20.4% 0.53% +0.04
AMZN Amazon.com Inc. Add +43.3% 0.29% +0.03
MAYT All US Equ BUF10 May ETF-Usd Add +24.9% 0.21% +0.02
SPEM State Street SP PTF Em ETF Add +8.9% 2.44% +0.02
BLV Vanguard Long-Term Bond ETF Add +10.8% 0.44% +0.01
NVBT All US Equ BUF10 Nov ETF-Usd Add +17.0% 0.27% +0.01
VNQ Vanguard Real Estate ETF Add +8.7% 0.46% −0.00
RWO State Street SPDR Dow Jones Add +7.7% 0.25% −0.00
STPZ PIMCO 1-5 Year US Tips Index Add +5.7% 0.46% −0.01
USMV iShares MSCI USA Min Vol Fac Add +0.1% 0.18% −0.01
IBTJ iShares Ibonds Dec 2029 Term Add +1.6% 0.20% −0.01
IBTH iShares Ibonds Dec 2027 Term Add +8.3% 1.20% −0.02
VWOB Vanguard Emerg MKTS Gov BND Add +7.2% 0.92% −0.02
RPV Invesco S&P 500 Pure Value E Add +0.8% 0.22% −0.02
JPM JPMorgan Chase & Co. Add +0.2% 0.21% −0.02
IBTF iShares Ibonds Dec 2025 Term Add +0.7% 0.20% −0.02
RSP Invesco S&P 500 Equal Weight Add +0.5% 0.18% −0.02
VGSH Vanguard Short-Term Treasury Add +0.7% 0.23% −0.02
ET Energy Transfer LP Add +1.6% 0.17% −0.03
ISCG iShares Morningstar Small-Ca Add +5.0% 0.19% −0.03
GVI iShares Intermediate Governm Add +7.8% 2.99% −0.03
AUGT Allianzim US Eq BFFR10 AG-US Add +7.2% 0.60% −0.04
VB Vanguard Most SM-Cap ETF-Usd Add +0.6% 0.27% −0.05
IVV iShares Core S&P 500 ETF Add +8.7% 0.83% −0.06
BSV Vanguard Short-Term Bond ETF Add +3.8% 1.07% −0.06

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 152$248.6MAOR, AOA, VBIL, VEA, BND
Q1 2026 139$205.5MAOR, AOA, VBIL, VEA, VTI
Q4 2025 138$192.9MAOR, AOA, VBIL, VEA, BIL
Q3 2025 135$179.4MAOR, VBIL, AOA, VEA, BIL
Q2 2025 113$146.6MAOR, AOA, VEA, VBIL, BIL
Q1 2025 101$128.5MAOR, AOA, VEA, BIL, SGOV
Q4 2024 93$115.8MBIL, AOR, VEA, AOA, SGOV
Q3 2024 83$102.3MBIL, AOR, VEA, AOA, BIV