My Personal CFO, LLC

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 22, 2026), My Personal CFO, LLC reported 91 stock positions worth $256.2 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 15.5% of the portfolio, followed by Microsoft (MSFT, 7.6%) and Dimensional International (DFAI, 6.2%). Compared with Q1 2026, it opened 4 new positions, sold out of 1, added to 22 and reduced 39. The biggest buy was Vanguard Int High DVD YLD (VYMI, shares +229%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −58%).

Most Recent 13F
Q2 2026
Location
VANCOUVER, WA
CIK
0001916366
Portfolio Value
$256.2M (Q2 2026)
SEC Filing
0001754960-26-000575 ↗ filed Jul 22, 2026

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $173.5M Q1 2024 Q2 2024: $187.3M Q2 2024 Q3 2024: $182.4M Q3 2024 Q4 2024: $195.0M Q4 2024 Q1 2025: $198.5M Q1 2025 Q2 2025: $220.0M Q2 2025 Q3 2025: $258.2M Q3 2025 Q4 2025: $239.7M Q4 2025 Q1 2026: $228.4M Q1 2026 Q2 2026: $256.2M $256.2M Q2 2026

Holdings 91 stocks · $256.2M
VTI VG Morningstar TS MKT ETF-US 15.49% 107,227 $39.7M Reduce -1.1%
MSFT Microsoft Corp. 7.58% 52,047 $19.4M Add +7.9%
DFAI Dimensional International Co. 6.22% 386,579 $15.9M Add +16.2%
AVUS Avantis U.S. Equity ETF 5.52% 110,443 $14.1M Reduce -5.8%
AAPL Apple Inc. 4.60% 40,697 $11.8M Reduce -5.8%
QQQ Invesco QQQ Trust Series 1 4.14% 14,401 $10.6M Add +0.6%
TFLR T Rowe Price Floating RT ETF 3.60% 183,192 $9.2M Add +7.0%
OKTA Okta Inc. 3.60% 67,657 $9.2M Reduce -39.5%
DFAU Dimensional US Core Equity M 3.47% 171,829 $8.9M Add +2.9%
SPY SS SPDR S&P 500 ETF Trust-US 2.92% 10,008 $7.5M Add +2.2%
SCZ iShares MSCI Eafe Small-Cap 2.34% 72,844 $6.0M Add +2.3%
DVY iShares Select Dividend ETF 1.68% 27,546 $4.3M Add +1.0%
BFEB Innovator U.S. Equity Buffer 1.49% 72,470 $3.8M Reduce -1.6%
BAPR Innovator U.S. Equity Buffer 1.42% 68,328 $3.6M Reduce -13.3%
AMAT Applied Materials Inc. 1.34% 4,741 $3.4M Reduce -2.1%
BDEC Innovator U.S. Equity Buffer 1.33% 63,841 $3.4M Reduce -3.5%
VNQ Vanguard Real Estate ETF 1.29% 34,247 $3.3M Add +0.1%
VYMI Vanguard Int High DVD YLD Inc. 1.27% 33,194 $3.3M Add +229.2%
VDE Vanguard Energy ETF 1.26% 21,496 $3.2M Add +0.2%
AMD Advanced Micro Devices 1.22% 5,391 $3.1M Reduce -8.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.17% 37,052 $3.0M Reduce -11.7%
BRK.B Berkshire Hathaway Inc. Class B 1.12% 5,730 $2.9M No change
BNOV Innovator U.S. Equity Buffer 1.10% 58,915 $2.8M Reduce -0.0%
IQLT iShares MSCI International Q 1.08% 55,612 $2.8M Reduce -3.7%
VYM Vanguard High DVD Yield ETF 1.03% 16,777 $2.7M Reduce -2.3%
SPYM Ste STR SPDR PT S&P 500 ETF 1.02% 29,656 $2.6M Reduce -0.2%
NVDA Nvidia Corp. 1.01% 12,935 $2.6M Reduce -6.8%
VOO Vanguard S&P 500 ETF 0.97% 3,619 $2.5M Reduce -58.0%
BJAN Innovator U.S. Equity Buffer 0.96% 41,894 $2.5M Reduce -0.3%
IVV iShares Core S&P 500 ETF 0.88% 3,007 $2.3M Add +1.2%
BMAR Innovator U.S. Equity Buffer 0.86% 38,438 $2.2M Reduce -13.7%
BJUL Innovator U.S. Equity Buffer 0.84% 39,755 $2.2M Reduce -15.0%
IJAN Innovator International Deve 0.84% 56,629 $2.2M Reduce 0.0%
SCHD Schwab US DVD Equity ETF 0.84% 67,890 $2.2M Add +12.3%
AMJB Alerian MLP ETN2044 filed as JPMORGAN CHASE FINL CO LLC 0.84% 62,084 $2.1M Reduce -0.1%
NJAN Innovator Growth 100 Power B 0.83% 36,000 $2.1M No change
ITOT iShares Core S&P Total U.S. 0.79% 12,287 $2.0M No change
AMZN Amazon.com Inc. 0.73% 7,817 $1.9M Add +413.3%
VWO Vanguard Ftse Emerging Marke 0.64% 27,256 $1.6M Add +10.6%
BSEP Innovator U.S. Equity Buffer 0.49% 23,610 $1.2M No change
ESGV Vanguard ESG US Stock ETF 0.45% 8,696 $1.1M No change
IYH iShares U.S. Healthcare ETF 0.42% 16,000 $1.1M Reduce -11.1%
JNJ Johnson & Johnson 0.42% 4,221 $1.1M No change
BOCT Innovator U.S. Equity Buffer 0.40% 19,400 $1.0M Reduce -18.3%
EJAN Innovator Emerging Markets P 0.38% 26,990 $972K No change
BJUN Innovator U.S. Equity Buffer 0.36% 19,080 $929K Reduce -2.5%
JPM JPMorgan Chase & Co. 0.35% 2,730 $894K Reduce -2.0%
BND Vanguard Total Bond Market 0.32% 11,015 $809K Add +45.4%
SCHF Schwab Intl Equity ETF 0.31% 28,861 $799K Reduce -1.8%
VGT Vanguard Info Tech ETF 0.28% 5,987 $716K No change
IEFA iShares Core MSCI Eafe ETF 0.28% 7,385 $713K Add +1.7%
XLK SS Technology Select Sector 0.26% 3,558 $678K Reduce -3.4%
VB Vanguard Most SM-Cap ETF-Usd 0.25% 2,091 $634K Add +0.1%
IBB iShares Biotechnology ETF 0.24% 3,240 $616K No change
BMAY Innovator U.S. Equity Buffer 0.24% 12,990 $615K Add +1.5%
IWR iShares Russell Mid-Cap ETF 0.23% 5,409 $597K No change
BSV Vanguard Short-Term Bond ETF 0.23% 7,519 $586K Reduce -27.8%
VEA Vanguard Ftse Developed ETF 0.22% 8,026 $572K Reduce -23.4%
IJH iShares Core S&P Midcap ETF 0.22% 7,155 $552K No change
UNH Unitedhealth Group Inc. 0.20% 1,223 $508K Reduce -30.3%
DFUS Dimensional US Eq MKT ETF 0.20% 6,144 $503K New
PJAN Innovator U.S. Equity Power 0.19% 10,000 $495K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.19% 1,391 $478K No change
A Agilent Technologies Inc. 0.18% 3,511 $466K No change
VONG Vanguard Russell 1000 Growth 0.17% 3,462 $442K Reduce -1.1%
KAPR Innovator U.S. Small Cap Pow 0.17% 11,076 $441K No change
CAT Caterpillar Inc. 0.17% 402 $428K No change
GOOGL Alphabet Inc. Class A 0.16% 1,175 $420K Reduce -0.2%
XLV SS Health Care Select Sector 0.15% 2,466 $391K Add +0.3%
VGSH Vanguard Short-Term Treasury 0.15% 6,720 $391K Reduce -41.1%
VIG Vanguard Dividend Apprec ETF 0.15% 1,585 $375K Add +0.1%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.14% 1,504 $365K Add +0.3%
IEMG iShares Core MSCI Emerging 0.14% 4,233 $351K Reduce -25.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.14% 4,049 $349K No change
TER Teradyne Inc. 0.13% 678 $328K No change
SOXX iShares Semiconductor ETF 0.12% 489 $313K New
GS Goldman Sachs Group Inc. 0.12% 309 $313K No change
BAC Bank of America Corp. 0.12% 5,346 $305K Reduce -20.0%
EFG iShares MSCI Eafe Growth ETF 0.12% 2,447 $304K No change
XOM Exxon Mobil Corp. 0.12% 2,160 $295K No change
HD Home Depot Inc. 0.11% 834 $294K Reduce -1.4%
SPMD SS SPDR P S&P 400 Midcap ETF 0.11% 4,228 $286K No change
INTC Intel Corp. 0.11% 1,975 $276K New
BAUG Innovator U.S. Equity Buffer 0.11% 5,140 $276K No change
STGW Stagwell Inc. 0.11% 37,035 $275K Reduce -58.9%
TSM Taiwan Semiconductor-SP ADR 0.10% 560 $267K New
VXUS Vanguard Total Intl Stock 0.10% 3,051 $261K Reduce -0.4%
PLBC Plumas Bancorp 0.10% 4,228 $247K No change
IEI iShares 3-7 Year Treasury Bo 0.10% 2,096 $246K No change
FLRN SS SPDR BB Ig Float RT ETF 0.08% 7,000 $216K No change
META Meta Platforms Inc. Class A 0.08% 369 $208K Reduce -6.3%

Portfolio Sells Q1 2026 → Q2 2026
VOO Vanguard S&P 500 ETF Reduce -58.0% 0.97% −1.28
BAPR Innovator U.S. Equity Buffer Reduce -13.3% 1.42% −0.27
OKTA Okta Inc. Reduce -39.5% 3.60% −0.25
AAPL Apple Inc. Reduce -5.8% 4.60% −0.21
AVUS Avantis U.S. Equity ETF Reduce -5.8% 5.52% −0.18
BJUL Innovator U.S. Equity Buffer Reduce -15.0% 0.84% −0.17
BMAR Innovator U.S. Equity Buffer Reduce -13.7% 0.86% −0.16
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -11.7% 1.17% −0.15
STGW Stagwell Inc. Reduce -58.9% 0.11% −0.14
VGSH Vanguard Short-Term Treasury Reduce -41.1% 0.15% −0.14
BSV Vanguard Short-Term Bond ETF Reduce -27.8% 0.23% −0.13
AMJB Alerian MLP ETN2044 Reduce -0.1% 0.84% −0.10
BOCT Innovator U.S. Equity Buffer Reduce -18.3% 0.40% −0.10
IQLT iShares MSCI International Q Reduce -3.7% 1.08% −0.09
XLE SS Energy Select Sector Sold out 0.00% −0.09
VYM Vanguard High DVD Yield ETF Reduce -2.3% 1.03% −0.08
VEA Vanguard Ftse Developed ETF Reduce -23.4% 0.22% −0.07
IYH iShares U.S. Healthcare ETF Reduce -11.1% 0.42% −0.07
BDEC Innovator U.S. Equity Buffer Reduce -3.5% 1.33% −0.07
IJAN Innovator International Deve Reduce 0.0% 0.84% −0.06
NVDA Nvidia Corp. Reduce -6.8% 1.01% −0.05
BFEB Innovator U.S. Equity Buffer Reduce -1.6% 1.49% −0.05
IEMG iShares Core MSCI Emerging Reduce -25.3% 0.14% −0.04
BJUN Innovator U.S. Equity Buffer Reduce -2.5% 0.36% −0.03
BAC Bank of America Corp. Reduce -20.0% 0.12% −0.02
BJAN Innovator U.S. Equity Buffer Reduce -0.3% 0.96% −0.02
META Meta Platforms Inc. Class A Reduce -6.3% 0.08% −0.02
BNOV Innovator U.S. Equity Buffer Reduce -0.0% 1.10% −0.01
JPM JPMorgan Chase & Co. Reduce -2.0% 0.35% −0.01
UNH Unitedhealth Group Inc. Reduce -30.3% 0.20% −0.01
HD Home Depot Inc. Reduce -1.4% 0.11% −0.01
SCHF Schwab Intl Equity ETF Reduce -1.8% 0.31% −0.01
VXUS Vanguard Total Intl Stock Reduce -0.4% 0.10% −0.00
VONG Vanguard Russell 1000 Growth Reduce -1.1% 0.17% +0.00
GOOGL Alphabet Inc. Class A Reduce -0.2% 0.16% +0.02
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -0.2% 1.02% +0.02
XLK SS Technology Select Sector Reduce -3.4% 0.26% +0.05
VTI VG Morningstar TS MKT ETF-US Reduce -1.1% 15.49% +0.26
AMAT Applied Materials Inc. Reduce -2.1% 1.34% +0.61
AMD Advanced Micro Devices Reduce -8.5% 1.22% +0.70

Portfolio Buys Q1 2026 → Q2 2026
VYMI Vanguard Int High DVD YLD Inc. Add +229.2% 1.27% +0.86
AMZN Amazon.com Inc. Add +413.3% 0.73% +0.59
DFAI Dimensional International Co. Add +16.2% 6.22% +0.55
QQQ Invesco QQQ Trust Series 1 Add +0.6% 4.14% +0.52
DFUS Dimensional US Eq MKT ETF New 0.20% +0.20
DFAU Dimensional US Core Equity M Add +2.9% 3.47% +0.17
SPY SS SPDR S&P 500 ETF Trust-US Add +2.2% 2.92% +0.13
SOXX iShares Semiconductor ETF New 0.12% +0.12
INTC Intel Corp. New 0.11% +0.11
TSM Taiwan Semiconductor-SP ADR New 0.10% +0.10
BND Vanguard Total Bond Market Add +45.4% 0.32% +0.07
VWO Vanguard Ftse Emerging Marke Add +10.6% 0.64% +0.05
IVV iShares Core S&P 500 ETF Add +1.2% 0.88% +0.03
SCHD Schwab US DVD Equity ETF Add +12.3% 0.84% +0.03
VB Vanguard Most SM-Cap ETF-Usd Add +0.1% 0.25% +0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.3% 0.14% −0.00
VIG Vanguard Dividend Apprec ETF Add +0.1% 0.15% −0.00
XLV SS Health Care Select Sector Add +0.3% 0.15% −0.01
IEFA iShares Core MSCI Eafe ETF Add +1.7% 0.28% −0.01
BMAY Innovator U.S. Equity Buffer Add +1.5% 0.24% −0.01
VNQ Vanguard Real Estate ETF Add +0.1% 1.29% −0.04
SCZ iShares MSCI Eafe Small-Cap Add +2.3% 2.34% −0.11
DVY iShares Select Dividend ETF Add +1.0% 1.68% −0.13
TFLR T Rowe Price Floating RT ETF Add +7.0% 3.60% −0.17
MSFT Microsoft Corp. Add +7.9% 7.58% −0.24
VDE Vanguard Energy ETF Add +0.2% 1.26% −0.37

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 91$256.2MVTI, MSFT, DFAI, AVUS, AAPL
Q1 2026 88$228.4MVTI, MSFT, AVUS, DFAI, AAPL
Q4 2025 93$239.7MVTI, MSFT, AVUS, AAPL, DFAI
Q3 2025 94$258.2MVTI, VCIT, IVV, VCSH, DFAC
Q2 2025 92$220.0MVTI, MSFT, AVUS, AAPL, OKTA
Q1 2025 87$198.5MVTI, MSFT, AVUS, AAPL, OKTA
Q4 2024 88$195.0MVTI, MSFT, AVUS, OKTA, QQQ
Q3 2024 88$182.4MVTI, MSFT, AVUS, OKTA, QQQ
Q2 2024 101$187.3MVTI, MSFT, OKTA, AVUS, STGW
Q1 2024 97$173.5MVTI, OKTA, MSFT, AVUS, STGW