My Personal CFO, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), My Personal CFO, LLC reported 94 stock positions worth $258.2 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 9.9% of the portfolio, followed by Vanguard Int-Term Corporate (VCIT, 8.1%) and iShares Core S&P 500 ETF (IVV, 5.3%). Compared with Q2 2025, it opened 67 new positions, sold out of 65, added to 9 and reduced 18. The biggest buy was a new position in Vanguard Int-Term Corporate (VCIT) and the biggest sale Microsoft (MSFT, shares −96%).
- Most Recent 13F
- Q2 2026
- Location
- VANCOUVER, WA
- CIK
- 0001916366
- Portfolio Value
- $258.2M (Q3 2025)
- SEC Filing
- 0001754960-25-000700 ↗ filed Oct 21, 2025
Holdings Value
Holdings 94 stocks · $258.2M
| VTI VG Morningstar TS MKT ETF-US | 9.90% | 77,866 | $25.6M | Reduce -31.2% |
| VCIT Vanguard Int-Term Corporate | 8.11% | 248,946 | $20.9M | New |
| IVV iShares Core S&P 500 ETF | 5.28% | 20,361 | $13.6M | Add +521.7% |
| VCSH Vanguard S/T Corp. Bond ETF | 5.14% | 165,923 | $13.3M | New |
| DFAC Dimensional US Core Equity 2 | 4.87% | 325,976 | $12.6M | New |
| DUHP Dimensional US High Profi Et | 4.15% | 284,045 | $10.7M | New |
| DFSV Dimensional US Small Cap Val | 4.11% | 333,662 | $10.6M | New |
| DFEM Dimensional Emrg MRKT Core | 3.74% | 301,360 | $9.7M | New |
| SCHR Schwab Intermediate-Term US | 3.38% | 347,192 | $8.7M | New |
| BSV Vanguard Short-Term Bond ETF | 3.03% | 99,022 | $7.8M | Add +2203.9% |
| EFA iShares MSCI Eafe ETF | 2.88% | 79,724 | $7.4M | New |
| VEA Vanguard Ftse Developed ETF | 2.82% | 121,644 | $7.3M | Add +710.8% |
| VNQ Vanguard Real Estate ETF | 2.55% | 71,956 | $6.6M | Add +111.9% |
| IWF iShares Russell 1000 Growth | 2.39% | 13,155 | $6.2M | New |
| DIHP Dimensional International Hi | 1.75% | 148,801 | $4.5M | New |
| VEU Vanguard Ftse All-World Ex-U | 1.66% | 60,193 | $4.3M | New |
| VTIP Vanguard Short-Term Tips | 1.62% | 82,592 | $4.2M | New |
| DISV Dimensional International SM | 1.58% | 114,395 | $4.1M | New |
| DFIC Dimensional International Co. | 1.52% | 119,576 | $3.9M | New |
| IWD iShares Russell 1000 Value E | 1.48% | 18,811 | $3.8M | New |
| IWN iShares Russell 2000 Value E | 1.46% | 21,255 | $3.8M | New |
| IWV iShares Russell 3000 ETF | 1.36% | 9,286 | $3.5M | New |
| SCZ iShares MSCI Eafe Small-Cap | 1.18% | 39,687 | $3.0M | Reduce -40.2% |
| VWO Vanguard Ftse Emerging Marke | 1.16% | 55,198 | $3.0M | Add +139.8% |
| AZN Astrazeneca PLC-Spons ADR | 1.14% | 38,411 | $2.9M | New |
| VSS Vanguard Ftse All Wo X-US SC | 1.12% | 20,322 | $2.9M | New |
| DFSD Dimensional Short Duration | 1.08% | 57,733 | $2.8M | New |
| IWO iShares Russell 2000 Growth | 1.01% | 8,129 | $2.6M | New |
| IWB iShares Russell 1000 ETF | 0.99% | 6,979 | $2.6M | New |
| IJR iShares Core S&P Small-Cap E | 0.99% | 21,457 | $2.5M | New |
| DFSU Dimensional US Sus CORE1 ETF | 0.98% | 59,358 | $2.5M | New |
| DFUV Dimensional US Marketwide Va | 0.95% | 55,093 | $2.5M | New |
| SPYV SS SPDR P S&P 500 Value ETF | 0.92% | 42,850 | $2.4M | New |
| IWM iShares Russell 2000 ETF | 0.91% | 9,668 | $2.3M | New |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.87% | 25,275 | $2.2M | New |
| EFV iShares MSCI Eafe Value ETF | 0.60% | 22,972 | $1.6M | New |
| DFAT Dimensional US Target Value | 0.58% | 25,679 | $1.5M | New |
| AAPL Apple Inc. | 0.54% | 5,510 | $1.4M | Reduce -90.1% |
| DFIV Dimensional International Va | 0.50% | 28,249 | $1.3M | New |
| TIP iShares Tips Bond ETF | 0.46% | 10,646 | $1.2M | New |
| DFAX Dimensional World Ex US Core | 0.41% | 33,627 | $1.1M | New |
| DFEV Dimensional Emrg MRKT Val | 0.37% | 29,963 | $956K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.33% | 4,509 | $841K | New |
| SCHB Schwab US Broad Market ETF | 0.30% | 30,144 | $775K | Add +19.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.30% | 1,163 | $775K | Reduce -88.8% |
| DFGR Dim Global Real Estate ETF | 0.30% | 28,078 | $767K | New |
| SCHX Schwab US Large-Cap ETF | 0.29% | 28,299 | $745K | New |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.28% | 2,320 | $719K | New |
| IWP iShares Russell Mid-Cap Grow | 0.28% | 5,017 | $714K | New |
| NVDA Nvidia Corp. | 0.26% | 3,653 | $682K | Reduce -77.1% |
| MSFT Microsoft Corp. | 0.26% | 1,276 | $661K | Reduce -96.5% |
| IVE iShares S&P 500 Value ETF | 0.25% | 3,114 | $643K | New |
| DFAI Dimensional International Co. | 0.25% | 17,547 | $638K | Reduce -85.5% |
| UNH Unitedhealth Group Inc. | 0.24% | 1,830 | $632K | Add +4.3% |
| AVUV Avantis US Small Cap Value | 0.24% | 6,173 | $614K | New |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.22% | 13,403 | $574K | New |
| SPEM State Street SP PTF Em ETF | 0.22% | 12,166 | $569K | New |
| DFSI Dimensional Int Sus COR1 ETF | 0.22% | 13,801 | $565K | New |
| JPM JPMorgan Chase & Co. | 0.22% | 1,778 | $561K | Reduce -38.9% |
| JNJ Johnson & Johnson | 0.21% | 2,983 | $553K | Reduce -28.6% |
| DFLV Dim US Large Cap Value ETF | 0.19% | 14,926 | $491K | New |
| MRK Merck & Co. Inc. | 0.19% | 5,739 | $482K | New |
| PG The Procter & Gamble Co. | 0.18% | 3,083 | $474K | New |
| AGG iShares Core U.S. Aggregate | 0.16% | 4,222 | $423K | New |
| VGT Vanguard Info Tech ETF | 0.16% | 557 | $416K | Reduce -26.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.16% | 845 | $405K | Add +25.2% |
| AMZN Amazon.com Inc. | 0.13% | 1,556 | $342K | Reduce -53.6% |
| DCOR Dimensional US Core Eq 1 ETF | 0.12% | 4,472 | $322K | New |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.12% | 1,090 | $320K | Reduce -92.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.12% | 1,245 | $317K | Reduce -57.0% |
| XOM Exxon Mobil Corp. | 0.12% | 2,749 | $310K | Add +11.8% |
| DFAE Dimensional Emerging Core Eq | 0.11% | 9,031 | $285K | New |
| CEG Constellation Energy | 0.11% | 847 | $279K | New |
| BIV Vanguard Intermediate-Term B | 0.11% | 3,568 | $279K | New |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.11% | 1,312 | $274K | Reduce -15.0% |
| GSY Invesco Ultra Short Duration | 0.10% | 5,377 | $270K | New |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.10% | 1,524 | $266K | New |
| DFSE Dimensional Em Sus CORE1 ETF | 0.10% | 6,350 | $261K | New |
| CSCO Cisco Systems Inc. | 0.10% | 3,804 | $260K | New |
| META Meta Platforms Inc. Class A | 0.10% | 349 | $256K | Reduce -83.1% |
| BND Vanguard Total Bond Market | 0.10% | 3,435 | $255K | Reduce -62.0% |
| AVGO Broadcom Inc. | 0.10% | 761 | $251K | Reduce -26.4% |
| BX Blackstone Inc. | 0.10% | 1,452 | $248K | New |
| IWS iShares Russell Mid-Cap Valu | 0.09% | 1,743 | $243K | New |
| GOOGL Alphabet Inc. Class A | 0.09% | 985 | $240K | Reduce -25.0% |
| IJS iShares S&P Small-Cap 600 Va | 0.09% | 2,164 | $239K | New |
| ITW Illinois Tool Works | 0.09% | 898 | $234K | New |
| MUB iShares National Muni Bond E | 0.09% | 2,113 | $225K | New |
| AWI Armstrong World Industries | 0.09% | 1,134 | $222K | New |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.08% | 2,311 | $218K | New |
| BNDX Vanguard Total Intl Bond ETF | 0.08% | 4,215 | $208K | New |
| SUB iShares Short-Term National | 0.08% | 1,949 | $208K | New |
| IAU iShares Gold Trust | 0.08% | 2,812 | $205K | New |
| TMC TMC the Metals Co. Inc. | 0.05% | 20,000 | $127K | New |
Portfolio Sells Q2 2025 → Q3 2025
| MSFT Microsoft Corp. | Reduce -96.5% | 0.26% | −7.96 |
| AVUS Avantis U.S. Equity ETF | Sold out | 0.00% | −6.37 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -31.2% | 9.90% | −5.73 |
| OKTA Okta Inc. | Sold out | 0.00% | −5.02 |
| AAPL Apple Inc. | Reduce -90.1% | 0.54% | −4.65 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −3.88 |
| DFAU Dimensional US Core Equity M | Sold out | 0.00% | −3.08 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -88.8% | 0.30% | −2.62 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −2.22 |
| BAPR Innovator U.S. Equity Buffer | Sold out | 0.00% | −1.89 |
| BRK.B Berkshire Hathaway Inc. Class B | Sold out | 0.00% | −1.81 |
| DFAI Dimensional International Co. | Reduce -85.5% | 0.25% | −1.66 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -92.2% | 0.12% | −1.65 |
| BFEB Innovator U.S. Equity Buffer | Sold out | 0.00% | −1.55 |
| BDEC Innovator U.S. Equity Buffer | Sold out | 0.00% | −1.53 |
| ESGV Vanguard ESG US Stock ETF | Sold out | 0.00% | −1.37 |
| DVY iShares Select Dividend ETF | Sold out | 0.00% | −1.32 |
| BJUL Innovator U.S. Equity Buffer | Sold out | 0.00% | −1.29 |
| VDE Vanguard Energy ETF | Sold out | 0.00% | −1.25 |
| BNOV Innovator U.S. Equity Buffer | Sold out | 0.00% | −1.21 |
| IQLT iShares MSCI International Q | Sold out | 0.00% | −1.17 |
| STGW Stagwell Inc. | Sold out | 0.00% | −1.14 |
| BMAR Innovator U.S. Equity Buffer | Sold out | 0.00% | −1.10 |
| TFLR T Rowe Price Floating RT ETF | Sold out | 0.00% | −1.10 |
| BJAN Innovator U.S. Equity Buffer | Sold out | 0.00% | −1.06 |
| VYM Vanguard High DVD Yield ETF | Sold out | 0.00% | −1.04 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Sold out | 0.00% | −1.02 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -40.2% | 1.18% | −1.01 |
| NJAN Innovator Growth 100 Power B | Sold out | 0.00% | −0.90 |
| NVDA Nvidia Corp. | Reduce -77.1% | 0.26% | −0.88 |
| IJAN Innovator International Deve | Sold out | 0.00% | −0.88 |
| ITOT iShares Core S&P Total U.S. | Sold out | 0.00% | −0.75 |
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −0.72 |
| IYH iShares U.S. Healthcare ETF | Sold out | 0.00% | −0.64 |
| META Meta Platforms Inc. Class A | Reduce -83.1% | 0.10% | −0.59 |
| AMAT Applied Materials Inc. | Sold out | 0.00% | −0.58 |
| BOCT Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.54 |
| BSEP Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.46 |
| W Wayfair Inc. Class A | Sold out | 0.00% | −0.45 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.44 |
| BJUN Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.41 |
| EJAN Innovator Emerging Markets P | Sold out | 0.00% | −0.39 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.33 |
| IBB iShares Biotechnology ETF | Sold out | 0.00% | −0.30 |
| SCHF Schwab Intl Equity ETF | Sold out | 0.00% | −0.29 |
| XLK SS Technology Select Sector | Sold out | 0.00% | −0.28 |
| BMAY Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.26 |
| IWR iShares Russell Mid-Cap ETF | Sold out | 0.00% | −0.24 |
| PJAN Innovator U.S. Equity Power | Sold out | 0.00% | −0.20 |
| BND Vanguard Total Bond Market | Reduce -62.0% | 0.10% | −0.20 |
Portfolio Buys Q2 2025 → Q3 2025
| VCIT Vanguard Int-Term Corporate | New | 8.11% | +8.11 |
| VCSH Vanguard S/T Corp. Bond ETF | New | 5.14% | +5.14 |
| DFAC Dimensional US Core Equity 2 | New | 4.87% | +4.87 |
| IVV iShares Core S&P 500 ETF | Add +521.7% | 5.28% | +4.35 |
| DUHP Dimensional US High Profi Et | New | 4.15% | +4.15 |
| DFSV Dimensional US Small Cap Val | New | 4.11% | +4.11 |
| DFEM Dimensional Emrg MRKT Core | New | 3.74% | +3.74 |
| SCHR Schwab Intermediate-Term US | New | 3.38% | +3.38 |
| EFA iShares MSCI Eafe ETF | New | 2.88% | +2.88 |
| BSV Vanguard Short-Term Bond ETF | Add +2203.9% | 3.03% | +2.87 |
| VEA Vanguard Ftse Developed ETF | Add +710.8% | 2.82% | +2.43 |
| IWF iShares Russell 1000 Growth | New | 2.39% | +2.39 |
| DIHP Dimensional International Hi | New | 1.75% | +1.75 |
| VEU Vanguard Ftse All-World Ex-U | New | 1.66% | +1.66 |
| VTIP Vanguard Short-Term Tips | New | 1.62% | +1.62 |
| DISV Dimensional International SM | New | 1.58% | +1.58 |
| DFIC Dimensional International Co. | New | 1.52% | +1.52 |
| IWD iShares Russell 1000 Value E | New | 1.48% | +1.48 |
| IWN iShares Russell 2000 Value E | New | 1.46% | +1.46 |
| IWV iShares Russell 3000 ETF | New | 1.36% | +1.36 |
| VNQ Vanguard Real Estate ETF | Add +111.9% | 2.55% | +1.17 |
| AZN Astrazeneca PLC-Spons ADR | New | 1.14% | +1.14 |
| VSS Vanguard Ftse All Wo X-US SC | New | 1.12% | +1.12 |
| DFSD Dimensional Short Duration | New | 1.08% | +1.08 |
| IWO iShares Russell 2000 Growth | New | 1.01% | +1.01 |
| IWB iShares Russell 1000 ETF | New | 0.99% | +0.99 |
| IJR iShares Core S&P Small-Cap E | New | 0.99% | +0.99 |
| DFSU Dimensional US Sus CORE1 ETF | New | 0.98% | +0.98 |
| DFUV Dimensional US Marketwide Va | New | 0.95% | +0.95 |
| SPYV SS SPDR P S&P 500 Value ETF | New | 0.92% | +0.92 |
| IWM iShares Russell 2000 ETF | New | 0.91% | +0.91 |
| SLYV SS SPDR S&P 600 SC Val ETF | New | 0.87% | +0.87 |
| VWO Vanguard Ftse Emerging Marke | Add +139.8% | 1.16% | +0.64 |
| EFV iShares MSCI Eafe Value ETF | New | 0.60% | +0.60 |
| DFAT Dimensional US Target Value | New | 0.58% | +0.58 |
| DFIV Dimensional International Va | New | 0.50% | +0.50 |
| TIP iShares Tips Bond ETF | New | 0.46% | +0.46 |
| DFAX Dimensional World Ex US Core | New | 0.41% | +0.41 |
| DFEV Dimensional Emrg MRKT Val | New | 0.37% | +0.37 |
| VTV Vanguard Mrngstr Val ETF-Aui | New | 0.33% | +0.33 |
| DFGR Dim Global Real Estate ETF | New | 0.30% | +0.30 |
| SCHX Schwab US Large-Cap ETF | New | 0.29% | +0.29 |
| AJG Arthur J Gallagher & Co. | New | 0.28% | +0.28 |
| IWP iShares Russell Mid-Cap Grow | New | 0.28% | +0.28 |
| IVE iShares S&P 500 Value ETF | New | 0.25% | +0.25 |
| AVUV Avantis US Small Cap Value | New | 0.24% | +0.24 |
| SPDW Ste STR SPDR PT DW Eu ETF | New | 0.22% | +0.22 |
| SPEM State Street SP PTF Em ETF | New | 0.22% | +0.22 |
| DFSI Dimensional Int Sus COR1 ETF | New | 0.22% | +0.22 |
| DFLV Dim US Large Cap Value ETF | New | 0.19% | +0.19 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 91 | $256.2M | VTI, MSFT, DFAI, AVUS, AAPL |
| Q1 2026 | 88 | $228.4M | VTI, MSFT, AVUS, DFAI, AAPL |
| Q4 2025 | 93 | $239.7M | VTI, MSFT, AVUS, AAPL, DFAI |
| Q3 2025 | 94 | $258.2M | VTI, VCIT, IVV, VCSH, DFAC |
| Q2 2025 | 92 | $220.0M | VTI, MSFT, AVUS, AAPL, OKTA |
| Q1 2025 | 87 | $198.5M | VTI, MSFT, AVUS, AAPL, OKTA |
| Q4 2024 | 88 | $195.0M | VTI, MSFT, AVUS, OKTA, QQQ |
| Q3 2024 | 88 | $182.4M | VTI, MSFT, AVUS, OKTA, QQQ |
| Q2 2024 | 101 | $187.3M | VTI, MSFT, OKTA, AVUS, STGW |
| Q1 2024 | 97 | $173.5M | VTI, OKTA, MSFT, AVUS, STGW |