Penney Financial, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 22, 2026), Penney Financial, LLC reported 53 stock positions worth $286.1 million. Its top holding was Dimensional US Eq MKT ETF (DFUS) at 25.6% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 15.8%) and Vanguard Ftse Developed ETF (VEA, 8.5%). Compared with Q1 2026, it opened 7 new positions, sold out of 2, added to 9 and reduced 18. The biggest buy was a new position in Dimensional US Eq MKT ETF (DFUS) and the biggest sale Goldman Activebeta US LC ETF (GSLC, shares −99%).
- Most Recent 13F
- Q2 2026
- Location
- HOUSTON, TX
- CIK
- 0002049857
- Portfolio Value
- $286.1M (Q2 2026)
- SEC Filing
- 0002049857-26-000004 ↗ filed Jul 22, 2026
Holdings Value
Holdings 53 stocks · $286.1M
| DFUS Dimensional US Eq MKT ETF | 25.59% | 893,449 | $73.2M | New |
| VTI VG Morningstar TS MKT ETF-US | 15.79% | 122,064 | $45.2M | Reduce -5.0% |
| VEA Vanguard Ftse Developed ETF | 8.53% | 342,359 | $24.4M | Reduce -0.4% |
| VCRB Vanguard Core Bond ETF | 7.02% | 259,865 | $20.1M | Add +182.7% |
| SGOV iShares 0-3 Month Treasury B | 5.46% | 155,055 | $15.6M | Reduce -10.1% |
| IEFA iShares Core MSCI Eafe ETF | 4.48% | 132,569 | $12.8M | Reduce -5.3% |
| JPIE JPMorgan Income ETF | 3.41% | 211,958 | $9.8M | Add +1.6% |
| VYM Vanguard High DVD Yield ETF | 3.33% | 60,279 | $9.5M | Reduce -0.6% |
| SCHD Schwab US DVD Equity ETF | 3.25% | 293,595 | $9.3M | Reduce -4.7% |
| VCRM Vanguard Core Tax-Ex Bond | 3.03% | 113,444 | $8.7M | New |
| CGMU Cap Group Municipal Income | 2.03% | 211,497 | $5.8M | Add +14.3% |
| JEPI JPMorgan Equity Premium Inco | 1.98% | 100,261 | $5.7M | Add +0.6% |
| JPST JPMorgan Ultra-Short Income | 1.49% | 84,243 | $4.3M | Add +953.0% |
| DFSD Dimensional Short Duration | 1.38% | 82,902 | $4.0M | New |
| VXUS Vanguard Total Intl Stock | 1.27% | 42,475 | $3.6M | Add +2.8% |
| HELO JPMorgan Hedged Equity ETF | 1.25% | 52,887 | $3.6M | Reduce -22.3% |
| FLMI Franklin Dynamic Municipal B | 1.10% | 124,597 | $3.1M | Reduce -57.5% |
| SCHB Schwab US Broad Market ETF | 1.04% | 102,649 | $3.0M | Reduce -8.6% |
| AAPL Apple Inc. | 0.90% | 8,892 | $2.6M | Add +0.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.85% | 47,994 | $2.4M | Reduce -38.5% |
| DFNM Dimensional National Muni BD | 0.60% | 35,448 | $1.7M | Reduce -63.5% |
| VOO Vanguard S&P 500 ETF | 0.53% | 2,211 | $1.5M | Add +2.3% |
| SUB iShares Short-Term National | 0.47% | 12,607 | $1.3M | Reduce -48.4% |
| GPIX GLDM SA S&P 500 PR in ETF-US | 0.38% | 19,656 | $1.1M | New |
| IVV iShares Core S&P 500 ETF | 0.36% | 1,374 | $1.0M | No change |
| LNG Cheniere Energy Inc. | 0.35% | 4,221 | $1.0M | Add +54.9% |
| IWB iShares Russell 1000 ETF | 0.34% | 2,380 | $975K | No change |
| ITOT iShares Core S&P Total U.S. | 0.30% | 5,246 | $862K | No change |
| GSLC Goldman Activebeta US LC ETF | 0.29% | 5,779 | $820K | Reduce -98.8% |
| JQUA JPMorgan US Quality Factor | 0.29% | 11,343 | $820K | No change |
| AMZN Amazon.com Inc. | 0.28% | 3,337 | $795K | No change |
| CVX Chevron Corp. | 0.25% | 4,349 | $721K | No change |
| MSFT Microsoft Corp. | 0.24% | 1,861 | $694K | No change |
| FLY Firefly Aerospace Inc. | 0.23% | 22,793 | $670K | No change |
| IWM iShares Russell 2000 ETF | 0.23% | 2,203 | $662K | No change |
| EVTR Eaton Vance Total Return | 0.16% | 8,969 | $455K | Reduce -93.5% |
| GVA Granite Construction Inc. | 0.11% | 2,000 | $316K | Reduce -24.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.11% | 3,642 | $314K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.11% | 1,005 | $305K | Reduce -95.9% |
| BSV Vanguard Short-Term Bond ETF | 0.10% | 3,830 | $298K | Reduce -0.8% |
| GOOGL Alphabet Inc. Class A | 0.10% | 829 | $296K | No change |
| SCHX Schwab US Large-Cap ETF | 0.10% | 9,816 | $289K | No change |
| IJH iShares Core S&P Midcap ETF | 0.10% | 3,575 | $276K | No change |
| CWI State Street SPDR MSCI Acwi | 0.09% | 6,540 | $266K | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.09% | 1,187 | $259K | No change |
| XOM Exxon Mobil Corp. | 0.08% | 1,697 | $232K | No change |
| META Meta Platforms Inc. Class A | 0.08% | 399 | $225K | No change |
| BTI British American Tob-SP ADR | 0.08% | 3,603 | $223K | No change |
| V Visa Inc. Class A | 0.08% | 645 | $221K | New |
| CAT Caterpillar Inc. | 0.08% | 202 | $215K | New |
| EQNR Equinor ASA-Spon ADR | 0.07% | 6,649 | $209K | No change |
| JPM JPMorgan Chase & Co. | 0.07% | 625 | $205K | New |
| AGG iShares Core U.S. Aggregate | 0.07% | 2,049 | $203K | Reduce -95.5% |
Portfolio Sells Q1 2026 → Q2 2026
| GSLC Goldman Activebeta US LC ETF | Reduce -98.8% | 0.29% | −22.65 |
| EVTR Eaton Vance Total Return | Reduce -93.5% | 0.16% | −2.55 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -95.9% | 0.11% | −2.35 |
| FLMI Franklin Dynamic Municipal B | Reduce -57.5% | 1.10% | −1.69 |
| AGG iShares Core U.S. Aggregate | Reduce -95.5% | 0.07% | −1.65 |
| SGOV iShares 0-3 Month Treasury B | Reduce -10.1% | 5.46% | −1.21 |
| DFNM Dimensional National Muni BD | Reduce -63.5% | 0.60% | −1.19 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -38.5% | 0.85% | −0.65 |
| SUB iShares Short-Term National | Reduce -48.4% | 0.47% | −0.53 |
| HELO JPMorgan Hedged Equity ETF | Reduce -22.3% | 1.25% | −0.42 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -5.3% | 4.48% | −0.39 |
| SCHD Schwab US DVD Equity ETF | Reduce -4.7% | 3.25% | −0.37 |
| FDX FedEx Corp. | Sold out | 0.00% | −0.14 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.6% | 3.33% | −0.12 |
| HDV iShares Core High Dividend E | Sold out | 0.00% | −0.08 |
| SCHB Schwab US Broad Market ETF | Reduce -8.6% | 1.04% | −0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.0% | 15.79% | −0.02 |
| BSV Vanguard Short-Term Bond ETF | Reduce -0.8% | 0.10% | −0.01 |
| GVA Granite Construction Inc. | Reduce -24.4% | 0.11% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.4% | 8.53% | +0.08 |
Portfolio Buys Q1 2026 → Q2 2026
| DFUS Dimensional US Eq MKT ETF | New | 25.59% | +25.59 |
| VCRB Vanguard Core Bond ETF | Add +182.7% | 7.02% | +4.29 |
| VCRM Vanguard Core Tax-Ex Bond | New | 3.03% | +3.03 |
| DFSD Dimensional Short Duration | New | 1.38% | +1.38 |
| JPST JPMorgan Ultra-Short Income | Add +953.0% | 1.49% | +1.33 |
| GPIX GLDM SA S&P 500 PR in ETF-US | New | 0.38% | +0.38 |
| CGMU Cap Group Municipal Income | Add +14.3% | 2.03% | +0.10 |
| V Visa Inc. Class A | New | 0.08% | +0.08 |
| CAT Caterpillar Inc. | New | 0.08% | +0.08 |
| JPM JPMorgan Chase & Co. | New | 0.07% | +0.07 |
| LNG Cheniere Energy Inc. | Add +54.9% | 0.35% | +0.06 |
| VXUS Vanguard Total Intl Stock | Add +2.8% | 1.27% | +0.05 |
| VOO Vanguard S&P 500 ETF | Add +2.3% | 0.53% | +0.04 |
| AAPL Apple Inc. | Add +0.0% | 0.90% | +0.03 |
| JEPI JPMorgan Equity Premium Inco | Add +0.6% | 1.98% | −0.19 |
| JPIE JPMorgan Income ETF | Add +1.6% | 3.41% | −0.28 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 53 | $286.1M | DFUS, VTI, VEA, VCRB, SGOV |
| Q1 2026 | 48 | $260.6M | GSLC, VTI, VEA, SGOV, IEFA |
| Q4 2025 | 49 | $259.1M | GSLC, VTI, VEA, SGOV, IEFA |
| Q3 2025 | 49 | $223.3M | GSLC, VTI, VEA, SGOV, IEFA |
| Q2 2025 | 42 | $196.7M | GSLC, VTI, VEA, IEFA, SGOV |
| Q1 2025 | 37 | $152.3M | GSLC, VTI, VEA, VYM, SCHD |
| Q4 2024 | 39 | $149.1M | GSLC, VTI, VEA, VYM, SCHD |
| Q3 2024 | 36 | $146.6M | GSLC, VTI, VEA, VYM, SCHD |
| Q2 2024 | 34 | $136.7M | GSLC, VTI, VEA, VYM, SCHD |
| Q1 2024 | 33 | $135.4M | GSLC, VTI, VEA, VYM, SCHD |