Penney Financial, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 22, 2026), Penney Financial, LLC reported 48 stock positions worth $260.6 million. Its top holding was Goldman Activebeta US LC ETF (GSLC) at 22.9% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 15.8%) and Vanguard Ftse Developed ETF (VEA, 8.4%). Compared with Q4 2025, it opened 4 new positions, sold out of 5, added to 23 and reduced 11. The biggest buy was Schwab US DVD Equity ETF (SCHD, shares +0%) and the biggest sale iShares 0-3 Month Treasury B (SGOV, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- HOUSTON, TX
- CIK
- 0002049857
- Portfolio Value
- $260.6M (Q1 2026)
- SEC Filing
- 0002049857-26-000003 ↗ filed Apr 22, 2026
Holdings Value
Holdings 48 stocks · $260.6M
| GSLC Goldman Activebeta US LC ETF | 22.93% | 477,721 | $59.8M | Add +1.1% |
| VTI VG Morningstar TS MKT ETF-US | 15.81% | 128,417 | $41.2M | Add +3.5% |
| VEA Vanguard Ftse Developed ETF | 8.45% | 343,634 | $22.0M | Add +0.5% |
| SGOV iShares 0-3 Month Treasury B | 6.66% | 172,506 | $17.4M | Reduce -6.1% |
| IEFA iShares Core MSCI Eafe ETF | 4.87% | 140,064 | $12.7M | Add +6.4% |
| JPIE JPMorgan Income ETF | 3.69% | 208,599 | $9.6M | Add +3.6% |
| SCHD Schwab US DVD Equity ETF | 3.63% | 308,191 | $9.5M | Add +0.5% |
| VYM Vanguard High DVD Yield ETF | 3.45% | 60,660 | $9.0M | Reduce -0.2% |
| FLMI Franklin Dynamic Municipal B | 2.79% | 293,015 | $7.3M | Add +12.5% |
| VCRB Vanguard Core Bond ETF | 2.73% | 91,913 | $7.1M | Add +4.0% |
| EVTR Eaton Vance Total Return | 2.71% | 139,022 | $7.1M | Add +3.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.45% | 24,416 | $6.4M | Reduce -0.9% |
| JEPI JPMorgan Equity Premium Inco | 2.17% | 99,620 | $5.6M | Add +1.9% |
| CGMU Cap Group Municipal Income | 1.93% | 185,115 | $5.0M | Add +12.8% |
| DFNM Dimensional National Muni BD | 1.78% | 97,028 | $4.7M | Add +9.9% |
| AGG iShares Core U.S. Aggregate | 1.72% | 45,254 | $4.5M | Add +1.8% |
| HELO JPMorgan Hedged Equity ETF | 1.67% | 68,023 | $4.3M | Add +6.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.49% | 78,066 | $3.9M | Add +6.8% |
| VXUS Vanguard Total Intl Stock | 1.22% | 41,340 | $3.2M | Add +0.2% |
| SCHB Schwab US Broad Market ETF | 1.08% | 112,248 | $2.8M | Add +1.4% |
| SUB iShares Short-Term National | 1.00% | 24,446 | $2.6M | Reduce -0.7% |
| AAPL Apple Inc. | 0.87% | 8,889 | $2.3M | Add +0.0% |
| VOO Vanguard S&P 500 ETF | 0.50% | 2,162 | $1.3M | Add +4.4% |
| CVX Chevron Corp. | 0.35% | 4,349 | $900K | Reduce -21.0% |
| IVV iShares Core S&P 500 ETF | 0.34% | 1,374 | $898K | No change |
| IWB iShares Russell 1000 ETF | 0.33% | 2,380 | $849K | No change |
| LNG Cheniere Energy Inc. | 0.30% | 2,725 | $773K | No change |
| ITOT iShares Core S&P Total U.S. | 0.29% | 5,246 | $747K | Add +50.7% |
| JQUA JPMorgan US Quality Factor | 0.27% | 11,343 | $696K | Reduce -5.0% |
| AMZN Amazon.com Inc. | 0.27% | 3,337 | $695K | Add +8.1% |
| MSFT Microsoft Corp. | 0.26% | 1,861 | $689K | Reduce -1.5% |
| FLY Firefly Aerospace Inc. | 0.25% | 22,793 | $649K | New |
| IWM iShares Russell 2000 ETF | 0.21% | 2,203 | $546K | No change |
| JPST JPMorgan Ultra-Short Income | 0.16% | 8,000 | $405K | New |
| FDX FedEx Corp. | 0.14% | 1,011 | $360K | Reduce -12.2% |
| GVA Granite Construction Inc. | 0.12% | 2,647 | $317K | No change |
| BSV Vanguard Short-Term Bond ETF | 0.12% | 3,861 | $303K | Reduce -0.1% |
| XOM Exxon Mobil Corp. | 0.11% | 1,697 | $288K | Reduce -22.4% |
| EQNR Equinor ASA-Spon ADR | 0.11% | 6,649 | $281K | Reduce -50.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.10% | 607 | $265K | Add +17.0% |
| SCHX Schwab US Large-Cap ETF | 0.10% | 9,816 | $252K | No change |
| IJH iShares Core S&P Midcap ETF | 0.09% | 3,575 | $241K | No change |
| CWI State Street SPDR MSCI Acwi | 0.09% | 6,540 | $239K | No change |
| GOOGL Alphabet Inc. Class A | 0.09% | 829 | $238K | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.09% | 1,187 | $233K | New |
| META Meta Platforms Inc. Class A | 0.09% | 399 | $228K | Add +3.9% |
| BTI British American Tob-SP ADR | 0.08% | 3,603 | $211K | No change |
| HDV iShares Core High Dividend E | 0.08% | 1,525 | $207K | New |
Portfolio Sells Q4 2025 → Q1 2026
| SGOV iShares 0-3 Month Treasury B | Reduce -6.1% | 6.66% | −0.45 |
| AVGO Broadcom Inc. | Sold out | 0.00% | −0.13 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.12 |
| NSP Insperity Inc. | Sold out | 0.00% | −0.10 |
| MSFT Microsoft Corp. | Reduce -1.5% | 0.26% | −0.09 |
| V Visa Inc. Class A | Sold out | 0.00% | −0.09 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.08 |
| JQUA JPMorgan US Quality Factor | Reduce -5.0% | 0.27% | −0.02 |
| SUB iShares Short-Term National | Reduce -0.7% | 1.00% | −0.01 |
| EQNR Equinor ASA-Spon ADR | Reduce -50.0% | 0.11% | −0.01 |
| BSV Vanguard Short-Term Bond ETF | Reduce -0.1% | 0.12% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.9% | 2.45% | −0.00 |
| XOM Exxon Mobil Corp. | Reduce -22.4% | 0.11% | +0.01 |
| FDX FedEx Corp. | Reduce -12.2% | 0.14% | +0.01 |
| CVX Chevron Corp. | Reduce -21.0% | 0.35% | +0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.2% | 3.45% | +0.08 |
Portfolio Buys Q4 2025 → Q1 2026
| SCHD Schwab US DVD Equity ETF | Add +0.5% | 3.63% | +0.38 |
| IEFA iShares Core MSCI Eafe ETF | Add +6.4% | 4.87% | +0.32 |
| FLMI Franklin Dynamic Municipal B | Add +12.5% | 2.79% | +0.29 |
| FLY Firefly Aerospace Inc. | New | 0.25% | +0.25 |
| VEA Vanguard Ftse Developed ETF | Add +0.5% | 8.45% | +0.20 |
| CGMU Cap Group Municipal Income | Add +12.8% | 1.93% | +0.19 |
| JPST JPMorgan Ultra-Short Income | New | 0.16% | +0.16 |
| DFNM Dimensional National Muni BD | Add +9.9% | 1.78% | +0.14 |
| JPIE JPMorgan Income ETF | Add +3.6% | 3.69% | +0.09 |
| VTV Vanguard Mrngstr Val ETF-Aui | New | 0.09% | +0.09 |
| ITOT iShares Core S&P Total U.S. | Add +50.7% | 0.29% | +0.09 |
| HDV iShares Core High Dividend E | New | 0.08% | +0.08 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +6.8% | 1.49% | +0.08 |
| VCRB Vanguard Core Bond ETF | Add +4.0% | 2.73% | +0.07 |
| EVTR Eaton Vance Total Return | Add +3.4% | 2.71% | +0.03 |
| HELO JPMorgan Hedged Equity ETF | Add +6.6% | 1.67% | +0.03 |
| VXUS Vanguard Total Intl Stock | Add +0.2% | 1.22% | +0.02 |
| AGG iShares Core U.S. Aggregate | Add +1.8% | 1.72% | +0.01 |
| JEPI JPMorgan Equity Premium Inco | Add +1.9% | 2.17% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +17.0% | 0.10% | +0.00 |
| VOO Vanguard S&P 500 ETF | Add +4.4% | 0.50% | −0.01 |
| AMZN Amazon.com Inc. | Add +8.1% | 0.27% | −0.01 |
| META Meta Platforms Inc. Class A | Add +3.9% | 0.09% | −0.01 |
| SCHB Schwab US Broad Market ETF | Add +1.4% | 1.08% | −0.04 |
| AAPL Apple Inc. | Add +0.0% | 0.87% | −0.07 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.5% | 15.81% | −0.25 |
| GSLC Goldman Activebeta US LC ETF | Add +1.1% | 22.93% | −1.21 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 53 | $286.1M | DFUS, VTI, VEA, VCRB, SGOV |
| Q1 2026 | 48 | $260.6M | GSLC, VTI, VEA, SGOV, IEFA |
| Q4 2025 | 49 | $259.1M | GSLC, VTI, VEA, SGOV, IEFA |
| Q3 2025 | 49 | $223.3M | GSLC, VTI, VEA, SGOV, IEFA |
| Q2 2025 | 42 | $196.7M | GSLC, VTI, VEA, IEFA, SGOV |
| Q1 2025 | 37 | $152.3M | GSLC, VTI, VEA, VYM, SCHD |
| Q4 2024 | 39 | $149.1M | GSLC, VTI, VEA, VYM, SCHD |
| Q3 2024 | 36 | $146.6M | GSLC, VTI, VEA, VYM, SCHD |
| Q2 2024 | 34 | $136.7M | GSLC, VTI, VEA, VYM, SCHD |
| Q1 2024 | 33 | $135.4M | GSLC, VTI, VEA, VYM, SCHD |